feldido:
I was also debited of 146k from same NMFB.
Though I received the loan then.

.....pls which month were you debited...was it this year or last year...

Okortor:
Calm down, it's no big deal, do add a screenshot of the debit received for proper guidance as regards, however;

They haven't been any approval or implementation by the Apex bank (CBN) which gives any Bank of financial institution the right to debit anyone's Account with another bank.

The issue I see here is, your cheque with first bank was tendered as a collateral measure to access a loan in form of you being a guarantor which only by that, can any financial institution tender such cheque in a case of clients loan default. And if your account wasn't funded as at that time, it would have been a bounce cheque (dud cheque) which is equivalent to a criminal offense.

So have a rethink who you dropped your cheque with and confirm from your cheque leaflet and if that be the case, much money can never be reversed nor returned by the bank!

Have you heard of Global Standing Instruction introduced by CBN 2 years ago?

Buddha3:
OP, you're a patriotic Nigerian.

The government needs your contributions towards the actualization of the palliative scheme for the masses.

Nigerians will never forget your sacrifice in these trying times..

Aahh, ejor ooo. This one na over sacrifice ooo.

You have paid your part of the money Nigeria is owing China.

zoghys:


Aahh, ejor ooo. This one na over sacrifice ooo.

Not really.

It's just the right measure of sacrifice.

OP will be listed and recognised amongst philanthropists like Arthur Eze, Alike Dangote, etc..

Go to your bank not online you will loose more if you give out ur BVN

Either you collected the covid 19 funds or someone took it on your behalf

juliguy4real:
This evening I was debited by nmfb 201,773.38 which I don't have anything to do with them...

I don't have account with them nor have any loan collected from them....

Pls you people should help me out ooo.201,773.38 is not small money...them debit me through my first bank account....

I did not collect or apply for any loan with your bank oooo...I was my money back ooooo.......

Simply reach out to them to hear their side of the story.
But if not properly resolved then proceed to the regulatory body the CBN and your money will be refunded in a twinkle of an eye.

Lightened:
My brother... remove your money from that account asap. It's a money or let me say loan you applied for in year 2020...One covid household loan. We were ignorantly told issa grant then, never knowing they are going to demand their money back.

Nobody told you it was a grant. You only believed what you wanted to believe. It was specifically stated that it was loan with a very low interest rate (5% instead of the default 9% with a six months moratorium period).

Okortor:
Lol, mumu show proof as regards? Or are you referring to the GSI( GLOBAL STANDING INSTRUCTION) that was circulated in Aug 2022? It was only circulated but not implemented. Calm down and learm from your elders.

It was spelt out clearly in the terms and conditions that, the GSI wil be activated once the time for the repayment of the loan elapses, guess it has elapsed and they have activated it. Same happened to a friend's mum. NIRSAL have started recovering their money.

Okortor:
Calm down, it's no big deal, do add a screenshot of the debit received for proper guidance as regards, however;

They haven't been any approval or implementation by the Apex bank (CBN) which gives any Bank of financial institution the right to debit anyone's Account with another bank.

The issue I see here is, your cheque with first bank was tendered as a collateral measure to access a loan in form of you being a guarantor which only by that, can any financial institution tender such cheque in a case of clients loan default. And if your account wasn't funded as at that time, it would have been a bounce cheque (dud cheque) which is equivalent to a criminal offense.

So have a rethink who you dropped your cheque with and confirm from your cheque leaflet and if that be the case, much money can never be reversed nor returned by the bank!

Op this makes sense.

Modified:

Is the GSI implemented?
Those who received the nmfb loan should come and tell us if they have been debited.

Go to your bank and complain instead.

feldido:
I was also debited of 146k from same NMFB.
Though I received the loan then.

Like how much did you receive?

feldido:
I was also debited of 146k from same NMFB.
Though I received the loan then.

Abeg When?

A God. I collected 180k but i gave my sister that time because i didn't need it. Though she had started paying 8500 monthly. She started last month.

Abeg, let me enter bank tomorrow and withdraw my savings.

Sonofthemoon:
I had same issue too but I resolved it by reaching out to them
You should do same or reach me via DM or drop your phone number

Ole!

hayjayman:
They have probably used your account to get Federal Government loan.. Abi nmfb Don dey collect their money back ni?

If his account was used to get the loan, don't you think that he received the alert by himself.. but it was obvious he didn't receive any

Lol.
Igba wo ni maku o ni ku. One way or the other, dem go collect their money. I will advise you to deposit like a quarter 🌛 f the repayment at first, so that it will be easier on you. Don't wait for your sister's monthly repayment to yiu

rezzy:


Abeg When?

A God. I collected 180k but i gave my sister that time because i didn't need it. Though she had started paying 8500 monthly. She started last month.

Abeg, let me enter bank tomorrow and withdraw my savings.

Vabasi:


Op this makes sense.

Modified:

Is the GSI implemented?
Those who received the nmfb loan should come and tell us if they have been debited.

I have received a text with a warning to come and pay my loan or they will recover it by any means. Fear catch me because this period, i am very broke. I don't know what to do.

I got that loan 2020 November. When will it be due... I suppose it was 3 years after, i will start paying?

I need advise, should i go to the bank and tell them to allow me be paying 5k monthly until anytime i finish paying... Will they accept? I don't want them to chop off such huge chunk from. Me at once.

The most painful thing... My cousin brother scam me and collect that money from me over a business transaction. The thing pain me then

rezzy:


Abeg When?

A God. I collected 180k but i gave my sister that time because i didn't need it. Though she had started paying 8500 monthly. She started last month.

Abeg, let me enter bank tomorrow and withdraw my savings.

When did you get the loan?

rezzy:


Abeg When?

A God. I collected 180k but i gave my sister that time because i didn't need it. Though she had started paying 8500 monthly. She started last month.

Abeg, let me enter bank tomorrow and withdraw my savings.

So you don't plan to use any bank account ever again?

Buddha3:


Not really.

It's just the right measure of sacrifice.

OP will be listed and recognised amongst philanthropists like Arthur Eze, Alike Dangote, etc..

iHateFraudsters:


Very cheap scammer.

Every little thing, contact me on WhatsApp.

That's the way they rope in their victims.

Go to tiktok now and see wonders.
Because they know that an average Nigerian want to become a scammer or yahoo boy ,they now come up with their UPDATES but at the end na to FOLLOW THE LINK ON MY BIO FOR MORE INFO you go de hear .
Las las Person wey wn learn scamming WILL BE SCAMMED.
Hahahahaha
This country eh.
I thank God why create me as human being but you see that angel wey direct me come Nigeria eh, make that day reach me and am go settle ourselves.

clinician2x:


Hahaha the OP don quiet. Lol

Of course he won't answer it cos he knows it's true , he actually benefited from the Covid-19 loan

TERMlNATOR:
It might be an error

Not an error

They have started collecting their money they loan out during covid 19 and I was debited also

Someone probably opened NMFB account on your behalf, and recieved the fund. This is exactly what happened to me.

About two years ago I got an SMS for account opening containing account number with NMFB. I didn't bother since I never applied for it. Two days after, I received credit alert of 200k plus, I still didn't bother and the next day to this credit alert I received a debit alert of all the fund, I just considered it scammer at work.

Months later when I found out about NMFB I sent them message and they requested for my BVN I refused to give them and I didn't hear from them again until June last month when they sent me a message telling me to repay back loan given to me or they will recover it from my other bank account. I was very angry and wanted to go to their office but first I had to withdraw all the money in my account.

Next is to go to their office.

juliguy4real:
This evening I was debited by nmfb 201,773.38 which I don't have anything to do with them...

I don't have account with them nor have any loan collected from them....

Pls you people should help me out ooo.201,773.38 is not small money...them debit me through my first bank account....

I did not collect or apply for any loan with your bank oooo...I was my money back ooooo.......

person don use you collect loan

remigiusizunna:

Go to tiktok now and see wonders.
Because they know that an average Nigerian want to become a scammer or yahoo boy ,they now come up with their UPDATES but at the end na to FOLLOW THE LINK ON MY BIO FOR MORE INFO you go de hear .
Las las Person wey wn learn scamming WILL BE SCAMMED.
Hahahahaha
This country eh.
I thank God why create me as human being but you see that angel wey direct me come Nigeria eh, make that day reach me and am go settle ourselves.

lhurd:

If you received any "federal government grant/loan" this could be them recollecting it.

Lol those guys that year feel say they were smart to get the money. Some self were hiding the updates. One guy in my area got 300, him papa 300 mama 250. Now egungun don enter express

fados4sure:

Not an error

They have started collecting their money they loan out during covid 19 and I was debited also

Hahaha 😆 😆 😆 chaiii Nigeria oo.

ify84:


When did you get the loan?

Covid year 2020

Itsrm:


So you don't plan to use any bank account ever again?

I didn't use the money, my sister did. She has started paying.

Lightened:
My brother... remove your money from that account asap. It's a money or let me say loan you applied for in year 2020...One covid household loan. We were ignorantly told issa grant then, never knowing they are going to demand their money back.

They never told u is a grant ooh.

is COVID-19 LOAN they said.

the only grant was COVID-19 survival grant 30k for 3 months.

if u can collect loan, try nd pay back.