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My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. - Business (2) - Nairaland

Nairaland ForumNairaland GeneralBusinessMy Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. (29457 Views)

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Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by BrickDevo: 10:05pm On Oct 04, 2021
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Sensiblerealist(m): 10:05pm On Oct 04, 2021
Was your card at any time not with you today?
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by LordviccoDaGuru(m): 10:06pm On Oct 04, 2021
Heartmender1:
Stop using Ur card on betting app
Gbam
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Mcfi(m): 10:06pm On Oct 04, 2021
Opexzy:
I don't even bet at all...though i use this card online a lot but then...

My concern is access bank posting a debit transaction on a zero balance account...

Na dem go pay am... I am not paying shit.. Thank God i have so many accounts.
Since you use it online a lot that might be the problem. It happened to me too.
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by vivaciousvivi(f): 10:06pm On Oct 04, 2021
Herbsworks:
I don’t play bet and it happened to me this evening on access bank. I think access bank has been hacked
Guy, be careful o
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Ausval: 10:06pm On Oct 04, 2021
Your spiritual wife Don dey do shopping for Jumia ...she dey buy things ,she dey prepare to come meet you for real life...this I have seen
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by chimhigher(m): 10:06pm On Oct 04, 2021
If Hackers can cripple Facebook and co. Who is Access bank? Hackers at work
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by osuofia2(m): 10:06pm On Oct 04, 2021
I still de battle to recover my money from union bank. They placed my account on debit too
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Nobody: 10:06pm On Oct 04, 2021
It's called unplanned overdraft
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by erico2k2(m): 10:07pm On Oct 04, 2021
Opexzy:
I will keep this as short as possible.

Three days ago I got a debit alert of 2700 naira from no where on my access bank account. I quickly moved the rest of my money into the other access bank account. I looked at the transaction description but I couldn't make any sense of it, so I let it slide... Since the card will expire this month.

Fast forward to today. I wanted to withdraw some cash, I have so many bank accounts but only this account has an atm card, so i would always move the amount I want to spend to this account. To my greatest surprise, I found out that this account has been thrown into negative with a deficit of over 3500 naira... How is this even possible... I checked my transaction history and I realised that I have like three different debit transactions today alone, I didn't even get an alert. Is Access Bank whining me or what? I don't even know where this debit transactions are coming from.

Bellow are the screenshots from my Access more mobile app. Please can anyone explain what's going on here.

The first image was the first debit alert I received.
The second one is my negative balance and the debit transaction from unknown sources.
me I just mistakinly paid a wrong account on my stored beneficiary
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by dex4sure: 10:07pm On Oct 04, 2021
The bank just dey use your money catch cruise....no chills for this country again ooo...go grab the manager asap

Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by MotivationKG(m): 10:08pm On Oct 04, 2021
Please can someone tell us exactly what's going on cos I also have an access bank account with six figures oh. .

undecided undecided
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Myself2(m): 10:08pm On Oct 04, 2021
If it's not UBA then it has to be access , na their way, they can post debit alert to account that has been closed over ten years
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Ausval: 10:08pm On Oct 04, 2021
Bv
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by dex4sure: 10:08pm On Oct 04, 2021
.
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Oluwakemisolami(f): 10:09pm On Oct 04, 2021
Opexzy:
I will keep this as short as possible.

Three days ago I got a debit alert of 2700 naira from no where on my access bank account. I quickly moved the rest of my money into the other access bank account. I looked at the transaction description but I couldn't make any sense of it, so I let it slide... Since the card will expire this month.

Fast forward to today. I wanted to withdraw some cash, I have so many bank accounts but only this account has an atm card, so i would always move the amount I want to spend to this account. To my greatest surprise, I found out that this account has been thrown into negative with a deficit of over 3500 naira... How is this even possible... I checked my transaction history and I realised that I have like three different debit transactions today alone, I didn't even get an alert. Is Access Bank whining me or what? I don't even know where this debit transactions are coming from.

Bellow are the screenshots from my Access more mobile app. Please can anyone explain what's going on here.

The first image was the first debit alert I received.
The second one is my negative balance and the debit transaction from unknown sources.
The period they were ok was when Mr Aig was the MD but ever since they merge with intercontinental, their system no remain the same again.
Access bank.... Trouble bank
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by RPG2020(m): 10:09pm On Oct 04, 2021
Opexzy:
I don't even bet at all...though i use this card online a lot but then...

My concern is access bank posting a debit transaction on a zero balance account...

Na dem go pay am... I am not paying shit.. Thank God i have so many accounts.
Why most you have many accounts
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by adecz: 10:09pm On Oct 04, 2021
Arrested hackers have Always said
that ACCESS Bank is the easiest bank
to hack... ☺️☺️☺️☺️
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by KingDash: 10:09pm On Oct 04, 2021
Opexzy:
I will keep this as short as possible.

Three days ago I got a debit alert of 2700 naira from no where on my access bank account. I quickly moved the rest of my money into the other access bank account. I looked at the transaction description but I couldn't make any sense of it, so I let it slide... Since the card will expire this month.

Fast forward to today. I wanted to withdraw some cash, I have so many bank accounts but only this account has an atm card, so i would always move the amount I want to spend to this account. To my greatest surprise, I found out that this account has been thrown into negative with a deficit of over 3500 naira... How is this even possible... I checked my transaction history and I realised that I have like three different debit transactions today alone, I didn't even get an alert. Is Access Bank whining me or what? I don't even know where this debit transactions are coming from.

Bellow are the screenshots from my Access more mobile app. Please can anyone explain what's going on here.

The first image was the first debit alert I received.
The second one is my negative balance and the debit transaction from unknown sources.
guy whatsapp, facebook, instagram is down.. how man won take chop now.. you own better you get money wey dem dey debit.
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by yungchop: 10:10pm On Oct 04, 2021
katchagboro:
I have just been debited by GT Bank for no reason.
Thank God, I withdrew all my money in Wema bank today, na so my own for don don ���
2K abi?? Omor I dey go bank tomorrow
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by ajilegend(m): 10:11pm On Oct 04, 2021
You still owe them even when you don't have money in the account. That is how Access bank does their thing. I had to dump the account. Interest you no give me, you still they give me minus say I dey owe you. Who does that
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by segebase(m): 10:11pm On Oct 04, 2021
Booohari
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by oluplus(m): 10:12pm On Oct 04, 2021
Opexzy:
I don't even bet at all...though i use this card online a lot but then...

My concern is access bank posting a debit transaction on a zero balance account...

Na dem go pay am... I am not paying shit.. Thank God i have so many accounts.
Wrong decision. Credit check may come back to hunt you. Go and sort it out with access Bank. They should sort it out
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Nobody: 10:13pm On Oct 04, 2021
With your bank,name,phone number and debit card details anyone can hack your account na.
Some dummies Even go as far as revealing their BVN online and loan apps,that's the height of stupidity Sha.
If only you knew better.
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Olam09(m): 10:14pm On Oct 04, 2021
Opexzy:
I will keep this as short as possible.

Three days ago I got a debit alert of 2700 naira from no where on my access bank account. I quickly moved the rest of my money into the other access bank account. I looked at the transaction description but I couldn't make any sense of it, so I let it slide... Since the card will expire this month.

Fast forward to today. I wanted to withdraw some cash, I have so many bank accounts but only this account has an atm card, so i would always move the amount I want to spend to this account. To my greatest surprise, I found out that this account has been thrown into negative with a deficit of over 3500 naira... How is this even possible... I checked my transaction history and I realised that I have like three different debit transactions today alone, I didn't even get an alert. Is Access Bank whining me or what? I don't even know where this debit transactions are coming from.

Bellow are the screenshots from my Access more mobile app. Please can anyone explain what's going on here.

The first image was the first debit alert I received.
The second one is my negative balance and the debit transaction from unknown sources.
I swear person dey use your card.. i dey always buy something on Amazon so whenever they debited me this is the kind of transaction description they do send
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Kiddogarcia(m): 10:15pm On Oct 04, 2021
Make them plsss spare me ooo, abeg
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by alexarelano(m): 10:17pm On Oct 04, 2021
Opexzy:
I don't even bet at all...though i use this card online a lot but then...

My concern is access bank posting a debit transaction on a zero balance account...

Na dem go pay am... I am not paying shit.. Thank God i have so many accounts.
It has happened to me b4 when I was using Unity bank, so I stopped using d account
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Nobody: 10:18pm On Oct 04, 2021
xynerise:
I am still angry with UBA after debiting me for Airtime and I didn't see any airtime on my phone
Call their customer care in the night and your money will be refunded
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by wiseone28: 10:18pm On Oct 04, 2021
xynerise:
I am still angry with UBA after debiting me for Airtime and I didn't see any airtime on my phone
I got debited too for airtime but no airtime seen grin

Access bank
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by EmperorTolson: 10:19pm On Oct 04, 2021
Your money is gone
Prepare to pay for the money you don't spend

Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by xynerise: 10:19pm On Oct 04, 2021
fados4sure:
Call their customer care in the night and your money will be refunded
Why at night ?
Re: My Bank Is Posting Debit To My Account Even When I Don't Have Enough Balance. by Chiden(f): 10:21pm On Oct 04, 2021
I guess you're one of those selected to help Bubu pay up the Loan
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