Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 8:44pm On Jun 04 |
directonpc: Even the bandit must have helped someone in someways at some point. That doesn’t stop them from being dangerous.
In a time when politicians are throwing most migrants under the bus, they are here talking false things against migrants contributions to the nhs. Even when there’s data that supports us. That’s a harsh comparison again |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 6:12am On Jun 04 |
directonpc: Zahra29 is a dangerous person, and unfortunately, our community has many of them. Imagine making someone like the voice of people like us because they look like us. They'd make life hellish for people starting out in the same system that was favourable to them. Thank God man no be God. I think dangerous is too harsh. She has helped in some ways even if i may not agree with her on some topics |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 8:19am On May 06 |
Taal17: Don't be too concerned about the tracker not showing. It doesn't always update in real time. Wait for another week, it should be delivered by then. Thanks, patiently waiting |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 9:25pm On Apr 30 |
Hi guys, I applied for renewal of my Nigerian passport and completed my biometrics using the contactless option exactly 2 weeks ago. I also sent my passport to the high commission with the £20 postal order and ensure all procedures were correct.
However for the past 2 weeks, the tracker has not passed “enrolled” and still awaiting passport production approval. Please is this normal? If not, how do I chase for an update
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 12:24am On Apr 09 |
Alapereketu: Using the NIS Mobile App in the UK, passport renewal takes approximately 3 to 4 weeks after the old passport is received by the High Commission. The app enables contactless, home-based biometric enrollment, meaning you do not have to travel to London. The process is for citizens aged 18-60 with less than 6 months validity remaining. Key Details & Requirements No Physical Visit: Biometrics (facial and fingerprint) are taken directly in the app, eliminating in-person visits to the London office.
Requirements: National Identification Number (NIN). Current passport (expiring within 6 months). A smartphone with a good camera (Android is currently fully supported; iOS is in development). Self-addressed courier envelope for returning the old passport and receiving the new one. Cost: The cost involves the official passport fee (variable based on booklet size) and an additional £74.99 for the contactless biometric service. Process: Install the "NIS Mobile" app, fill out the application, pay, perform contactless enrollment, and mail your current passport for cancellation Wow, didn’t see this earlier, thanks a lot for the detailed explanation. Much appreciated |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 6:57pm On Apr 08 |
NewT123: Hi guys,
Please how long does it take to renew Nigerian passport in uk using the NIS app?
Will I still have to travel for physical biometrics in London if using the app? And how much does it take to complete the entire application process. What are the requirements as well please? Please guys any info on this please? It’s quite urgent . Thanks |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 6:11pm On Apr 07 |
Hi guys,
Please how long does it take to renew Nigerian passport in uk using the NIS app?
Will I still have to travel for physical biometrics in London if using the app? And how much does it take to complete the entire application process. What are the requirements as well please? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 5:23am On Mar 28 |
AgentXxx: This is my referral link https://app.outlier.ai/expert/referrals/link/cIJTeq9U_pRjGgkOjT__ZJsbQDo.
You would be taken through an onboarding process where you connect your LinkedIn, upload your CV and go through a rigorous screening process which would last about 30mins to an hour.
Make sure to pass oo as that would determine if you would get task and what type of task you would get.
Before 2026, the onboarding was straightforward as long as you are invited to the project but once people started abusing the platform, they made it tough.
Let me know if you have any further questions. Bro it says your referral link is invalid or has expired. Do you mind sharing a new one? Thanks |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 8:30pm On Mar 23 |
This woman no wan gree o. She has even threatened to reign if her proposals are not implemented. Oya make we Dey watch the action film.
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Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 1:48pm On Jan 11 |
oluwaleokey: Gurus Abeg help advise Which is more smarter? Put 4k and max out on Lisa or reduce a debt/loan of £380 monthly repayment plan for 5 years? Trying to take a good decision It depends on your current earnings, if you can pay your loan without much strain, then I will advice you to put your money on LISA and continue paying off your loan. There are lots of uncertainty now for people on a visa and there could be future bias or restrictions due to the polity heating up recently. However if doing both will put a strain on you or reduce or borrowing power drastically due to lower earnings, then i suggest you pay off the loan first. The choice is yours to make |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 12:47pm On Dec 21, 2025 |
RodgersAkpafu: Its white supremacy and entitlement in full display
Its the need to feel "in charge"
I'll tell you how
If he waved the British flag, they will say he is NOT british and he should "go home" .He waved the Nigerian flag, and below is their response.
If Fury does Irish flag, no one will complain
To add pain to their injury, Joshua whopped their racist MAGA boy, thats double pain lol.
Its just a yt (racist) man's problem The need to be in charge and on top of others
It cascades even to the larger society
Black folks (some) like being around white folks living among them and all, they will be saying they dont want you around them and be sneering and be doing white flight
Okay na, some Pakistanis say f.... it, they live in their own enclaves and having their things in their own way, these same fkers will say they are "not integrating"
You cant win with these guys This just goes to show that you can never be classed as an English man or woman in their eyes even if you are a10th Gen migrant as long as you have coloured skin. It’s good for parents to let their kids know about their ancestry and culture. I live in a white dominated environment and my kids often ask “daddy why does everyone have white face and we have brown face. I let them know they are from Nigeria and Africa and that’s how we look. It gives them some kind of identity. Even Nigel Farage’s speak German to the kids. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 7:07am On Dec 21, 2025 |
If this isn’t racism, I wonder what else is?
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 5:38am On Dec 21, 2025 |
Zahra29: Massive congratulations bro (or sis 😁) 🎉🎊🎉 May you prosper and have peace in your new home.
I love the bolded quote - so true.
I'd much rather have a cuppa with you lol....and to that point, I'm still waiting for my invite to the house warming - spicy jellof washed down with a nice cup of tea sounds delicious 😁 How you go use tea take wash spicy jollof lol 🤣 na to take better orobo or one ice cold malt if you are non alcoholic 🤣 |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 7:05pm On Oct 22, 2025 |
deept: As long as you have not exchanged contracts you can pull out at any time without penalty. The only thing lost is what you have spent so far and possibly solicitors fee. Thanks |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 9:56pm On Oct 21, 2025 |
Is it possible for someone to pull out of buying a property? All searches has been completed and both solicitors have agreed. Waiting on the lender to complete mortgage offer as valuation was just made on the property awaiting feedback.
What if at this stage, someone finds a better property for the same price. Is it okay to pull out? And what can be lost if one pulls out? |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 9:06pm On Oct 06, 2025 |
D1uncle: An overdraft is one of the most expensive types of credit, and using one can hurt your credit score. It’s better to get a zero-interest balance transfer card. Some even offer a cash transfer option. Thanks |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 4:05am On Aug 22, 2025 |
jedisco: As D1uncle said, your rates are quite exorbitant. Know people who got mortgages even with a few months left on their visa but individual circumstances differ. Have you looked at Barclays?
The housing market is quite tepid and building your deposit for next 6months ish may be a good way to proceed Thanks bro. Just looking to sort this out and fix for 2 years. Got to plan for other commitments |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 4:01am On Aug 22, 2025 |
D1uncle: The advice is to wait and increase your deposit. Those rates are not good. I think the current rate on a 10% deposit should be below 4.6%. I would advise you to wait until your situation aligns with the current rates. Thanks for the advice bro. But looking at a 2 years fixed so I can remortgage and get a much better deal as circumstances would have changed by then. |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 6:50am On Aug 20, 2025 |
Hi guys, I have got AIP from 2 different lenders with 2 different mortgage brokers. Lender A has an interest rate of 5.99% and the broker requires a broker fee of £800. Lender B has interest rate of 6.5% with no fee for the broker. Told broker B about lender A with a lower interest rate and broker B. Tried applying for AIP with lender A but said I won’t get a mortgage offer with A as my Visa has less than 2 years left. Broker B also saw another potential lender with 5.7% interest but with same requirements of 2 years left on visa.
My question is should I apply for a visa and do priority to get my visa above 2 years? ( dependent visa) my spouse has more than 2 years) just need to bring mine up to date with my spouse.
Can I apply alone without the kids and will that be an issue? Don’t have the funds for now to do for the kids as they have same 1 year and 11 months Visa with me. We have been in the Uk for 2 years and 10 months already.
Lastly my passport expires in November. If I am to proceed with applying for visa alone now, can I apply for visa with a passport less than 3 months validity?
NB. Couldn’t get an AIP directly from the bank due to my circumstances hence using a mortgage broker |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 10:31pm On Aug 17, 2025 |
Zahra29: Hallelujah 🎉 and congratulations on your "relocation" 
Sure, let's meet up when next I visit Canada. I think I mentioned that my uncle is a physician there, a surgeon, and I have a lovely big family settled therein.
Bdw, I've never hoped for you to be gone, or gone for good, or anything really. Your going or staying doesn't affect my QoL in any way - and beyond our spars on UK immigration the last couple of years, I don't spend any time or energy thinking about you or what you're doing. It's not me you need to impress, sorry 😂 Someone is catching feelings 😇 |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 6:54pm On Aug 16, 2025 |
In 2024 alone remittances from Nigerians abroad amounted to over $20 billion.
This shows that Nigerians abroad are contributing immensely to the Nigerian economy and it’s one of the ways we are making our country better even though we have jakpa
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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 10:12am On Aug 11, 2025 |
Cyberknight: As others have said, the visa will have to be renewed first. The dependent will have the same expiry date as the main applicant's visa, as usual. Just to clarify, there is no automatic grace period when a visa expires (which is different from curtailment (cancellation)). Visas expire on 11:59 p.m. on their indicated expiry date and where there is no other valid application filed before then, the person becomes an overstayer.
Thanks a lot for the info
There is a discretionary grace period of 14 days which may be applied where the applicant could not submit an application in time for some reasons beyond their control. See this link for more info: https://assets.publishing.service.gov.uk/media/679b45ecf2c688b4b630eab9/Applications+from+overstayers.pdf |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 8:11am On Aug 11, 2025 |
Lexusgs430: NOT LEGAL ADVICE :
I would not attempt to put something on nothing.... Don't give HO the opportunity to reject that application, due to applicant been an overstayer (breaking immigration rules)......
FINALLY : What's the cost of renewal vs consequences of overstaying...... Thanks Oga Lexus430 |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 8:09am On Aug 11, 2025 |
Zahra29: What 60 days grace period are you referring to?
You are permitted to apply for ILR from 28 days before completing the required continuous residency period.
Yes, the individual will be an overstayer if she has no valid leave when applying for ILR. If her visa expires before she is able to apply for ILR, she will need to first renew her visa.
She needs to apply before her current visa expires, but within the 28 day window (ie not too early as it will automatically be refused).
She can use an ILR calculator to work out the earliest date she can apply for ILR e.g.
https://immigrationstory.uk/en-gb/tools/ilr-calculator Wow! Thanks for the insight |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by NewT123: 10:35pm On Aug 10, 2025 |
Hi guys if for example one’s visa is to expire by July ending and ILR is due by early September, will the person have to renew their visa first before applying for ILR or is it okay for the person to let it expire by July and use the 60 days grace period to apply for ILR by early September? Would the person be am over stayer if she allows the visa to expire before applying for ILR with the grace period? The person in question is the dependent. The main applicant has a valid visa till December even past ILR application timeline. Any advice please |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 4:05am On Aug 08, 2025 |
jedisco: If you've settled on a solicitor, you could send them their details while you finalise on a mortgage offer with a broker. The solicitors would still have to do searches e.t.c which takes time. Regarding mortgage rates, Barclays tend to be relatively fair even for folks on visas. Their rates are available online and you could see where you fall - same with many providers. Yea thanks, I have already sent my solicitor’s details to the estate agent |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 7:06pm On Aug 07, 2025 |
mex551: I am confused here. Are you referring to Mortgage in principle ? How can you get a mortgage offer when you have not applied or known the exact figures ? I thought you are supposed to first accept an offer , get a solicitor and then apply for mortgage? I am confused here. You are already taking of a favourable mortgage offer when you are not through with the basics.
Pardon me if I am missing something here My apologies, I am referring to a mortgage in principle. I had one prior to going for viewing but it didn’t come with the interest rate. Now after getting my offer accepted, my mortgage broker requested to do a more deeper dive to recalculate my affordability and offer a new agreement in principle, this time with the interest rate and other product fees. |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 5:13am On Aug 07, 2025 |
Hi guys, my property offer has been accepted and the estate agent is asking for proof of ID and my solicitor’s details so they can send the sales pack. However, I am still waiting on a good deal from my broker as the one I was offered had higher interest rates and compulsory product fees payable upfront. Do I wait till all is sorted before replying the estate agent right? Don’t want to leave too much communication gap and don’t want to commit without until i get a favourable mortgage offer. Although I have sent our ID to them and said I am still finalising with my solicitor and will let them know today |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 5:39am On Jul 22, 2025 |
MonkeySee: After your offer has been accepted
You will need to submit 3 months bank statements to the bank as proof of funds in order to get a Mortgage offer. You will need to have the complete deposit in order to proceed forward. Sure, I would have gotten everything ready by then. Thanks bro |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 7:11pm On Jul 21, 2025 |
MonkeySee: You will need to have the complete proof of deposit before you get a Mortgage offer
Mortgage offer is different from AIP Thanks bro. Sure the deposit and other associated cost will be ready before my mortgage application. I just didn’t want to miss out on a property that met all my criteria. |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 7:09pm On Jul 21, 2025 |
D1uncle: Why your deposit may not be a major concern: It depends on your personal situation. You can be approved with a 5%, 10%, or 15% deposit, and the interest rates will vary depending on the deposit size, so it’s up to you to decide what works best.
You can start with a 5% deposit and instruct a solicitor before applying through a mortgage advisor. Sometimes property sales take longer, and you can also buy yourself more time by delaying documents when your solicitor requests them. Thanks bro |
Travel › Re: Living In The UK: Property,Mortgage And Related by NewT123: 10:19pm On Jul 20, 2025 |
D1uncle: You don’t need to tell the estate agent that your deposit is not complete. Just provide a mortgage in principle along with the ID check. It’s your mortgage advisor who needs to know about the deposit, and that depends on how long you need to save the remaining balance, bearing in mind that there are other associated costs. Thank you for your response. I have already put all costs into consideration. I was thinking they will ask for my bank statement or proof of deposit before accepting the offer. Thanks for clarifying |