Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by myrates: 1:12pm On Mar 30, 2022 |
hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life. They can never arrest you cuz they have no legal and moral basis to do that. If you doubt, send them a message to meet you at police headquarters in the state you reside, they will never show up cuz they know they're operating illegally. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by sunshine1974(m): 1:13pm On Mar 30, 2022 |
hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life. it's all fake, even your friend won't be arrested. They are just wasting their time 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Kingofhoes: 1:13pm On Mar 30, 2022 |
hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life. You ma too dey fear�� They can't get your address. Chill. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by kingyakos: 1:13pm On Mar 30, 2022 |
Bros nobody will arrest you, they're threatening you to put pressure on that ur kolo friend to payback his loan debt. So long as u didn't sign any documents as a guarantor, nobody will arrest you but that you're friend break record Sha....40loan company |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Kingofhoes: 1:13pm On Mar 30, 2022 |
sunshine1974: it's all fake, even your friend won't be arrested. They are just wasting their time Exactly. The only thing is that his BVN will be flagged with bad credit and that is the worst thing that can ever happen |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by pocohantas(f): 1:14pm On Mar 30, 2022 |
EmptyGarden: Now that's a loan prostitute. I have a colleague like this too. A chronic loan prostitute. She is currently on suspension for this issue. I have received messages four times on her case. No one understands what she is using the money to do. Maybe she is giving it to her bf with sweet pr*** (according to her). 4 Likes |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by netmillionaires(m): 1:16pm On Mar 30, 2022 |
I don't know why nigerians allows some senseless people to drag them anyhow. The day this people will call to threaten me, they will hear. You claimed someone use my number as a guarantor and you didn't deem it fit to call me to verify. Who does that! hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by raphy(m): 1:17pm On Mar 30, 2022 |
40 compani |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by 3kay945(m): 1:17pm On Mar 30, 2022 |
Mooh247:
Nothing will happen you can also threaten them back that your Lawyers would contact them or drag them to court if they continue harrasing you for what you never consented to
As for your friend, quickly dissociate with him, and keep issuing out disclaimers whenever the loan company contacts you
When will Nigerians stop blaming loan companies and start blaming chronic loan defualters and debtors... It seems it is now cool to borrow funds without paying and simply blame the lending party
UK and US citizens enjoy Credit system and it makes their lives easier
*You need a new iPhone, you get it on credit contract... When you are tired of the device you sell to Africa
*You need a Car you get car loan, pay back monthly and sell off to Africa when you need a new one
*You have an Idea to moneytise or Cormercialise you get a start-up loan and begin a business.. you pay back and get more to expand your business
*You want to get educated, you get Students loan, get certified and qualified then start paying back
Nigerians and African Credit system
*You want to host a party (Marriage , Naming. Ceremony, Funeral) you tell lies to get a Loan and hope people spray you money to pay back
*You are jobless and want to pay bills you take loan
*You want to fvck Olosho you take loan
. People Priorities differ o Collect loan for olosho?! I thought naija peeps won't shock me anymore. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by joey048(m): 1:18pm On Mar 30, 2022 |
tekjansen2:
The reason why they have high interest rates is high risk of their business...
If you take a loan from a bank, you are expected to provide collateral. So that, if you do not pay the loan, the banks just use the collateral to pay back themselves.
But most Nigerian banks don't or cannot give out loans of N5k to 100000k. That's where loan app companies come in, but because their business does not require collateral, meaning they have a higher risk of them not getting back their money, they charge high interest rates
In my opinion, it is not preying on the weak. If you really need money, contact your church or family or mosque. At least the apps are for the most part upfront about what they do , including the interest they charge. (I remember going hungry for 2-3 days some years ago, because if I had taken a loan at that time from a loan app, I won't have been able to pay it back in 14 days...so I waited until I was in a position where I would have had money to pay back when it was due). no arguments here what I'm saying is these companies should do due diligence because you can't control people's desperation |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by gabpaul: 1:18pm On Mar 30, 2022 |
hotwax:
He just sent the list to me when asked
Thanks God bless These are the loans I took 1, Flash cash 2000 2 credit care finance 15500 3 easy cash 32000 4 Deloan 34155 5 Imoney 29658 6 Ncash 19544 7 Bell loan 15000 8 coco loan 15000 9 easy moni 22652(3) 10 naira9ja 20000 11 x credit 25000 12 I love naira 11000 13 branch 22000 14 Icon 35000 15 Kash Kash 55000 16 Icredit 55000 17 Anyloan 69000 18 cash loan 9000 19 True naira 91000 20 africash 18000 21 UniCredit 14000 22 Nextcredid 27000 23 loan personal 27000 24 Cycle cash 42600 25 starloan 43900 26 gocash 36000 27 Mint loan 36000 28 Sokoloan 36000 29 procash 1600 30 Zuma cash 35000 31 cash sea 30000 32 loan naira 16000 33 suappy credit 16000 34 GGmoney 43000 35 cash credit 47000 36 U credit 43000 37 Sparkle naira 43000 38 Quick credit 57000 39 Naira land 57000 40 Gold naira 43000 41 Gold naira 43000 42 cash mall 58000 43 flash naira 2000
More than 40 Funke, Funke apostle must hear of this 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by GloriousGbola: 1:18pm On Mar 30, 2022 |
pocohantas:
I have a colleague like this too. A chronic loan prostitute. She is currently on suspension for this issue. I have received messages four times on her case. No one understands what she is using the money to do. Maybe she is giving it to her bf with sweet pr*** (according to her). That your holy holy calabar chick who got high and told you calabar prick is sweet Na real wa sha We are in the unregulated one chance If betting companies don't get you, loan companies are waiting in the wings Though the loan sharks are also doing something we don't have in naija - giving you people's credit/ integrity rating. 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by CryptoClub2018: 1:20pm On Mar 30, 2022 |
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Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Odidigboigbo(m): 1:22pm On Mar 30, 2022 |
YoungLionken: Could it be a spiritual problem or mere stupidity??. The two combine |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by MichaelSokoto(m): 1:22pm On Mar 30, 2022 |
Op is one of those loan shark reps coming here to dish opata 4 us.
Bia nwanne... 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by jef131: 1:22pm On Mar 30, 2022 |
Did u sign as a guarantor.?never mind the loan company. Next time they call you ,just tell them you were not In the know and your consent was never sought before the loan was granted hence they should operate within their limit |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by texazzpete(m): 1:22pm On Mar 30, 2022 |
hotwax:
Thank you. But to those threatning to come and arrest me. I know I will come out free. But I hate police arrest. I have never been arrested by police in my life. They know who they try this stuff with sha. Anyone who sends me this type of message will soend the weekend with hardened criminals in a jail cell. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by GerogeI(m): 1:23pm On Mar 30, 2022 |
hotwax: This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.
Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.
The issue Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.
To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address. I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.
It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.
The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat. The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.
I am really in soup. How do I protect myself from these Loan Companies.
You sound naive. If you did not intentionally sign to Gurantee someone and indemnify someone, under which law will police arrest you? The loan company cannot even convince any DPO to look for you talkless of arrest. Secondly, your friend that even took the loan, I thought he was taking advantage of the legal anomaly under which these lian companies operate to collect money, not knowing its an addiction. Most of the loans are not enforceable under any law. 1. The company operating the loan is not licenced as a financial institution in Nigeria 2. The online fast loan disbursement means adequate evaluation of the debtors ability to pay back was never done, hence the company took this risk willingly. 3. The application for loan, done online, and verified online, means the loan company could have been scammed. Ultimately, the loan company can only do social damage not legal damage. The law does not jail a debtor, rather sets a repayment schedule at a rate the debtor can afford. As far as I am concerned, if you have nothing to loose socially, you can take these online free loans. So far I have not heard of anybody jailed for taking a loan from them. 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Olam09(m): 1:23pm On Mar 30, 2022 |
hotwax: This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.
Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.
The issue Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.
To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address. I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.
It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.
The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat. The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.
I am really in soup. How do I protect myself from these Loan Companies.
you no jaa i swear.. if i be you you go swear for the loan company and tell them say shey na you borrow money abi ogun wan kill them. Omo you no be like me sha...... |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by FBIBOT(m): 1:24pm On Mar 30, 2022 |
They can't arrest you based on that...... |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by MichaelSokoto(m): 1:25pm On Mar 30, 2022 |
Uprightness100:
Marine agents/kingdoms from china sea, Japan Sea and River Niger are comfortably sitting on this one.
Only the Mighty Hand of GOD can Deliver this one. shey u wan collect? |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Tonytonex(m): 1:26pm On Mar 30, 2022 |
Wow! Just wow?! |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by joey048(m): 1:26pm On Mar 30, 2022 |
Mooh247:
Did they tell you prior to disbursing fund how much their interest rate is?!
Did you agree to pay back at the specific days?!
Did you disclose your proper financial status and income level or you lied?!
Fraud is when you lie to receive funds and should be prosecuted and punished with severe jail terms
This borrowed funds comes from people's Retirement Savings Funds and Mutual investment.... Yet you take it and say they are preying on your weakness
. thing is you are referring to me where as I'm just explaining scenarios.. let's leave the bullshit of peoples retirement and benefits..I'm not saying it's good to take loans and not payback but they should be rules in place not to give out loans to people who can not pay that is where structure comes in.. no offices just shadow accounts where even staffs can be layer off at anytime.. if you as a company is okay with just sending out messages rather than actually retrieving your money then you don't plan on profiting at all... in all these they worst they can do is send messages to defaulters contact, where is the wisdom in that..have a structure do due diligence and kyc...they can't even submit details because they are not licensed..so they employ scare tactics rather than tackle the problem head on. Every human wants a loan but you are not to give all human loans. 1 Like |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by bluefilm: 1:26pm On Mar 30, 2022 |
malel1: Op u dont need to be afraid ,somebody collected loan ,used ur number as guarantor and u didnt sign any form as guarantor. that's not ur problem, pls be enjoying ur life . I don't even understand why loan companies will be disturbing someone that didn't sign any agreement with them for the load repayment. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Nobody: 1:28pm On Mar 30, 2022 |
samguru: Those loan companies have the worst business model.
Most of them will soon go under.
How can they lend without background checks and besides the interest rate is too high.
sit your friend down and have a conversation on how he intends to pay back.
As per the threat, guy relax your mind as they can neither arrest you nor loan taker. They are just doing shakara
The interest rate is high because they are giving loans without collateral...and since they have no collateral , in case the loan is not paid back, they cannot get their money back. It is also meant to discourage people who cannot afford the loan from taking it. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by ProftechStores(f): 1:28pm On Mar 30, 2022 |
Mooh247:
Nothing will happen you can also threaten them back that your Lawyers would contact them or drag them to court if they continue harrasing you for what you never consented to
As for your friend, quickly dissociate with him, and keep issuing out disclaimers whenever the loan company contacts you
When will Nigerians stop blaming loan companies and start blaming chronic loan defualters and debtors... It seems it is now cool to borrow funds without paying and simply blame the lending party
UK and US citizens enjoy Credit system and it makes their lives easier
*You need a new iPhone, you get it on credit contract... When you are tired of the device you sell to Africa
*You need a Car you get car loan, pay back monthly and sell off to Africa when you need a new one
*You have an Idea to moneytise or Cormercialise you get a start-up loan and begin a business.. you pay back and get more to expand your business
*You want to get educated, you get Students loan, get certified and qualified then start paying back
Nigerians and African Credit system
*You want to host a party (Marriage , Naming. Ceremony, Funeral) you tell lies to get a Loan and hope people spray you money to pay back
*You are jobless and want to pay bills you take loan
*You want to fvck Olosho you take loan
. This is nothing but the raw truth. I pray Nigeria change for good some day soon 1 Like 1 Share |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by pocohantas(f): 1:29pm On Mar 30, 2022 |
GloriousGbola:
That your holy holy calabar chick who got high and told you calabar prick is sweet
Na real wa sha
We are in the unregulated one chance
If betting companies don't get you, loan companies are waiting in the wings Lol. You remember her. She is the one in particular. Na for people wey them fit get sha. Nigeria is so hard, sometimes you don’t even know how to judge these issues. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by rajiedreez: 1:29pm On Mar 30, 2022 |
Guy forget it, they know they don't have a case and they'll never come to arrest u |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by MichaelSokoto(m): 1:30pm On Mar 30, 2022 |
hotwax:
He just sent the list to me when asked
Thanks God bless These are the loans I took 1, Flash cash 2000 2 credit care finance 15500 3 easy cash 32000 4 Deloan 34155 5 Imoney 29658 6 Ncash 19544 7 Bell loan 15000 8 coco loan 15000 9 easy moni 22652(3) 10 naira9ja 20000 11 x credit 25000 12 I love naira 11000 13 branch 22000 14 Icon 35000 15 Kash Kash 55000 16 Icredit 55000 17 Anyloan 69000 18 cash loan 9000 19 True naira 91000 20 africash 18000 21 UniCredit 14000 22 Nextcredid 27000 23 loan personal 27000 24 Cycle cash 42600 25 starloan 43900 26 gocash 36000 27 Mint loan 36000 28 Sokoloan 36000 29 procash 1600 30 Zuma cash 35000 31 cash sea 30000 32 loan naira 16000 33 suappy credit 16000 34 GGmoney 43000 35 cash credit 47000 36 U credit 43000 37 Sparkle naira 43000 38 Quick credit 57000 39 Naira land 57000 40 Gold naira 43000 41 Gold naira 43000 42 cash mall 58000 43 flash naira 2000
More than 40 lemme bookmark fes! 2 Likes 1 Share |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Tonytonex(m): 1:31pm On Mar 30, 2022 |
hotwax: This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.
Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.
The issue Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.
To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address. I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.
It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.
The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat. The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.
I am really in soup. How do I protect myself from these Loan Companies.
Ignorance is really bad. Did you signed any agreement with any fucking loan company? If anyone disturb you, you can sue them and collect money for their head. Get a good lawyer. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Nobody: 1:33pm On Mar 30, 2022 |
hotwax: This is a case of an incurable addiction. My friend is married, working with Federal Government (Level 7 officer), yet he impregnated 2 girls. 1 of them is a Unilag student and her parents are insisting she must not abort.
Despite all these romance scandals, he still hasn’t repented. When he sees a new lady, he will start behaving like he goat. He will lose concentration and start behaving in a funny way. He will not rest until he get the girl’s telephone number.
The issue Few weeks ago, I received messages from 2 Loan company threatening me to tell my friend to come and pay his loan or they arrest me. He submitted my number as guarantor without my consent. I called him to ask why. He said he was struggling to pay for his school fees. He is currently doing his Masters at UI.
To my dismay, Last Week, I got additional messages from 5 different Loan companies. My phone is clogged with many warning/threat messages from Loan companies. One of them even gave me 2 days before they come to my house. I don’t know how they got my address. I went to my friend’s house dragged him. Asked him to follow me to a nearby police station. He wants to ruin my life. He became sober. He started confessing. He even told me he is tired of life, he wants to commit suicide. Anxiously, I asked “What do you do with all these cash?” He claimed he spent it on his Masters program.
It was hard to believe, I kept pressing, he later confessed he actually spent the money on dates and hook-ups. Whenever he need to fck, he will just go online order for girls and look for a loan company and apply. He get the cash immediately. He also sponsored one of his girlfriends birthday by getting soko instant loan.
The final shocker of my life came when he mistakenly said “As I am now, 40 Loan companies are after my life. I am considering suicide sef”. It was as if somebody slapped me. I first thought he was joking. I asked “Are loan companies in Nigeria even up to 40?”. He answered “they are more than 300 sef”. Imagine, these mdfckin Loan companies where just disbursing cash to this idiat. The mdfckin didn’t know why I was looking dejected. He thought I was sad for him, he didn’t know I was scare of all the 40 Loan companies coming to threatening me later.
I am really in soup. How do I protect myself from these Loan Companies.
lol, laughed really hard after reading this. Your friend is the perfect definition of chop life! He doesn’t care about tomorrow. You don’t have to do anything, the loan companies never contacted you for approval to be his guarantor so next time they text you make it very clear to them never to text or call you again. Block them if possible, no one has the right to come after you. |
Re: My Womanizing Friend Took Loans From 40 Fast Loan Companies by Cutehector(m): 1:34pm On Mar 30, 2022 |
His problem |