₦airaland Forum

Hi
Can i use bank certificate showing my current balance instead of statement with transactions?
I do have education loan to cover funds and wondering if just bank certificate is enough.

mslug:
Hello,

I have been accepted into humber for a one year certificate course.

My problem now is my proof of funds, I am currently employed but dont have the tuition 10k + 10k(survival funds) =20k saved up and I was thinking about a personal loan, I cant get educational because I'm not doing a degree)

I have two options:

1.Apply for the loan myself at the bank and have my brother cosign.(he will pay the monthly installments for me), maybe he can write a letter for immigration stating that he shall pay the installments until i return from my studies)

2. have my brother take the loan and then transfer + gift deed it to me.

my brother has less than 10k in his savings and like me doesnt have assets so the loan is my only option.

Thanks.

kcosam:
Why not get a sponsor or co sponsor with a strong SOA.

Do you think it can be misinterpretation if my brother takes loan and does gift deed, what if i need to cosign his loan?(well gift deeds dont need bank statements)

kcosam:
Why not get a sponsor or co sponsor with a strong SOA.

thanks for replying What is a SOA?

Hello,

I have been accepted into humber for a one year certificate course.

My problem now is my proof of funds, I am currently employed but dont have the tuition 10k + 10k(survival funds) =20k saved up and I was thinking about a personal loan, I cant get educational because I'm not doing a degree)

I have two options:

1.Apply for the loan myself at the bank and have my brother cosign.(he will pay the monthly installments for me), maybe he can write a letter for immigration stating that he shall pay the installments until i return from my studies)

2. have my brother take the loan and then transfer + gift deed it to me.

my brother has less than 10k in his savings and like me doesnt have assets so the loan is my only option.

Thanks.