₦airaland Forum

You don't have any problem and village people are not on your matter and as well you don't need any deliverance

This habit is common among guys, i am one as well

Na when we broke we dey get sense
Truth is money comes with a bad spirit and once you have it the urge to spend always comes and not a bad thing

We gotta enjoy life as we only live once

Person wey save money for bank account no get money at all

We gotta spend money to make more money
It is what it is

EXLOVER:
I have this personal bad money habit that i need deliverance from, i don't know if my village people are doing afternoon meeting on my matter sef,

When i have money in my hands, if i don't finish the money immediately my mind won't calm down, most times the things i use the money on her not very important, but immediately I'm broke, ideas will begin to come to my head, investment ideas will begin to come up....



May God help an enjoyment nigga like us, we pray for excess money and wealth...

GRACEGLORY:
Money is the least of man’s problem, but many have been led to believe otherwise. Until you get the understanding that money is a byproduct of success, and that it isn't about the acquisition of things. That it’s simply learning to live even more less than you make, so you have what to give back and have money to invest. You won’t know financial peace.

It sank deep..

Preserve the value of your funds by saving or investing....

You wrote against hoarding while highlighting why saving is not a good idea, you still end up the statement with the idea of saving again. Of you don't mind i'll like to know what's your own idea ro saving and can one go about it. You know we learn everyday..

Not bad

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EXLOVER:
I have this personal bad money habit that i need deliverance from, i don't know if my village people are doing afternoon meeting on my matter sef,

When i have money in my hands, if i don't finish the money immediately my mind won't calm down, most times the things i use the money on her not very important, but immediately I'm broke, ideas will begin to come to my head, investment ideas will begin to come up....



May God help an enjoyment nigga like us, we pray for excess money and wealth...

We are exactly the same. Mine is when the money remains last card. I now begin to wish, I shouldn't have done some certain things with money.

SuccessRecipes:
A lot of tines people don't see hoarding money as detrimental to their lives. What they should spend on their development they hoard till the Monet loses value and they still lack that that they need. And the void/absence of that need still causes big problems


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Very insightful Article
Talk to the Greatest of Manager and Allocator Of Resources,The Maker of Heaven And Earth God Almighty .He would help you to be financially disciplined and prudent even as you follow this practical steps

Shalom!!!

helloAri:
Each time you think about habits, what comes to mind? A routine you've created and adopted, or a regular repetition of an action that significantly influences you? Well, according to research, habit is an activity that is mostly triggered by a goal. For a habit to become automatic notice, it means the initial goal already became less necessary over time.

A habit can either be positive or negative; for instance, pressing mobile phones during midnight while exposing your eyes to too much is a habit that negatively affects your health? How about a routine that encourages you to spend more than you earn? Compared to a pattern that makes you financially independent such as investing every month and taking notes of your expenses.

Habits are developed in different ways, and they have the power to either make or mar your financial life. If you're keen and passionate about achieving the financial goals you desire, there's a need for you to be aware of your bad money habits, be conscious of breaking them and adopting new ones. This article will help you to be mindful of your bad money habits and how you can break them.

Bad Money Habits You Need to Break
Living without a budget: By living without a budget, you spend much more than you earn. But you are unaware of this. Spare an hour to remember and pen down your expenses and savings for July to see the big difference between how much you earned and how much you spent. You'll be shocked to realise how negative this bad habit could affect your financial growth.

Impulsive Shopping: [/b]You have no idea of how much you are spending each time you shop without a second thought, and doing this is detrimental to your financial health. When you don't plan your shopping, you waste money by taking anything you feel you want from the counter, and reaching your goals will be difficult.

[b]Borrowing money: These days, your mailboxes are filled with different exciting and tempting loan offers from various institutions, and you do not see anything bad in taking loans for the things your income can't cover in a month or two. The truth is, borrowing money for the things you can't currently afford only puts you into debt, however, making you more unable to afford even basic necessities.

Trying to keep up with social standards: It's okay if everyone is flaunting their expensive gadgets, clothes and other possessions, but it's not okay if you are trying to keep up with them by living outside your capacity. Trying to keep up with celebrities and even friends is a bad habit that can cause you financial problems.

Having no emergency fund: Emergencies are not the moments you need an urgent 2k. Emergencies are those life and death situations that mostly catch you unawares. Having no emergency fund is how people who suddenly and unexpectedly lose their jobs subsequently lose their homes. It's how people who get stricken with a sudden health condition progress far worse, perhaps even permanently or mortally, because they didn't have the funds to care for it correctly and in time.

Hoarding money: Doing this without any plan to save or invest is a bad habit you need to break right now. Do you consider the risk involved in hoarding money? What if you lose access to your accounts, or your debit card that's directly linked to your account gets lost? Away from this, do you ever consider the changes in the money market and the incessant inflation and devaluation of currencies? Stop hoarding money. Preserve the value of your funds by saving or investing.

Break your bad habits and take charge of your finances with the following tips:
[center]Always work with a budget. Learn about the 50% - 30% - 20% budgeting rule.
Keep records of your daily, weekly, and monthly expenses to know what you are spending on.
Never sign up for loans you cannot afford to pay back.
Start an emergency fund.
Pay off all your debts.
Do research about diversification of investment portfolios.
Understand the saving and investment plans that work best for you.
Plan for the future by creating a savings plan.[/center]


https://fundall.io/blog f

Sensible and useful advice, thanks.

EXLOVER:
I have this personal bad money habit that i need deliverance from, i don't know if my village people are doing afternoon meeting on my matter sef,

When i have money in my hands, if i don't finish the money immediately my mind won't calm down, most times the things i use the money on her not very important, but immediately I'm broke, ideas will begin to come to my head, investment ideas will begin to come up....



May God help an enjoyment nigga like us, we pray for excess money and wealth...

My friend, na same dey do us, but that sneaker I see for Aliexpress I go buy am, make the money kuku finish,i go wait for another salary.

FatimaAbubakar:
Wanting a high maintenance girl when your salary is 30k

kai! Aboki sunu, nagode, high maintenance suya ko.

SuccessRecipes:
Message me on WhatsApp

alright

alright

Oluwasaeon:
No be you go tell me how I go take spend my money.

You haven’t posted in 2 years and u come online every dayyyyy

Monitoring spirit. 😆🤣