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Melancho's Posts

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RomanceRe: Need Seriousadvice Nairalanders: Which Of These 5 Ladies Should My Friend Choose by Melancho: 5:36pm On May 03
He should marry the poster
Technology MarketRe: Itel Power Tank 500w by Melancho: 3:33pm On May 01
Will you deliver and install it?
BusinessRe: 10 FAQs On Tax Obligations For Freelancers In Nigeria by Melancho: 9:15am On Apr 26
lovableweb:
The 2026 Nigerian tax landscape has moved from ‘analog’ to ‘digital-first,’ and freelancers—whether designers, developers, or writers—are now firmly in the spotlight of the State Internal Revenue Services (SIRS). If you earn income from platforms like Upwork, Fiverr, or direct foreign clients, you are legally a ‘Self-Employed Individual’ subject to Personal Income Tax (PIT).

The ₦800,000 Tax-Free Threshold
Under the Nigeria Tax Act 2025, a significant relief was introduced: the first ₦800,000 of your annual income is completely tax-free. This is designed to protect low-income earners and micro-entrepreneurs. If you earn above this, you must register for a Payer ID in your state of residence. See Personal Income Tax Reforms for the progressive rate breakdown.

This FAQ below is tailored for freelancers, remote workers, and “solopreneurs” in Nigeria, reflecting the significant changes brought by the Nigeria Tax Act 2025 and the 2026 Reforms.

FAQ: Tax Obligations for Freelancers in Nigeria (2026)

1. As a freelancer, am I legally required to pay tax?
Yes. Under the Nigeria Tax Act 2025 (effective Jan 1, 2026), freelance income is fully taxable. Whether you are a graphic designer, developer, writer, or social media creator, if you live in Nigeria for 183 days or more in a year, you are a tax resident and must pay Personal Income Tax (PIT) on your worldwide earnings.


2. What is the “Tax-Free” threshold for 2026?
The 2026 reforms significantly increased the exemption limit. If your total annual income (after deducting business expenses) is ₦800,000 or less, you pay zero income tax.

Example: If you earn ₦65,000 a month, you are below the ₦800k annual limit and owe nothing.

3. How much tax do I pay if I earn above ₦800,000?
Nigeria uses a progressive tax system, meaning you only pay higher rates on the portion of your income that falls into higher “brackets.”

Annual Taxable Income Tax Rate
First ₦800,000 - 0% (Tax-Free)
Next ₦2,200,000 - 15%
Next ₦9,000,000 - 18%
Next ₦13,000,000 - 21%
Next ₦25,000,000 - 23%
Above ₦50,000,000- 25%

4. Do I pay tax on foreign earnings (USD, GBP, EUR)?
Yes. If you are a Nigerian resident, your global income is taxable. You must convert your foreign earnings to Naira using the official CBN exchange rate on the day you received the payment.

Tip: If you already paid tax to a foreign government on that same income, you may be able to claim a Foreign Tax Credit to avoid being taxed twice.

5. Can I deduct business expenses to lower my tax bill?
Yes—this is vital for survival. You only pay tax on your profit, not your total revenue. You can subtract “wholly, exclusively, and necessarily” incurred expenses, such as:

Hardware: Laptops, monitors, and backup power (solar/generators).
Software: Subscriptions like Adobe, ChatGPT Plus, Figma, or hosting.
Data & Power: Internet subscriptions and fuel/electricity for work.
Co-working: Fees for hub spaces or a portion of your home rent (capped at 20% of rent or ₦500,000, whichever is lower).

6. Is my NIN now my Tax ID?
Yes. From January 1, 2026, the separate TIN system for individuals has been phased out. Your National Identification Number (NIN) is now your unique Tax ID. If you have registered a business name with the CAC, your RC Number (Registration Number) serves as your business Tax ID.

7. Do freelancers need to charge VAT?
Only if your annual turnover (total sales) exceeds ₦50 million.

Below ₦50M: You are not required to register for or charge VAT (7.5%).
Above ₦50M: You must register with the Nigeria Revenue Service (NRS), charge 7.5% on your invoices, and remit it monthly.
Foreign Clients: Services provided to clients outside Nigeria are generally zero-rated (0%), meaning you don’t charge them VAT but can still reclaim VAT you paid on your own business inputs.

8. What is the deadline for filing taxes?
As a freelancer (Self-Employed), you must file your annual tax return by March 31st of every year for the income earned in the previous calendar year.

Example: For money earned between Jan–Dec 2026, you must file your return by March 31, 2027.

9. What happens if I don’t file or pay?
The 2026 penalties are strictly enforced via digital tracking:

Late Filing: ₦50,000 for the first month + ₦25,000 for each subsequent month.
Financial Access: Without a Tax Clearance Certificate (TCC), you may be blocked from opening business bank accounts, applying for visas, or getting government-backed loans.

Bank Monitoring: Banks now report “unusual” high-volume inflows to the NRS.

10. How do I start the compliance process?
Retrieve your Tax ID: Use your NIN on the taxid.nrs.gov.ng portal.
Separate your accounts: Use a dedicated bank account for freelance income to make bookkeeping easier.
Track everything: Keep a simple spreadsheet of every payment (and the exchange rate used) and every work-related receipt.
File on TaxPro-Max: Use the official NRS e-filing platform to submit your self-assessment.

Source: https://skyweb.com.ng/tax-obligations-freelancers-nigeria/
Really insightful! The foreign tax credit is something to look into.
Jobs/VacanciesSocial Media Manager (remote – Beauty & Cosmetics Brand) by Melancho(op):
We are looking for a reliable and creative Social Media Manager to handle daily content posting for a new and growing beauty and cosmetics brand.

This is a remote role with a focus on consistency, speed, and basic content execution using pre-designed templates.

Salary

₦35,000/month
Performance-based salary review every 6 months

Responsibilities

* Schedule and publish 6 posts daily using Buffer
* Use our pre-designed Canva templates to create and post content. No need to create anything from scratch.
* Post across Facebook, Instagram, and TikTok using Buffer or Metricool
* Repurpose content efficiently across platforms
* Maintain consistency in posting and brand style
* Assist with other simple digital tasks when needed

Requirements

* Strong Canva skills (mandatory — do not apply if you don’t know basic Canva well)
* Familiarity with Buffer for scheduling posts
* Basic knowledge of ChatGPT for captions/content ideas
* Experience posting on Facebook, Instagram, and TikTok
* Must be organized and able to meet daily posting targets

Work Setup

* Fully remote
* Flexible schedule (as long as daily posts are completed)
* You are free to take on other jobs alongside this role

Who This Is For

This role is ideal for someone who:

* Is fast and consistent with content posting
* Wants a simple, structured social media role
* Is comfortable working independently

---

How to Apply
Send a short message with:

* Your experience with Social Media Management, Canva and Buffer
* Links to any pages you’ve managed (if available)

---
Kindly send your CV or resume to veritodigitalhub@gmail.com
FamilyRe: Man Slumps And Dies After DNA Test Reveals Child Is Not His by Melancho: 6:58pm On Feb 23
ManknowThyself:
Sorry for the simp family and loved ones!!!!!!!!

This one just die for nothing cos of trusting and marrying an OS as a wife.


No DNA

No Name.

I so much wonder how a man will put his name down for a child he has not confirmed to be his. Never allow any woman gaslight you never to do DNA test on your kids out of trust as a wise and responsible father.

DNA is just 120k.

No RIP for the man.
Where DNA be 120k?
CrimeRe: Girlfriend Caught Stealing In The Market, Boyfriend Runs by Melancho: 12:02pm On Feb 13
Govt will be stealing your money 24/7. Yet all these people won’t find one govt official to sit on the ground and humiliate. Instead, it’s your fellow citizens, struggling like you, and you carry your phone to shame them.

Note - I am against stealing. I believe in hard work.
FamilyRe: Facts About Men Who Gets Angry Easily by Melancho: 6:50pm On Jan 16
Some angry men are not violent.
RomanceRe: Single Men Above 30,why Have You Avoided Marriage? by Melancho: 6:46pm On Jan 16
The question you should ask yourself is why do people get married?

You can have kids without getting married.
Sex, food and companionship without marriage.

So why do people get married? Please don't say love.
FamilyRe: My Brother Has Abandoned His Son Because Of His Wife by Melancho: 11:56pm On Jan 07
Ok. I understand. Didn't finish the whole story as I mentioned. Trust me, most Naija women abroad will do the same thing.

Abbeytoy:
He's not weak, it's in the UK and not Nigeria.

If you have married men in the UK, ask their story, and you'll see the similarities.
FamilyRe: My Brother Has Abandoned His Son Because Of His Wife by Melancho: 10:41pm On Jan 07
I stopped reading at the part that his wife always lock him out from his house. That's first problem, some men are just weak. Simple.
EducationRe: Best Student Laptop Deals - Get Your Laptop From As Low As 50k by Melancho: 1:55am On Dec 15, 2025
These laptops look so heavy. Are you sure our students can carry them effortlessly? 😁
Business To BusinessRe: This Year Is Almost Gone — But You Can Still Take Your Business Online by Melancho(op): 7:11pm On Nov 13, 2025
Start now and start getting orders
WebmastersRe: We’re Launching A Social Impact Wordpress Training by Melancho(op): 4:11pm On Nov 13, 2025
Let me know what you think
Business To BusinessThis Year Is Almost Gone — But You Can Still Take Your Business Online by Melancho(op): 4:07pm On Nov 13, 2025
Let’s be honest — 2025 has moved really fast.
Many people started the year with plans to expand, rebrand, or take their business online… and now we’re already in the last stretch of the year.

If your business still doesn’t have a website or solid online presence, this is the right time to fix that.
Your next big customer is probably searching online right now for what you offer — don’t let them find your competitor instead.


---

Why You Should Get Your Business Online Now

1. Be taken seriously – A proper website builds credibility and trust instantly.


2. Stay open 24/7 – Your website keeps working even when you’re not online.


3. Look more professional – Stand out from others who only have a WhatsApp or Instagram page.


4. Get found on Google – Be visible when people search for your type of business.


5. Prepare for 2026 early – Start next year already established online, not starting from scratch.




---

My Offer for Business Owners 💼

I’m offering a complete professional website for just ₦150,000, which includes:

✅ Free domain (.com or .com.ng)
✅ Free hosting for 1 full year
✅ Free website maintenance for 12 months
✅ Modern, mobile-friendly design
✅ Basic SEO setup (so your site can appear on Google)
✅ WhatsApp, Instagram, and payment integration

And to make it easier — you can pay half now, and the balance after the job is completed.


---

Make These Last Months Count

Don’t wait for 2026 to “start again.” Start now, while others are still planning.
Before the year ends, your business can already be online, ready to attract new customers and build more trust.

📞 Call or WhatsApp: 09053998382
🌐 Company: www.veritodigital.com

Only a few slots available for this ₦150k full package.
BusinessAirtel Nigeria Unlimited Data Internet Is Very Poor & Annoying This Nov 2025 by Melancho(op): 2:14pm On Nov 12, 2025
If you’re an Airtel Nigeria subscriber who purchased their so-called “unlimited” internet package, congratulations—you’ve just paid premium prices for dial-up era speeds wrapped in 2025 marketing. Airtel’s unlimited data offering has become a cautionary tale of corporate deception, where “unlimited” refers not to your data allowance, but to the unlimited frustration you’ll experience trying to load a simple webpage.

The Speed Deception: Paying for 4G or 5G Getting 2G

Airtel boldly advertises their unlimited packages with promises of seamless streaming, smooth browsing, and uninterrupted connectivity. The reality?

Network speeds that would make a snail look like Usain Bolt.

Users consistently report:

- Download speeds averaging 0.5-2 Mbps when 4G and 5G networks should deliver 10-50 Mbps minimum

- Upload speeds barely reaching 0.3 Mbps, making video calls and file sharing a pipe dream

- Constant network throttling after minimal usage, rendering the “unlimited” label laughably misleading

- Frequent disconnections that interrupt even basic tasks like sending WhatsApp messages

- Try streaming a YouTube video on standard definition? Buffer. Load an Instagram feed? Timeout. Please do not go near Netflix or Prime using Airtel Unlimited

- Join a Zoom meeting for work? Forget it.

You’ll spend more time staring at loading screens than actually using the internet you paid for.

Read deeper - https://skyweb.com.ng/the-airtel-nigeria-unlimited-internet-scandal/

RomanceRe: How Can I Approach Dating With This Condition? by Melancho:
Trust me, same way you see men salivating over big backside is the same way most of them don't care about it. That's why you see tiny or slim or flat ladies getting married, dating and all.

Just focus on becoming a better you.

Have you seen the statue of David and his prick?
BusinessAffordable Ads Management For Small Nigerian Businesses (Social Impact Program) by Melancho(op): 2:50pm On Nov 10, 2025
Are you a small business owner in Nigeria struggling to promote your products or services online?

Verito Digital is running a Social Impact Program to support small Nigerian businesses with subsidized ads management services — helping you advertise effectively on Facebook, Instagram, Google, TikTok, and more at affordable rates.

We know how tough it can be for small business owners to afford professional marketing, so this offer is strictly for small Nigerian businesses only that want to grow their visibility, get more customers, and compete online.

VERITO DIGITAL – SUBSIDIZED ADS MANAGEMENT FOR SMALL NIGERIAN BUSINESSES ONLY

Facebook & Instagram Ads
₦150,000 per month (management fee)
Includes campaign setup, targeting, creatives, optimization and reporting
Ad spend not included

Google Ads (Search, Display, YouTube)
₦200,000 per month
Includes keyword research, ad copywriting, tracking setup and optimization
Ad spend not included

LinkedIn Ads
₦250,000 per month
Ideal for B2B, SaaS and professional services
Includes audience targeting and conversion tracking

TikTok Ads
₦130,000 per month
For brand awareness, traffic and engagement campaigns
Includes creative direction

Twitter (X) Ads
₦120,000 per month
Includes targeting setup, ad copywriting and performance tracking

Pinterest Ads
₦100,000 per month
Ideal for ecommerce, lifestyle, beauty and home decor brands

Combo Package (3 Platforms)
₦350,000 per month
Includes Facebook + Instagram + Google Ads (most popular package)

Add-ons
Ad creative design: ₦30,000
Landing page setup: ₦60,000

Important:
This program is for small Nigerian businesses only.
We want to help you grow with affordable, impactful ads management.

Contact us: 09053998382
Website: www.veritodigital.com

Empowering small Nigerian businesses through affordable digital marketing.
WebmastersWe’re Launching A Social Impact Wordpress Training by Melancho(op): 9:42am On Nov 10, 2025
At Verito Digital, we’re preparing to launch a WordPress Website Design Training Program to empower Nigerians with one of the most in-demand digital skills — building websites that earn real income.

While many training centers charge between ₦350,000–₦700,000 for similar programs, we’re keeping ours highly subsidized as part of our social impact initiative — so more people can access real digital opportunities.

Our proposed fee is between ₦100,000–₦150,000, and it covers:
✅ Practical, hands-on WordPress training
✅ Real-world projects and mentorship
✅ Business and client acquisition guidance
✅ Certification upon completion

👉 Question:
Do you think ₦100k–₦150k is fair for a full, professional WordPress training — or should we consider flexible payment plans or partial scholarships for those who truly need them?

Your feedback will help us shape this initiative to make a genuine impact. 💙

📞 Call or WhatsApp: 09053998382
🌐 Visit: www.veritodigital.com
WebmastersHow Verito Digital Solves The Biggest Online Challenges Business Owners Face by Melancho(op): 11:44pm On Nov 09, 2025
Running a business today is more challenging than ever. Customers are online 24/7, competitors are getting smarter, and digital trends change almost every month. For many entrepreneurs, the problem isn’t the lack of effort — it’s knowing what actually works in the digital space.

That’s where Verito Digital comes in.

We help business owners turn confusion into clarity, traffic into leads, and leads into paying customers — using proven digital marketing strategies that deliver measurable results.

🌐 Website: veritodigital.com

📞 Phone: 09053998382

🚫 The Problems Most Business Owners Face
1. “I have a great product, but no one knows about it.”

Visibility is everything. If your customers can’t find you online, your competitors will get their attention first.

➡️ Our Solution: Through advanced Search Engine Optimization (SEO), Verito Digital ensures your business shows up where your customers are looking — on Google and other search engines. We optimize your website, content, and keywords to bring organic traffic that converts.

2. “I’ve tried ads, but I just waste money without seeing real results.”

Many business owners spend on paid ads but don’t see returns because the campaigns aren’t optimized.

➡️ Our Solution: Our Pay-Per-Click (PPC) and Google Ads specialists create targeted, data-driven campaigns that focus on conversion, not just clicks. Every ad is tracked, tested, and fine-tuned to give you maximum ROI.

3. “I’m on social media, but no one engages with my posts.”

Social media can be powerful — but only when done right. Posting random content rarely leads to sales.

➡️ Our Solution: Verito Digital builds Social Media Marketing strategies that actually connect with your audience. From content planning and ad management to audience targeting, we help you grow followers, engagement, and customers.

4. “My website looks old and doesn’t bring customers.”

A website is more than just a digital brochure — it’s your most important salesperson.

➡️ Our Solution: We design and develop fast, modern, and mobile-friendly websites that attract and convert visitors. Whether it’s an e-commerce site or a business portfolio, we make your online presence professional and persuasive.

5. “I’m not getting repeat customers.”

Acquiring new customers is expensive. Keeping existing ones is smarter.

➡️ Our Solution: Our Email Marketing and Automation systems help you nurture leads, follow up with customers, and increase repeat sales. We set up campaigns that work on autopilot — so you can focus on growth.

6. “I don’t have time to handle all this marketing stuff.”

Most business owners are already stretched thin managing products, staff, and customers. Marketing often gets pushed aside.

➡️ Our Solution: Verito Digital acts as your full-service marketing partner. We handle everything — from strategy to execution — while you focus on running your business.

💡 Why Business Owners Trust Verito Digital

✅ Tailored Strategies: No one-size-fits-all approach — we analyze your business, audience, and goals before creating a plan.
✅ Transparent Results: You’ll always know what’s working through detailed reports and measurable metrics.
✅ Affordable, Scalable Solutions: Whether you’re just starting or already growing, our strategies scale with your business.
✅ End-to-End Expertise: From SEO to web design and ads, you get everything in one place — no need for multiple agencies.

🚀 Take Control of Your Business Growth

Don’t let your competitors dominate online while you struggle to be seen.
With Verito Digital, you get more than marketing — you get a dedicated partner focused on your success.

📞 Call or WhatsApp: 09053998382
🌐 Visit: veritodigital.com

Let’s transform your online presence, attract more customers, and grow your revenue — one smart strategy at a time.
PoliticsRe: Simon Ekpa Jailed In Finland—supporters Now Attack Finnish Government Handles by Melancho: 4:08pm On Sep 02, 2025
Finnish prison is more comfortable than some of your houses.
EducationRe: Queen Of The Rosery College, Onitsha, 1983 Class, Marks 2025 Reunion by Melancho: 4:03pm On Sep 02, 2025
My sister went to this boarding school and when we visit her, I feel so much pity for her. Never knew why.
PhonesRe: Telco With Highest Percentage Of Internet Subscribers In Nigeria by Melancho: 3:59pm On Sep 02, 2025
Airtel is still the best. They understand the sufferings of Nigerians. Glo was doing that before but well Airtel's unlimited WIFI made it to the top.
WebmastersRe: Get A Website For Your Business In 5 Days With The Cheapest Price Ever by Melancho(op): 12:22pm On Aug 24, 2025
Free custom business email address
SportsRe: Fake ‘Diogo Jota Foundation’ Website Disappears After Raising £50,000 by Melancho: 12:19pm On Aug 24, 2025
It all seems to be pointing toward Nigeria and Ghana. These days, Ghanaians are taking the lead from the Naija boys—just watch Social Catfish and you’ll notice they’re the ones getting caught most often
FoodRe: Bill Gates-backed Company Creates Butter Made From Carbon Without Animals Or Oil by Melancho: 12:17pm On Aug 24, 2025
This guy is just bored with money honestly. Bill Gates!
WebmastersRe: Everyone Can Now Build Websites – Are People Still Getting Gigs? by Melancho: 12:14pm On Aug 24, 2025
Yes, I’m still getting gigs, people appreciate websites with a human touch. I just completed one for a hospital: www.beshlifecare.com
CelebritiesDanboskid Evicted From Big Brother Naija Season 10 by Melancho(op): 8:21pm On Aug 10, 2025
Danboskid, born Daniel Olatunji, a 25-year-old entrepreneur, model, and actor from Ekiti State, entered Big Brother Naija Season 10 on August 10, 2025, with confidence, style, and a clear mission—to use the platform to elevate his brand and showcase his acting and modeling talents. With titles like Mr. Ideal Nigeria winner and Mister Africa International first runner-up under his belt, he arrived with a strong profile and plenty of charisma.

However, his journey took an unexpected turn when Biggie introduced a shock Week 1 twist: all housemates except the Head of House, Victory, were placed on the chopping block. This mass nomination meant Danboskid had little time to build a deep connection with the audience before competing for votes against a large pool of contestants, including fan favorites. Nominated alongside popular housemates like Isabella, his chances were further narrowed as viewers’ votes became scattered.

Eviction night was a dramatic affair. One moment the housemates were laughing and chatting; the next, host Ebuka Obi-Uchendu was delivering the suspense-filled pause before revealing Danboskid’s name. The announcement made him the first evictee of the season, leaving the house on Day 15—an early exit that surprised fans and housemates alike.

In his post-eviction interview, Danboskid remained graceful and optimistic, hinting at plans to pursue Nollywood roles and expand his footprint in entertainment. While his time in the house was short, he left an impression as a confident, ambitious contestant who refused to let an early eviction define his career.

For BBNaija Season 10, his exit sets the tone for a high-energy, unpredictable season filled with twists that can change the game in an instant. For Danboskid, it marks the close of one chapter—but potentially the beginning of a much bigger story beyond the Big Brother house.

https://skyweb.com.ng/danboskid-evicted-from-big-brother-naija-season-10-house/

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