₦airaland Forum

internationalman:
Nor be online 100k for dey be like small thing wey common among Nigeria citizens?

70% of the population nor even dey earn 100k but online them go dey mention million like 1k but if you look around you in real life, 70% of the citizens wey you go see na extremely poor people..

Na Nigerians live fake life pass for this life.

Mcslize:
Bro that's not true. You can make a living from Forex trading. Just get the knowledge from the right source. Most people issue is that they don't have access to the right information at the right time. From your tone, I believe you had gone into Forex before. But you got it all wrong. The issue is that you didn't get the proper knowledge of how Forex works before embarking on trading live.

I will still stand by my words. Forex is one of the best skills in the world. Lack of proper knowledge was what causes most people to fail in Forex. You don't need indicators to be profitable. Just having a proper price action skill and knowledge of how the market works, you will be made for life.

Have you heard of top down analysis? That's all you need to succeed. Forget indicators, fundamental news and the rest. You don't need all that. If you are still learning, I will advise you never to give up. You will surely reap the benefits at the end. It's something you can be learning at your spare time. Master the craft first before concluding Forex is bad.

And don't discourage others about Forex. It still remains one of the best skills ever that will allow you live the best of your life if only you put in the work.

Let me not say much!

Blessedmercy8:
Not your chick, was never your chick. In fact were cat and rat but I made an open apology to get you off my back. Here you are again doing the same old thing.

Grow up abeg

Doyou2019:
One dey the next compound. Na since 1.30am she woke everybody up with fresh curses on her husband wey dey unfortunate to have eaten the leftover wey remain for pot.

Eleribu Okunrin, Olofo, Olè ole. Okunrin alainialubarika, elebi, amunisepe ... etc nothing wey dis woman no talk o. She even yab am say manchi only dey drop 1k each day and still get gut to chop for house.

Omo, my man just kept quiet jejely to avoid this gbege from being a total cast, but na lie o. This mad woman just kept going on and long about how the poor guy could not take care of her and the kids..

It was terrible to watch.

tomtomastom4:
An early advice. You cant make a living out of forex trading. Better stop wasting you little resource and time.

tomtomastom4:
An early advice. You cant make a living out of forex trading. Better stop wasting you little resource and time.

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

StarGra:
Least I forget..I learnt since 2019...Stop this negative Advice..


Learn and Trade for yourself and don't invest.
With Prayer things would be better..

xxmoney15:
I've been learning since 2020. Why will u say?

There are people who have succeeded stop discouraging others

You can say it's a long term venture instead of ur negative comment

xxmoney15:
Guy u need to start learning skills or getting a better job.

My salary is 76k as a teacher but my living with 2 kids n my wife isn't working yet is a miracle. Just that as a physics teacher I do get private lessons, waec registration business.

Currently I'm learning forex seriously because I want to be in charge of my future. Rent is pH is not cheap, 300k for that matter.

But na God de run am for us

Mercury12:
Hmm men sha. All these sacrifices we made for families our reward is in heaven. These women still call men names and kids cleave to their mothers breast. They don't
even appreciate their father efforts

Tobaadis:
Hi guys!

Let me share my experience

I got married 8months ago with a monthly income of 110k in a private establishment in XYZ.

My wife works in an FG establishment in KD with a monthly income of 110k but on a compulsory contribution of 30k at her workplace. So she's left with about 63k after every deduction.

However, I managed two accommodations.
XYZ is 140k for a Year
While KD is 200k a year too



Compulsory Cooperative deduction of 10k monthly
A monthly contribution of 50k for 6 months (300k)
Sends 10k to my wife for GOTv sub
and PHCN(Buy power)
I fill gas once in 3months since she stays alone

So I manage 40k for TP and feeding for the months. Though I got raw foodstuffs from KD.

I just buy a few things to balance the meal. Before I forget cooking is my hubby.

Immediately after we got married we stock the house with foodstuffs worth 100k, aside other foodstuffs received from my family members to push us.

I paid my KD house rent this month from the cooperative. So am left with 100k to use to pay XYZ house which I will still add 40k to balance up.

In all these, my wife agreed to every one of our decisions and said she will be buying a few things to make the food since I come once a month and go back to XYZ.

May God bless every supportive wife.

ImaIma1:
Wow! Your budgeting is top notch, really commendable. And your wife is the "real mccoy". She's truly your right fit and an awesome person.

Everyone prays to earn well or to marry someone who does. But wherever you find yourself, you have to manage it and make the best of it.

reason1man:
Advice: Forex trade would ruin you, run leave am. Focus on more realistic ventures.

MrBroke:
Please don't waste your time, go and learn a skill rather, forex is somebody else's business, you will understand better if you continue

purejustice36:
Boss pls mention me when your heavenly blessed wife has put to bed
E get why

AfroKnight:
If you’re not my side chick then you can suck my d!ck.

I don’t have time for your likes. Earn some money and pay some bills then come back to audition with me as my side chick.

SageOfChelsea:
You dey try. I'm single and I earn 70k and yet I goa borrowing be4 27th of the month. I'm not getting married until I am earning 200k plus. And future wife must be earning 100k plus.

tomtomastom4:
An early advice. You cant make a living out of forex trading. Better stop wasting you little resource and time.

tomtomastom4:
E no easy brotherly. But am happy I have an understanding wife. She always tell me not to bow to pressure from anything or any one. If na one cloth I dey wear go wrk, as long as the cloth is neat, make I no send anybody.

I believe after birth, once shes up and doing, she will get a job to do to support our finance.

SerikiFulani:
95k that is not enough for me to smoke loud in a week is what someone is surviving on in a month in this country....That's about $160

And you still bringing a child to this world on that meagre salary? Shit....Are children achievements? How can a man be suffering himself like this

No wonder a nairalanders says he don't pity poor men anymore.
95k loud

You be chimney


Well everybody be millionaire for this nairaland.