sweetveek:
sorry to ask,but are you in new Zealand or uk?

Based in both for now till 2024. Although sister rona never allow me reach UK for 2 years

[quote author=KOVIC19COVID20 post=111273664]

I'm not keen on interest rates as I'm not permitted to earn interest.

Moneybox ohhh
Haagreaves ohhh
All will give you interest.

If you are truly not permitted to earn interest, and you really wish to live by that, here is a siMple solution:
Go to Poundland, buy a piggybank (it costs £1).
Then be saving your money in there. Keep the piggybank safely under your bed.
No interest will accrue.

Thanks from r your advice, you do well.

However, in this case I need the 25% bonus not the interest, and piggy vesy won't give me that!

I saw something on Twitter today, someone gave testimony that they arrived uk 21st March 2020 and they have bought their house 21st March 2022. I knw this is like 1 in 100 chances but mehn…

Well Goodluck to everyone. Location matters though - London deposit of 600k properties at 10% is 60K while Manchester deposit at 150K property at 10% is 15K.

omopapa:
I saw something on Twitter today, someone gave testimony that they arrived uk 21st March 2020 and they have bought their house 21st March 2022. I knw this is like 1 in 100 chances but mehn…

[quote author=tushqueen post=111276005][/quote]
Provided it is the Cash LISA you opened you can stay with Hargreaves and you will still get your bonus....however there is still option to move your service provider.
I think Moneybox stopped account transfers already for this tax year. Once the new tax year starts, you should be able to transfer your account.

Hi,

Anyone knows about embryology in Uk. It’s prospect in terms of sponsorship.

I’m looking at taking a Reproduction and Development course MSc. in Uk towards a career in Embryology. Do you think I’m threading the right part and how good is this in terms of job and remaining in Uk.

omopapa:
I saw something on Twitter today, someone gave testimony that they arrived uk 21st March 2020 and they have bought their house 21st March 2022. I knw this is like 1 in 100 chances but mehn…

A friend of mine told me her Landlord wanted to sell the 3 bed flat where they were renting.
It was put up for sale.
My friend ( a tier 4 student) and her husband bought the flat on mortgage.
The asking price was £65,000.
The landlord yanked off 5,000
And sold it to them at £60,000
_________________________________________________
This was somewhere in Scotland.
I will not mention the exact name of the place to protect their identity.
_________________________________________________
Bottom Line: Location Matters

For those who want to gain skills in Construction, HGV and IT. 16 weeks bootcamp and they're supposed to be free - I say supposed because I haven't delved into the nitty gritty of each one.

https://www.gov.uk/government/publications/find-a-skills-bootcamp/list-of-skills-bootcamps

omopapa:
I saw something on Twitter today, someone gave testimony that they arrived uk 21st March 2020 and they have bought their house 21st March 2022. I knw this is like 1 in 100 chances but mehn…

With determination, anything is possible..........

They would have to work from the same sheet, forsaken all financial drain pipes & demons......

.....

.

Good day everyone please who lives in Edinburgh at the moment I will need some information. Thank you all

Hi all
Please how's it like living in Bedfordshire

fopishow:
Well Goodluck to everyone. Location matters though - London deposit of 600k properties at 10% is 60K while Manchester deposit at 150K property at 10% is 15K.

That's not a proper comparison between prices in London and Manchester.
600k in London will get you a 3 bed detached.
A comparable property in Manchester would be about 400 - 450k.

Hi

That's a full county so what part of Bedfordshire?

enesty:
Hi all
Please how's it like living in Bedfordshire

KOVIC19COVID20:


A friend of mine told me her Landlord wanted to sell the 3 bed flat where they were renting.
It was put up for sale.
My friend ( a tier 4 student) and her husband bought the flat on mortgage.
The asking price was £65,000.
The landlord yanked off 5,000
And sold it to them at £60,000
_________________________________________________
This was somewhere in Scotland.
I will not mention the exact name of the place to protect their identity.
_________________________________________________
Bottom Line: Location Matters

Goes without saying.
Of course there are places in this country where one can buy property at good prices.
The question as always remains - are those places where one would want to live and work.
Does one want to buy a massive 4 bed in Birnin Kebbi GRA while you're still in your working years or do you want to live in Port Harcourt, Abuja or the dreaded Lagos or any city that will offer better employment/integration opportunities. There's always a trade off to be made.

Covid has pushed remote working somewhat, which is the only good thing about the pandemic.

wonlasewonimi:


Why would you go to 118118 you big man



wetin you do?

are students eligible for this 118118money card?
i'm looking for a purchase credit card to spread my payments.

Pls guys any free VPN service with a Nigerian server,I need maybe just a few minutes...tnks

onecoder:

are students eligible for this 118118money card?
i'm looking for a purchase credit card to spread my payments.

Please try it... I'm not sure

Living for a student with family,interms of jobs. I just got admitted into the university there

duchess90:
Hi

That's a full county so what part of Bedfordshire?

enesty:
Living for a student with family,interms of jobs. I just got admitted into the university there

University of Bedford? My daughter will be starting there in September, God willing.

Hi,

I assume you will spend more time in Luton,that's where the campus is.I live at Bedford.
Maybe someone in Luton can advise further but if you do decided to stay at Bedford then let me know so I can drop pointers.

Cheers

enesty:
Living for a student with family,interms of jobs. I just got admitted into the university there

SECURITY OFFICER WEST LONDON
Vacancy to join security team at a secure private development.

Previous security experience essential at least 2 years.

Variable shifts, including Evenings and some nights , must be flexible.

Must be dependable, of smart appearance, with excellent communication skills and good spoken and written English.

Must be within 1hour commutable distance from W14.

Starting hourly rate £12

Must have good knowledge of CCTV & Vehicle Control experience.

Must have valid SIA Licence.

Previous Employer must have UK references only.

Job Type: full time.

Weekly hours 42Hr + some over time

enesty:
Hi all
Please how's it like living in Bedfordshire

Lovely place full of lovely villages, but it depends on which part. Central Bedfordshire is nicer lots of lovely country side. Public service is crap so you will need a car.

Lexusgs430:


It means using money on such a credit card is expensive borrowing ........

But on the up side, they are credit building cards, they help build your credit report.......

Don't spend, what you cannot payback...... You don't have to pay all back, if spending is minimal and under control........

Look at it this way, high street banks/certain lenders would offer you the same credit card at 0.00% Apr .........

37.9 vs 0.00......

Is 28.9% APR any good? Because that’s what Barclays is offering me. Thanks

Regardless, both required deposit amount are different and at the end, they both own property in UK when giving testimony online. For all you know - the 'UK' in reference could be north, south, west or east.

Also, you are limited as to where you would get a '600K' 3 bed detached in London, mostly undesirable part. At the end of the day, we all have different preferences. Its still all a 'mortgage' just that there is now a little shift from owing the landlord to owing the bank. I.e bank being the new landlord and possibility of equity pull out in the long run.

TheGuyFromHR:


That's not a proper comparison between prices in London and Manchester.
600k in London will get you a 3 bed detached.
A comparable property in Manchester would be about 400 - 450k.

Hi
Anyone living in Luton here can advise? I maybe coming over in September with a wife and kid. Am looking at getting part-time jobs and general cost of living. Am studying biotechnology (msc)

duchess90:
Hi,

I assume you will spend more time in Luton,that's where the campus is.I live at Bedford.
Maybe someone in Luton can advise further but if you do decided to stay at Bedford then let me know so I can drop pointers.

Cheers

Hi people,

I hv a ban for 10yrs in the UK but it is almost complete now and I intend to apply for another visa because my spouse is in their country and with a dependant visa.what class of visa can I apply for.

Please help a friend.

Nashela:
Hi people,

I hv a ban for 10yrs in the UK but it is almost complete now and I intend to apply for another visa because my spouse is in their country and with a dependant visa.what class of visa can I apply for.

Please help a friend.

(1) Your spouse is in the UK on a dependant visa? So who is the person that she/he applied through?

(2) Are you guys married?

(3) How long does your spouse have on their visa.

Amarathripple0:

Is 28.9% APR any good? Because that’s what Barclays is offering me. Thanks

Just make sure you pay off your balance each month so you never actually end up paying any interest, at any rate.
Set up a direct debit to pay off full balance each month, and then watch how you use the card so you never run up charges exceeding the money already in or absolutely certain to enter your account.

That's the key to using credit cards with high-ish APRs.

Seems like you enjoy being banned

Nashela:
Hi people,

I hv a ban for 10yrs in the UK but it is almost complete now and I intend to apply for another visa because my spouse is in their country and with a dependant visa.what class of visa can I apply for.

Please help a friend.

TheGuyFromHR:


Just make sure you pay off your balance each month so you never actually end up paying any interest, at any rate.
Set up a direct debit to pay off full balance each month, and then watch how you use the card so you never run up charges exceeding the money already in or absolutely certain to enter your account.

That's the key to using credit cards with high-ish APRs.

Thanks a lot for your response. I’ll definitely do that. I saw on a YouTube video that the ideal recommendation to build a good credit score is to spend between 10% - 30% on your credit card. Is this a good enough recommendation? Thanks

Amarathripple0:

Is 28.9% APR any good? Because that’s what Barclays is offering me. Thanks

I personally don't worry too much about the APR since I make sure to pay off all my balance before the due date. I have never paid a pence in interest to any credit card company in the UK.