₦airaland Forum

hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life.

hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life.

hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life.

sunshine1974:
it's all fake, even your friend won't be arrested. They are just wasting their time

EmptyGarden:
Now that's a loan prostitute.

hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life.

Mooh247:



Nothing will happen you can also threaten them back that your Lawyers would contact them or drag them to court if they continue harrasing you for what you never consented to

As for your friend, quickly dissociate with him, and keep issuing out disclaimers whenever the loan company contacts you

When will Nigerians stop blaming loan companies and start blaming chronic loan defualters and debtors... It seems it is now cool to borrow funds without paying and simply blame the lending party

UK and US citizens enjoy Credit system and it makes their lives easier

*You need a new iPhone, you get it on credit contract... When you are tired of the device you sell to Africa

*You need a Car you get car loan, pay back monthly and sell off to Africa when you need a new one

*You have an Idea to moneytise or Cormercialise you get a start-up loan and begin a business.. you pay back and get more to expand your business

*You want to get educated, you get Students loan, get certified and qualified then start paying back

Nigerians and African Credit system

*You want to host a party (Marriage , Naming. Ceremony, Funeral) you tell lies to get a Loan and hope people spray you money to pay back

*You are jobless and want to pay bills you take loan

*You want to fvck Olosho you take loan



.

tekjansen2:
The reason why they have high interest rates is high risk of their business...

If you take a loan from a bank, you are expected to provide collateral. So that, if you do not pay the loan, the banks just use the collateral to pay back themselves.

But most Nigerian banks don't or cannot give out loans of N5k to 100000k. That's where loan app companies come in, but because their business does not require collateral, meaning they have a higher risk of them not getting back their money, they charge high interest rates

In my opinion, it is not preying on the weak. If you really need money, contact your church or family or mosque. At least the apps are for the most part upfront about what they do , including the interest they charge. (I remember going hungry for 2-3 days some years ago, because if I had taken a loan at that time from a loan app, I won't have been able to pay it back in 14 days...so I waited until I was in a position where I would have had money to pay back when it was due).

hotwax:
He just sent the list to me when asked

Thanks God bless
These are the loans I took
1, Flash cash 2000
2 credit care finance 15500
3 easy cash 32000
4 Deloan 34155
5 Imoney 29658
6 Ncash 19544
7 Bell loan 15000
8 coco loan 15000
9 easy moni 22652(3)
10 naira9ja 20000
11 x credit 25000
12 I love naira 11000
13 branch 22000
14 Icon 35000
15 Kash Kash 55000
16 Icredit 55000
17 Anyloan 69000
18 cash loan 9000
19 True naira 91000
20 africash 18000
21 UniCredit 14000
22 Nextcredid 27000
23 loan personal 27000
24 Cycle cash 42600
25 starloan 43900
26 gocash 36000
27 Mint loan 36000
28 Sokoloan 36000
29 procash 1600
30 Zuma cash 35000
31 cash sea 30000
32 loan naira 16000
33 suappy credit 16000
34 GGmoney 43000
35 cash credit 47000
36 U credit 43000
37 Sparkle naira 43000
38 Quick credit 57000
39 Naira land 57000
40 Gold naira 43000
41 Gold naira 43000
42 cash mall 58000
43 flash naira 2000


More than 40

pocohantas:
I have a colleague like this too. A chronic loan prostitute. She is currently on suspension for this issue. I have received messages four times on her case. No one understands what she is using the money to do. Maybe she is giving it to her bf with sweet pr*** (according to her).

Medallion500:
Really How sure are you

YoungLionken:
Could it be a spiritual problem or mere stupidity??.

hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life.

hotwax:
This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.

Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.

The issue
Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.

To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address.
I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.

It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.

The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat.
The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.

I am really in soup. How do I protect myself from these Loan Companies.

hotwax:
This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.

Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.

The issue
Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.

To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address.
I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.

It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.

The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat.
The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.

I am really in soup. How do I protect myself from these Loan Companies.

Uprightness100:
Marine agents/kingdoms from china sea, Japan Sea and River Niger are comfortably sitting on this one.

Only the Mighty Hand of GOD can Deliver this one.

Mooh247:
Did they tell you prior to disbursing fund how much their interest rate is?!

Did you agree to pay back at the specific days?!

Did you disclose your proper financial status and income level or you lied?!


Fraud is when you lie to receive funds and should be prosecuted and punished with severe jail terms


This borrowed funds comes from people's Retirement Savings Funds and Mutual investment.... Yet you take it and say they are preying on your weakness


.

malel1:
Op u dont need to be afraid ,somebody collected loan ,used ur number as guarantor and u didnt sign any form as guarantor. that's not ur problem, pls be enjoying ur life .

samguru:
Those loan companies have the worst business model.

Most of them will soon go under.

How can they lend without background checks and besides the interest rate is too high.

sit your friend down and have a conversation on how he intends to pay back.

As per the threat, guy relax your mind as they can neither arrest you nor loan taker.
They are just doing shakara

Mooh247:



Nothing will happen you can also threaten them back that your Lawyers would contact them or drag them to court if they continue harrasing you for what you never consented to

As for your friend, quickly dissociate with him, and keep issuing out disclaimers whenever the loan company contacts you

When will Nigerians stop blaming loan companies and start blaming chronic loan defualters and debtors... It seems it is now cool to borrow funds without paying and simply blame the lending party

UK and US citizens enjoy Credit system and it makes their lives easier

*You need a new iPhone, you get it on credit contract... When you are tired of the device you sell to Africa

*You need a Car you get car loan, pay back monthly and sell off to Africa when you need a new one

*You have an Idea to moneytise or Cormercialise you get a start-up loan and begin a business.. you pay back and get more to expand your business

*You want to get educated, you get Students loan, get certified and qualified then start paying back

Nigerians and African Credit system

*You want to host a party (Marriage , Naming. Ceremony, Funeral) you tell lies to get a Loan and hope people spray you money to pay back

*You are jobless and want to pay bills you take loan

*You want to fvck Olosho you take loan



.

GloriousGbola:
That your holy holy calabar chick who got high and told you calabar prick is sweet



Na real wa sha

We are in the unregulated one chance

If betting companies don't get you, loan companies are waiting in the wings

hotwax:
He just sent the list to me when asked

Thanks God bless
These are the loans I took
1, Flash cash 2000
2 credit care finance 15500
3 easy cash 32000
4 Deloan 34155
5 Imoney 29658
6 Ncash 19544
7 Bell loan 15000
8 coco loan 15000
9 easy moni 22652(3)
10 naira9ja 20000
11 x credit 25000
12 I love naira 11000
13 branch 22000
14 Icon 35000
15 Kash Kash 55000
16 Icredit 55000
17 Anyloan 69000
18 cash loan 9000
19 True naira 91000
20 africash 18000
21 UniCredit 14000
22 Nextcredid 27000
23 loan personal 27000
24 Cycle cash 42600
25 starloan 43900
26 gocash 36000
27 Mint loan 36000
28 Sokoloan 36000
29 procash 1600
30 Zuma cash 35000
31 cash sea 30000
32 loan naira 16000
33 suappy credit 16000
34 GGmoney 43000
35 cash credit 47000
36 U credit 43000
37 Sparkle naira 43000
38 Quick credit 57000
39 Naira land 57000
40 Gold naira 43000
41 Gold naira 43000
42 cash mall 58000
43 flash naira 2000


More than 40

hotwax:
This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.

Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.

The issue
Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.

To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address.
I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.

It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.

The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat.
The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.

I am really in soup. How do I protect myself from these Loan Companies.

hotwax:
This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.

Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.

The issue
Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.

To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address.
I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.

It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.

The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat.
The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.

I am really in soup. How do I protect myself from these Loan Companies.