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Living In The Uk-life Of An Immigrant (part 2) - Travel (791) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 2:57pm On Jan 03, 2023
tshoboy:

You’re too advanced


Even for my liking....... That's why when I kick my bucket....... I am donating my brain for science research........ It must not waste........ grin

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 2:59pm On Jan 03, 2023
tshoboy:

Not straightforward making a claim if you used PayPal. More info here https://www.moneysavingexpert.com/credit-cards/PayPal-Section75/


He should have made his claim via PayPal......... If nah to buy RL shirt/boxers now ........ Hìn be RL specialist...... grin
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:22pm On Jan 03, 2023
Lexusgs430:



Rule 1 -:

- Always read and understand any contract, because when you sign it, it's legally binding
- Never sign a contract under duress/desperation

Way 4ward -:

Speak to your estate agent and try renegotiating payment terms.......

One of two things would happen, it's either you get a section 21 or they renegotiate.........

In the interim, apply for a credit card, that would give you a breaching limit ( with 3 months minimum interest free period)..........

Why are you like this? cheesy

She's saying she can't afford 3 months rent upfront and you are advising her to get a money transfer card with 3 months interest free period and use that to pay for her rent ?

So what happens after 3 months when she can't pay the outstanding balance on the credit card ? Is that not how people are sucked into debt?

I come in peace. Happy new year bro wink
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:24pm On Jan 03, 2023
tshoboy:

Not straightforward making a claim if you used PayPal. More info here https://www.moneysavingexpert.com/credit-cards/PayPal-Section75/

That's the point I'm trying to make.

Section 75 doesn't fix everything.

My purchase was covered under section 75 but PayPal declined the claim undecided
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:26pm On Jan 03, 2023
Lexusgs430:



He should have made his claim via PayPal......... If nah to buy RL shirt/boxers now ........ Hìn be RL specialist...... grin

Why are you like this grin

I made the claim directly with PayPal. They contacted the retailer, did their "investigation" and came back to say the goods was delivered in perfect condition so my claim is declined undecided
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 3:26pm On Jan 03, 2023
Ralphlauren:


Why are you like this? cheesy

She's saying she can't afford 3 months rent upfront and you are advising her to get a money transfer card with 3 months interest free period and use that to pay for her rent ?

So what happens after 3 months when she can't pay the outstanding balance on the credit card ? Is that not how people are sucked into debt?

I come in peace. Happy new year bro wink


Compliments of the season........

I know you hate us mentioning credit cards ...... BUT.....

If she got a CC with 90 days interest free period, the money she took from the CC, would be paid in full, in 3 month's..........

Credit card or not, she is still obligated to pay that 3 month's rent, so she simply pays the rent money, back on her credit card ..........

Abi you have £2100 to loan her (interest free) ....... grin

6 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 3:29pm On Jan 03, 2023
Ralphlauren:


Why are you like this grin

I made the claim directly with PayPal. They contacted the retailer, did their "investigation" and came back to say the goods was delivered in perfect condition so my claim is declined undecided


I have never had a PayPal claim rejected ........ And I have had to make a few claims,in my short lifetime......
... cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:29pm On Jan 03, 2023
Lexusgs430:



Compliments of the season........

I know you hate us mentioning credit cards ...... BUT.....

If[b] she got a CC with 90 days interest free period, the money she took from the CC, would be paid in full, in 3 month's.[/b].........

Credit card or not, she is still obligated to pay that 3 month's rent, so she simply pays the rent money, back on her credit card ..........

Abi you have £2100 to loan her (interest free) ....... grin

She can't afford to pay her 3 months rent upfront, so how then will she be able to clear the balance on her card within 3months? cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 3:30pm On Jan 03, 2023
Ralphlauren:


Why are you like this grin

I made the claim directly with PayPal. They contacted the retailer, did their "investigation" and came back to say the goods was delivered in perfect condition so my claim is declined undecided


If you made the claim via PayPal, that's not a S75 claim....... That's PayPal's buyer protection claim ...... grin

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 3:32pm On Jan 03, 2023
Ralphlauren:


She can't afford to pay her 3 months rent upfront, so how then will she be able to clear the balance on her card within 3months? cheesy



She said she could not afford the lump payment, but could afford singular monthly payments........

What side of the bed,did you wake up from ........ cheesy

8 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Missposh: 3:32pm On Jan 03, 2023
Dear elders, abeg are there countries one can visit without a need to apply for visa as a student or tier 2 visa holder?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 4:00pm On Jan 03, 2023
Missposh:
Dear elders, abeg are there countries one can visit without a need to apply for visa as a student or tier 2 visa holder?
Ghana, Benin, Niger, Barbados and all visa free countries to Nigerians. (I assumed the person is a Nigerian passport holder).

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 4:03pm On Jan 03, 2023
hustla:


How much for the hostels and is it suitable for couples?

Yes, if you're into orgies and swinging. cheesy

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 4:09pm On Jan 03, 2023
Lexusgs430:



If you made the claim via PayPal, that's not a S75 claim....... That's PayPal's buyer protection claim ...... grin

I used PayPal credit which is supposed to give me the best of both worlds - section 75 and PayPal protection yet the claim was declined. undecided

The item cost about £1000

https://www.moneysavingexpert.com/credit-cards/PayPal-Section75/

I'm just making people aware that section 75 doesn't necessarily mean any claim you submit will be accepted by the credit card company. There's a process of back and forth involved which includes you contacting the retailer, the CC company contacting the retailer, and in some cases, the retailer can also contact you and your claim can still be declined. undecided

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Amarathripple0: 4:09pm On Jan 03, 2023
Missposh:
Dear elders, abeg are there countries one can visit without a need to apply for visa as a student or tier 2 visa holder?
https://www.visatraveler.com/blog/travel-countries-visa-free-with-uk-visa/

4 Likes 3 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 5:10pm On Jan 03, 2023
Any idea on what the interest rate would be if one decides to collect loan to buy a car. I understand it will be cheaper to get a loan and purchase the car than using car financing deals. I am currently seeing about 9% for the financing deals.

Also, will such loans affect lenders' decision to approve mortgage?
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 6:15pm On Jan 03, 2023
wonlasewonimi:


Yes, if you're into orgies and swinging. cheesy

grin cheesy cheesy cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 6:35pm On Jan 03, 2023
Goke7:


they are the ones, not us showing those pictures of Africa. Whether it's a [b]deliberate agenda [/b]is another discourse


The ones showing are probably as ignorant smiley
Re: Living In The Uk-life Of An Immigrant (part 2) by IvanCardozo: 6:38pm On Jan 03, 2023
Phil46:


Great tip!

Please, do you mind sharing how you scheduled and completed your travel to those 9 countries? Was it at once or on different occasions? And did you obtain any letter from your school international for the travel? I'm also new in the UK and would like to explore this option much later after settling down. Thanks


Did 5 countries at once during the summer.
Then 4 countries in September.

Please note this was a personal choice though, as I am a travel lover. grin grin. I only made sure to use Germany as the country through which I applied for the Schengen visa, as I figured a German visa would carry more weight on my passport than Lithuania or Finland for example. Whichever country you apply through, you can visit all other countries (27 I think) in the Schengen zone. so I chose to go with Germany. However, you can do 1 or 2 countries, it's strictly a personal choice. Another thing is to ensure you still have plenty of time for your study remaining, as it will show you have ties here and will definitely come back to your studies.


Yes I obtained a letter from the school. It's available on the student portal.

8 Likes 3 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by IvanCardozo: 6:39pm On Jan 03, 2023
meljoe:
Good morning,
How did you apply for US visa and how much is the visa fee ?


Through the website. Did the application and booked an appointment date.
Re: Living In The Uk-life Of An Immigrant (part 2) by IvanCardozo: 6:41pm On Jan 03, 2023
hustla:


How much for the hostels and is it suitable for couples?

Hostels are super cheap, depending on country and the hostel though. But they're also neat and comfy. The highest hostel I stayed was €18 per night.

For couples, Una fit stay ooo, but Una fit no dey able to palash sha grin grin. Except Una no send say person dey the room with Una. Thiuh some hostels have a bunk cover, where you can cover your portion of the bunk while inside.

2 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by Tier4Dependant: 6:41pm On Jan 03, 2023
Progressivegee:


You can ask here

Thanks for your response. I just read your previous posts.

I have found a company that is ready to sponsor me, can I get the sponsorship and apply for visa without my current employer having a knowledge of it. Or would the home office notify my current employer when I’m being assigned a new CoS.

Notice of termination for my present job is 4 weeks which I intend to give when I apply for a new visa or when my visa is out.

Can I send you a PM?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Meogom: 6:43pm On Jan 03, 2023
Meogom:
Will be driving on UK roads for the first time tomorrow, feeling kinda apprehensive, abeg any tips from the gurus?

My people, una do well o, thanks for all ur advice, drove 75 miles to and from work, made several wrong turns and some mistakes, but in all I'll give myself a pass mark. We go again tomorrow

14 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 6:54pm On Jan 03, 2023
IvanCardozo:


Hostels are super cheap, depending on country and the hostel though. But they're also neat and comfy. The highest hostel I stayed was €18 per night.

For couples, Una fit stay ooo, but Una fit no dey able to palash sha grin grin. Except Una no send say person dey the room with Una. Thiuh some hostels have a bunk cover, where you can cover your portion of the bunk while inside.


grin

Person go fit hold body for 48 hrs naw, haba. Life is not that hard grin
Re: Living In The Uk-life Of An Immigrant (part 2) by meljoe: 7:12pm On Jan 03, 2023
Please I need a reliable and trusted courier service that ships foodstuffs and items from Nigeria to Uk . Please if you know any , please drop number , WhatsApp number preferably . Thanks
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 7:38pm On Jan 03, 2023
Ralphlauren:


I used PayPal credit which is supposed to give me the best of both worlds - section 75 and PayPal protection yet the claim was declined. undecided

The item cost about £1000

https://www.moneysavingexpert.com/credit-cards/PayPal-Section75/

I'm just making people aware that section 75 doesn't necessarily mean any claim you submit will be accepted by the credit card company. There's a process of back and forth involved which includes you contacting the retailer, the CC company contacting the retailer, and in some cases, the retailer can also contact you and your claim can still be declined. undecided


Because they rejected your claim, at 1st attempt........ Does not mean you can't try again.......... Do you accept the 1st offer, from your insurance company, when making a claim......... cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by Phil46: 7:49pm On Jan 03, 2023
IvanCardozo:



Did 5 countries at once during the summer.
Then 4 countries in September.

Please note this was a personal choice though, as I am a travel lover. grin grin. I only made sure to use Germany as the country through which I applied for the Schengen visa, as I figured a German visa would carry more weight on my passport than Lithuania or Finland for example. Whichever country you apply through, you can visit all other countries (27 I think) in the Schengen zone. so I chose to go with Germany. However, you can do 1 or 2 countries, it's strictly a personal choice. Another thing is to ensure you still have plenty of time for your study remaining, as it will show you have ties here and will definitely come back to your studies.


Yes I obtained a letter from the school. It's available on the student portal.

Thanks Bro for the detailed response. Yes, Germany and France will be an option I will also explore as my primary destination and then visit other countries I could cover as time and budget allow. Thanks
Re: Living In The Uk-life Of An Immigrant (part 2) by pwettyhardey(f): 7:58pm On Jan 03, 2023
Good day everyone
Please has anyone or someone knows who has applied for visit visa and hasn’t gotten their passport in like 2 months? Please what’s the step they took?
My parents applied for visit visa and both went for biometric on 28/09/22. My dad got his passport delivered 30/10/22. I linked their application, as they were planning to come for holiday together But my mum hasn’t gotten hers, I have called and called and also emailed Tls. They keep saying I need to wait
And whenever I call from uk they said decision has been made, called last week and said they have reescalated and I should call back this Friday. Has anyone been in this shoe before?
Re: Living In The Uk-life Of An Immigrant (part 2) by Estroller: 8:14pm On Jan 03, 2023
Viruses:
Any idea on what the interest rate would be if one decides to collect loan to buy a car. I understand it will be cheaper to get a loan and purchase the car than using car financing deals. I am currently seeing about 9% for the financing deals.

Also, will such loans affect lenders' decision to approve mortgage?

The rate you'll get will be largely dependent on your individual circumstances, but should be lower than what you'll get with car finance options. You can check with your bank to have an idea of what rate you can get, you can also use platforms like money supermarket, totallymoney, clearscore etc to compare rates.
On your 2nd question, it will form part of your outgoings and it will be factored in when considering your affordability.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by IvanCardozo: 8:28pm On Jan 03, 2023
hustla:



grin

Person go fit hold body for 48 hrs naw, haba. Life is not that hard grin

What's a couple vacation without dendededen for the location?? grin angry grin

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Progressivegee: 9:41pm On Jan 03, 2023
Tier4Dependant:


Thanks for your response. I just read your previous posts.

I have found a company that is ready to sponsor me, can I get the sponsorship and apply for visa without my current employer having a knowledge of it. Or would the home office notify my current employer when I’m being assigned a new CoS.

Notice of termination for my present job is 4 weeks which I intend to give when I apply for a new visa or when my visa is out.

Can I send you a PM?


My former employer does not even have a clue whether I have a new job or whether I am still in the UK or not. Na only you and your new employer know your current status.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 9:44pm On Jan 03, 2023
IvanCardozo:


What's a couple vacation without dendededen for the location?? grin angry grin


You no dey tire......... Nah food ........ grin

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