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TravelRe: General UK Visa Enquiries - Part 5 by Nativeborn: 1:20am On Apr 13, 2022
Hello @Febfun,

Here are the points I'd like you to buttress.

From your explanation, you earn N670k and your expense is upto ~ 300k monthly leaving you with ~N370k.

- You intend to travel with two kids

- You have a fixed deposit.

Always, the UK Visa Consular wants to be very convinced that you can afford the trip without breaking the bank

On the average, you will want to book three return (3) flight tickets each of which costs averagely N365-N400k. (~N1,200 for 3 passengers). Then you also need to budget for accommodation, transportation, feeding and other misc depending on the number of days you would be spending. You will realise that the trip would cost you a minimum of ~N2.5M. The monies coming from your businesses should have been in a normal savings account instead of fixed deposit and by this way you could have an average monthly income (aggregate of your salary and income from businesses). The Consular wants to see a consistency in your income flow.

The money received from your husband is also good.

Also, I would advise if you cut down your monthly expenses to maybe N150k monthly. This would increase the amount of income available for you to spend.

It would be worrisome to the consular If you would spend upto or more than six month (6) of your income on a single trip.

Febfun:
Urgent!!!!!! @justwise and other gurus on this platform , I need your ideas on how to go about my UK visa application. My salary is #670k after tax . The balance on my salary account is #2.1m, my husband deposited 700k cash into my account and he tagged it " Family Travel Allowance" totalling #2.8m. in addition, I have #2m fixed deposit ( certificate of investment) with FCMB on my name which will be liquidated by May this year. The two million deposit is the income from rent which is paid yearly by cash from tenants and it's available to me for my UK trip. I'm applying with 2 kids on a tourist visa. I spend an Average of 250k -300k monthly from my account . The total balance of fund available is #4.8 million Here are the list of documents
1. Employment letter
2. Leave letter
3. Introduction letter
4. Marriage certificate
5.building plan/property - on myself & husband's name
6. 2 Car documents - one on my name, other on my husband's name
7. Hotel reservations for two weeks
8. London pass
9. Children birth certificates , my birth certificate
10. 6 months Payslip
11. Rent receipts/ lease agreements , survey/plan from other building inherited from my Dad.
12. Six months bank statement with 2.8million balance in total
13. #2 million- Certificate of investment - The source is from yearly rental income
14. Letter from children school indicating , they will be on holiday
15. Consent letter from my husband
16. Family pictures
My questions- (1) is there any other thing I need to add?
(2)Is the certificate of investment OK as an addition to my available fund for the trip , is there any further suggestion on it?
(3) is the cash deposit of 700k into my account by my husband which he tagged "family travel allowance" calls for other back up documentation. Note that , my husband explained in his consent letter that he made a provision of 700k cash deposit for our hotel allowance.
I will appreciate your prompt response , I wish to hear from the house before I proceed to submit .
Thank you .
TravelRe: General UK Visa Enquiries - Part 5 by Nativeborn: 1:18am On Apr 13, 2022
Hello @Febfun,

Here are the points I'd like you to buttress.

From your explanation, you earn N670k and your expense is upto ~ 300k monthly leaving you with ~N370k.

- You intend to travel with two kids

- You have a fixed deposit.

Always, the UK Visa Consular wants to be very convinced that you can afford the trip without breaking the bank

On the average, you will want to book three return (3) flight tickets each of which costs averagely N365-N400k. (~N1,200 for 3 passengers). Then you also need to budget for accommodation, transportation, feeding and other misc depending on the number of days you would be spending. You will realise that the trip would cost you a minimum of ~N2.5M. The monies coming from your businesses should have been in a normal savings account instead of fixed deposit and by this way you could have an average monthly income (aggregate of your salary and income from businesses). The Consular wants to see a consistency in your income flow.

The money received from your husband is also good.

Also, I would advise if you cut down your monthly expenses to maybe N150k monthly. This would increase the amount of income available for you to spend.

It would be worrisome to the consular If you would spend upto or more than six month (6) of your income on a single trip.

Gentlesoul3268:
Please submit your husband bank account statement were he transferred 700k to your account and circle it please ..my wife and kids was denied because of this silly things when I transferred 1.5m to my wife acct as sponsorship fund without my bank statement.
TravelRe: General UK Visa Enquiries - Part 5 by Nativeborn: 12:44am On Apr 13, 2022
Sorry about the refusal.

The reason for the refusal is clearly stated. If you can fix the uncertainties in the letter, there is likelihood that will get the visa.
Also, if you'd like to apply for a student visa, this refusal would not affect anything so far your new application atleast 6 months away the refusal date bear in mind also that you will need the whole UK visa processing to be completed before the resumption of the academic session at the school you intend to attend.

All the best!

Coolcube:
I just got a refusal letter from UKVI today. I filled the visa application to the best of my ability and didn't lie, but I was still bounced.

I wanted to go on a business visit as a top management staff of my organisation for an industry event. I submitted my salary account and my other savings account where I have little about 2million naira. My monthly pay is 450k total gross (250k salary and 200k allowance paid separately). With the tax deduction on salary, my net is 405k which was what I declared. My savings account is where I collect money from other investments like rents on property and proceeds from side businesses. The visa office said they couldn't ascertain the income and doubted the sources of funds in my savings account and so denied even without a right to appeal. All the funds are mine and my letter of employment stating salary income was submitted. The refusal letter is here attached.

I am considering applying for a UK student visa for September 2022. Will this current refusal affect my student visa application later in the year? Kindly advise before I burn another money. I will gladly look in another direction for my masters if UK will not allow it.
TravelRe: General UK Visa Enquiries - Part 5 by Nativeborn: 12:34am On Apr 13, 2022
You need minimum of six months on your passport. Technically, you can't have a visa on your passport while its expiry date is less than the minimum visa that can be issued. In this case, UK issues 6 months for visiting visa but you've got 5 months on your passport. This won't work. You will need to wait to renew your passport a few weeks to expiry and then apply for the visa.
Temitoppe:
Hi Everyone,

By the time I will submit my UK VISA (student visa) application, I would have 5 months left before my passport expires.

Can I use it in my UK VISA application??
Thanks
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn:
justwise:
"Do you have any paper work to support your income from freelance? If you do then submit them and explain nature of your other source of income."
Yes I have the order receipts and payments (wire transfers and paypal too)

justwise:
"If the agency you run with the guy in the UK is registered then you also need to submit the paper but if its not registered it will be very difficult to believe your true intention of visiting the UK"
Yes the business is registered in England and Wales. That was on the business registration certificate as well.

justwise:
"If your salary and the money from freelance is not above average then getting a visa will be difficult."
Income is above $1500 monthly and cash flow in my account is above 700k monthly. Would that be okay sir?

justwise:
If must explain in details why you are visiting the UK and also a letter of support from your business partner in the UK.
Gotcha! Thanks so much for the explanation.

I sent you a message sir. Will await your response anytime you are chanced!
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn: 9:23pm On May 28, 2019
Jyyes:
Yes, adding you as a director increases your chances.
Thanks for your response!
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn: 7:49pm On May 28, 2019
justwise:
Is that your main source of income?
I have a salary job in Nigeria and also do freelance mainly
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn: 2:37pm On May 28, 2019
Hello everyone! Thanks for all the information shared in this thread. I have been learning from this thread and this is my first time of posting. I intend to visit the UK on visitor's visa in two months time. I need advice on the best process to follow. My English friend and I runs an online creative agency in the UK. He has the business registration and had wanted to add me as a Director. Does adding me as a director to the company give me better chances to apply for a UK visiting visa from Nigeria or a red flag? I haven't been to the UK before but I've been to India, Kenya and Rwanda. I will appreciate your advice and suggestions.

Peace and blessings!
TravelRe: General U.s.a (student) Visa Enquiries-part 14 by Nativeborn:
Great information!
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn:
Great information
TravelRe: General UK Visa Enquiries - Part 3 by Nativeborn: 8:57am On Oct 16, 2018
justwise:
If your mum is in full time employment how do you expect the embassy to issue her a visa to spend 4months in the U.K.? What happens to her job?

1. State truthfully what your mum is coming to do and give reasons why you need her in your letter of invitation.

2. That budget is not needed, present your bank statement and source of the money in that account.

3. Your mum should present her bank account, payslips, (6 months of each) evidence of employment, and her TB certificate/account.

What a brilliant response @justwise. I am a newbie here and would need your assistance pertaining to UK visiting visa application. I have only being to India, Kenya and Rwanda but not any european country. I have someone inviting me but I do not know how to go about the other requirements. I see that their official website said 3 months bank statement but I saw most people presenting 6 months statement. I will appreciate any input from you sir. Patiently waiting for your response.


Those lists are ok

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