₦airaland Forum

DeepSight:
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No one is compelled to tip, and yes, you are right that it would be wrong to ambush, intimidate or emotionally blackmail anyone into doing so. Nonetheless it is wrong to assume that it is inherently wrong to tip and furthermore you cannot complain that anyone is extra nice to a generous giver.

No one is compelled to tip key? Have you have of "if you cannot afford to tip, you cannot afford to eat there"?

DeepSight:
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You dont don't understand the philosophy of tips.
It is also one thing to say you may not give tips in some instances but quite another thing to say or suggest that it is inherently wrong to do so, ever.

What philosophy pls? A philosophy that tempts workers to treat one customer better or worse or even resent someone just because they did not do extra after paying for their food. What if they did not have? What if they had other commitment. What if everyone in every industry begin to ask for a tip. No matter how you shroud it, tipping is charity and one should never be forced or embarrassed or blackmailed emotionally to give it.

DeepSight:
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People like you are spiritually dark and reduce the light of enlightened and loving humanity.

Please try to stay away from restaurants and as much as possible DO NOT engage any service men or women to do any odd jobs for you, do them yourself.

You will be doing the world a favor.

Jeez.

Spiritually dark because he is reserved against modernized begging?. I know he renders sevice too in one form or the other and it is only fair that you state your price that would enable you to sufficiently cater for your business and workforce without parading around as entitled beggars.

When a bad culture has been normalized to appear as elite or decent. When is it a must to give or dash money. Una no dy get paid by your employer? Am I not paying for the service rendered or the product/food.

It has started. We have seen this before

Stephen0mozzy:
If na Nigeria now, she go say "do you know who I am" 😂 You no go comply keh - you're already in violation of whatever code, if you let it go to court, you'll pay dearly.

That's why I weep for the rubbeshness that is our jujuciary system - the court was the power of sanity in civilization, but our own court no dey even bark again.

I laugh at your naivety. Commit crime fess, I wan see if our court still bite

omotoyeoluwaseg:
Good day , please who knows when this year budget is going to be presented and sign ? Because is until this happens before some agency and department will be given offer letter

Co ask please

Igirigimercenar:
Nigeria is a crime scene. I hate that I am a Nigerian

Die, who knows, you may be reborn to your preferred country.

Equating struggle with smartness and brilliance mehn..The charade used to be "anywhere you take the certificate of a federal university to, it will be considered b4 any other certificate". Na old time mentality sha.

AliEzeOlu:
This is very correct. The federal government of Nigeria even asked all MDAs to as a matter of urgency, move 70% of all capital components of the 2025 budget to the 2026 appropriations.

Federal Government is so rich but very broke, guys.

One wonders where all the subsidy monies and loans are going.

Pls Boss, can you give an hint when funds are released to MDA pls. Do you know if anything of such will happen in this first quarter?

dalitigator:
Supreme Court Faults Unity Bank over Unlawful Account Blockage, Upholds ₦35m Damages Award

The Supreme Court has upheld the decision of the Court of Appeal affirming a High Court judgment that ordered Unity Bank Plc. to pay 16% pre-judgment interest on over ₦700 million deposited by a customer called Eforce Interservice Ltd, as well as ₦35 million in general damages for illegally blocking the company’s account and dishonouring multiple payment instructions.
The apex court dismissed Unity Bank’s appeal in its entirety, holding that the bank had no contractual basis to place a lien on the customer’s funds.

Background: ₦700m Deposits Blocked, Business Opportunities Lost

Eforce Interservice Ltd was a corporate customer of Unity Bank, operating current account No. 0023648377. Between 26 March and 29 April 2015, the company paid in and transferred a total of ₦700,037,240.23 into the account.

But when the customer issued payment instructions, the bank repeatedly refused to honour them. These dishonoured instructions cost the company several business opportunities for which the funds had been earmarked.

Feeling aggrieved, Eforce sued the bank, seeking declarations, injunctions, interest, and monetary damages. Unity Bank counter-claimed and brought in two additional parties, Lodigiani (Nigeria) Ltd and another director, on the basis of an earlier failed loan negotiation involving them.

The Failed Property Deal behind the Dispute

Lodigiani (Nigeria) Ltd, the 3rd respondent, owed Unity Bank an outstanding loan secured by three properties. One of Lodigiani’s directors, Alhaji Musa Usman, also served as Managing Director of Eforce.

To facilitate settlement of Lodigiani’s debt, Eforce offered to buy the three properties. To show good faith, Eforce deliberately funded its account with large deposits, hoping the bank would agree to a final settlement figure.

However, negotiations broke down. The condition attached to Eforce’s offer that payment would be based on “any amount agreed with Unity Bank by Lodigiani” was never met. Therefore no agreement was reached.

Despite this, Unity Bank unilaterally treated the ₦700m deposited by Eforce as a lien for Lodigiani’s indebtedness, and froze the customer’s account. After several attempt to resolve the issues without any headway, the sustomer sued Unity Bank to court.

Trial Court: No Contract, No Lien, No Justification

After full trial, the High Court held:

• There was no valid contract between Eforce and Unity Bank regarding Lodigiani’s loan repayment.
• The bank therefore had no legal right to treat Eforce’s deposits as security for another company’s debt.
• Blocking the account and dishonouring payment instructions was illegal and unjustifiable.

The court awarded:

• 16% pre-judgment interest on the ₦700m from 4 July 2016 until judgment,
• 10% post-judgment interest, and
• ₦35 million general damages for loss of use of funds.

Unity Bank appealed to the Court of Appeal and lost. It then went to the Supreme Court.

Supreme Court Decision: Appeal Dismissed

Delivering a unanimous judgment, the Supreme Court affirmed the rulings of the two lower courts and addressed several key legal principles.

1. No Contract without Offer and Acceptance

The court reaffirmed the basic elements of a valid contract: a clear offer and an unconditional acceptance.
Eforce’s offer was conditional and never accepted. Because the condition agreement between Unity Bank and Lodigiani was never fulfilled, no contract ever came into existence.
The bank therefore had no legal basis to seize or restrict Eforce’s funds.

2. Companies Have Distinct Legal Personalities

The court emphasized that a limited liability company is legally distinct from its shareholders and directors.
Even if Eforce and Lodigiani shared a director, this did not merge their identities. Their obligations could not be interchanged.
Unity Bank committed a “mischief” by assuming it could hold Eforce liable for Lodigiani’s debt.

3. Bank–Customer Relationship Was Breached

The Supreme Court held that Unity Bank violated its duty by:
• placing an unlawful lien on a customer’s funds,
• failing to honour valid transfer instructions,
• depriving the customer of the use of its money for years.
This wrongful interference entitled Eforce to both interest and damages.

4. Damages for Dishonoured Instructions Are Liquidated by Law

Relying on Section 57 of the Bills of Exchange Act, the court held that once a bank dishonours a payment instruction, the damages due are liquidated meaning fixed by law and must include:
• the amount in issue,
• interest from the date of dishonour or maturity, and
• expenses such as protests or related actions.
Because Unity Bank breached these statutory obligations, the damages assessed by the trial court were valid.

5. Meaning of Liquidated Damages

The Supreme Court explained that liquidated damages refer to sums pre-determined by the parties or fixed by statute as compensation in case of breach.
This applied squarely to the case under the Bills of Exchange Act.

6 & 7. No Basis to Disturb Concurrent Findings

The apex court reiterated its longstanding principle:
It will not disturb concurrent findings of the High Court and Court of Appeal unless there is a glaring error or miscarriage of justice.
Unity Bank failed to show any such exceptional circumstance. The findings below were sound, consistent, and fully supported by evidence.

Final Outcome

The Supreme Court dismissed Unity Bank’s appeal, confirming:
• 16% pre-judgment interest on ₦700,037,240.23
• 10% post-judgment interest
• ₦35m general damages
• And that the bank acted unlawfully by blocking the customer’s account without any contractual or legal basis.

Good day sir. I am a lawyer of 5 years post call experience in both litigation and corporate practice. I am new to Lagos sir and I stay at Iyana Ipaja. If there is anyway that you can help, I'll really appreciate it sir.

Boyewu:
At 54 now, she was called to bar in 1988.....

Op do the calculation well. Nobody at 16 can be called to bar in Nigeria at that age unless she didn't attend primary school.

She is 57 years and law used to be a 4 year course then

Mitsurugi:
A Lagos based Company situate in Lagos is seeking to hire an ADMINISTRATIVE ASSISTANT.

The Applicant, male or female must:
Have finished school, with a minimum of an OND qualification.
Be resident in Lagos (preferably on the island axis).
Be within the ages of 24 and 28.
Must be ready to work hard with minimum supervision.
The salary is competitive.
Interested applicants should forward their cover letters and CV to ikennaonyekwenanba@yahoo.com on or before the 28.06.2024.

Only shortlisted applicants will be contacted for an interview by the 30.06.2024.

Good day sir. I am a lawyer of 5 years post call experience in both litigation and corporate practice. I am new to Lagos sir and I stay at Iyana Ipaja. If there is anyway that you can help, I'll really appreciate it sir.

Hardeybohwarley:
The dommir should be hu not ha. It's a male not a female

They are two. It should be "huma"

Allahuma igfirllahuma warhamuma. Ya Rabb, forgive the departed believers because they can only achieve rest not by their deed but by your mercy

Why is it that anything dedicated to aid, develop and grant relief is usually riddled with corruption?

Hearing the head of an agency moaning about the kind of pressure on him about jobs was really humbling. A position meant for 2-3 people which 3,000 people applied for. The man was literally laughing whenever anyone whom he can't reject their request called for their candidate to be considered. Omo, I do not envy the man.

Why I understand grief and loss and how it affects people differently, taking this kind of stance is a capital "NO" for me. Everyone has one or two that they are going through in life and by the virtue of that do not have the luxury of being available for every other persons needs. Death is what it is and courtesy and human nature demands that extra care and concern that was not shown even by a stranger when the deceased was alive will then be shown after death.

The death from which you flee will definitely meet you and you. If someone told them they would die in nigeria, they most likely won't believe. Condolences to the family

Kanixt:
Are you threatening me or you are being paid to do that for them

Wisdom they say is profitable to direct.

Kanixt:
You are not following the trend, I think.

How would you expect peace in a state where the vigilante are not the real indigene of that state, not only that but backed with weapons from NSA. Or you are not good in critical thinking

I know you and your ilks delight in bad news that tend to paint the country, government and other people except yourselves in bad light. Take time out and have a think before you type anything. I no dy for justice for Kanixt when you are facing the consequences of your unguarded and unguided utterances

Kanixt:
Nuhu Ribadu is an insider.

He that has ears let him hear

I hope you have proof for this your statement. Be wary of consequences!

Omo, if Dangote was/is not a strong man, there is no way that refinery would have seen the light of the day. Besides being strong financially, he is strong in other important areas too. This is him fighting back

chipet67:
You sound dumb

It is the people that raised you that I blame

All the vital questions will not get answers, they will rather gaslight and emotionally manipulate.

Baba is before his rabb now facing what he put forward. Ya rabb, forgive the deceased believers.

How will they deliver on their core mandate when internal politics takes the offer front?

madridguy:
The thread is so dry because there is no touch of Islam or Muslim in it.

The hypocrite Botragelad will not be seen here

Fountainofyouth:
I

That's a pure lie

The man that disarmed the shooter is a Lebanese manorite Christian called Edward Crabtree,

I knew people like you would try to paint a false narrative to justify yourselves, iranu

Afi Edward Crabtree nitoto. Man bears Ahmed Ahmed, go and confirm before spitting what you don't know

Botragelad:
You don't even understand the meaning of the word to start with. Part of being upright is not being an hypocrite. Why don't you use the same energy to post all Muslim shootings, stabbings and every other gory acts perpetrated by islamists?.

I am not in the habit of posting about mass shootings and all. You that have made it your life mission, show that you are brought up right and not an hypocrite, post every and all across and denominations and faiths.

Botragelad:
Ooh for every shooting Muslim does in the name of their god, they do not represent Islam. I repeat, your taqiyah isn't working here.

You don't even understand the meaning of the word to start with. Part of being upright is not being an hypocrite. Use the same energy to post all shootings, stabbings and every other gory acts regardless of who has done it. I guess it is time we start labeling every other person not bearing a Muslim name as Christian and labeling every wrongful act as perpetrated by them to show their disdain towards Muslims and generally imigrant. Hatred I repeat, will make you self imolate.