₦airaland Forum

One of the downside of japa. Imagine dying cold and alone, with no loved one around. Condolences to the family.

Didijiji:
Only Elrufai and Wike

These rest were time wasters

Imagine that Wike took over immediately after Elrufai, Abuja for don Dey chase Dubai

That ministerial slot has only ever fit those who are ready to step on toes and make enemies

This is good. Serves as lesson to others of the same ilk

Zik4zik:
For those that followed my previous posts regarding my ordeal with Sterling Bank, thank you for your support and encouragement.

The Bank that once prides itself as the "One Customer Bank" is now a customer business killer. Finally they proved no customer matters to them.

Sadly, Nairaland suddenly hide my previous posts and updates about my Sterling Bank ordeals for reasons I don't know, it was alleged that Sterling Bank influenced it so people don't know what was happening.

I will do well to summarize it and update you on where we are now and why you must be careful in your relationship with Sterling Bank.

In Summary, sometimes in 2022, a staff of Sterling Bank met me as I exited an elevator at Adebola House in Opebi, Lagos and introduced a platform called Sterling Specta. As as that time in 2022, I was running a successful HMO company with over 4,500 retail clients and 500+ hospitals across the country plugged to my HMO. The company was young and growing at a pace I didn't expect so my major financier was a finance house at the island. The finance house pays all my enrollees HMO subscription to the hospitals Whilst my company pays the finance house immediately fund is received from my enrollees and corporate clients; I was also young and enjoying the growth and association with the corporate world of a fantastic mix of Managing Directors and CEOs of various companies my HMO firm manages.

On one afternoon as I exited the elevator at Adebola House, Opebi Ikeja, a young lady approached me and introduced herself as a staff of Sterling Bank and immediately pitched a Sterling Bank app to me. The app was called Sterling Specta and she said it was a one click to instant loan should there be need for it. Out of courtesy I listened to her with the hope I could also pitched the Sterling Bank Staff HMO account. In less than 5min she was done and almost instantly I received a text message of a new account number created for me and in the next few seconds another alert of over 400k entered my phone. It seemed trues and straight forward so we exchanged contacts and I left with my staff.

To cut the long stories short, few days later or weeks I tried to transfer the fund from the Specta account to my regular account but couldn't and I called the Sterling Bank staff who asked me to come to Sterling Bank Aromire off Allen Avenue which I did some days later and I met with her; they were pacing up and down the banking hall; I wasn't sure what the issues were so I stay calm; after about an hour, she told me the fund needs to be released from the head office and that they have sent an email to that effect and that I can leave the bank because the fund would be released in 24hours. So I left.

24hours later the fund wasn't released; three weeks later fund wasn't released.... So I started growing suspicious of it and I told the lady I wasn't comfortable with the transaction because I wasn't sure what was going on. So she said it was an internal issue at their end. That I should write a letter requesting for a reversal of the fund due to my inability to access it. The letter was written and sent to Sterling Bank and she acknowledged receipt of it. Days later she confirmed the fund has been reversed and truly I received several text messages from Sterling Bank about the reversal so that was it.

A month later a got a message from Sterling Bank that I have defaulted in my payment for the reversed loan which I never had access to. Immediately I notified the lady and also sent an email to Sterling Bank; they acknowledged and confirmed my name has been removed.

Life continued,.... About 3months later, Sterling Bank sent me a bill of huge outstanding plus compounded interest calculated on loan default. I started reaching out to them again and they started giving all sorts of reasons and excuses. Finally they confirmed it has been reversed and I was cleared. And everything went silent.

Surprisingly during the 3rd quarter of that year which was about 9 months later, the finance house that funds my HMO company activities called to notify me that they were pausing their financing of my HMO because my name appears on the Credit bureau report for long bad debt with Sterling Bank. I tried explaining verbally that I don't have a loan with Sterling Bank talk less of a bad debt. The verbal explanation did not work. They requested that I provided a "Latter of Non Indebtedness" from Sterling Bank before a particular deadline. I moved across all know Sterling Bank across Lagos but they all refused to issues me the letter. At this point, the hospitals have started notifying my company that funds haven't been received and the finance company insisted that they will have to discontinue financing my company effective the deadline if the letter is not received from Sterling Bank. Sterling Bank continued to refuse issuing the letter until a customer of the bank hinted me to go to a particular branch in Ogun State and told me to ask for a staff called Mariam, that Mariam would do everything necessary to ensure I got the letter. Immediately I set off for Mariam because it was past deadline from the finance house. At this time, our enrollees were already being denied care and treatment across hospitals across the country; my phone began to ring endlessly, enrollees in crises at hospitals denied care, my staff members under pressure, hospitals calling..... It was total chaos. All attempts to source for funds from other finance houses and banks failed because the bad debt with Sterling Bank kept coming up on all credit bureau report.

Finally, I met with Mariam at the Branch in Ogun State. She tried her best but she faced series of frustration from their head office. I was inside the banking hall till 8pm and made to pay for the letter to be issued. It was a gruesome experience but useless because the letter only came after the deadline and the letter was not properly worded so it remained useless.

My mail box was filled with email of termination of HMO contract from over 90% of clients.

It was the beginning of the end for me... At a fast pace I was loosing everything; the impact was unprecedented and unbearable.

The worst part was that after loosing everything, Sterling Bank still refused to remove my name from their debtors list. I reached out severally, called, emailed, etc... At a point I became hopeless and cried at their branch. It was on my way home I remembered I had a lawyer and shared my ordeal with my lawyer. At this point about a year plus and Sterling Bank was still dealing with me. They had increased the figures it claimed I was owing and my name was on red and blacklisted on the credit bureau report. My business was empty, staff members gone and I was struggling to start afresh. I was literally living off from 7 days online loan apps.

My lawyer requested funds to writes Sterling Bank and all these were funded by online loan apps and loan shark funds. It was an unimaginable experience.

After a letter of litigation was sent to Sterling Bank, they started running around trying to appease me. Sending all sorts of people to me and my lawyer. It was at that time, they decided to remove my name from the credit bureau which was over a year of damage and setbacks.

This was now 2023... We were suing for damages to the tune 100m as compensation. When they got the letter, they started pleading and requested for out of court settlement which my lawyer agreed to and asked them to make a proposal to us. After we agreed to the out of court settlement, Sterling Bank went silent again. They stopped contacting us. This shows how lowly they care about their customers. This shows Sterling Bank doesn't care about their customers or consequences of their actions.

Now the case has fully started at the Lagos State High Court in Ikeja. We had the first hearing this month. Again Sterling Bank lawyers or representative did not show up at the hearing. This is yet another clear evidence, that your One Customer Bank is a Customer Business Killer

Next hearing is on the 13th of May.


For those of you still using Sterling Bank, please be careful and for those who have suffered from their poor service, negligence or fraud, kindly reach out to me, lets pound them together.

If Sterling Bank fails to reach out to me in a week time, I am assembling a team of bloggers and press team to expose Sterling Bank to Nigerians and I will be happy to publish your negative experience with Sterling Bank alongside my bitter experience.

Sterling Bank.... Your One Customer Bank indeed....

I hope your case is moving smoothly or have you settled out of court?

Unless it is absolutely necessary, I mean a life-death-survival situation, don't ever dump your parents in a care home! Don't abandon them! As they grow older, your company becomes much more valuable than whatever money or life you are chasing!

PDP is the real definition of how the mighty have fallen

Wave and wave of generations of human. Where are your forbears people?

This is an eyesore. We seriously need decorum in our society

egalitarianism:
Wow.
So Apl you spoke about then is not shared yet...

Please help me, connect me. You made mention of knowing staff there

I sincerely wish I could help. Me sef, na God hand i dy

Please is it still possible that agencies will be waiting for budget by this time of the year before they recruit? This is a reason for the delay of new NIHORT recruitment according to someone

Yeah, just as northerners are known for their decorum too. A northerner in the wike's shoe will most likely not behave that way. See the charade between the senator and the girl, you will most likely not catch a northerner in that kind of situation despite being the ones most involved in polygamy.

That oath milk can be addictive

Sul007:
Good day guys...please about the ongoing CBT exams. Has anyone successfully written the test using mobile phone? And what was the experience please?

I used mobile phone and it was seamless. Try to use chrome or brave browser and switch it to desktop mode

Sickness and sadness, very bad combination

One after the other, let the unraveling continue

Oyinbo people wey no dy slow go court. He can actually be sued for that singular act

Hell hath no fury like a woman scorned!
In all of these, the man should thank his creator for sparing his life. This kind of woman will kill without battling an eyelid.

The man couldn't believe his ears, eyes and everything happening around him, e nearly craze

Politicians always banking on poor memory of the masses. Like Sheu Sanni said, what was your achievement during all those years you spent in government.

I cannot dispute this claim. Anything in the name of intervention, aid, development commission, relief package etc are almost always riddled with co******on

Shame. There is a lesson to learn in everything. A big lesson to learn here is that it is good to maintain a good relationship with your in-law albeit with a very respectable distance. "Eku ijo meta" is ideal!!

Attendant poverty is a challenge. Where people cannot afford basic food to eat, you'll not expect them to willingly go to the hospital for a checkup. Someone categorically told me he'll rather not know of any ailment in his body when there is a free checkup Goin on somewhere

Governor Abdulrahman Abdulrazak is one of the Governor who mostly empathize with his citizenry. I am a first hand beneficiary of this character of his. When my cousins were kidnapped in Kaduna, Allah is my witness that I wrote him and he supported in every way and aspect that you can expect of a leader. It was then that I knew that majority do not know the workings of the Government. He was at Sobi Barracks the other day to receive rescued victims among other measures that he has been taken to curb the spate of attacks. May God expose the evil doers and their sponsors and make our land that of peace.

Ya Rabb, strengthen and leaders in their affairs and make our land a peaceful one. Ameen

Jafar1:
Please were u able to submit?

After filling all the necessary details, I tried to submit but mine is showing internal server error

Same thing here

anzion:
It seems like some of you think from your anus. Let me clarify:
1. Money answereth all things hope you know that clause.
2. How on earth do you think finding a job that pays N150,000 is easy too? You are foolishly even saying he can get the job at NBAIS, NPC, NIWA. Do you have slot there readily available for him?
3. The depression of starting a good paying job like his and quitting it with no replacement is far serious than what you foolishly think.
4. He can give himself say 3 years to work and quit and then start a business or invest the money he gathered elsewhere. Must he be employee must he be working for paycheck all his life?

Impudence rides sidesaddle with anonimity sha!

For those harboring political ambitions, know that you will account for every single thing that happened during your reign! May God ease the affairs of our leaders

So good to remember our loved ones

Inna lilahi waina ilehi rajiun. Condolences to the family. What grief! A loss of a child is so grievous that no single word can describe it

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Tanke Oke Odo
University of Ilorin
10 rooms self contain
Video on request
Fastest finger!

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Another one

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