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Osile2012's Posts

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BusinessRe: How Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 8:15am On Jul 27, 2016
spoilerx:
please sir , tell her to deliver credit to your home.

am sure she would . they barely even make enough profit sef.
[size=18pt]Home Ke, why would i do that ? I only got to know her because she sells opposite a supermarket i always shop from.[/size]
BusinessRe: How Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 8:07am On Jul 27, 2016
bjtinz:
Sorry most u making noise here are hypocrites unless:

you want to tell me you never bought from ShopRite instead of d local provision store

you never eaten from chicken reb, KFC, etc, instead of Iya Basira

you've never bought freshly baked bread from oceanic bakery or Shoprite instead of the local bread sellers.

I can go on and on. The fact remains times are changing and its not d fault of d banks.
[size=18pt]They are competition from the same industry.Have u ever bought Kerosine from your barbing salon ?[/size]
BusinessRe: How Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 8:05am On Jul 27, 2016
canDy4eva:
Truth be told. There are certain businesses that will phase off as time goes on. We make calls via pay phones before but now "who does that". Remove centiments. How many developed countries do you c people selling recharge cards along the line. The more reason why you have to invest in yourself knowing that time waits for no one.
[size=18pt]Here we go again, comparing Nigeria with developed countries. How many developed countries do people loot state funds and proceed to become law makers for the same country? This is Nigeria, the wealth that would have provided better opportunity for those selling recharge cards have been stolen by a few, to buy properties and move their families abroad..[/size]
BusinessRe: See How Lagos State Agencies Over Tax Businesses Owned By Outsiders by osile2012: 7:44am On Jul 27, 2016
[size=18pt]If the funds are well utilized and not eating deep into peoples income, no p. To rate the lagos state governor, Follow the link on my signature, click on rate people, find him and rate him grin grin[/size]

BusinessRe: How Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 7:19am On Jul 27, 2016
Acidosis:
So you'd rather queue in the bank than use ATM?


You'd rather walk in the rain to buy the recharge pin than dial a code on your phone?


It is not anyone's fault that people cannot stay innovative. The banks cannot be blamed for the poverty in the land.

Are you also aware of the fact that ATM has rendered many jobless? Are you also aware that POS has rendered many 'cashiers' useless?


If you cannot cope with Technology, get out! The banks are not at fault. See it is either you choose to stay innovative, or relocate to the village and queue up in your community bank. Drop this sympathetic mentality. The poor are poor because they are poor, it is no one's fault. Even Baba Ijebu has long switched to POS.

If you want to help the poor, simply help, give them money, job, etc., do not blame INNOVATION.
[size=18pt]In a more organized country where the system works and there is employment, That wont be a problem. But in a country like ours, where the common wealth of the nation is taken by a few to enrich their entire generation while others suffer, then its not the fault of the poor.

I dont have a problem with other services accessing your funds with ease and transfering the same funds to customers of the bank or other banks. But selling recharge cards, considering the economic situation of the people, should have been left for them. The could have even limited their sales to N10,000 and above. That way u can only recharge through the bank if your buying up to 10k. But here they even sell N100 recharge card.

For those talking about the charge the bank takes when u recharge via bank, its still insignificant to driving to the girls stand at N145 a litter . No matter what u suggest, whether its calling her on phone or paying into her account, purchasing from your account is much easier. The problem is that i dont even check my bundle balance again till its finish, unlike before when i have to go buy credit.

Some of those that print and distributes these cards to vendors are bank customers. Now the bank is taking over the business of their customers instead of giving them loans . So if the banks look at their accounts and see large inflow, they start selling card as competition .

Soon banks will start to open restaurant and buy buses for transport in the name of innovation . Let the banks stay in their lane abeg.
[/size]
BusinessRe: How Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 11:11pm On Jul 26, 2016
egopersonified:
First off, you are the one impoverishing this girl not the banks. Why not get her number, she sends you the pin and you pay when you go through her route? Or just buy as you have always done. Please note that you have to apologize for the trauma you have made her go through all this while.
[size=18pt]Its not in my nature to owe, hence i cant buy on credit. Secondly, Like i said the comfort of loading from my phone has become addictive but i will still try to make the sacrifice. It would have been easier for me if such an option did not exist . The banks should not have introduced it .

I no longer remember card when i see money in my wallet. But i will try to patronize her when my data runs out this time. I pray it does not happen in the Night.
[/size]
Nairaland GeneralRe: ****public Service Announcement ******* by osile2012(op): 6:49pm On Jul 26, 2016
[size=18pt]Enjoy faster rating response. cool[/size]
PoliticsRe: Abuja-Kaduna rail: Gej comes to Pres. Buhari's rescue. by osile2012: 6:00pm On Jul 26, 2016
[size=18pt]Take it a step further, Follow the Link on my signature to rate both leaders. AS at today, rating report below.[/size]

PoliticsRe: Abuja-kaduna Speed Rail : Separating Facts From Fiction & Lies From The Truth by osile2012: 5:11pm On Jul 26, 2016
[size=18pt]In that Case, #ThankYouGej.[/size]

PoliticsRe: The Truth About The Abuja Kaduna Rail Way - GEJ Completed It by osile2012: 5:08pm On Jul 26, 2016
[size=18pt]In that Case #ThankYou Gej.[/size]

PoliticsRe: Rail Commissioning: Nigerian React #thankyougej by osile2012:
[size=18pt]Thank you GEJ, Thank you PMB, Thank you Nairaland and Tahnk you Nigeria.[/size]

HealthRe: Obijackson Women & Children's Hospital In Anambra Goes Full Blast- Pictures by osile2012: 1:34pm On Jul 26, 2016
[size=18pt]Nice one. To Rate Willie Obiano, follow the link on my signature..[/size]

BusinessHow Nigerian Banks Are Making Nigerians POOR. by osile2012(op): 12:07pm On Jul 26, 2016
I appreciate advancement in technology, but sometimes there are disadvantages that come with it. As the economic situation bites hard, unemployment situation worsens and inflation all time high, Nigerians find it hard to survive.

With the banks going into retail or recharge cards and data, this development further worsens the economic situation of these Nigerians who sell recharge cards for a living.

There was the girl i have been buying card from for years, i dont spend less than N10,000 monthly buying cards for both data and calls from her. Some months ago, i was introduced to this code from one of the banks to purchase credit. Ever since then, i have become very lazy to go and buy card. I am no longer worried that my data is about to expire,because i can simply buy with my phone from the comfort of my home or wherever i am.

Its been up to 6 months now, and i have not bought card from this girl. I feel guilty each time i am driving past and see the excitement on her face like before, expecting to make sales and i wave and tell her next time. I am sure she is wondering if i am buying from someone else or what exactly is happening.

I sometimes pass through another street when i remember i will meet her on my way. It pains me but i have become addicted to the simple method of purchasing from my phone. I no longer need to scratch the cards . But i just sat down today to calculate, and discovered that this girl has lost over N60,000 sales from me alone to the banks.

And i wonder, is it right for the banks to go into a business that these already poor Nigerians are managing to survive ? Are they not compounding the hardship for these Nigerians. The banks are laying of staff from within and also chasing people out of business outside.
Nairaland General****public Service Announcement ******* by osile2012(op):
We apologize for the inconveniences you might have faced while trying to use our rating platform on sunday 7/24/2016.

We wish to inform you that the technical challenges have been resolved and you can proceed with rating your Top Brands, Products and People in Nigeria.


All the rating reports and results remain intact . To rate, click on Brands, Products or People.


Once Again, Sorry for the inconveniences .

SIGNED : Management.

PoliticsRe: Africa Is Lazy About Diversification: Okonjo Iweala by osile2012: 11:19am On Jul 26, 2016
[size=18pt]How can we diversify, when our leaders prefer foreign made shoes, prefer health care abroad, prefer education abroad. foreign food..[/size]
AgricultureRe: Why Cant We Grow Foreign Rice? by osile2012(op): 11:11am On Jul 26, 2016
Justdulla:
Why must u think of growing coreign rice, why aren't u contended with Nigerian rice, abi have u heard the chinese or indians saying they wana grow Naija rice before??Are u a scientist or researcher ni This slavery mentality is still stuck with ma brothers ooo, u need to recolonized again Nigga.
[size=18pt]Talking about variety and improvement here. If Nigerians prefer foreign rice, we should be able to have that type made locally. If Nigerian prefer foreign clothes, we should be able to improve on ours to be like that. Thats the point.[/size]
AgricultureRe: HOT Selling Rice Destoner / Destoning Machines For Sale by osile2012(op): 6:42pm On Jul 25, 2016
[size=18pt]Still available.[/size]
AgricultureRe: Why Cant We Grow Foreign Rice? by osile2012(op): 8:28pm On Jul 23, 2016
kenkenn:
What is foreign rice?

Well, rice grows in Nigeria. The difference between the Thailand rice and the one we have here is the processing...
[size=18pt]Really? They look tin and long. Ours often look short and fat[/size]
Christianity EtcRe: Photos From The Burial Of Eunice Elisha Olawale by osile2012: 8:18pm On Jul 23, 2016
[size=18pt]I can see the shock and confusion in that young girls eyes. She is still wondering if she is dreaming, alot of questions going through her mind. Is mummy gone? Why ? Who did she offend? Who did this to mummy? Is this what life is all about? Just Like that? Who will take care of us now? Why did they kill mummy ? So someone can just go out in the morning and not return ? As she asks all these questions, surprised, not knowing if to cry or not.. I pray the Lord comfort them, He alone can mend a broken heart.[/size]

AgricultureWhy Cant We Grow Foreign Rice? by osile2012(op): 8:06pm On Jul 23, 2016
[size=18pt]All This Basmati and other types of foreign rice, can they grow in Nigeria ? [/size]
BusinessRe: What Is Your Greatest Challenge(s) In Registering Regulated Products In Nigeria? by osile2012: 7:28pm On Jul 23, 2016
abikun:
Not necessary to register. But to add credibility to your products I will advice you register with NAFDAC if you can afford it. Also, ensure that what you are producing is safe and hygienic for human consumption.
[size=18pt]If you are producing at home, in one of the rooms in your house, will NAFDAC have to send inspection team ? Will it be a problem that your producing in your home ? Any idea what the total cost could be to get the Number?.[/size]
Nairaland GeneralRe: Nigerian Twitter User Blasts Glo NG by osile2012: 12:32pm On Jul 23, 2016
[size=18pt]Rate Them.[/size]

PropertiesRe: Land For Sale In Enugu-950k by osile2012(op): 11:15am On Jul 23, 2016
[size=18pt]2 plots available[/size]
AgricultureRe: HOT Selling Rice Destoner / Destoning Machines For Sale by osile2012(op): 10:36am On Jul 23, 2016
divineappo:
is 600k ur last price? is the machine in nigeria already or buyer will book before u import it?
[size=18pt]The machine is in Nigeria now. In Enugu state, can also be delivered to any location . The way the dollar is going, dont think there is much i can do on the 600k..[/size]
AgricultureRe: How Much Is Corn Flour/ Cornmeal ? by osile2012(op): 10:35am On Jul 23, 2016
davidsthe:
I can supply maize (flint corn)
[size=18pt]How much ?[/size]
BusinessRe: What Is Your Greatest Challenge(s) In Registering Regulated Products In Nigeria? by osile2012:
[size=18pt]Can you help with the estimate of the cost of getting all these and NAFDAC NO ? What if its a one man business, like baking cake and meat pie and packaging. Do you need nafdac since you dont have any arrangement with lab or have any employees and you do everything yourself ?


What about someone who makes colored popcorn at home and packages it? Does he or she need nafdac ? What of someone who makes cereal by grinding grains and packaging it or someone that buys soy powder to make soy milk and bottle it ?
.
[/size]
TravelRe: Bus Burns On Otedola Bridge In Lagos (Graphic Photos, Video) by osile2012: 11:46am On Jul 22, 2016
[size=18pt]Just Like that? Which way Nigeria. GOD Help us. May their soul rest in peace. Father thank you for the gift of life.[/size]
PoliticsRe: Osinbajo,Obiano,Ikpeazu,Oshiomhole,Kachikwu,Amosun,Umahi Attend NEC In Abuja(pix by osile2012: 11:29am On Jul 22, 2016
[size=18pt]This too..[/size]

PoliticsRe: Osinbajo,Obiano,Ikpeazu,Oshiomhole,Kachikwu,Amosun,Umahi Attend NEC In Abuja(pix by osile2012: 10:02am On Jul 22, 2016
[size=18pt]And this...[/size]

PoliticsRe: Osinbajo,Obiano,Ikpeazu,Oshiomhole,Kachikwu,Amosun,Umahi Attend NEC In Abuja(pix by osile2012: 9:55am On Jul 22, 2016
[size=18pt]This one be like...[/size]

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