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What I Intend To Do With 200k - Business - Nairaland

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What I Intend To Do With 200k by Peledonomy: 11:10pm On Jan 12, 2023
Hello guys, I need ur input here please.

So I am a primary school teacher earning 25k monthly. Mehn my salary finishes in 2 weeks, and the remaining 2 weeks, I survive by miracle (no jokes)

I am no longer comfortable with my finances so I want to get a loan of 200k to pay 40k every month for 6 months.

The problem is I have not decided yet on what to do with the money.


Should I get a second grade bike and start okada business? I have asked a lot of them in my area and most of them say it is lucrative.

Or should I use d money for affiliate marketing
Or Kdp publishing or e commerce.

I would appreciate contributions, insults, criticisms and jokes.


Thanks
Re: What I Intend To Do With 200k by yrhuhfy113: 11:25pm On Jan 12, 2023
Peledonomy:
Hello guys, I need ur input here please.

So I am a primary school teacher earning 25k monthly. Mehn my salary finishes in 2 weeks, and the remaining 2 weeks, I survive by miracle (no jokes)

I am no longer comfortable with my finances so I want to get a loan of 200k to pay 40k every month for 6 months.

The problem is I have not decided yet on what to do with the money.


Should I get a second grade bike and start okada business? I have asked a lot of them in my area and most of them say it is lucrative.

Or should I use d money for affiliate marketing
Or Kdp publishing or e commerce.

I would appreciate contributions, insults, criticisms and jokes.


Thanks

25k is less than minimum wage... haaa.. how have u been coping and taking care of family.

Anyway... why not use your data to learn web design from w3schools or sololearn.... you don't need 200k.

why not get a skill and upgrade your life without any cost.

then apply to another place of work and get a higher salary.

2 Likes

Re: What I Intend To Do With 200k by adebayo3449(m): 1:49am On Jan 13, 2023
yrhuhfy113:


25k is less than minimum wage... haaa.. how have u been coping and taking care of family.

Anyway... why not use your data to learn web design from w3schools or sololearn.... you don't need 200k.

why not get a skill and upgrade your life without any cost.

then apply to another place of work and get a higher salary.
Nice advice, but he can't learn web design on empty stomach.
He needs something that will start giving him more money first, he can be learning web development while on it.

1 Like

Re: What I Intend To Do With 200k by yrhuhfy113: 1:59am On Jan 13, 2023
adebayo3449:

Nice advice, but he can't learn web design on empty stomach.
He needs something that will start giving him more money first, he can be learning web development while on it.

See... I am offering to give him what will make him no longer hungry, you are here, you didnt give him anything but attacking me who is offering what I can offer.
Why are Nigerians so dark in their minds.


Oga help him with your own cash and move on with your life....
Re: What I Intend To Do With 200k by Peledonomy: 6:29am On Jan 13, 2023
yrhuhfy113:


25k is less than minimum wage... haaa.. how have u been coping and taking care of family.

Anyway... why not use your data to learn web design from w3schools or sololearn.... you don't need 200k.

why not get a skill and upgrade your life without any cost.

then apply to another place of work and get a higher salary.

I need a system for web design, but I don't have that
Re: What I Intend To Do With 200k by BabaCommander: 8:23am On Jan 13, 2023
Looks like the plan is not viable.
"Okada business" is not lucractic, it's a survival job. Look at folks that are into it for years..

Other plans are non starters because you do not have the finance to do it. You can't borrow to start learning a digital skill or start an only bussiness because you may need up to 6 - 12 months to really make it in any online business.

What you should do next is dependent on your location and past Xprience.
Can we know a little more about these?.
Re: What I Intend To Do With 200k by Peledonomy: 12:13pm On Jan 13, 2023
BabaCommander:
Looks like the plan is not viable.
"Okada business" is not lucractic, it's a survival job. Look at folks that are into it for years..

Other plans are non starters because you do not have the finance to do it. You can't borrow to start learning a digital skill or start an only bussiness because you may need up to 6 - 12 months to really make it in any online business.

What you should do next is dependent on your location and past Xprience.
Can we know a little more about these?.

I am in eket. I once worked as a security guard in one hotel b4 I switched to teaching.
Re: What I Intend To Do With 200k by adebayo3449(m): 4:21pm On Jan 13, 2023
yrhuhfy113:


See... I am offering to give him what will make him no longer hungry, you are here, you didnt give him anything but attacking me who is offering what I can offer.
Why are Nigerians so dark in their minds.


Oga help him with your own cash and move on with your life....
Ok sir
Re: What I Intend To Do With 200k by Prosperity4All: 7:30pm On Jan 13, 2023
Peledonomy:

Should I get a second grade bike and start okada business? I have asked a lot of them in my area and most of them say it is lucrative.
Or should I use d money for affiliate marketing
Or Kdp publishing or e commerce.
I would appreciate contributions, insults, criticisms and jokes.
Thanks

Transport is good to go. Return on your investment is immediate. But you need to be hands-on with repairs. Everything shouldn't wait for your mechanic.

Don't even think of any online business. You will need a huge advert budget to start seeing some returns yet you can't be certain.

All the best
Re: What I Intend To Do With 200k by RewardsNaija: 8:07pm On Jan 13, 2023
Maybe you can check this out

https://www.youtube.com/watch?v=8n4RiI-nUE8
Re: What I Intend To Do With 200k by BabaCommander: 9:06pm On Jan 13, 2023
Peledonomy:


I am in eket. I once worked as a security guard in one hotel b4 I switched to teaching.

I don't know much about your area. The problem is the issue of taking a loan from loan shark to start off.
It's a no, no. It will trap you in a circle of debt.. Please, don't do it.


Look for a way to source for money. You may need to be patieht, even if it takes a year or more.
Re: What I Intend To Do With 200k by udwise123: 9:18pm On Jan 13, 2023
Peledonomy:


I am in eket. I once worked as a security guard in one hotel b4 I switched to teaching.
wow what a small world .
I live in Eket.
I'm sure I know you

1 Like

Re: What I Intend To Do With 200k by Unburnt420: 9:27pm On Jan 13, 2023
Good to know you are in Eket op. I have a business proposal for you. I'm also in Eket so you are in good hands. Quote me if you need to know more.
Re: What I Intend To Do With 200k by Unburnt420: 9:32pm On Jan 13, 2023
Do I know you? If not, can I know you??

udwise123:
wow what a small world .
I live in Eket.
I'm sure I know you
Re: What I Intend To Do With 200k by udwise123: 10:40pm On Jan 13, 2023
Unburnt420:
Do I know you? If not, can I know you??

..
Re: What I Intend To Do With 200k by Unburnt420: 11:42pm On Jan 13, 2023
udwise123:
I live around silent zone
How/where can I reach you tomorrow?

Send me a mail with your contact details:
Re: What I Intend To Do With 200k by udwise123: 5:28am On Jan 14, 2023
Unburnt420:


Send me a mail with your contact details:

. DONE, takeoff your email
Re: What I Intend To Do With 200k by Chizillar1(m): 5:53am On Jan 14, 2023
Have a policy to belong to at least one Network marketing company. It's always a reoccurring income source that never dries. Use it as a source of your income. You never need to refer anybody to be earning.

Go with basic Package of N18k and your capital comes to you through their products and you continue with the business part of it.


My best choice presently is Faforlife


For more enquiry, call/Whatsapp 07033097160.

Re: What I Intend To Do With 200k by Peledonomy: 7:17am On Jan 14, 2023
Unburnt420:
Good to know you are in Eket op. I have a business proposal for you. I'm also in Eket so you are in good hands. Quote me if you need to know more.
I want to know more
Re: What I Intend To Do With 200k by Peledonomy: 10:13am On Jan 14, 2023
BabaCommander:


I don't know much about your area. The problem is the issue of taking a loan from loan shark to start off.
It's a no, no. It will trap you in a circle of debt.. Please, don't do it.


Look for a way to source for money. You may need to be patieht, even if it takes a year or more.

the job I'm doing is already a debt trap. B4 month end I'm already owing.
Re: What I Intend To Do With 200k by Unburnt420: 10:48am On Jan 14, 2023
Peledonomy:

I want to know more
Since the main aim is to maximise profit, I hope you won't feel too big to buy the business idea I'm about to share with you. Reason being that some Eketians ( ( male ) have this egoistic approach to things alot..
Re: What I Intend To Do With 200k by Kobicove(m): 8:52pm On Jan 14, 2023
Peledonomy:
Hello guys, I need ur input here please.

So I am a primary school teacher earning 25k monthly. Mehn my salary finishes in 2 weeks, and the remaining 2 weeks, I survive by miracle (no jokes)

I am no longer comfortable with my finances so I want to get a loan of 200k to pay 40k every month for 6 months.

The problem is I have not decided yet on what to do with the money.


Should I get a second grade bike and start okada business? I have asked a lot of them in my area and most of them say it is lucrative.

Or should I use d money for affiliate marketing
Or Kdp publishing or e commerce.

I would appreciate contributions, insults, criticisms and jokes.


Thanks

Taking a loan without have a well laid plan for the money is a recipe for disaster!

1 Like 1 Share

Re: What I Intend To Do With 200k by ecolime(m): 11:40pm On Jan 14, 2023
Why would even take a loan without an existing business idea? You might soon open another thread to cry about harassment from the Loan company.

Nigerians never cease to amze me.
Re: What I Intend To Do With 200k by Peledonomy: 7:00am On Jan 15, 2023
ecolime:
Why would even take a loan without an existing business idea? You might soon open another thread to cry about harassment from the Loan company.

Nigerians never cease to amze me.

Thank you sir. Give me a business idea
Re: What I Intend To Do With 200k by Yomit71(m): 7:37am On Jan 15, 2023
yrhuhfy113:


25k is less than minimum wage... haaa.. how have u been coping and taking care of family.

Anyway... why not use your data to learn web design from w3schools or sololearn.... you don't need 200k.

why not get a skill and upgrade your life without any cost.

then apply to another place of work and get a higher salary.
Please if I learn web design how will I get paid
Re: What I Intend To Do With 200k by Mrklemo(m): 10:59am On Jan 15, 2023
yrhuhfy113:


See... I am offering to give him what will make him no longer hungry, you are here, you didnt give him anything but attacking me who is offering what I can offer.
Why are Nigerians so dark in their minds.


Oga help him with your own cash and move on with your life....

Goodmorning... I am interested in learning the web development.. How do i connect with you.
Thanks
Re: What I Intend To Do With 200k by Mrklemo(m): 11:02am On Jan 15, 2023
Unburnt420:

Since the main aim is to maximise profit, I hope you won't feel too big to buy the business idea I'm about to share with you. Reason being that some Eketians ( ( male ) have this egoistic approach to things alot..


I am in uyo.. Can i tap into this biz plan?
Re: What I Intend To Do With 200k by yrhuhfy113: 7:42pm On Jan 15, 2023
Mrklemo:


Goodmorning... I am interested in learning the web development.. How do i connect with you.
Thanks

ok boss... pls visit W3SCHOOLS.. com and from there you can learn everything... or you go to SOLOLEARN... or use YOUTUBE

1 Like

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