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Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 10:35pm On Nov 14, 2019

Thank you giselle237 for your feeddback

The 1M savings is not a lump sum...it's savings from my salary overtime and every kobo can be traced to my salary account.

Though my parents are retired and with no medical conditions( i guess i will just gather enough pics and do as advised). Also i work and earn 192k after tax and pension...i still stay with my folks so i tend to save alot monthly from my salary

giselle237:
Boss u are applying for visa to the uk... ofcourse u should submit any and every document to strengthen your ties
For ur family members u can submit birth certificates of ur siblings to show parents names, work ids and/or student id cards of ur parents and siblings to show that they are all in Nigeria and wud be in Nigeria during d period of ur trip.. add all family pics u want and staple to a paper with description of who and who is in each picture underneath and then scan
If ur parents are elderly and any of them has a medical condition, and u have paid their medical bills before or u take them to the hospital for follow ups, you can use this as a tie as their carer and cnt abandon them..
show proofs of everything especially if u are a 1st timer.
Do not submit any false documents. I hope the savings money u have 1m something has no lump sum or abnormal gathering slate.
Also hope u have a good paying job with company credits as employment tie is very important
Good luck

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 10:16pm On Nov 14, 2019

Thank you sir

I earn 192k after tax and pension

justwise:
How much is your salary?

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 8:57pm On Nov 14, 2019

Please somebody should help out with this
Pleaee help

@justwise
@giselle237

Orjforlife:
Anybody willing to help here

My wonderful people, someone should please help me with this

Thank you

Good evening beautiful people...please i need advise from gurus in the house .

I am planning to apply for a tourist visa soon and will like to confirm if submitting an evidence of 300k fixed deposit along with employment details ( payslips, employment letter,letter of intro etc) will show strong ecomonic ties?
Or should i add family pics to show more ties to my home country as i am single and still staying with my parents....i have an acct balance of 1.1m ( excluding the 300 FD)

Thank you

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 12:16pm On Nov 14, 2019*

Anybody willing to help here huh

My wonderful people, someone should please help me with this

Thank you

Orjforlife:
Good evening beautiful people...please i need advise from gurus in the house .

I am planning to apply for a tourist visa soon and will like to confirm if submitting an evidence of 300k fixed deposit along with employment details ( payslips, employment letter,letter of intro etc) will show strong ecomonic ties?
Or should i add family pics to show more ties to my home country as i am single and still staying with my parents....i have an acct balance of 1.1m ( excluding the 300 FD)

Thank you

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 12:00am On Nov 14, 2019

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 1:22am On Oct 20, 2019

Justblow:
Thank you so much justblow
God bless you

With a well explained cover letter and proper highlights on your statement, you should be fine. But mind you, make sure you run points on paper very well, cause flaws is what they look for.

You need to let the ECO know that the ajo tins is your personal way of saving and please get the ajo evidence and add it to your application.

All d best.

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 10:40pm On Oct 19, 2019

[Thank you justblow for your feedback.
Please note that i wish to present statement from both salary and savings account....the salary account shows my salary is paid every month and deductions done (including d Ajo) whenever cash is needed and my savings account which i have been running for a while shows transfers received only from my salary account every month and will have the 1.5million balance.

I plan to use the savings account as proof of funds and my salary account along with my payslips just to show that i earn monthly and source of the fund in my savings account.

Will this be a problem?

Please enlighten me.

Thank you.

quote author=Justblow post=83287202]

Your ajo deduction is part of your ME. Leaving you with a DI of 100k. If you further deduct 13k it means u left with 87k.

My advice... If u want to really go on holiday to the UK, suspend your ajo, run ur account for six month with your DI.[/quote]

Travel › Re: General UK Visa Enquiries - Part 4 by Orjforlife: 6:47pm On Oct 19, 2019

Good evening gurus in the house. Please i need clarification on an issue. I would like to confirm if monthly deductions from my salary account for thrift (Ajo) won't be a problem if i apply for a tourist visa next year (the Ajo will end in July and i wish to apply in September 2020. Though i will collect my own contribution in December 2019).
I earn 200k as salary and 100k is deducted for the Ajo. I wish to declare my monthly expenses as 13k but i am concerned the 100k deduction might be an issue.
Also, i was denied my 1st uk tourist visa application for 5 days in 2018 based on my financial status and socio economic ties ( i am single and still stay with my parents). The Eco officer mentioned though he understood i was employed but not sure i would return since i stated in my application that i am single with no dependent, properties, plus the amount budgeted for the trip was high compared to my net income.
However, a friend recommneded this forum after my 1st application went south and i have been a silent reader since then. I have learnt so much from this forum and with the knowledge i have now, i cannot fault the Eco officer cos my budget for my 1st application was thrice my disposable income( lol).
I wish to state that i was earning 102k when i applied in 2018 but i was promoted early this year and net income increased to 200k and after collecting my Ajo contribution, i will have an acct balance of 1.5million. I have also been to Dubai twice ( 2017 and 2018).

I would be providing all the necessary documents alongside the additional ones i have learnt about on this forum ( i would post my cover letter and documents to submit here when i am ready to apply for further advise) but i want to clear my doubts about the 100k ajo deduction first.

I am sorry for the epistle and look forward to getting a feedback from the gurus in the house

Thank you all.

Travel › Re: General UK Visa Enquiries - Part 3 by Orjforlife: 3:59pm On Nov 03, 2018

I don't think he should be discouraged ...i work in a mfbank and a colleague just returned from his vacation to the uk...he is a 1st time traveller, submitted all his employment details plus other required docs and was given a 6months visa

ijeshaoflondon:
Microfinance bank is a redflag for uk visa application... The Uk embassy have had issues with some microfinance bank so its not advisable.

1 Like

Travel › Re: General UK Visa Enquiries - Part 3 by Orjforlife: 3:24pm On Nov 03, 2018

Though my application was denied because i do not have dependent, properties or investment but i applied myself (without an agent)using everything i learnt on this platform....this platform is very informative and will recommend it anytime, anyday to anyone(quote author=stefanimay post=72489138]

Yes's, very very possible to apply without an agent.. I did mine myself. First timer ND I got it...Go through this thread from beginning ND it's get all d info you need.. Trust me..

As for the cover letter check from 400+ to 440 not sure though ND you will see a format for cover letter. That's what I used for mine.[/quote]

Travel › Re: General UK Visa Enquiries - Part 3 by Orjforlife: 7:03pm On Oct 18, 2018

Thank you ekpotek for your feedback. Could you please advise on the additional documents to present along with the stated ones that would convince the Eco officer that i am not running away from my country (lol) or how much do you think i should have as a closing balance when next i reapply. Something to give me a better chance. Thank you.

ekpotek:
The ECO must have converted your monthly salary of 110K to £321. This is less than what a cleaner or some illegal immigrants earn in a month in the UK. Clearly, your monthly pay is considered not a strong financial ties, eventhough you may have good intention.

Travel › Re: General UK Visa Enquiries - Part 3 by Orjforlife: 5:48am On Oct 18, 2018

Wow this is really surprising as i thought me being employed and having a stable and regular source of income was enough to show that i have economic ties to my country(quote author=olystic post=72184630]

This was the same refusal reasons I got from them when i applied. And after consulting with trusted travel agencies. I was told the bitter truth that if I decide to reapply anytime soon I will be refused again. Unless when my situation chance, like been married or buy shares, Bonds, Treasury Bills or buy lands with documents. So my advice for you is to leave the UK for now and explore countries within your reach.[/quote]

Travel › Re: General UK Visa Enquiries - Part 3 by Orjforlife: 10:52pm On Oct 17, 2018*

Hello house, i must really commend all the contributions made on this thread. I used most of the guideline learnt from here to apply on my own (without using an agent) for a 5days visa application as a tourist and as a first timer but my application was refused based on the single fact that the ECO officer thinks i do not have socio economic ties as i do not have properties, dependent ( i am single) or investment to come back to.. i am employed and earn 110k after tax and pension. The only travel history i have is a visit to Dubai. I had a closing balance of 849k in my salary account and 279k in my savings account when my application was submitted. all the funds in my salary and savings accounts can be traced to my employer. The docs i submitted were

Employment letter
Confirmation letter
Salary and savings statement of account
Leave letter from the office
Company introduction letter
Cover letter
6 months payslip
Company id card
Hotel booking and flight itineary

I got back my passport on the 25th of September but i would like to confirm if its not too late to reapply with the same documents and what other possible document i can add to the reapp so i don't get refused again.

I would really appreciate a response and guide from experts in house.

Thank you.

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