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Offer As A Credit Officer: Please What Does It Really Involve? - Jobs/Vacancies - Nairaland

Nairaland ForumNairaland GeneralJobs/VacanciesOffer As A Credit Officer: Please What Does It Really Involve? (17655 Views)

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Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 5:39pm On Feb 19, 2022
Good day everyone, please i need your assistance. I just got an offer to work as a credit officer in one microfinance bank, the salary is not much but i believe one can start with that pending when a better offer surface.

Please, for those who have worked in that capacity before, what does the job really involve?
Re: Offer As A Credit Officer: Please What Does It Really Involve? by ahamonyeka(m): 11:10pm On Feb 19, 2022
Shytreasure:
Good day everyone, please i need your assistance. I just got an offer to work as a credit officer in one microfinance bank, the salary is not much but i believe one can start with that pending when a better offer surface.

Please, for those who have worked in that capacity before, what does the job really involve?



Lalasticlala, can you help push to the front page?
be ready for loan drive if your client is owing you.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 7:54am On Feb 20, 2022
Please can you explain better?


ahamonyeka:
be ready for loan drive if your client is owing you.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by youngestgrad(m): 9:21am On Feb 20, 2022
Baba run ooo abi suffer no dey tire you
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Tovard(m): 10:52am On Feb 20, 2022
Never give loan to anyhow person

Never do paddy paddy when lending money to friends or families..

Never lend money to your girlfriend(s)..

Never involve yourself in any shading parol

Never get tire or give up easily
Re: Offer As A Credit Officer: Please What Does It Really Involve? by DARLINGTON869(m): 10:52am On Feb 20, 2022
That one job I can't do menh. To dey chase gbese pipu upandan, dey collect insult

T O DARLING
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 10:52am On Feb 20, 2022
youngestgrad:
Baba run ooo abi suffer no dey tire you
Please, explain better sir.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Cerebellum:
It might end in premium tears for you OP, because you are expected to do everything possibly inhumane to make sure your borrowers pay back their loans.

Iree o
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Hndrrxxx(m): 10:52am On Feb 20, 2022
You might get hit with a MAC .90
Re: Offer As A Credit Officer: Please What Does It Really Involve? by thesicilian: 10:54am On Feb 20, 2022
Drawing debts is not easy. The amount of insults those credit officers receive ehn!
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Majesty33(m): 10:54am On Feb 20, 2022
Be ready to pay from your pocket if the client abscond. The offer is quite a challenging one as you will have to sought for more clients to collect loan. Also u will be placed on a monthly target. So be ready to work both as a market and a credit officer.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by pocohantas(f): 10:54am On Feb 20, 2022
Shytreasure:
Good day everyone, please i need your assistance. I just got an offer to work as a credit officer in one microfinance bank, the salary is not much but i believe one can start with that pending when a better offer surface.

Please, for those who have worked in that capacity before, what does the job really involve?
Very tasking;

For a microfinance bank, I believe loan recovery would be your major job function. Most microfinance banks function like ministries. Very lackadaisical and anyhow. They are more grassroot, so don’t expect fine offices where you can take pictures with starched white shirt.

I doubt any bank would ask you to pay bad loans from your salary. Worst case scenario your KPI would be affected. I might be wrong though.

I’ll advise you take the job first. Give it a shot. Before you get sacked for non or poor performance (if it gets to that), there’ll be a period of probation. Within that period, it might work out for your good.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Jokerman(m): 10:55am On Feb 20, 2022
Lol... ise oshi grin
Re: Offer As A Credit Officer: Please What Does It Really Involve? by ALLNIGERIANSMAD(m): 10:57am On Feb 20, 2022
Shytreasure:
Please, explain better sir.
why are you asking them to explain better when the explanation is in one word, are you buhari Mr durlardinho? Both creditors and gbese people will choke you simple
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 10:57am On Feb 20, 2022
DARLINGTON869:
That one job I can't do menh. To dey chase gbese pipu upandan, dey collect insult

T O DARLING
This is serious. Thank you.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Dubs(m): 10:58am On Feb 20, 2022
Bros don't do it, run for your life, if u gbo gbo for your backyard no say na them them Airforce1, na ise awon aye u wan do fah, bro na me advice to you be dat cuz hmmmm elele ooh.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Mooh247:
cheesy



Nigerians turn tiger when trying to retrieve bad debt

cheesy cheesy All you need do is some Jazz... Ase (do as I say) eyonu ( devine favour and grace) Anasare (fighting charm ring) and Okigbe (anti knife and cutlass resistance charm).. then you are good to go



.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Cutehector(m): 11:01am On Feb 20, 2022
grin
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Richy4(m): 11:01am On Feb 20, 2022
Don't let people distract and discourage you....

You might start liking it when u start... U also needed some experiences as well... Just google what it feels like working as a credit controller or credit officers..

If u remain jobless and needed assistance financially and comes here, the same people that were discouraging u will insult u..

It is called a job.. it wasn't meant to be rosy.. Good luck.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 11:04am On Feb 20, 2022
ALLNIGERIANSMAD:
why are you asking them to explain better when the explanation is in one word, are you buhari Mr durlardinho? Both creditors and gbese people will choke you simple
If i wanted a vague answer, i could have just used a search engine instead of putting it here for a first hand information from those who might have worked in a similar capacity or had encounter. Perhaps you could learn to express yourself next time without being insulting!
Thanks by the way, ire óò.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by alizma: 11:04am On Feb 20, 2022
You see why this country is in a mess, a credit officer who doesn't know what his duties are has just been employed.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by baralatie(m): 11:04am On Feb 20, 2022
Richy4:
Don't let people distract and discourage you....

You might start liking it when u start... U also needed some experiences as well... Just google what it feels like working as a credit controller or credit officers..

If u remain jobless and needed assistance financially and comes here, the same people that were discouraging u will insult u..

It is called a job.. it wasn't meant to be rosy.. Good luck.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by victorVIC1(m): 11:05am On Feb 20, 2022
It would be quite stressful as Nigerians are legendary for bad debts. You can accept the offer but keep your eyes opened for better opportunities
Re: Offer As A Credit Officer: Please What Does It Really Involve? by miniziter(m): 11:05am On Feb 20, 2022
This is one of the most annoying job I have ever seen. Nigerians are generally stubborn when it d comes to monetary issue.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by sunkky147(m): 11:06am On Feb 20, 2022
[b][/b]thats the job I do... But my mfi pays good.... But ready to receive generational curse and abuse from people you give money if dem no pay you ooo and the funniest thing is that you will not have time to search for a new job if you don't quit fast.... �‍♂�‍♂�‍♂�‍♂
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 11:06am On Feb 20, 2022
Richy4:
Don't let people distract and discourage you....

You might start liking it when u start... U also needed some experiences as well... Just google what it feels like working as a credit controller or credit officers..

If u remain jobless and needed assistance financially and comes here, the same people that were discouraging u will insult u..

It is called a job.. it wasn't meant to be rosy.. Good luck.
I really appreciate your input.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by miniziter(m): 11:06am On Feb 20, 2022
victorVIC1:
It would be quite stressful as Nigerians are legendary for bad debts. You can accept the offer but keep your eyes opened for better opportunities
The one I wanted to work with then said I can quit the job unless after a year o t pay 100k fine. I am talking of as far back as 2016.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 11:06am On Feb 20, 2022
Tovard:
Never give loan to anyhow person

Never do paddy paddy when lending money to friends or families..

Never lend money to your girlfriend(s)..

Never involve yourself in any shading parol

Never get tire or give up easily
Thank you.
Re: Offer As A Credit Officer: Please What Does It Really Involve? by tosteMedia: 11:06am On Feb 20, 2022
Fear LAPO credit officers..

their training was done by Russian underground military torture officers..

You go sell yourself to pay any loan you collect
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Nobody: 11:07am On Feb 20, 2022
First rule, don't and never you chase a niggur to his Crip, it might turn bloody mhen....
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 11:07am On Feb 20, 2022
Cerebellum:
It might end in premium tears for you OP, because you are expected to do everything possibly inhumanely to make sure your borrowers pay back their loans.

Iree o
I appreciate this, thanks
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(op): 11:08am On Feb 20, 2022
Majesty33:
Be ready to pay from your pocket if the client abscond. The offer is quite a challenging one as you will have to sought for more clients to collect loan. Also u will be placed on a monthly target. So be ready to work both as a market and a credit officer.
Thanks
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