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Autos › Re: SOLD Ford Transit 2005 Is Available For Sale [VIDEO plus PICTURES] SOLD by onlinediva(op): 3:04pm On May 26, 2023
Subsidy
Autos › Re: This Will Save And Prevent You From Crying Or Regretting Buying That Car by onlinediva(op): 3:01pm On May 26, 2023
Tesla
Autos › Re: SOLD Full Option Lexus Es 350 Available For Sale In Lagos SOLD by onlinediva(op): 2:59pm On May 26, 2023
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Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 12:29pm On May 26, 2023
queendoreez:
I know your boss.
He used to be 1 of my Perfectmoney vendors back in 2021.
But if I want to trade with you, I'll insist on escrow.
No vex, you and him no be the same person. wink
Lol!!!

I'm working for him and I still direct people to his verified company's website, office and Whatsapp line which I do post here. It is the same Whatsapp number 08091833866 you used to trade with him that I have been and will keep posting.

So therefore, you are not dealing with me but with him and his company if you want to. If you don't want to, continue using your escrow with the risks involved.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 12:05pm On May 26, 2023
queendoreez:
Also consider the insecurities in this country.. going to someone's office to trade and you get kidnapped nko?
Abeg, there's risk in everything in this life shaa.
Choose your risk wisely.
Like you will just visit any office anyhow or without informing anyone or verifying?

I also mentioned the kind of exchange one can visit.

Wisdom is always profitable to direct. Let us always think wide and not one way traffic.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 12:03pm On May 26, 2023
Troy007:
We are saying same thing. Like I said, it depends on which risk you choose to go for. I will always go the escrow route, but even at that I am still taking a risk.

My point in general is, we should stop making it look like escrow is 100%.

I have an issue now with a "trusted" nairalander, just the same way queendoreez had with one and those guys could stand as escrow for any transaction.
The bolded is on point. There are also other options that are even better; stop idolizing "escrows" on nairaland that none of you know necessarily things about.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 11:08am On May 26, 2023
Troy007:
She actually has a point with the escrow thing. In as much as escrow is advisable, you can't 100% trust escrow.

You were the lady that had an issue with one "trusted" trader here right?

He could have passed as an escrow for someone at a time.

The guys mentioned as escrows are verified and trusted (I know cos I use one of them), but even at that, I still see any transaction with a stranger online, be it with escrow or not as "risk".

It's just knowing which risk you prefer to go for.
Great you are getting the point.

You said the guys mentioned as escrows are verified and trusted because you use one of them.

Do you know any of them to their houses, offices, families, etc. in case anything happens and you are invited to defend them or give more details about them?
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 11:03am On May 26, 2023
queendoreez:
I knew someone will mention that episode, but that is one out of many my dear. If I had used escrow with the trader maybe I wouldn't be in that mess.
And yes, even among trusted traders, escrows are recommended.

I'd rather trade with escrow 80% certainty.
Than a random stranger with no guarantees.

Nothing is guaranteed in life, but escrows have some percentage of guarantee say money no fit enter bush.
Lawfully written or binded guarantee or otherwise?

If story enters any transaction without any lawfully written or binded guarantee, it is then you will understand what you are in.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva:
samsard:
There's nothing that's without risk in life. Even deals between family members go wrong and they're not strangers. Governments can even default on their obligations. The question is would you rather risk it with someone who's been fairly reliable or try direct trades with people on a thread with weekly incidence of scams?
Mind you, I know the company she's representing and I know they're fairly reliable. But this thread has peculiarities that one should always consider to avoid encouraging risking money blindly.
Don't get me wrong. I didn't tell you people to stop using escrow but put checks on it plus escrow is not the only way.

As a matter of fact, going to office for one on one transaction or trading with a highly trusted exchange company via their verified website or whatsapp is far better than the kind of escrow being run here.

My boss, Legalwealth who owns IJAM Exchange Limited with a physical office in Lagos since 2014 is a highly reputable person on nairaland for more than 10 years. If you check this thread https://www.nairaland.com/3430558/scam-alert-dont-victim-updates pinned to top on business section by its moderator, you will see Legalwealth in the list of trusted exchangers.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 10:45am On May 26, 2023
dessz:
Lmaoooo... Trying to sow discord and doubt.

Madam... There is NO such thing as a complete full proof system. Definitely, there are things escrow can't forsee and times where these scammer play very mad moves.
But that does not mean people should not use escrow, just because escrow isn't 100% safe doesn't mean we should stop using it and start sending money to person wey I no know. Nobody gives a flying Bleep about where you work at, if you like make you dey work for PayPal, I will still use escrow and advise everyone to.

Please and please, everyone ensure you use escrows for any transaction... When in doubt, use escrow. Do not fall for their scam. I have been in nairaland for over 5 years, the only time I ever got scammed was for 3k wey i no use escrow.

The popular escrows here are recommended based on their consistency and honesty. Trust me, if escrow Wan run with money, no be your $200 abi $1k PayPal fit tempt em. These guys deal with millions daily and dem never run, so no dey try discredit the good they have done.
Wese90 & braindee, I trust em with everything and I WILL always tell everybody to USE an escrow.
If your partner like, make e compose essay on why make you no use escrow, that one concern him papa. Be adamant and always use your escrow. It's not 100% full proof but it's being tested and trusted.

Just my piece.
Not discrediting them but calling your attention and that of Escrow to some things.

READ carefully between the lines and REASON!!!

onlinediva:
@ Samsard

If you have been a long time nairalander, you should know several nairalanders who were so much trusted with money that eventually ran away with so much money without any trace. Some of them might not willingly want to do that but situations they didn't expect might have caused it.

I'm not saying those so-called angels you are currently using as ESCROW will run away but want you people to think wide and put in measures.

In addition, hope the so-called angels are aware of naira paid being charged back; they should put in more efforts and measures to prevent such from happening or how to swiftly resolve such if it happens.
onlinediva:
More reasons so-called angels used as ESCROW should be well known beyond online and their measures, checks, etc. to prevent or resolve issues should be known. It is not only PayPal funds that are being charged back; naira paid for cryptocurrencies and even digital currencies are being charged back. So therefore, any ESCROW can land into serious debts or issues at any time without prior notice.

In conclusion, know those so-called angels used as ESCROW beyond online and their measures. ESCROW is beyond just collecting and releasing money.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 9:05am On May 26, 2023
onlinediva:
At IJAM Exchange Limited, which is a duly registered company with CAC and has been in the E-currency exchange business since 2010; we BUY, SELL and Exchange

PayPal
Payoneer
Skrill
Neteller
Perfect Money
And Many More @ Good Rates With Prompt Processing of Orders.

Our official website is www.ijamexchange.ng, and our office is located at 71a Shyllon Street. Palmgrove, Lagos.

Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:49am On May 26, 2023
SilentVboy:
Some nice escrows or honest sellers suddenly develop issues due to the currency or wallet they are dealing with. And that's why I hate PayPal transactions. It can hang or be charged back and a honest seller suddenly enters a black book.

That's why I prefer to stick to my Airtm funds and wise funds transaction. And despite that, in respect to wise, I don't accept certain amount into it but as for Airtm funds, I can receive higher without issues.

So sometimes, it's greed that lead to many, if not all d issues here.
More reasons so-called angels used as ESCROW should be well known beyond online and their measures, checks, etc. to prevent or resolve issues should be known. It is not only PayPal funds that are being charged back; naira paid for cryptocurrencies and even digital currencies are being charged back. So therefore, any ESCROW can land into serious debts or issues at any time without prior notice.

In conclusion, know those so-called angels used as ESCROW beyond online and their measures. ESCROW is beyond just collecting and releasing money.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:40am On May 26, 2023
@ Samsard

If you have been a long time nairalander, you should know several nairalanders who were so much trusted with money that eventually ran away with so much money without any trace. Some of them might not willingly want to do that but situations they didn't expect might have caused it.

I'm not saying those so-called angels you are currently using as ESCROW will run away but want you people to think wide and put in measures.

In addition, hope the so-called angels are aware of naira paid being charged back; they should put in more efforts and measures to prevent such from happening or how to swiftly resolve such if it happens.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:29am On May 26, 2023
samsard:
I understand you're trying to promote your own system here. But those escrows have prevented hundreds of potential frauds here, and I won't blame anyone that's not comfortable testing the waters with their money. So many people lose money here weekly trying to trusting strangers with their money.
Whether you call them "angels" or not, some of them have VERY, VERY reputable businesses from years of consistency, and that's the strength of trust many of us here draw from to entrust our money with them.
You can include strong evidence for your own business reliability & hope new people are also willing to do it your way.
That is great to hear but you didn't answer the questions outlined.

Also, making it look like any exchange in here that doesn't go through so-called angels can never be genuine is absolutely wrong.

I throw this questions again;

Does it mean that transactions won't go again in here if for whatever reasons, the so-called angels decide to stop acting as ESCROW or the accounts they receive money into get restricted for whatever reasons?

Does not it mean that trusted companies or nairalanders in here must use ESCROW before a transaction can be successful or termed genuine?
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 7:18am On May 26, 2023
This thread is full of

use ESCROW
use ESCROW
Use ESCROW

The questions now are:

1. Do you know the so-called "angels" you are using for ESCROW to their houses, offices, families, etc.?
2. Are they officially registered and known for ESCROW in Nigeria?
3. In case the transaction you use them as ESCROW becomes police, efcc, etc. matter, are they willingly ready to put mouth?

As someone earlier said here, it is not a must a seller or buyer agrees to use any of the "angels" recommended for ESCROW here in as much there is or are better ways of securely completing transactions.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 3:40pm On May 25, 2023
onlinediva:
At IJAM Exchange Limited, which is a duly registered company and has been in the E-currency exchange business since 2010; we BUY, SELL and Exchange

PayPal
Payoneer
Skrill
Neteller
Perfect Money
And Many More @ Good Rates With Prompt Processing of Orders.

Our official website is www.ijamexchange.ng, and our office is located at 71a Shyllon Street. Palmgrove, Lagos.

Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:53am On May 25, 2023
onlinediva:
At IJAM Exchange Limited, which is a duly registered company and has been in the E-currency exchange business since 2010; we BUY, SELL and Exchange

PayPal
Payoneer
Skrill
Neteller
Perfect Money
And Many More @ Good Rates With Prompt Processing of Orders.

Our official website is www.ijamexchange.ng, and our office is located at 71a Shyllon Street. Palmgrove, Lagos.

Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:25am On May 25, 2023
.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:17am On May 25, 2023
dorispray:
Be calming down Chief,

Frankly speaking, To accept the use of escrow is a choice to both side(s). The buyer and the seller reserves the right to either accept or reject that term provided there is another option to go about with the transaction.

If one of the parties is giving the option of an invitation to the office (provided there's proof that the office is in existence for physical business transaction) there is nothing wrong in the other party to take the visit if that will be convenient. But if there's a location barrier or any other inconveniences, the party can easily bow of that transaction.
Well said!!!

Many people including nairalanders have transacted on our website => www.ijamexchange.ng and visited our office in Lagos at 71a Shyllon Street. Palmgrove. The physical office for digital exchange has been there since 2016 and legalwealth/presegs who owns the company is a nairalander since 2008, known for high level of integrity.
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 8:16am On May 25, 2023
odimbannamdi:
Nobody is above Escrow. If a seller insists on Escrow, it is for the protection of the both of you, and you either accept the term or move on. You don't expect him to come to your office to transact. What if he is not in Lagos?
If there is a charge back or the transaction leads to police or EFCC case after it is completed, will the so-called "escrow" be willingly be involved?

If either party refuses to use such "escrow", they look for other alternatives. If other alternatives do not work, they move on peacefully. In this matter, the seller who messaged first on Whatsapp blocked the buyer because the buyer doesn't want to use escrow not send naira first. Well, his action was later understood to be out of frustration of trying to sell the funds since 4 days ago; his attitude must have made the transaction linger.
Autos › Re: SOLD Full Option Lexus Es 350 Available For Sale In Lagos SOLD by onlinediva(op): 7:26am On May 25, 2023
Available
Autos › Re: This Will Save And Prevent You From Crying Or Regretting Buying That Car by onlinediva(op): 7:26am On May 25, 2023
Audi
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 7:18am On May 25, 2023
Do you want to sell your BTC and USDT at the best rate and fastest payout? If yes, reach us on 0 8 0 9 1 8 3 3 8 6 6 or visit our office in Lagos.

Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 9:55pm On May 24, 2023
onlinediva:
At IJAM Exchange Limited, which is a duly registered company and has been in the E-currency exchange business since 2010; we BUY, SELL and Exchange

PayPal
Payoneer
Skrill
Neteller
Perfect Money
And Many More @ Good Rates With Prompt Processing of Orders.

Our official website is www.ijamexchange.ng, and our office is located at 71a Shyllon Street. Palmgrove, Lagos.

Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 9:49pm On May 24, 2023
PayPal FnF credits the exact amount sent but not all PayPal accounts can receive PayPal FnF funds. It is mainly for paying friends, family members, etc. as gifts. To read more about PayPal FnF funds, please click here => https://www.ijamexchange.ng/news/know-what-paypal-fnf-paypal-family-and-friends-fund-means

PayPal GnS credits say 5% less of the amount sent and all PayPal accounts can receive PayPal GnS funds. It is mainly for paying for goods and services. To know more about PayPal GnS funds, please click here => https://www.ijamexchange.ng/news/know-what-paypal-gns-paypal-goods-and-services-fund-means
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 9:43pm On May 24, 2023
I
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Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 9:07pm On May 24, 2023
Do you have any digital fund or currency you want naira equivalent for at the best exchange rate? If yes, please visit our office at 71a Shyllon Street. Palmgrove, Lagos or Whatsapp us on 08091833866.
Autos › Re: This Will Save And Prevent You From Crying Or Regretting Buying That Car by onlinediva(op): 8:36pm On May 24, 2023
Ford
Autos › Re: SOLD Full Option Lexus Es 350 Available For Sale In Lagos SOLD by onlinediva(op): 8:33pm On May 24, 2023
V6 engine
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by onlinediva: 7:59pm On May 24, 2023
Kaybthaniels:
I really couldn’t care less who you work for or what your company is, everybody has their terms and conditions. It’s either we agree or we don’t, The reason you don’t want to send naira first is also the reason I don’t want to send PayPal first, it’s unfortunate but it is what it is, that’s why I suggested an escrow.

Just because me and you no gree you come here dey cry scammer, Make una dey take una time for this thread, just don’t go about accusing people wrongly.
Pride has beclouded your sense of reasoning. Read and reason properly with the bolded which was said up there below;

"Must that resort to blocking? I hope you are not a scammer."
Autos › Re: SOLD Full Option Lexus Es 350 Available For Sale In Lagos SOLD by onlinediva(op): 7:01pm On May 24, 2023
Going

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