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Nairaland Forum / Nairaland / General / Business / NYIF Loan Discussion Thread (235174 Views)
Nyif Loan / NYIF Loan Application Portal: How To Apply, Verify Your Email / If Given The FG NYIF Loan Of -N-5M, What Would You Do With It? (2) (3) (4)
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Re: NYIF Loan Discussion Thread by Fucklove(m): 8:58pm On Apr 12, 2021 |
tikkykay:4% for the first year of repayment and 9% for the subsequent years. This is after the 12 months grace has elapsed. Repayment starts from the month of approval the next year |
Re: NYIF Loan Discussion Thread by peeps4u: 9:25pm On Apr 12, 2021 |
The calculation is even wrong. He shouldn't have used 300k again for the second year calculation because part of it must have been offset in the first year. And also the new interest for the second year should have been calculated on new balance for the second year tikkykay: 2 Likes |
Re: NYIF Loan Discussion Thread by truvine(m): 10:17pm On Apr 12, 2021 |
bbeautylik:5% interest rate is much ? Really ? Go to commercial banks and make findings , you will be shocked I doubt you do see anyone less that 10% self 1 Like |
Re: NYIF Loan Discussion Thread by mattbass(m): 10:21pm On Apr 12, 2021 |
Can I still fill the evaluation form? Or should I be patient till when am been sent the training mail. |
Re: NYIF Loan Discussion Thread by Sharpbend: 10:25pm On Apr 12, 2021 |
bbeautylik:5% and 1% per annum not per month |
Re: NYIF Loan Discussion Thread by JanezBae: 10:34pm On Apr 12, 2021 |
kenddys:Okay thanks |
Re: NYIF Loan Discussion Thread by LikeAking: 12:47am On Apr 13, 2021 |
bbeautylik: Na palliative |
Re: NYIF Loan Discussion Thread by Nobody: 1:04am On Apr 13, 2021 |
The training link, will it be send through mail or text because I lost my line and I've not been able to retrieve. |
Re: NYIF Loan Discussion Thread by Eyesonly17(m): 6:39am On Apr 13, 2021 |
bbeautylik: Your calculation is quite wrong and inflated here. The 1% is a one time interest rate for the entire year and not to be culmulative with your monthly payments. Let take for example your 2nd year, for a loan of 300k. 5% equals 15k. Hence you get to sum both up to get 315k. So your monthly installments for that year would be 315/48 = 6500k approx monthly. Its a fair bargain. 4 Likes |
Re: NYIF Loan Discussion Thread by Gubularaska: 6:45am On Apr 13, 2021 |
How do I know when the loan is approved? Applied since Feb no news till now. Used my company to apply. |
Re: NYIF Loan Discussion Thread by Nobody: 6:48am On Apr 13, 2021 |
Nawa oo. All this loan from different angle and yet they didn't approve anyone for me. Watin dey caprisone na. Nyif is approving Cbn covid is approving |
Re: NYIF Loan Discussion Thread by Nobody: 6:51am On Apr 13, 2021 |
Kaeboy: 1 Like |
Re: NYIF Loan Discussion Thread by Gofwane(m): 8:35am On Apr 13, 2021 |
During my application, I noticed that when I tried to type in my account number, the first digit disappeared as soon as I typed in the second digit. Anyone else with similar experience? |
Re: NYIF Loan Discussion Thread by damtan(m): 9:17am On Apr 13, 2021 |
I cant even remember inputting my account details during application |
Re: NYIF Loan Discussion Thread by Nobody: 9:58am On Apr 13, 2021 |
damtan: Everyone did |
Re: NYIF Loan Discussion Thread by Nobody: 9:58am On Apr 13, 2021 |
When we go get alert na 1 Like |
Re: NYIF Loan Discussion Thread by angie88: 10:28am On Apr 13, 2021 |
kenddys:same question on my mind |
Re: NYIF Loan Discussion Thread by Nobody: 1:00pm On Apr 13, 2021 |
kenddys: Thank you |
Re: NYIF Loan Discussion Thread by mommaJ(f): 2:11pm On Apr 13, 2021 |
Loan approved.Also waiting to be credited too like everyone else who was approved. Thank you to everyone who indulged me . 4 Likes |
Re: NYIF Loan Discussion Thread by Fucklove(m): 2:13pm On Apr 13, 2021 |
mommaJ:You're welcome |
Re: NYIF Loan Discussion Thread by Fucklove(m): 2:14pm On Apr 13, 2021 |
Body just dey scratch me. Any message wey enter my phone I go rush am, read am believing say na alert. Me and my wife dey wait for the money because we don draw plan for am 2 Likes |
Re: NYIF Loan Discussion Thread by KayCee92(m): 2:30pm On Apr 13, 2021 |
kenddys: Then u have to go up this thread and read bro....even here, people still got it. It alright though. |
Re: NYIF Loan Discussion Thread by Nobody: 3:32pm On Apr 13, 2021 |
KayCee92: Okay |
Re: NYIF Loan Discussion Thread by manlawal(m): 3:51pm On Apr 13, 2021 |
Fucklove:hushpuppi has collected your own 2 Likes |
Re: NYIF Loan Discussion Thread by yusufhaji(m): 7:51am On Apr 14, 2021 |
Please anyone with survival fund thread should kindly share to me. I need to check something asap. Thanks � |
Re: NYIF Loan Discussion Thread by Anonymousgister: 9:12am On Apr 14, 2021 |
I hope the wait for disbursements won't be a long one. Moratorium and tenor countdown already started even they know that funds may take weeks, or even months (God forbid) to get to us. Smh |
Re: NYIF Loan Discussion Thread by peeps4u: 9:16am On Apr 14, 2021 |
Anonymousgister: Moratorium hasn't started yet. And it will likely be extended xef, just like covid19 loan. Covid 19 loan moratorium is almost 2 years now for those who got paid early April/may last year because it has been extended. You guys should chill about moratorium and tenor. Ask around, no one has started paying covid19 loan even from those who have reached a year now. Just pray they pay you on time, but chill about tenor and moratorium. 1 Like |
Re: NYIF Loan Discussion Thread by Anonymousgister: 9:44am On Apr 14, 2021 |
peeps4u: I had to check with the offer letter and yes, moratorium and tenor will start counting from date of disbursement. |
Re: NYIF Loan Discussion Thread by peeps4u: 9:45am On Apr 14, 2021 |
Anonymousgister: Even at that, they will surely extend it just like covid19 loan. Good luck to everyone 1 Like |
Re: NYIF Loan Discussion Thread by Nobody: 10:05am On Apr 14, 2021 |
ZWE NEED MONEY WE NEED MONEY WE NEED MONEY WE NEED MONEY 1 Like |
Re: NYIF Loan Discussion Thread by ymexent(m): 6:34am On Apr 15, 2021 |
kenddys: Please I will like to ask.... Those people that selected unregistered business are they going to attend training too before the approval of their loan? |
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