₦airaland Forum

Hmmmmmm!

thesicilian:
Everyday in the life of a poor man is a hustle story

even rich men hustle everyday too just that their own hustle is with a lesser tension due to the fact that they already have jumbo sum chilling in their accounts.

I do. But not yet time to put it out for people to read and learn one or two things because I'm not there yet.

GorillaApp:
@Rubyjade.
It was easy for you because you were living in your parents house( no rent).
Almost free transportation to work.
And I'm certain you are a lady.( Don't get me wrong though, a lot of door open for ladies and lots of freebies too).

Most persons didn't have these kinds of advantages to act as a cushion

u sabi

Imagine saving 20k from 50k salary

She didn’t even mention that sometimes her parents add for her or uncles or boyfriend too

All these motivational stories no dey move me cos they won’t tell u what really happened

It reminds me of when our friend bought his car n wanted to form motivational speaker, na so our guy remind am say make e no forget how him siblings abroad contributed huge money for him n how he had less than 500k for a car of over 2million

nakamoraa:
Oga please be calming down with this your illusional motivational write ups.

You made 450k + 50k in 2 years

In 4 years you would probably made

1,000,000
How on earth can you buy two laptops, a land and car with 1 million??


Ibu onye oshi

Motivational speakers avoid me this year biko.

I no know say u self see am

Rubyjade:
My first salary was 50k as a customer service rep.

I took the job hoping that I could save some money for my masters or wait till I get a job with my dream company.

Three months into starting work,

Someone from head office mentioned a coperative program where you could save money.

So I decided to remove 20k from my salary for saving every month and signed a direct debit and no access to the account in the first three months.

Every other month I worked to get additional bonuses to urgumemt my new lifestyle.

As a squatter in my parents house, i still had to pay bills like DStv & Nepa bills which was about 7k. (5k Nepa and 2k Dstv).

And then when salary increased to 70k, i started doing Ajo of 20k again.

Some of the things that helped me was the staff bus and free airtime. This meant I spent close to nothing on transport while my office was only #200 to and fro work for days were bus was not availabe.

At the end of two years, I had accumulated about 450k plus interest in dividend which amounted to about 50k.

I took that 50k and bought a masters form in Unilag and got an admission.

I had planned to use the remaining money to fund my school fees but my shift job wouldn't allow me attend school full time, so I deffered.

At the end of my first four years I had bought two brand new laptops twice, two televisions, a land in Sango Ota and one naija used car that I used to learn how to drive.

All these on a salary of 50k - 70k, all things been equal.

So it baffles me, when you say that you don't have money to save because you are only lying to your self and not me.

To build a culture of saving, You have to be

👉 Intentional: This is identifying you have to take steps to making yourself disciplined.

That is why you have apps like Microvestng available on your play store and iOS store to help you when you sign up to get started just like i did with the cooperative.

👉 Take advantage of direct debit or automated savings. Our automated savings feature allows you to directly debit my account just like I did with the cooperative.

👉 Take advantage of returns; After my cooperative in the cooperative, I was paid returns in December and felt like a king 👑 and with apps like Microvest you earn on your money while saving. Yes, you can get up to 20% P.A.

This is why I love what we do with Microvest.

P.S Do you have your hustle story, let me here in the comment section 👇

swear say this story na true

U live with your parents and u eat free food


Why won't u save

Bought land in sango ota with 20k savings??

Abeg a wan buy 1hectare

Rubyjade:
My first salary was 50k as a customer service rep.

I took the job hoping that I could save some money for my masters or wait till I get a job with my dream company.

Three months into starting work,

Someone from head office mentioned a coperative program where you could save money.

So I decided to remove 20k from my salary for saving every month and signed a direct debit and no access to the account in the first three months.

Every other month I worked to get additional bonuses to urgumemt my new lifestyle.

As a squatter in my parents house, i still had to pay bills like DStv & Nepa bills which was about 7k. (5k Nepa and 2k Dstv).

And then when salary increased to 70k, i started doing Ajo of 20k again.

Some of the things that helped me was the staff bus and free airtime. This meant I spent close to nothing on transport while my office was only #200 to and fro work for days were bus was not availabe.

At the end of two years, I had accumulated about 450k plus interest in dividend which amounted to about 50k.

I took that 50k and bought a masters form in Unilag and got an admission.

I had planned to use the remaining money to fund my school fees but my shift job wouldn't allow me attend school full time, so I deffered.

At the end of my first four years I had bought two brand new laptops twice, two televisions, a land in Sango Ota and one naija used car that I used to learn how to drive.

All these on a salary of 50k - 70k, all things been equal.

So it baffles me, when you say that you don't have money to save because you are only lying to your self and not me.

To build a culture of saving, You have to be

👉 Intentional: This is identifying you have to take steps to making yourself disciplined.

That is why you have apps like Microvestng available on your play store and iOS store to help you when you sign up to get started just like i did with the cooperative.

👉 Take advantage of direct debit or automated savings. Our automated savings feature allows you to directly debit my account just like I did with the cooperative.

👉 Take advantage of returns; After my cooperative in the cooperative, I was paid returns in December and felt like a king 👑 and with apps like Microvest you earn on your money while saving. Yes, you can get up to 20% P.A.

This is why I love what we do with Microvest.

P.S Do you have your hustle story, let me here in the comment section 👇

as of present nigeria I can't tie my naira in savings account when naira is loosing value by the day

priapus:
Wowe, your story is similar to mine.
2008, I graduated from university, (B.Eng)
Picked up a job as a home lesson teacher for 5k pee month.
2009/2010. Went for NYSC somewhere in the southern part of Nigeria.
While in service I learnt how to drive heavy duty trucks.
After service I moved to kogi, lokoja, and started hustle real time moving goods from kogi to Abuja.
Got a huge supply Gig from a popular firm that was supposed to make me get my first millions.
Did the supplies, company paid to my uncle's company which I used to bid for the job, was squatting in his house)
Money enter voice mail as my uncle cleared the money without giving me a dime.

Left kogi state after I got a job as a CS rep for 40k 2012/2013. Just to get a feel of how it's like working in a cooperate world.
Resigned 2013 to start my own agro allied processing company.
Hit my first million in 2015 and since then , I have not looked back.

I don forget where my certificate even dey.

Lesson: Dignity in labor

OGA your hustle story is touching ooo since you owned your company I would love to work with you ooo i seriously in need of a Job Sir

Rubyjade:
My first salary was 50k as a customer service rep.

I took the job hoping that I could save some money for my masters or wait till I get a job with my dream company.

Three months into starting work,

Someone from head office mentioned a coperative program where you could save money.

So I decided to remove 20k from my salary for saving every month and signed a direct debit and no access to the account in the first three months.

Every other month I worked to get additional bonuses to urgumemt my new lifestyle.

As a squatter in my parents house, i still had to pay bills like DStv & Nepa bills which was about 7k. (5k Nepa and 2k Dstv).

And then when salary increased to 70k, i started doing Ajo of 20k again.

Some of the things that helped me was the staff bus and free airtime. This meant I spent close to nothing on transport while my office was only #200 to and fro work for days were bus was not availabe.

At the end of two years, I had accumulated about 450k plus interest in dividend which amounted to about 50k.

I took that 50k and bought a masters form in Unilag and got an admission.

I had planned to use the remaining money to fund my school fees but my shift job wouldn't allow me attend school full time, so I deffered.

At the end of my first four years I had bought two brand new laptops twice, two televisions, a land in Sango Ota and one naija used car that I used to learn how to drive.

All these on a salary of 50k - 70k, all things been equal.

So it baffles me, when you say that you don't have money to save because you are only lying to your self and not me.

To build a culture of saving, You have to be

👉 Intentional: This is identifying you have to take steps to making yourself disciplined.

That is why you have apps like Microvestng available on your play store and iOS store to help you when you sign up to get started just like i did with the cooperative.

👉 Take advantage of direct debit or automated savings. Our automated savings feature allows you to directly debit my account just like I did with the cooperative.

👉 Take advantage of returns; After my cooperative in the cooperative, I was paid returns in December and felt like a king 👑 and with apps like Microvest you earn on your money while saving. Yes, you can get up to 20% P.A.

This is why I love what we do with Microvest.

P.S Do you have your hustle story, let me here in the comment section 👇

u did not mention what u hv been getting from ur admirers

Nothing wen una go talk wen go motivate me again for this life as long as am in Nigeria.

Rubyjade:
My first salary was 50k as a customer service rep.

I took the job hoping that I could save some money for my masters or wait till I get a job with my dream company.

Three months into starting work,

Someone from head office mentioned a coperative program where you could save money.

So I decided to remove 20k from my salary for saving every month and signed a direct debit and no access to the account in the first three months.

Every other month I worked to get additional bonuses to urgumemt my new lifestyle.

As a squatter in my parents house, i still had to pay bills like DStv & Nepa bills which was about 7k. (5k Nepa and 2k Dstv).

And then when salary increased to 70k, i started doing Ajo of 20k again.

Some of the things that helped me was the staff bus and free airtime. This meant I spent close to nothing on transport while my office was only #200 to and fro work for days were bus was not availabe.

At the end of two years, I had accumulated about 450k plus interest in dividend which amounted to about 50k.

I took that 50k and bought a masters form in Unilag and got an admission.

I had planned to use the remaining money to fund my school fees but my shift job wouldn't allow me attend school full time, so I deffered.

At the end of my first four years I had bought two brand new laptops twice, two televisions, a land in Sango Ota and one naija used car that I used to learn how to drive.

All these on a salary of 50k - 70k, all things been equal.

So it baffles me, when you say that you don't have money to save because you are only lying to your self and not me.

To build a culture of saving, You have to be

👉 Intentional: This is identifying you have to take steps to making yourself disciplined.

That is why you have apps like Microvestng available on your play store and iOS store to help you when you sign up to get started just like i did with the cooperative.

👉 Take advantage of direct debit or automated savings. Our automated savings feature allows you to directly debit my account just like I did with the cooperative.

👉 Take advantage of returns; After my cooperative in the cooperative, I was paid returns in December and felt like a king 👑 and with apps like Microvest you earn on your money while saving. Yes, you can get up to 20% P.A.

This is why I love what we do with Microvest.

P.S Do you have your hustle story, let me here in the comment section 👇

Not everyone is fortunate to have some factors that worked for you like:

Living in your parent's house

Enjoying free airtime and transport

Cheap tfare from house to work

So , don't critize others cos what works for you might not work for them

OP, you can make this type of
mouth and also save when you don't
pay rent, probably don't feed yourself
or others and aren't responsible
for any other person😕😕😕

50k means 600k/ annum. If you were
feeding yourself 15k/ month (175k/yr),
rent 150k, that's already 325k out of
600k. By the time you remove electricity
say, 50k/ yr, transportation etc, youll
probably be left with nothing.


Thank God for your situation,
Many Nigerian youths are not that lucky.

When I was in my final year, I was so afraid of graduating because I didn't know what I could do with my life after school, but after finishing I couldn't graduate from school immediately,
because of some private matters so I decided to learning graphix design, from there I learnt printing, then I learnt signages

Today I have my own printing press and 3d signage company

I will be going to my nysc this year but atleast after I comeback I am not scared anymore cause I am ready for what's coming

Hussle is just to get one busy. Real success comes from God's blessings and favour.

😂😂😂😂🤣🤣🤣🤣

Saving money is good. When I got my Visa to travel, if I hadn't been saving money, how would have gotten money to book my flight ticket and other things?


When I'm less busy, I'll come back to give you guys a well detailed story!

Allisgud:
as of present nigeria I can't tie my naira in savings account when naira is loosing value by the day

What's the way forward on this please?

I did saving account in the hope that I'll be saving ten ten thousand naira every month, yet they are still deducting my money for sms (#50) every month. Meanwhile, I didn't collect any ATM for the said account o.

Please how can I save and in return my money will continue growing?

buygala:
I am sure some persons here have stolen, or even killed while "hustling"


But somehow, we all have been law abiding all through our wretchedness..


Now we are all motivational speakers who saved 100k per month out of our 30k monthly salary

I am sure it will be quite a spectacle if God plays on public billboard some of the nasty things most of us have done to get to where we are or where we want to be.

Hahahhahahaha

nakamoraa:
Oga please be calming down with this your illusional motivational write ups.

You made 450k + 50k in 2 years

In 4 years you would probably made

1,000,000
How on earth can you buy two laptops, a land and car with 1 million??


Ibu onye oshi

Motivational speakers avoid me this year biko.

Anything is easy if you have cookie

Mummyimbecile:
Saving money is good. When I got my Visa to travel, if I hadn't been saving money, how would have gotten money to book my flight ticket and other things?


When I'm less busy, I'll come back to give you guys a well detailed story!

We dey wait

I fired my boss and started my own business and today I am greatful for where I have been.
I have been unemployed, underemployed, employed and self employed. I will choose the latter every day, any day and all day infact I use to feel I wasted 7yrs working and waiting to get employed. If I had knew what I knew 7yrs ago, Dangote go dey learn for where I dey.

Yes one day I drew two circle light and a hump and a logo and it became Mercedes Benz

Rubyjade:
My first salary was 50k as a customer service rep.

I took the job hoping that I could save some money for my masters or wait till I get a job with my dream company.

Three months into starting work,

Someone from head office mentioned a coperative program where you could save money.

So I decided to remove 20k from my salary for saving every month and signed a direct debit and no access to the account in the first three months.

Every other month I worked to get additional bonuses to urgumemt my new lifestyle.

As a squatter in my parents house, i still had to pay bills like DStv & Nepa bills which was about 7k. (5k Nepa and 2k Dstv).

And then when salary increased to 70k, i started doing Ajo of 20k again.

Some of the things that helped me was the staff bus and free airtime. This meant I spent close to nothing on transport while my office was only #200 to and fro work for days were bus was not availabe.

At the end of two years, I had accumulated about 450k plus interest in dividend which amounted to about 50k.

I took that 50k and bought a masters form in Unilag and got an admission.

I had planned to use the remaining money to fund my school fees but my shift job wouldn't allow me attend school full time, so I deffered.

At the end of my first four years I had bought two brand new laptops twice, two televisions, a land in Sango Ota and one naija used car that I used to learn how to drive.

All these on a salary of 50k - 70k, all things been equal.

So it baffles me, when you say that you don't have money to save because you are only lying to your self and not me.

To build a culture of saving, You have to be

👉 Intentional: This is identifying you have to take steps to making yourself disciplined.

That is why you have apps like Microvestng available on your play store and iOS store to help you when you sign up to get started just like i did with the cooperative.

👉 Take advantage of direct debit or automated savings. Our automated savings feature allows you to directly debit my account just like I did with the cooperative.

👉 Take advantage of returns; After my cooperative in the cooperative, I was paid returns in December and felt like a king 👑 and with apps like Microvest you earn on your money while saving. Yes, you can get up to 20% P.A.

This is why I love what we do with Microvest.

P.S Do you have your hustle story, let me here in the comment section 👇

you've said it all when you mentioned you're squatting with your parents,free bus,free call card and I'm very sure,free foods as well.

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Irupetepete:
I immediately know this was an advert... Though not feasible but hardly possible with that salary

Bros it’s possible depending on the kind of hustles you do. I once used to save all my salary as contribution back then while I rely on hustles for upkeep and bills

DlegendofGarden:
Hussle is just to get one busy. Real income comes from God's blessings and favour.

You deserve a bottle of chilled Gulder

77star:
What's the way forward on this please?

I did saving account in the hope that I'll be saving ten ten thousand naira every month, yet they are still deducting my money for sms (#50) every month. Meanwhile, I didn't collect any ATM for the said account o.

Please how can I save and in return my money will continue growing?

just have a domiciliary account save in dollars

Allisgud:
just have a domiciliary account save in dollars

Please how could I get this done as I only have savings account in naira, or are they going to just transform it into dollar account?

Please, I await your response, thank you.