MicNz's Posts
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I will just stop imagining. ![]() |
I'm just seeing this. What did you study in school? |
Honestly, I thought Uniabuja don't offer medicine and SURGERY? ![]() |
sarrki:APC will even win the bolded states/region via |
NwaAmaikpe:La Bend ![]() |
See treatment. See equipment. Please, we are tired of old men ruling us. Vote for me come 2067 |
Please I am a virgin too. I can proof it. What's the website address? ![]() Pleeeeaaaase.... I just need 100 thousand naira. |
Chommieblaq:You don't understand situations now... What's the point of seeing the sky without food in your stomach? |
This man can survive zombie apocalypse. Just give him food and water in Addy# |
Please how can I go there? What offense do I need to commit and where? Please |
Are you doing some winter cleaning this year? Don’t forget to tidy up your savings too. You probably have spent the Most people must have read several saving tips but implementing them is somewhat difficult for them. If you follow these tips carefully, you will smile by this time next year. I know you are smiling already. Don’t mention A new year is nearby. Start saving now! 1. Set a Savings Goal Before you start saving, set a goal you wish to achieve. We all know what goal is. It can be called “Target”. Most people fail to reach their goals because they feel too ambitious. How did failure manage to come in? They set super-high goals. Your savings goal should be measurable, achievable, timely, and realistic. When setting a savings objective, think of a particular target you know you can reach in 12 months. This would require some measurements of self-discipline from you a sacrifice. It’s a goal after all, but you shouldn’t overstretch. Write down the goal and place it where you will see it every day, or find a relative or friend who can hold you accountable for your savings goals. 2. Choose a Good Savings Account Be choosy about where you want to save your money. There are wide options of savings account. Before you pick a savings account, watch out for interests, fees, minimum balances etc. It’s best to do a research, ask questions before choosing a savings account in any bank. You could also ask about extra charges such as ATM fees and monthly service. It is important to note that interest rates might be small but every little piece counts when you have a specific savings goal to meet. 3. Automate Your Savings Most people must have read several saving tips but implementing them is a problem. This is common with people that lack self-discipline. You don’t save after spending; you spend after saving. Setting aside a part of your monthly salary the moment you receive alert is one thing that we find hard to do. Thanks to modern banking, we can automate this process without having to think how or when. Ask your bank to always transfer a fixed amount of money from your current account to your savings account every month. Or, ask your Human Resource (HR) dept. if they can directly pay a certain amount of your salary into your savings account. 4. Create an “Emergency” Reserve While your savings account might be growing like a tree by the riverside, it is very important that you secure some funds that are solely for emergencies. If you lose your job or have to go to the hospital, you should have something to fall back on without having to tamper with your savings. Just as we are too religious and might want to say “God forbid, bad things won’t happen to me”, it is practically wise to still save for such days. After all, God didn’t promise us an all-time happy living on earth. Your savings account might be for big purchases such as a house, land, or car but never for any reason touch the money in your emergency fund unless there is actually an emergency. “Your emergency account should be pumped with enough money to cover up for your expenses for a period of three to eight months” – Financial Experts. 5. Track Your Monthly Expenses For one month, dedicate your little time to track every single cent you spend. This will let you know where your salary is going and which area you are overspending pending; Biko don’t leave Bae out of this. This is an important step towards setting a realistic and achievable budget. You might find out that you are spending an obscene amount on drink, or sport betting every week. Once you are aware of that, you can reduce your drinking spree and sport betting to three times a week and put the rest of that money into your savings account. 6. Then Fix a budget Set an achievable budget. This will help you reduce some useless spending you often embark on without even knowing it. It might be a trial-and-error process at first but you have to figure out what works best for your lifestyle. This is not a request to cut out all the fun stuff in your life but you need to meet your savings target, plus pay bills too; on time especially. 7. Be a Smart Shopper When shopping online, always endeavor to compare price of a particular product or service across many sites. This is to make sure you are getting the best deal. Because something is displayed as being discounted doesn’t necessarily mean it’s the best deal. Surf the net, knock on the doors of other sites and check how much they also sell the same product you wish to buy. 8. Check Your Progress In order to see that you are actually growing your savings, you need to know how deep your pocket is exactly. Fix a “money date” with yourself every Sunday. You are probably thinking what you will do when you embark on the “money date” right? Use the moment to check all your transactions for the previous week. This will let you know whether you are still on track or not. If you fall off-track, it’s probably because you spent too much. When you finally hit your savings goal, celebrate and reward yourself. Savings is all about moderating your financial lifestyle not completely cutting out shopping, fun, and spending. Culled from - http://crownstarblog.com/great-tips-grow-savings-today/ |
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The priest sef ![]() |
NNAMDIII:Savage gal ![]() |
That's how my friend wanted to sleep with one gal in campus... Lolx... The moment she opened that place... He said the greatest mistake he made was to finger it. ![]() His finger smelt for so long that he couldn't shake people nor eat even after washing with antiseptic... ![]() |
HungerBad Lalasticlala Which category una fall into |
Rickjordan:I mentioned Chelsea na... Lol |
jdluv:Lol |
Finstar:Thanks sir |
THE 10 KIND OF PEOPLE YOU WILL FIND IN EVERY NAIJA VIEWING CENTER! WHICH OF THEM MAKE VIEWING CENTERS MOST INTERESTING? 1. THE NOISE MAKERS They can't close their mouth during a football game. You hear things like; " Messi is good but he is not better than Joseph Yobo" 2. THE DIE HARD FANS When their club is loosing 8-0, they will still shout! "My club is better than yous", We won you guys on October 1st 1960" 3. FAIR WEATHER FANS They are the direct opposite of the Die Hard fans. They turn on their club when the club they are supporting is losing. 4[b]. THE STATS GURU![/b] They can give stats for Africa; You will hear stats like; "Sir Alex Ferguson was still a baby the last time Liverpool had 90% ball possession against Manchester United" 5. THE FOOTBALL MANAGERS You will hear things like; Mourinho is stupid! United would have scored 5 goals against Huddersfield if Mourinho played Lukaku on goal and De Gea as a false nine. 6. THE REFEREES You will hear things like; " Thunder fire that referee for awarding a penalty! The player only kick him in the 18 yard box! He didn't break his legs!! 7. THE KNOW IT ALL These guys know everything after a bad event. You will hear things like; Lacazette would have scored that goal if he used is nose instead of his head! De Gea should have played in midfield! 8. THE BEAUTIFUL BABES They came to support their boyfriends. Nothing else! When you asked them who they support, they will say CHELSEA! When you ask them who the coach of Chelsea is? They will answer Drogba! 9[b] THE TROUBLE MAKERS[/b] They are the most entertaining in viewing centers because they insult the opposing and loosing fans with songs, chants, fact, and exaggerations. You will hear "Kai, See as them beat Chelsea! Common Cristal Palace wey Ikorodu United go wire 10 zero," 10 THE BETTING CLUB They are not there for the clubs they support. They are there for the results. You will hear things like; "Ohh! Chelsea dey mad! |
Finstar:Thanks bro... I've been an avid reader of your blog... I don't comment sha |
Finstar:Cool. I am Tz Mic on FB.... ![]() |
Lol... Silent reader... Arty man about to unveil a mystery? |
Finstar:You are Henry right? |
taiwofawole:I will pm it to you. |
DamDright:I built it myself on WordPress. Thanks |
Hello everyone, I own a blog which is 2 months old now (I transferred some contents from its previous location - crownstarblog. to crownstarblog.com) My original plan for it is to post stories there (I always give credits to the sources). So far, the stories have been attracting thousands of views per month. My Daily view is about 300 - 500 and I have a total of 600+ comments so far on all my posts. Recently, I added article section where I can post useful articles about anything. As I type this, I am planning on purchasing a non-hosted Adsense account and I don't know if Google will ban me due to the copied stories on my site because I know they hate plagiarism. I did some survey around the net and I found out that most websites that posts stories have similar stories in common and they have Adsense ads on their site? I don't know if you understand my point? For example, if you Google "Adebimpe the Facebook girl" you would see it across many websites and these websites have Google ads therein. Please, I'm not totally new to online stuffs but I humbly request info on whether Google ads won't work because I copy stories? Should I stop copying stories and focus on writing articles only? Is it advisable for me to buy a verified non hosted Google Adsense account? Will the adsense work with my site even if it's 2 months old? Please I need your advise. I stopped posting on the site some weeks ago because I need to know whether I can monetize my site if I go on like this or not. Please I'm young (19) and not in a rush to make quick money online. And don't forget to take it easy with words as I'm quite emotional. I'm sorry if my English is bad and full of errors. Regards Lalasticlala mynd44 |
Sirpaul:Anyone ever met their type at the ATM queue before? Me: Please who's the last person? (Everyone is silent and looks at the person to speak out. I observe. Then approach the person) Me: Please are you the last person on the queue? Person: God forbid! I'm not the last and will never be the last IJN. Me: me be looking them like
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teolagacy:Let's DM |
teolagacy:Yes. You know the man? |
GREATESTPIANIST:They have come... The "Fall down and die" crew |



