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If you are thinking of investing in real estate or you already have a few properties under your belt, with the right steps, it is plausible for you as a youth to build a successful early retirement fund.
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The newly introduced 1 bedroom terrace apartments with contemporary lifestyle in Fairfield Apartments, Abijo is an opportunity you shouldn’t miss....

Features:

✅ 1 floor stand-alone apartment
✅ 1 living room and bedroom
✅ Fully finished kitchenette
✅ Constant power supply
✅ Fully secured
✅ Suitable for rental income

Outright payment: 11 million naira.
Downpayment: 2 million naira. Spread your balance within 3months, 6months, 9months and 12 months.

For enquiries, call 08186577504/08186577704 or visit www.middlechase.com

Success in any endeavour requires precision and total concentration.

The difference between something good and something great is attention to detail.

As a company, we are intentional about giving you the best structure that stands the test of the time.

Think Quality Structure...Think Middlechase.
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Talk to us on 08187577504 / 08186577704 or visit www.middlechase.com

Home is where your story begins and where it ends. Lets help you find a place to call home with our one bedroon housing project @fairfield apartments abijo with 11million naira outright payment or 2million naira down payment and spread the balance for 6months, 9months or 12months. For unit reservation, site inspection and enquiries, visit www.middlechase.com or call:08186577504, 08186577704
With FAIRFIELD APARTMENT nothing is impossible

You get the best of everything real estate to experience a beautiful life when you invest in Eastland Golf Estate....

With approximately over 200% ROI, Eastland Golf Estate remains a profitable investment tailored to suit your lifestyle for a lifetime!

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WHAT IS YOUR RETIREMENT PLAN FOR CONSISTENT CASHFLOW?

This question was what my dad asked his colleague some years ago. Because he had no plan in mind, he could not give a definite response.

He stammered to say “my children will take care of me, no need to worry”. This response got my dad worried of his friend’s future. Alas, He just shook his head in disappointment.

With curiosity in my heart as a young child, I asked in absence of his friend what the question meant. He said to me “preparing for your retirement period means preparing for your old age. Then he asked, would you like to depend on your children when you have grown old?

If NO, one needs to start preparing now so that when you retire, you won’t have a regrettable moment of not doing what you’re supposed to do early in life.

Investing in an asset like real estate is one best idea to secure your future. It is an incredible investment that boosts your bank account and makes sure you don’t hit a financial downturn.
Investing in real estate especially income generating property is the best….

Talk to us on 08187577504 / 08186577704 or visit www.middlechase.com

Investing in an asset like real estate is one best idea to secure your future. It is an incredible investment that boosts your bank account and makes sure you don’t hit a monetary downturn. Whether you are thinking of investing in real estate or you already have a few properties under your belt, with the right steps, it is plausible for you to build a successful early retirement fund. Of course, this sort of goal doesn’t happen overnight. if you are smart about your real estate selection, stay actively involved with your property and keep an eye on your finances, early retirement could be in your future. When done well, you can build a comfortable nest egg much sooner than you think.
This article will guide you on how to retire early with real estate.
Real estate investment goal
The first thing you need to figure out when you want to retire early with real estate is how much income you’ll need to generate to maintain your lifestyle. Knowing this number is your first step to retire early with real estate. Consider everything you need to care for your personal life: health, daily care, bills, livelihood, spouse and family, children’s education etc are important factors to consider when mapping out your goals
To retire early, you must be able to master your current finances and be prepared for anything that might come up. Once you know this figure, you will have a clear idea of how much income your investment properties will need to generate to sustain your lifestyle.
Business plan
After knowing and writing down your goals, the next thing to consider is coming up with a strategic plan that will guide you along. While real estate is diversified, a majority of individuals who retire early with real estate investing testify that owning rental properties is the solution to financial distress. because it generates a consistent stream of income every month for the expected future. If the properties lie within an area that is in high demand or where the housing market is expected to continue growing for decades to come, you’re on the right track. This is the underlying mechanism of retiring early with real estate.
Read more....[url][/url]https://medium.com/@middlechaseblog/rental-income-the-path-to-early-retirement-394c4313bcf9

In the real estate circle, there are beliefs, ideas and submissions that have been commonly maintained for such a long time that they are true but in reality, they are nothing but land investment myths.
In the real estate industry, there are a lot of popular myths (ideas or beliefs) that come with land investments that have been commonly maintained for a long time. What usually brings them up is confusion, anxiety, and tension. The fact that such beliefs and ideas are popular doesn’t make them true. So, to help you ease the tension, we’ve debunked a couple of popular land investment myths in Nigeria. Let’s go through them.
1. Only the Rich Can Buy Land
“You need a lot of money to buy land.” This is one of the most popular lines of thought when people want to buy land in Nigeria. What a lot of people believe is that land is expensive, and for you to buy one, you have to be rich. Over the years, this myth has been the belief of millions of Nigerians.
Although land acquisition has been a strong part of the investment portfolio of billionaires, this does not make it an exclusive right only the rich can enjoy.
Thanks to the digital age that has made this myth easier to spot. Now, a reputable property agency can have several affordable lands listed on their website.
Fact: You don’t need to be extremely wealthy before you can invest in land.
2. Land is land. Why pay higher for some?
When planning to buy a land, you need to understand that not all land is the same.
Land value in terms of price differs based on various factors like location of the land, size of the land, proximity to access roads and among others.
Now, we all know that buying low and selling high is how people make a profit, but this does not always mean that the cheapest piece of land is the only one with the potential to earn a higher return. What happens when you buy land at an inflated rate is that it takes an extremely long time for you reap financial gains from your investment.
Fact: Not all lands are good investments. The land varies in price and value.
Read more...[url][/url]https://medium.com/@middlechaseblog/5-land-investment-myths-and-facts-6497c5864f19

Have you ever imagined closing at work and can’t wait to get home to freshen up and calm your mind after long hours of traffic and unusual stress? This is to tell how important home is to every human being. Different factors motivate people to buy a home. Due to different personality traits and perceptions about life, there isn’t an ideal approach to how a home should look like.
Regardless of the structure and location, if where you stay represents who you are and what you want to achieve; a place where you feel connected, energised, and inspired; an abode where you’re close to everything you need, that is where you call home. When you’re shopping for a home, you are bound to choose one that best represents your identity.

Whether you are a first-time homebuyer or thinking of scaling your lifestyle, the tips will help you:

Set Your Budget
The first thing that will determine the home you want to purchase is your budget. One of the biggest mistakes first-time homebuyers make is getting a home that is too much to comfortably afford. Having a budget before shopping for a home is a smart idea. By doing this, you will be focused on what kind of home you should seek after. You won’t waste your time shopping for homes that are outside your price range.
Read more...[url][/url]https://medium.com/@middlechaseblog/choosing-the-right-home-that-suits-your-lifestyle-193f4790c8b6

The benefits/advantages of Rental Properties vary, part of which

Helps in growing Cashflow and Future Financial Stability.

Rental income property is a property that puts money in your pocket. Money is generally made through holding the property and renting it out or selling the property after the value of the property has appreciated.


There isn’t a better time to build wealth and meet all your financial goals. Owning a rental property can fulfil that dream, and all the desires for a good life will be at your beck and call.

Invest in rental income property today and harvest the fruits in years to come.

To know more about Middlechase Property Limited, visit www.middlechase.com or call 08186577504/08186577704

Quality structures that stand the test of time....

At Middlechase, we are putting in the hours to deliver great value for our discerning investors.

Site progress at our Fairfield Apartments


Progress Report on Fairfield Apartments

- Form work to ground floor slab at block03 100% done
- Form work to beam soffit at block 01 commenced today
- Reference levels are established around ground floor columns at block 01
- Wet curing is done at block 05.
- Form work and bracing to 2nd floor columns at block 05 65% installed.
- Reinforcements and formwork to perimeter fence at end boundary fence in position.
- Casting of pile cap at block 02 is done ( prior for pile load test).
- 55 pile points successfully installed at block 04 out of 64 total pile points

We live in an unpredictable world and nobody knows what tomorrow will bring. As the economy fluctuates, the cost of living increases each year, lifestyle trends change and even the bank notes can’t escape the inflationary war. For these reasons and many more, a lot of people (especially the Millennials) are doing their best to get some sort of financial security in life either by investing or earning a salary.
A high-paying job can offer the financial means to travel, but very few jobs allow for the time off that Millennials are seeking. Most traditional companies offer a vacation policy that averages two weeks at best, and even that might be tough to take at one time. While investment is a sure way to maintain one’s lifestyle, the second option isn’t reliable.
Unfortunately, the salary earners constitute a larger percentage of society and a lot of them are retrenched annually due to economic uproar and instability. The visit of the unwelcomed workers’ lay-off has made the larger populace to become financially incapacitated. Hence, living the future in a state of uncertainty.
One of the easiest ways to fund your lifestyle can come through investing in assets that will generate passive income. People often forget that they have one of the greatest assets that most investors wish they had more of — time. Time is a key factor to the profitability of many assets and it is imperative that you invest in assets now that will grow to fund their retirements in the future.
Read more...https://medium.com/@middlechaseblog/rental-property-the-asset-that-funds-your-lifestyle-22dea6dc9c8c

I'm a real estate consultant, Investment Adviser

One of the easiest ways to fund your lifestyle can come through investing in assets that will generate passive income. People often forget that they have one of the greatest assets that most investors wish they had more of.

Why continue to pay rent to Landlords when you can use your rent to pay for your own house?

YES! With Our 1 bedroom terrace apartments @FAIRFIELD APARTMENTS , you can own to earn Rental Income for consistent Cashflow...

It is designed with you in mind, to give you value for your money, while guaranteeing maximum rental income returns.

*FEATURES* :
(a) 1 living room and bedroom
(b) Fully finished kitchenette
(c) Two toilets
(d) Constant power supply
(e) Security
(f) Good Road network
(g) Fully secured
(h) Suitable for Rental Income



For further inquiries and inspection
Call/Chat Us Up On 08186577504 / 08186577704

Greatness takes time…. It doesn't just spring up.
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We are committed to building a well-structured apartment with 75-years guarantee that will yield you an indefinite Return on Investment and a lifetime of consistent cashflow.
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This is what you’ll enjoy when you subscribe to Fairfield Apartments, Abijo

Call us on 08186577504, 08186577704 or visit www.middlechase.com for more details

In the last article, we discussed what multiple stream of income means and its benefits to mankind. It’s established that the attainment of financial freedom comes with a price of success. This value begins from making a strong move to begin a business or put resources into certain endeavors that will produce Return on Investment on short or long-haul premise.
In case you’re burnt out on your salary, now is the ideal opportunity to seek after different multiple income streams of your own. Regardless of whether you need to turn into a business person or not, having more than one income stream is a great idea.
To protect yourself and your family, you should diversify how you make money and where you earn income. Building multiple streams of income helps provide you and your family more security and financial stability.
This article suggests a list of quite a few passion income ideas that fits your interests and personality. Regardless of these ideas, you need to bear the honest truth in mind that these streams require you to do some work first. You may also need to acquire some skills before implementing.
Affiliate marketing
According to Pat Flynn, it is the process of earning a commission by promoting other people’s (or company’s) products. You find a product you like, promote it to others and earn a piece of the profit for each sale that you make.
As an affiliate marketer, you get paid by promoting a merchant or individual product and earn a pre-agreed commission from the product sold each week or month. Your job is to attract and convince potential customers of the value of the merchant’s product through an automated system so that they actually end up buying it. You don’t need to You don’t need to own any product or services. Click to know more about this business model.
Write an E-book
This can be a lot of work upfront, but once the eBook is created and marketed it can provide you with a passive revenue stream for years. You can sell it on your own website or offer it as an affiliate arrangement with other websites that provide content related to your eBook.
Become a freelance writer
If you love to write, it’s not that hard to start freelancing on the side from home. With websites like Contently, Upwork.com, Freelancer.com, and LinkedIn ProFinder, you can create an online profile and bid on new jobs as they are posted.
Website Design
With the continued growth of the Internet, website design has become a growing industry. Unless you already have the know-how, you’ll need to spend some time learning the technology. But there are plenty of online resources available, and the best in the business can earn a great income.
Start A Business … Sell a product
Starting a business can be risky because most small businesses don’t survive more than five years. However, when you find the right business for you, your income potential is unlimited. Most successful millionaires make their money through entrepreneurship.
read more...[url][/url]https://medium.com/@middlechaseblog/8-profitable-ways-to-earn-passive-income-in-nigeria-4a0db04a54f3

If someone is lucky, there is no foretelling the possible extent of good his fortune.”

Today, Middlechase is throwing the charms of good will to everyone seeking to be a Cashflow landlord by the winds of luck. Located in Fairfield …

The 1 bedroom terrace apartment is the goodwill of luck to those who fervently search for it.

A mix of Affordability, Luxury and Comfortability.... Suitable for family use and good Return On Investment (Rental Income)...

With an initial deposit of ₦2m, spread your balance within 3months, 6months, 9months and 12months you can own this apartment and enjoy a life of endless opportunities.

Talk to us on 08186577504 / 08186577704 or
visit www.middlechase.com

No goal was ever realized by disappearing into the shadows of forgetfulness or procrastination. Nothing is as valuable as having a positive thought.
It is never too late to achieve your goal. Confidence, courage, believe is all you need.

Affirming you can, affirming you will. This is a step ahead of every execution process.
One part at a time, one day at a time, we can accomplish any goal we set for ourselves.

With #2m down payment.... You can be a Cashflow landlord... To get started call the numbers below

08186577504 / 08186577704 OR
visit www.middlechase.com

Do you know that an average millionaire has more than 5 streams of income? To become financially successful, you need more than one source of income. Building passive income streams is not easy because it takes a lot of time, effort and systems. However, if successfully built, working becomes optional. It is indeed a great channel to building wealth .
What is multiple streams of income?
Just as the name implies, it is a concept of earning income from more than one source at the same time. It increases your earning power and gives you a more steady and secure income.
Read more....https://medium.com/@middlechaseblog/benefits-of-having-multiple-streams-of-income-757f7615e77e

The pace of joblessness on the planet is greatly expanding beyond the ordinary. It has become a significant issue tormenting the lives of numerous individuals, causing expanded militancy, brutal crimes, kidnappings, anxiety and socially reprobate conduct. It is crushing to both the individual and the general public as a whole both mentally and monetarily.
The following figures give a general perspective of the rate of unemployment around the world.
United State of America
The most powerful country in the world, United State of AmericaMarch 2020, has the rate of unemployment somewhere in the range of 3.5% and 4.5%. Managers were experiencing difficulty discovering enough labourers to continue working at full limit.
In June 2020, the joblessness rate tumbled to 11.1%, after soaring to 14.7% in April. The total number of jobless people has risen to 17.75 million. The Bureau of Labor Statistics reports these pointers in the Employment Situation Summary every month.
Africa
The call of Akinwumi Adesina, President of the African Development Bank, approaches the African nations to turn out to be progressively engaged with the advancement of youngsters who are progressively confronting joblessness.
Africa is confronting the test of making about twelve million extra occupations to contain joblessness, as per the most recent figures from the AfDB, which assesses the number of jobless youngsters on the continent at almost 60%.
Nigeria
The most populous country in Africa also cries out for help. In the last quarter of 2019, Timothy Olawale, Director-General, the Nigeria Employers’ Consultative Association (NECA), asked the Federal Government to make necessary strategies that will build up the economy and make more occupations as the pace of joblessness in Nigeria may increase to 33.5% this year,2020 from the rate pegged at 23.1%.
This above investigation shows that job security is a fantasy and not a dependable method of survival particularly in the hours of monetary downfall where a ton of labourers are laid-off. In order words, a vocation normally pays you sufficiently only to remain yet never enough to leave. As opposed to security, it creates reliance on one type of income.
In order not to be a victim of this saga, you need to put your resources in an asset that will ensure your future financially. This is one of the significant reasons why you need to think about real estate. It doesn’t make a difference if your job is high or low paying, you can buy real estate.
In our next article, you will learn about how real estate can help you secure a better financial life by using an illustration of two employees that got laid-off from their jobs and the consequences of their decisions.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/job-security-is-a-myth-b6528d0e1e77

The question which strikes the minds of all the first-time real estate investors is how to maximize return on investment when buying an investment property.
When entering the real estate world, every investor in this world has a common goal in mind- the goal of making profit. No doubt, real estate is a profitable business with High Return on investment. However, If not handled with care, it can become a loss. Also, due to the high number of buyers and shortage of homes for sale, it can be hard to get the best return on investment even for the most experienced investors.
This article will provide you with the best advice on how to achieve maximum return on investment, whether you are a first time or an experienced investor.
What is ROI in Real Estate?
Return of Investment for your rental property is the amount of profit received from your property over a period of time compared to the money you have invested in the property. There are two main ways to calculate ROI for our rental property: Cap rate and cash-on-cash return. While the cap rate comprises of Net Operating Income (NOI) divided by the property current market value (CMV), Cash on Cash Return is calculated by dividing the before-tax cash flow by the total amount of cash invested in the income property.
It is important to know that the best real estate investments for generating a high return on investment carry the highest risk. It involves a lot of work to manage a rental property. However, to maximize your rental property profit, consider these tips:
Don’t invest in any location
The real estate market determines the median property price, the average rental rates, the rental expenses, and the occupancy rate. This means that the housing market where an income property is located ultimately determines the rate of return on a real estate investment. Investing a property in a location that is not suitable for rental income is a wrong decision to make by any investor. Location refers to both the city and the neighbourhood where you buy an income property.
Property type
Another key factor which determines how much money you will make as an investor is the property type you choose. While it’s said that location determines both property prices, investing in a location where there is a high demand for multifamily property type is a smart way of investing.
Make your property ready before marketing
Having your investment property rent ready will shorten the time it takes to lease the property and boost your ROI. Check to make sure there is fresh paint, clean carpets and appliances and everything works in order and all necessary repairs and maintenance are finished.
Carefully choose your tenants
Having an unqualified tenant can cause problems and can be one of the most draining mistakes financially any property owner can make. That is why you need to carefully screen your tenants.
Choosing qualified tenants to rent out your rental property is vital to maximizing the ROI of your rental.
The ultimate goal of every real estate investor is to make as much money as possible. The way to do that is to buy a rental property which can provide the maximum return on investment. Don’t wait for tomorrow and begin today securing your future financially.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/rental-property-maximizing-your-return-on-investment-498eb926a4ef

There are innumerable ways you can take to turn into your own boss: ranging from stirring your way up the professional bureaucracy to beginning a business of your own. However, the remuneration that comes with these open doors is not appealing when contrasted with the advantages of real estate.
Accomplishing financial autonomy is the objective of a goal-oriented and business-driven individual. The possibility of creating numerous surges of pay while not being obliged by a work routine is a way of life that many try to live. Be that as it may, how precisely would you be able to accomplish this? What kind of venture makes leaving your place of employment a practical chance? The appropriate response is very basic: Real Estate. In this article, we’ll clarify how assembling riches with real estate can change your life and we’ll share a couple of tips on the best way to work for yourself.
Why Real Estate
Turning into a real estate investors offers you a huge number of profoundly beneficial venture methodologies to choose. Also, the expectation to absorb information of property isn’t as steep as different areas. Indeed, even speculators with negligible essentials can endeavour to create a respectable profit on their first investment.
WHY REAL ESTATE IS ONE OF THE BEST WAYS TO MAKE MONEY
The most effective method to Be Your Own Boss in Real Estate
Propelling a business will require some difficult work and arrangement on your part. You should investigate yourself and build up a far-reaching field-tested strategy. Turning into a triumph boss won’t occur incidentally. However, a good start is by achieving one assignment daily.
How about we experience a couple of steps and tips that will tell you the best way to work for yourself:
Evaluate Yourself
What strikes a chord when you think about a boss? Consider the things you link with administration, achievement and enterprise. These thoughts will help give a system as you evaluate your own qualities and shortcomings. I suggest recording your range of abilities, practically like you are making a resume for a new position. Ask yourself how you handle the struggle and everyday duties.
Set explicit objectives
A typical real estate misstep that beginner investors make is failing to set targets before setting out on an undertaking. The significance of fixed objectives can’t be downplayed. Actually, having a clear picture of what you need to accomplish is one of the principal signs of a cognizant arrangement. Here is a portion of the factors that you have to address in this progression:
. Set the most extreme spending for the speculation
. Recognize the gauge pay that you have to produce so as to leave your place of employment
. Decide your degree of hazard resistance
. Getting everything directly at the absolute starting point will permit you to manufacture a strong establishment on which your endeavour can prosper.
Pick a strategy
The subsequent stage is to pick the methodology that suits your requirements. Like we referenced above, real estate offers plenty of procedures that differ as far as their degree of dangers, time skyline, and intricacy. We should investigate a portion of the procedures that can without much of a stretch be executed by novices:
i. Passive techniques: Although less gainful than different methodologies, passive systems are the simplest type of investment to execute. A totally aloof methodology can be an ideal method to dunk your toes into. Such systems remember contributing to a Real Estate Investment Trust (REIT) and purchasing properties through crowdfunding.
ii. Putting resources into investment properties: This is presumably the most widely recognized real estate technique. The thought is direct; you purchase numerous properties, you put them up for lease, and afterwards, you gather rental instalments every month or year. On the off chance that you get your venture property examination right, your speculation will begin creating positive income in only a couple of months.
iii. Fix and flip: This procedure rotates around fixing troubled properties and selling them for a benefit. Be that as it may, fix and flip requires a considerable amount of experience. There are a few figures that come play and expenses can rapidly soar in case you’re not cautious enough.
EARN RENTAL INCOME LIKE MR. ROLAND OKOYE
Review A Business Plan
Since you realize what you are really going after, it’s an ideal opportunity to get into the quick and dirty. Before you ever investigate fusing your business or finding that first chance, you have to make a structure for your business. A sound marketable strategy will help as you scan for a group, pitch to moneylenders, and even as you set up the legitimate system for your business. The purpose of picking a specialty or niche currently isn’t to restrain your future potential, however rather to provide you guidance as you at first beginning your business.
Set aside some effort to ace your technique
After you pick a venture technique, it’s significant that you commit time to get the hang of every little thing about it. With the assets that are accessible to land financial specialists nowadays, obtaining huge information about the market has become a basic procedure. Also, consider taking a course that goes over the legitimate and duty parts of real estate.
Create Social Media Accounts
Online life is a standout amongst other advertising apparatuses out there. In addition to the fact that it hosts a large number of possible customers, yet it is likewise totally allowed to set up. In the beginning phases of your business, you might not have a lot to post however that is alright. As your business develops and advances after some time a web-based life system will turn out to be increasingly obvious. What is significant currently is to get your name out there and begin fabricating a group of people. Take a stab at consistency over your records
Dispatch Your First Marketing Campaign
With your business system set up, it’s an ideal opportunity to get out there and locate your first arrangement. Making your web-based life accounts was just the beginning; there are such a significant number of different approaches to arrive at possible clients: this is the place advertising comes in. I prescribe choosing a couple of techniques to begin and assessing and improving as you come.
Use influence or leverage
Utilizing influence or leverage permits you to pay a small amount of the all-out expense of the speculation property. This viably brings down the obstruction to entry for investors with small budgets and empowers them to amplify accessible capital. More significantly, influence is the best method to develop your venture portfolio and increment your total assets after some time.
Conclusively, regardless of where you are in your vocation, your fantasy to become your own boss can totally turn into a reality. There are incalculable venture techniques that can prompt money related opportunity when overseen effectively, especially real estate. It is likewise a high-yielding resource that can assist you to live the existence you’d always wished for.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/becoming-your-own-boss-through-real-estate-investing-401fce744c32

Do you know that feeling when your wife reminds you about the unending list of bills you have to clear and the groceries that need to be bought but checking your account, there isn’t any money left? Nothing could be more frustrating and depressing than being in a situation when you want to live your life but have no resources.
This was our reality some years ago. My wife and I had a high-paying job and we thought we were living large since we could avoid buying whatever we wanted.
We had luxury cars, taking trips to expensive places for vacation, wearing fancy jewellery, researching on how to get the latest phones and home appliances. The recognition we got from friends and family as the rich family made us feel we’re on top of the world. This was what we termed big-man’s life.
RELATED: BECOMING YOUR OWN BOSS THROUGH REAL ESTATE INVESTING
Then one day, we couldn’t keep up anymore and we finally had that “Oh!what is happening moment”. We couldn’t buy groceries because we were broke. Who could have seen this coming? It became worst when we had our kids and their own expenses joined the list. Then, we knew at this point that we are doomed.
How do we get out of this debt that looks overwhelming? How do we keep up with our lifestyle and still maintain our status in society? what about our children who must be given the right educational background? These were the questions and many more, that flooded our minds.
Everything was happening so fast that I almost entered a depression. This feeling of shame and embarrassment caused something radical to happen. The next few months would be a defining point in our marriage, for our life, and for our legacy. It started the day my wife and I got on the same page with money together. The first thing we both agreed on with money was being tired of going broke.
To end this dilemma, we needed to track and evaluate our spendings with a spending tracker. This made us realize where all of our money had been going and without anybody telling us, we knew we’ve been acquiring liabilities and not asset- things that make us money over time.
Without any further ado, we decided to sell the cars at hand, reduce our spending and also, cancelled some vacations that were not necessary. Friends and family were surprised at our new way of life. Some of them thought we’re nuts while others felt we’re back to zero. The shame was unbearable but since we knew what we wanted and no one even knew what we’re passing through, we cared less about their opinions.
Once we had a little cash saved up, we thought of investing in a venture where we could put the money and also gain Return on Investment. Out of all the businesses we were advised to go into, we found out that real estate was the most preferable.
To cut the long story short, in 2018, we came in contact with a property company, and got some units of 2 bedroom apartment at a discounted price and were able to spread our payment for 12 months. Surprisingly, the worth of that property rose by 40% in 3 months.
The following year, we sold-off some units in order to clear our bills and the remaining ones were and still used for rental purpose; generating cashflow for us every month till date. Within 1 year, we’re able to get out of debt that could have ruined our entire future.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/they-get-out-of-debt-and-build-wealth-b4309367932b

Maintaining a healthy lifestyle is the key to a happy life. Everyone already knows this, but very few people believe they can take the steps that will lead to an improvement in their lifestyle.
Living a healthy lifestyle can help prevent chronic diseases and long-term illnesses. Feeling good about yourself and taking care of your health is important for your self-esteem and self-image. Maintain a healthy lifestyle by doing what is right for your body.
Here are the tips you can follow to maintain a healthy lifestyle:

Watch your eating routine

Watching your diet doesn’t mean starving to death. It also isn’t only directed at those wishing to lose weight. The way you feed your body and the kind of nutrients you consume make all the difference in how energized, focused, active or just the opposite your body will be. Adding fruits and vegetables is a perfect foundation for starting a healthy routine.

Drink water

You can save money and improve your health by drinking water throughout the day. The natural liquid offers the benefits of hydration, nourishment, and improved well-being. Water can cleanse toxins from the body, improve brain function, energize muscles, control weight gain, and balance body temperature and fluids. It’s recommended to drink about 8 glasses, or 64 ounces, of water per day.

Exercise

Never underestimate the effect regular exercise has on your body, mind and spirit. Not only does working out regularly make your body stronger and energized, it helps your mind stay more focused. It also lifts your spirit and puts you in a better mood overall, a result of the natural feel-good chemicals your brain produces after regular intense sessions of exercise.

RELATED: 5 TIPS TO STAY FINANCIALLY FIT

Maintain good posture

A bad posture does a lot of damage to your spine, ligaments and muscles. Putting conscious thought into your posture and how you walk, sit, carry stuff might take some time getting used to, but eventually, you’ll build up the habit. Maintaining good posture goes a long way in preserving your body.

Rest

Life has a habit of getting busy, but if you never make time for sleep, your healthy lifestyle goals could suffer. When you don’t get enough sleep, you’re more likely to skip the exercise that helps you burn fat and build muscle, and you’re prone to making unhealthy eating decisions.

Choose the right environment

Choosing the right neighbourhood is one of the most important decisions a person makes in their adult life because a house is not only a significant financial investment, it’s a health investment.
To live a healthy lifestyle, your home has to offer a healthy environment — it shouldn’t drain or exasperate you. Home is where you spend most of your time and therefore it must support your physical health and your emotional well-being.
Invest in real estate

To live a healthy lifestyle you desire, you have to be financially stable and real estate is one of the most reliable means to achieve that milestone. The wealthy according to research, live longer than the poor because of the awareness level they receive due to their education and their exposure to good sources of information.
Furthermore, they can afford better health care services and medical insurance. Also, they are more inclined to go regularly to doctors and health professionals and do some checkups even when no clear signs arose.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/maintaining-a-healthy-lifestyle-8e9ef64c508

“A safe, decent, affordable home is like a vaccine. It literally prevents disease. A safe home can prevent mental health and developmental problems; a decent home may prevent asthma or lead poisoning, and affordable home can prevent stunted growth and unnecessary hospitalizations.”
Dr Megan Sandel, Associate Professor, Pediatrics, at Boston University School of Medicine, testifying before Congress.
Many families on the planet are battling to keep a rooftop over their heads — and it’s negatively affecting their wellbeing. Homeownership is a significant establishment for helping low-salary families discover a way out of neediness. At the point when they move out of substandard housing and into simple, decent, moderate homes, these families as often as possible improve their wellbeing, educational fulfilment, security and individual wealth.
Where we live is in the very centre of our everyday lives. The three significant and interrelated parts of housing and their connections to wellbeing include:
The states of being inside homes.
2. The conditions in the areas surrounding homes.
3. The housing affordability, which shapes home and neighbourhood conditions as well as influences the general capacity of families to settle on healthy choices.
Various studies have reasoned that housing and community both affect an individual’s well-being, vigorously impacting wellbeing and life span
How Does Housing Affect Health?
. Sound homes advance great physical and emotional wellness. Great health relies upon having homes that are sheltered and liberated from physical dangers. Conversely, low quality and inadequate housing adds to medical issues, for example, ceaseless illnesses and wounds, and can have harmful effects on childhood development.
. Substandard housing such as water leaks, poor ventilation, dirty carpets and pest infestation can lead to an increase in mites and other allergens associated with poor health.
. Residential crowding has been linked both with physical illness, such as tuberculosis and respiratory infection and with psychological distress among both adults and children.
Neighbourhood Conditions and Health
Alongside conditions in the home, conditions in neighbourhoods where homes are found likewise can have powerful effects on health. A neighbourhood that is free from wrongdoing, savagery and pollution may advance wellbeing by giving spots to children to play and for grown-ups to practice. Social and financial conditions in neighbourhoods may improve wellbeing by managing access to employment opportunities and public resources including productive transportation, a compelling police force and great schools.
House Affordability and Health
The shortage of affordable housing limits families’ and people’s decisions about where they live, regularly regulating lower-salary families to inadequate housing in hazardous, packed neighbourhoods with higher paces of destitution and fewer assets for wellbeing advancement (e.g., parks, bicycle ways, entertainment focuses and exercises). One study found that low-salary individuals with trouble paying rent, home loan or service bills were less likely to have a usual source of medical care and more likely to postpone treatment and use the emergency room for treatment.
Homeownership supports the educational performance of children, induces higher investment in the community, improves human services results, brings down crime percentages and decreases government assistance reliance.”
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/impact-of-homeownership-on-your-health-1dc472451f13

As the demand for living increases throughout major areas around the country, the amount of off-plan property developments continues to rise in order to keep up and prepare for the future. Off-plan properties can offer significant benefits, a greater potential for growth and profitability, buying at a low price before the property is even built.
What is an off-plan property?
Off-plan property refers to a property or development that is still in its construction or planning phases, and so hasn’t been completed yet. Unlike a property that has been constructed, it involves committing to a purchase before the property itself is built.
This means that the buyer has to be prepared to go ahead with the deal before seeing the final result, basing decisions on initial plans and brochures which show what the completed development will look like.
READ: ONE BEDROOM APARTMENTS: SHOULD YOU INVEST?
BENEFITS OF AN OFF-PLAN PROPERTY
Low price and staged payment
The good thing about off-plan is that you are generally buying at a discount. Real estate developers usually give generous discounts to early believers in their project because what they are selling at the infantry stage. Some developers also offer additional discounts for investors purchasing multiple properties at any one time as an added incentive.
Some off-plan deals have the added benefit of staged payments, depending on the developer and the property. These payments can help spread the cost of the purchase and enable investors to purchase property without a significantly large deposit.
Strong capital growth
Also, as an investor, not only will you gain early-bird access to an in-demand area which allows you to jump in before significant growth, but it also gives you the opportunity to secure the lowest price entry. If the location of the property is highly demandable and has a great potential for property appreciation, the investor can make his capital gain in no time.
To find the right location for off-plan property, there are some important factors you have to discover.
If a property is purchased in 2018 but isn’t due for completion until 2020, when the property has finally been built, they will have seen their property grow in value each year. This can add tremendous value to a property, especially if it has already been purchased at a discounted price from the outset.
By the time the project is completed and has been fully constructed, the value will worth several thousand more than the amount used for investment. For instance, as of 2019, the price of an off-plan 1 bedroom apartment in Abijo goes for 5 million naira. Currently (2020), the price range is between 11 million naira- 20 million naira
Ability to re-sell at a profit before completion
As it’s more than likely that your property will go up in value before completion, investors can choose to put their property up for sale and sell at higher market value. Although this can be a good strategy for investors looking to make a profit quickly, you would see much more of a capital growth benefit by tenanting the property and also gaining the benefit of a regular rental income, in addition to capital growth.
In conclusion, to buy off-plan property, you need to know whether or not the developers have a registered government title such as Certificate of Occupancy. Most estate projects in developing areas are built or started on land bought from traditional landowners. Due to the cost and bureaucracy of perfecting the title, most companies start their marketing while going through the process. So, make your due diligence before investing.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/the-benefits-of-off-plan-property-9d292b8fa068

One of the ways to achieve your goal of having a reliable passive income stream and becoming a success in the real estate market is finding a profitable rental property.
As real estate investors, we all start out wondering how to find a rental property to buy. The better question we should be asking is how to find a good rental property and what we should look for in our next investment property?
This article will guide you on how you can start investing in Rental Property with no money or credit of your own even if you’ve never bought your first real estate deal.
GET A TRUSTED REAL ESTATE AGENT
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Ideally, the first thing you have whenever you are ready to pull a trigger and decide to buy your rental property or add to your rental portfolio is to consult a trusted real estate advisor. A reputable real estate agent or broker can mean the difference between a successful hunt for a rental property and coming up empty. He or she should know the neighbourhood well and advise you on which properties are best suited to your needs. This is especially important if you are looking for properties out of your current town or area. His or her knowledge of the area can be invaluable.
THE QUALITY OF THE NEIGHBORHOOD
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Another major factor to put into consideration is the location! Location!! Location!!!
The quality of the neighbourhood that you buy a property and will actually influence both the types of tenants you attract and your vacancy rate. So, the better the neighbourhood in the mind’s eye of the tenant the less likely you’re going to have a vacancy issue. The flip side is that if they don’t like it as much, guess what you’re going to have? A vacancy rate and every time you have that vacancy rate, your profit will be down and definitely, you wouldn’t want that to happen. So get it up by first exploring the neighborhood before you buy the rental property. You can drive through the community and make sure that that’s what you want before you pull the trigger on that property as well.
ACADEMIC INSTITUTIONS
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The next that you want to consider are the schools and specifically, if you’re dealing with family-sized or extended family-sized accommodations, you might want it to be considering the quality of the local educational facilities in and around your rental because what’s going to happen if you have, for instance, a three or four or five-bedroom rental property, who you are going to be attracting realistically are growing family that might want to be in a specific zip code and maybe the right home out there or they’re not able to buy a home on their own or maybe the right home is unaffordable for them right now for where they want to be but your rental is just the right price for them to live in. And it just so happens to be in the right school district for their kids to be able to get the education that they want.
The higher the school rating the more likely you are to find a long term tenant in the form of parents and their kids that are going to be in that school district for the whole time.
CRIME
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The truth is that no one wants to live in an area full of crime scenes. So what do you do and how do you know if your rental is in a hotspot for crime. If you’re a local, you could take a drive through it. Maybe you already know what the rap is or maybe you don’t know what the rap is or you drive through it and check it out for yourself and you check it out at different times of the day and see if it’s going to be within your comfort to purchase in that area.
However, the best place to go for anything that has to do with crime statistics or something related is actually going to the police department or a public library in your area. With them, accurate crime statistics for the various neighbourhoods of the city that you’re living in can be accessed.
POPULATION GROWTH AND JOB MARKET
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The local job market of that city is almost a major determinant. If there is going to be growing employment opportunities, then two things must be checked: First, you’re going to be having a lot of people flocking that city and there will be fewer homes available than the number of people coming in. With these indices, the rate of appreciation will go up, resulting in a huge return on investment.
Also, people will probably live there for at least one to two years where they figure themselves out, getting their employment situation taken care of and they are able to start learning the new city and learning where they want to live themselves.
So if you hear of a major announcement or a notice that a company is moving into the area that you want to purchase a rental in, that could be a good thing if you get there before and ahead of time so that you’re not the one getting stuck with the already home appreciation from another speculative or savvy real estate investor that’s going to sell it to you because they’ve already rented it out and they want to cash in on their home appreciation.
AMENITIES AROUND THE NEIGHBORHOOD
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Another question you have to resolve is what’s going on with the potential neighborhood and what are the projected projects such as new parks, new malls, gyms, movie theatres public transport hubs, commercial activities, etc. that typically attract renters. For instance, not every renter has a vehicle. So being close to major transit or being somewhere around where they can have a little hub spot so to speak for transit is very important to them.
Another thing might be in malls and gyms and everything within a walkable distance maybe one mile out maybe two miles at the most. That can also appeal to people because it’s a really quick thing for them to get over there.
BUILDING PERMITS AND FUTURE DEVELOPMENT
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What is the municipality planning and what information is available on any and all new developments that are coming or have been zone in and around the area rental? Knowing about the planning of new apartment buildings, business parks, malls, then is probably a good growth area is a good sign if you have these three things. At the same time, watch out for new developments that could hurt the price of the surrounding areas.
RENT
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Know what the rental income will be because your rental income is the bread and butter of your rental property. Know what the average rate in the area is; know what’s going on over there. Talk to other homeowners. See what people are paying for in their houses. Talk about property taxes that they’re expecting an increase or whether the situation may be. And the easiest way to know what the rental rates are is actually to contact your trust real estate adviser. It all circles back to having a trusted real estate advisor just because you are an investor doesn’t mean that you should have taken all this on your own.
Find that real estate agent that’s really happy and experience with working with investors and they will help you get the best deal possible. They can also help when it comes to planning on renting out the property and also assist with putting you in touch with the property manager if you’re not going to manage a property yourself and they’ll let you know more about rental income. That’s a benefit of a trust real estate adviser just a few of them for you as an investor.
NATURAL DISASTERS
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Look at natural disasters. Now, we can’t control those things obviously but what the reason they become important is you need to know whether you need earthquake insurance, flood insurance etc. You know what kind of insurance that you’re going to need to factor and add on to your total monthly mortgage with your principal interest, property taxes, homeowners insurance and then additional types of natural disaster insurances because all that’s going to cut into your bottom line you start factoring and looking at your numbers. Combine that with your vacancy rate and start getting an idea of whether that’s going to be the right property for you to purchase or not.
In general, the best kind of investment property for a beginner just starting out is going to be a single-family house or condominium. Now depending on your area, it might make more sense to go condominium. Depending on your area it might make more sense. Go single-family condominiums are going to have to pay fees obviously there are like a multiplex are essentially an apartment complex but now being sold to people to be able to purchase and own them.
However for the purpose of getting started, do what makes sense, run your numbers, be honest with yourself and be realistic with yourself. Work with a great trust a real estate advisor that’s going to help you. Plan out your success into your having profitable rental properties.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/how-to-discover-a-profitable-rental-property-3282bf3a81fe

Just like it is the American dream, owning your own home is also a dream for many Nigerians. Choosing the perfect home involves figuring out the ideal style for your family and making sure it fits your daily needs.
What are the types of house in Nigeria?
In this article, we would be looking up different kind of houses built in Nigeria today (pictures included).
Bungalow
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Bungalow, from the Hindi word “bangla”, meaning “belonging to Bengal”, was used to described detached cottages built for early European settlers in India.
A bungalow is a style of house or cottage that is typically either a single story or has a second, half or partial story, that is built into a sloped roof. Bungalows are typically small in terms of size and square footage and often are distinguished by the presence of dormer windows and verandas. The living area of bungalow homes often features built-in cabinetry and is typically flanked by two or three bedrooms.
It’s very popular because it generally comes with more space. In turn, those bigger plots mean more space between properties and so more privacy. Large gardens are also usually a feature of bungalows.
Mansion
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A mansion is a large dwelling house. The word is derived through Old French from the Latin word mansio “dwelling”.
Calling a home a mansion indicates a level of grandeur, style and quality — far above the normal in a given area. This correlates with the housing patterns of the rich and wealthy.
Real estate agents consider mansions to be houses that have a minimum of 8,000 square feet of floor space. Mansions are quite subjective by definition but experts believe that a true mansion must be owned by an iconic and extremely wealthy person.
A mansion is expected to have entertainment facilities, dedicated leisure space, lavish grounds as well as outstanding building materials and finishes.
Terrace house
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A terrace, terrace house, townhouse or row house: is a single-family home that is usually set over two or three floors. A terrace house sits side-by-side with other terraces (joined together) — forming a tight row down a road or block or the inside of a gated estate.
A dwelling in a row of houses which were built together where each has one or two inner common walls. In a terrace of three or more, the houses at the end are called end-of-terrace.
Detached house
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Also known as s stand-alone house is a free-standing residential building. It is sometimes referred to as a single-family home, as opposed to a multi-family residential dwelling. They are usually spread over two or more floors and feature their own private gates: leading onto a private compound. Detached homes are perceived as more private than semis and that pushes up their selling price.
Semi-detached house
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A semi-detached house is a single-family duplex dwelling house that shares one common wall with the next house. The name distinguishes this style of house from detached houses, with no shared walls, and terraced houses, with a shared wall on both sides.
This style differentiates it from terraced houses (with shared walls on both sides), and detached houses (with no shared walls). You can find single storey semidetached homes (bungalows) and semis that are spread over two floors. A semi-detached house is one of two identical houses built as one but left to right and then right to left; joined down the middle by a party wall. This is a very thick wall so that noises do not carry from the interior of one house to its counterpart.
Apartment
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Apartment building or block of flats — a building with multiple apartments. There can be multiple apartments on each floor and there are often multiple floors. Apartment buildings can range in many sizes, some with only a few apartments, other with hundreds of apartments on many floors, or any size in between. There are often inside hallways and inside entrances to each apartment, but outside entrances to each apartment are also possible. An apartment building can be owned by one party and each of the apartments rented to tenants or each of the apartments can be owned as a condominium by separate parties.
Penthouse
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An apartment or unit on the highest floor of an apartment building, condominium, or hotel. Penthouses are typically differentiated from other apartments by luxury features. The term ‘penthouse’ originally referred, and sometimes still does refer, to a separate smaller ‘house’ that was constructed on the roof of an apartment building.
Penthouses are often the most expensive forms of housing in a given market. These types of houses are the largest, the most exclusive and offer the best views in a given apartment building. As such, penthouses are synonymous with a luxury lifestyle.
Duplex
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A duplex is a multi-family home that has two units in one building — regardless of how those homes are arranged. Units can be side-by-side or stacked on top of each other.
Duplex buildings also have two separate entrances for each unit. This means each tenant has their own entrance. An example of a duplex is a house with two doors side-by-side that enter into different living spaces in one home, one upstairs and one downstairs. These two separate units are typically similar in size.
Mud Houses
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Mud houses are still prevalent in many rural areas in Nigeria where such homeowners use mud, palm fronds, raffia matting, straw and wood to build their houses. For the roof of the house, you can use straw and mats that are made from raffia palm leaves.
Conclusively, Whether you are looking to build your own home or acquire one that is being built (or has already been built): it is important to know which type of home will fit your requirements. With this article, we have gone over some of the most popular types of houses in Nigeria today.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.

https://medium.com/@middlechaseblog/common-house-types-in-nigeria-a82e5e56226f





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People usually say that investing in a multi-family asset is expensive and there is a myth surrounding real estate investment when it comes to multiple housing. First, you need to be able to understand the difference between a multi-family asset and a single-family asset.
A single-family is an asset that comprises of one or two tenants while the multifamily asset has to do with a large volume or number of tenants and give you the opportunity to get your money back on time.
The multifamily asset is great because it;
1. PRODUCES ENOUGH INCOME TO PROTECT YOUR INVESTMENT
It is easier for you to be protected when you invest in a multifamily asset than in a single-family apartment. when you invest in a single-family apartment, the likelihood is this; if you have 50 million naira and build a seven-bedroom duplex, it is likely that you aren’t going to get back your capital until about 20–25years due to the fact that you might have a tenant who won’t be able to pay or who is going through financial stress and then the tenant may have to move out of the apartment, or you may need to maintain the apartment, you can’t start moving tenants from apartment A to apartment B.
But when it comes to a multifamily apartment, you can be maintaining one part of the building while earning rent on another part of the building. It also gives you protection because of the volume and high demand it brings.
2. APPRECIATES BY 50% EVERY 10 YEARS.
In a great location, a single-family apartment appreciates by 4% every ten years while a multi-family apartment in that same location will appreciate by 10% every 10 years.
3. IT IS EASIER TO GET FINANCE FROM ANY FINANCIAL INSTITUTION.
You are likely to get the bank to fund your real estate investment when buying a multifamily asset than when building your own apartment. Even the government has the tendency to work with you because of the volume you can provide for the masses. You will also have more people financing your real estate projects when it has to do with multi-family housing than when it has to do with single-family assets.
READ: THE LEGACY OF PARENTHOOD
4. TENANTS PAY BEFORE THE PROPERTY IS COMPLETED
When it comes to multifamily assets, people or tenants will pay you ahead of time for the property. This means that with your down payment, you can start making money for your property. You don’t need to put yourself under immense pressure, what you need to pressurize yourself about is how to raise the first down payment when it comes to multifamily assets. But when it comes to a single-family asset, you can put all the money there because it is not going to be making a lot of money for you.
6. THE FASTEST WAY TO BUILD WEALTH
You can’t build wealth on the platform of owing a single-family apartment but you can continuously build wealth on a multi-family investment.
7. OPPORTUNITY TO REPEAT YOUR INVESTMENT
A lot of the time people who buy single-family apartment get discouraged because they are not making money from it due to the low volume and then they are less motivated and inspired to do more of the investment.
But you are encouraged to do more in multifamily investment because of the sweet deal and you will want to keep up the momentum.
In conclusion, you need to think in terms of using leverage especially when starting. By using leverage, you make your money work for you. When you buy a single-family investment, it is like keeping money under your pillow and expecting the money to multiply. It is not going to work. What you need to do is to put the money in an asset for it to grow.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/why-you-need-to-invest-in-multi-family-asset-c5c96131d616

Housing is the basic necessity of every human being. Everyone needs home i.e shelter to have proper rest in his own feasible way and feel comfortable and live a convenient life. It is a place that can protect us from the elements, keep us warm and safe, and give us the encouragement to satisfy our other needs.
According to Maslow’s Hierarchy of Needs, shelter is one of the requirements for addressing our physiological needs (along with the need for food, water, air, sleep, sex). Maslow represented the human’s physiological needs as the base of a triangle to show that meeting these needs are the most important in our lives. If these needs are not met, the individual may only be able to focus on meeting their physiological needs and not feel motivated to move towards self-actualization.
Be it ever so humble, there’s no place like home.” “Home is where the heart is.” These well-known expressions indicate that home is somewhere that is both desirable and that exists in the mind’s eye as much as in a particular physical location. Across cultures and over the centuries people of varied means have made homes for themselves and for those they care about. Humans have clearly evolved to be home builders, homemakers, and home-nesters. Dwellings that are recognizable as homes have been found everywhere that archaeologists and anthropologists have looked, representing every era of history and prehistory.
Home has always been a gathering place, shelter, and sanctuary, providing an escape from the busyness and intrusiveness of the world. Much thought about, treasured, and longed for as an anchor of our existence, the home has been the subject of abundant written works and other cultural products. We might reasonably suppose, therefore, that home is a readily understood concept and source of universally positive feelings.
Why is home so important to us, then? Because for better or worse, by presence or absence, it is a crucial point of reference — in memory, feeling, and imagination — for inventing the story of ourselves, our life-narrative, for understanding our place in time. But it is also a vital link through which we connect with others and with the world and the universe at large.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/home-a-place-where-your-story-begins-8912ee996e9

There is no profession, no challenge in the world more awesome and more fulfilling than parenthood. Whether you are in a good-paying job or not, the goal of every parent is to leave an inheritance for their children. It is not uncommon to still see many parents leaving debts for their children instead of inheritances.
As a parent, irrespective of the income you earn and the level of your financial status as you may not be able to provide a large sum of wealth to your children, there are always some things you can leave for your children that will save them from passing through financial struggle.
What kind of heritage can you leave behind?
Education Savings account inheritance: The question every parent should ask themselves is how will your children be able to obtain an education if you lose your job or you are no longer with them on earth? If your answer is No; then you need to start planning of leaving an education fund inheritance for your children. Since you know that education is a necessary commodity and one of the essential tools to create an adorable future for your children, then you need to create a savings account that will take care of their expenses before they are riped for it.
Giving an analysis of a business coach, Olodu paints a scenario of how education saving account inheritance could help. He says,
“Let’s assume, that you desire to send your child to a Nigerian private university and the tuition fee is one million naira (#1,000,000) per session, then for four years in that school, you should be paying roughly four million naira (#4,000,000). Depend on the current age of the child; say the child is less than a year old then you have up to eighteen (18) years to plan for him/her but if they are already in secondary school then you have less than six (6) years to complete your plan.
READ: MR LAWAL MADE A DECISION THAT CHANGED HIS LIFE
The earlier you start saving for them the better; let’s say your child’s secondary school fees is one hundred thousand naira (#100,000) per term then for the three terms you will need to pay three hundred thousand naira (#300,000). If you open a money market fund account or any interest-bearing account early for them and with just 10% interest rate per annum and you were able to save up to four million naira (#4,000,000) in the account; this can be achieved by constantly depositing cash on a monthly basis.”
With this, your child can complete his/her educational training with or without your presence.
Financial education: A study from the University of Cambridge found that money habits in children were formed by the age of 7. Classifying their age group, between age 3–6, children are like little sponges, learning and soaking in everything. This means they catch more than you think! This is a great time to introduce key financial concepts that they can carry throughout their lives.
From age 7–13, these kids are watching everything you do, they are closely tuned into their parents spending habits. This age group is building their habits and values from what they see their parents do. What your kids see you do is a lot more powerful than what they hear you say. Of course when they see and hear the same thing that creates a strong message.
Therefore as parents, financial education is a vital tool to give to the children before any other inheritances can be handed over to them. Failure to do this result in wastage of lifetime wealth.
Real estate: It is no longer an argument that the greatest inheritance parents can leave for the kids is properties. This is the only heritage that has stood the test of time and proven to span from one generation to another. Every Nigerian expects their parent to leave them with antiques, family businesses, books and most importantly, real estate. Without this form of inheritance, the list is incomplete. The advantage of the real estate is that it turns your children from the class of paying rent into a cashflow landlord especially if the asset is a rental property.
In conclusion, the future of many kids has been shortened because of their parent’s inability to adequately provide for their well-being. Thus, making them experience difficulties in the journey of life. On the other hand, the parents who leave some inheritances behind for the children make life easy for their offsprings. And this gives them a greater advantage in life.

To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/the-legacy-of-parenthood-f4f458f23985

A lot of explanations and unstated facts about what couples need to know about owning or purchasing a house together have been published and this information that is void of truth have misled a lot of unsuspecting or ignorant readers especially innocent people who want to make the right decision before entering an agreement that could either ruin or integrate the future of their marriage.
It’s needful to state that every country has its laws and regulations which governs the decisions of couples whose plan is to own a house together. For instance, A husband and the wife are two separate human beings each with the full legal capacity to own or purchase property separately or jointly as they may desire. This means that there is no law in Nigeria that bars a husband and his wife from joint purchase or ownership of property.
In other to appreciate this piece, it is important to understand what Joint ownership entails. Joint ownership as the name implies is a form of ownership of the same property by two or more persons, in this case, a husband and wife.
Under joint ownership, there are 2 options you can choose. These include: Joint tenancy with survivorship right and tenancy in common.
Joint tenancy with survivorship right: With this type of ownership, all of the owners hold an equal right to the property. In other words, any owner can withdraw the funds from an account without the knowledge or permission of the other owners. However, with jointly owned real estate, in most states, the property cannot be sold or mortgaged without the consent of all of the owners. When one joint owner dies, ownership of the property automatically passes to the surviving joint tenants without the need for probate.
Tenancy in common: With this type of joint ownership, each individual “tenant in common” owns a specific percentage of the property and can withdraw, mortgage, or sell his or her own separate piece of the property. When a tenant in common dies, his or her share of the property passes to his or her own beneficiaries and not to the surviving tenants in common.
READ: SINGLE FAMILY VS. MULTI-FAMILY RENTALS:
Other fundamental factors you need to consider include:
Identifying your priorities: Laying out exactly what each of you wants in the home, and what you’re willing to compromise on, will make the search infinitely easier. Be open and honest with each other about the commitment.
Agreeing on how you’ll share ownership: There are two options to consider: “joint tenants,” which means you share equal rights to the entire property, or “tenants in common,” which means you both own a share of the property.
Seeking professional: An advice from a financial planner and/or lawyer about ways to structure ownership and loans.
Getting your will in order: Especially if you decide to share ownership as tenants in common, your share of the house will immediately go to your next of kin upon your death, not your partner.
Trying to avoid impulsive and emotional decisions: This a very important especially if the property you are trying to jointly purchase is for rental purpose. To make a profit from rental properties, you have to be economically-driven.
Ultimately, our experts recommend seeking professional advice from a financial planner and lawyer to suit your individual circumstances. If you are thinking about buying somewhere with your partner, that’s great and still a reason to be excited, but go and talk to a lawyer about it just so you know what could potentially happen and what your options are.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.
To know more about Middlechase Property Limited, click on the link below: Middlechase Property Limited or call 08186577504.
https://medium.com/@middlechaseblog/buying-a-house-with-your-partner-what-you-need-to-know-11e4d39ea2d5