₦airaland Forum

dawnomike:
It is well... Drop your email addy

Amen.
Honeyville00@gmail.com

GboyegaD:
Can you put 1.5m in a purse?

In dollars 1.5 million is just a few notes sadly.
You won’t even know

Sonfethopia:
1.5 million in a purse. Y didn't u put it in a dollar account.

You need cash at hand in the main market. Most store decline cards because of fraud.
Any body that shops abroad know we use cash mostly.

Hello My Fellow Nairalanders
I’ve been on this Wonderful Platform since 2017 and I never thought I’ll be Sharing my Own Sad Story. This is my Story.
(I had to open a new account for this story because people might know it’s me)

I’m that Lady a Nigerian Man or Woman would view as a Successful Entrepreneur.
Been running my business for over 5 years. I travel out of the Country to get goods and when I can’t I do Cargo from my suppliers.
Everything was going fine.
Not until October, Sales was booming and I decided to Travel. Simply to buy & scout major markets for more good items to re sell.
I arrived safely at my destination.

A day later I’ve started shopping bits in small stores.
Then I decided to go the major market to start my main buying only to realize My wallet was stolen.
I had over 1.5m in dollars in that purse and many other things. I just sat on the floor of the market crying. I looked for my wallet even with the Authorities but it was to no avail.

You see that was where All my Big Big Problems started, the money lost wasn’t only mine. My Client’s money was there, those I do personal shopping for,
The remaining money in my account was nothing compared to what I’ve lost.
Yet I had to buy peoples goods and still shop what to sell.
I started calling family and friends. Then a friend of mine said to me, why can’t I borrow the money as a loan so I can easily get all the goods and when I get back home I can Sell out and pay them back; I thought it was a great idea and it helped.
So I borrowed as much as I can and I sorted out everything and I came back home.

Unknown to me that was the Worst decision of my life I took.

I built a very Good Credit for my all my bank accounts over the years and that’s why I was able to borrow this much from everywhere

All Loan apps I am currently owing -
1. Fcmb 60k Feb 15th
Fcmb 60k March 15th
2. Migo 215k Feb 17th
Migo 215k March 17th
3. Naira plus 29k Feb 17th
4. Easy credit 42k Feb 18th
5. I money 31k Feb 18th
6. X cash 21k Feb 18th
7. Ok cash 20k Feb 20th
8. Go cash 30k Feb 21st
9. Branch 15k Feb 21st
Branch 15k March 24th
10. Kash Kash 55k Feb 23rd
11. L credit 136k Feb 24th
12. Ease Moni 24k Feb 26th
13. Blackcopper 19k March 6th
14. Quick Check 9k March 9th
15. Carbon 16k March 10th
Carbon 16k April 10th
Carbon 16k May 10th
Carbon 16k June 10th

I’ve been repaying every time.
Infact I have never defaulted on any payment no matter how much it is.
The money was almost 2 million before and I’ve been putting it all my strength to repay and I delete the app off.

But The main problem is when I pay Take more money cause I need to pay another platform. it keeps increasing.
I’ve been In a Merry go Round.
I don’t know how long I wanna do this for. I’m just stuck in a RUT.
I can’t even concentrate on my business effectively. All I think of is paying my loans.

I know it’s so Crazy and hard to believe that I owe all this apps and platforms so much money but I really do.
I can send screenshots of every app and with my Registered number and Email.
Yes I’m a Lady and I’m deeply ashamed of myself for making Poor financial decisions because of my loss and business.

When taking these loans I was sure I could pay back because of my goods at the shop.
But my business has failed me!
Since when I started taking those loans I don’t sell out like before ..
It’s almost like I got an Instant Blockage on my life. These Loans didn’t help me!!!!
Instead they dug a deeper deeper pit of debts for me.!

My Story is 100% real.
My Shop is in Lagos I can send my detailed shop address if you want to confirm.
I’m a Real Person. And I’m in Deep Deep shit.

I’ve cried myself to sleep several times.
Infact I want to post a picture of my shop here but I’m just scared that any of my clients might recognize my shop or my business name.!!
Cause you can google it and see my shop address As I sell with online platforms.
I sell a lot of things for both Female and Male like clothes, shoes, bags, shirts, polos, skincare cosmetics, makeup, weight loss/weightgain, wigs, perfumes, jewelry accessories, fabrics and so on...

I have lots of goods to sell that can raise me this money but no customers
I’m dying slowly insides of me. I can’t function properly. If you see me you will pity me. I need all the advice and help I can get ..

In between all this Trials, I still have to renew my shop rent. My landlord was madly on my neck. Because he sees that the shop is very Full with goods but no sales.
I had to take a loan out just to pay him.
I don’t know what to do with my life. And the fact that I’m a Woman scares me more.

Family and Friends I’ve helped me without even knowing what I got myself into.
Any money I get is Loan Repayment. I can’t even buy anything for myself or remember when last I bought foodstuffs in the house. I just eat anything I see.
My fridge got spoilt due to Nepa over surge I can’t even repair it because I’ll rather use the money to repay a loan.

I deserve all the insults in the Entire World be I was so dumb and I took the wrongest decision that can ruin a human.

I seriously need help with my life. I need to pay all these loan exactly on the dates given.
Some even disturb my life and I have to pay a day before.
This my Reality.
I’ve sold all my Gold and anything that can turn to money.

And I don’t even mind selling more Valuables and my Goods at the shop if I get Buyers.

I can’t function properly. I’m not myself. I’m like a shadow of Myself, when I wake up I’m thinking about loan repayments, even when I sleep.
Help a Sister ..
I don’t mind all the insults in the world. I deserve it. My head will be correct in the future.

What can I do to get myself out of this once and for all and pay everything off.
I don’t mind giving up my Shop keys as Collateral just to clear all this Quick sand loan that are just making my finances worse every single day. You can also call me on video to see my Shop.

Then I can pay back the source money instead of borrowing from one loan app to pay another.

I just want to clear off this loan. I am so Frustrated!!!!!
Cause I noticed if I keep paying it keeps increasing.
Please I need all the Suggestions and Advice and Help I can get.

I’m sorry this is a long read.
Thank you everyone as you engage with my Story.
May you never see any Reasons to experience my Terrible Situation.
God Bless you more.