mayo47:
....

no issue at all. I have returned with passport with 1 week validity. As long as it is valid even for 1 day it is to be used.

Lexusgs430:



Who are those doing the advising........ 🤣😂

My score with almost 20 credit cards........😜💰

You sure you not giving too much away on a nameless and faceless forum?
Your first name was not pixelated or obscured in this picture oh…

Lexusgs430:


- Excessive credit utilisation
- More credit searches
- Hard searches (Elfin conducts a hard search afterwards)..... Soft search for application, then hard search if you want their card..........

I am vexing for Elfin.
When I-registered my details, they pre-approved me for £2k .
When I clicked to go ahead, they performed a HARD CREDIT SEARCH on my fragile credit record.

Then they approved a miserly £800 credit for me.
Wetin I wan carry £800 do? Shey na to buy bobo juice for my girlfriend’s son?

Newbie123:


Abeg who wan help me with advice abeg

Request for your deposit from the deposit scheme, they will reply almost immediately.

Know anyone that has applied for the Innovation Founder Visa??

giselle237:
Go to the deposit scheme… I am sure you were sent online details. Dispute it there and claim back everything and so the process will be kickstarted.
Dont ask for any receipt nor go to the agency. The deposit should be with a scheme. Go to the scheme and start with the claim to get all you deposit back. You will kickstart the process. Don’t agree to anything as you will shoot yourself in this way . If it gets to adjudication the team will still judge it wisely
Mine wanted to deduct 1k for extravagant charges they got only 60 pounds after the long process of adjudication. The scheme would handle it all free of charge. Total process took about 2 months

That was the mistake I made, willing to part with £200 and asking for balance however the greedy landlord wanted all so I disputed all their claims. Adjudicator commended me for being fair and requested my deposit to be refunded without any contest

babajeje123:

That was the mistake I made, willing to part with £200 and asking for balance however the greedy landlord wanted all so I disputed all their claims. Adjudicator commended me for being fair and requested my deposit to be refunded without any contest

Alot of people make that mistake. Working with emotions. If you didn’t accept that £200 in the 1st instance , you would have received everything back as they would need to prove beyond reasonable doubt that it was caused by you and so many other factors
Even if it was caused by you, you will not be expected to pay reparations as if it’s a brand new item or house.. the adjudicator takes everything into consideration .

KOVIC19COVID20:


You sure you not giving too much away on a nameless and faceless forum?
Your first name was not pixelated or obscured in this picture oh…

Nobody can use my details....... Do you know how many Oyedeji's dey this world......... 😜🤣

The details wey the scammer go require, still plenty...... And chances exist, I already have an account with the lender they engage.......... 😜🤣

Experian would also nofity users of credit searches....... So how the scammer wan take do am......😜

hustla:




I like Amex

Will just wait for them to increase my limit

You can request a limit increase........ I am not loyal....... 😁

KOVIC19COVID20:



I am vexing for Elfin.
When I-registered my details, they pre-approved me for £2k .
When I clicked to go ahead, they performed a HARD CREDIT SEARCH on my fragile credit record.

Then they approved a miserly £800 credit for me.
Wetin I wan carry £800 do? Shey na to buy bobo juice for my girlfriend’s son?

Be good with that £800, it would soon become £8000....... Or make I give you from the £2K they offered me......... 🤣😜

KOVIC19COVID20:



I am vexing for Elfin.
When I-registered my details, they pre-approved me for £2k .
When I clicked to go ahead, they performed a HARD CREDIT SEARCH on my fragile credit record.

Then they approved a miserly £800 credit for me.
Wetin I wan carry £800 do? Shey na to buy bobo juice for my girlfriend’s son?

I won't tell your wife....... 🤣😜

babajeje123:

That was the mistake I made, willing to part with £200 and asking for balance however the greedy landlord wanted all so I disputed all their claims. Adjudicator commended me for being fair and requested my deposit to be refunded without any contest

You people are very lucky with this deposit scheme........ A few years ago, this scheme did not exist..........

Landlord's just dey sit on people's deposit dey go....... Once you pay a deposit, you use it for last month rent (otherwise otilo).......... 🤣😁

hustla:


Can I get another one from Amex?

... And what if I use one and don't use the other

Try your luck!

I have 2 diff Amex cards (british amex & platinum cash back)

I had the british one initially, then I applied for the platinum cash back & they gave me 2k.

Elfin sef did me well recently with 2k.

bigtt76:
You haf started eh Make person nor con drag you today oooo

I be tiger generator wey no dey tire....... 🤣

Tier4Dependant:


Try your luck!

I have 2 diff Amex cards (british amex & platinum cash back)

I had the british one initially, then I applied for the platinum cash back & they gave me 2k.

Elfin sef did me well recently with 2k.

You're balling o...... 😜

Lexusgs430:



I be tiger generator wey no dey tire....... 🤣

This man😅😅

Lexusgs430:



You can request a limit increase........ I am not loyal....... 😁

They have denied me increase severally

Seems they don't like me

Tier4Dependant:


Try your luck!

I have 2 diff Amex cards (british amex & platinum cash back)

I had the british one initially, then I applied for the platinum cash back & they gave me 2k.

Elfin sef did me well recently with 2k.

Hope both don't have any yearly payment attached to them

Seems ill just apply for the cash back, I need about £5K limit

hustla:


They have denied me increase severally

Seems they don't like me

I wonder why you remain loyal.......... If wife says NO ....... Seek a sidechic........🤣😂

Lexusgs430:



I be tiger generator wey no dey tire....... 🤣

Lexusgs430:


I wonder why you remain loyal.......... If wife says NO ....... Seek a sidechic........🤣😂

What of for loyal man , light suppose dey end of tunnel na

hustla:



What of for loyal man , light suppose dey end of tunnel na

By the time loyal man reaches end of this proverbial tunnel....... NEPA fit don carry light ......😜😂

Lexusgs430:


By the time loyal man reaches end of this proverbial tunnel....... NEPA fit don carry light ......😜😂

Good day my ppl. So I got my pay slip and saw some new stuff (I was away from work for one week due to sickness). Saw osp, ssp and osp contra payment, but they didn't make any difference to the money.
Osp payment + Ssp payment = Osp contra payment
They added osp and ssp then subtracted osp contra, thereby making net difference zero (0), so in other words, no effect on the final payment.
Abeg what does it mean please, I've checked the Internet but still don't get it.

Meogom:
Good day my ppl. So I got my pay slip and saw some new stuff (I was away from work for one week due to sickness). Saw osp, ssp and osp contra payment, but they didn't make any difference to the money.
Osp payment + Ssp payment = Osp contra payment
They added osp and ssp then subtracted osp contra, thereby making net difference zero (0), so in other words, no effect on the final payment.
Abeg what does it mean please, I've checked the Internet but still don't get it.

SSP- Statutory Sick Pay

@biggtt76

I was looking for information about the UK provisional driving license, so I had to go back to older posts and saw your comment on how you went back and forth with DVLA on your application.

Please I recently applied for the provisional driving license, I received a form via post from them today to fill. My issue is, do I have to put my original passport or BRP in the return envelope cos that's where I'm not comfortable with and they said they don't want photocopy.

Could you please guide me through this?

Response from others here will be appreciated.

hustla:



Hope both don't have any yearly payment attached to them

Seems ill just apply for the cash back, I need about £5K limit

Nah!!!

Tier4Dependant:


Nah!!!

Nice one

giselle237:
Go to the deposit scheme… I am sure you were sent online details. Dispute it there and claim back everything and so the process will be kickstarted.
Dont ask for any receipt nor go to the agency. The deposit should be with a scheme. Go to the scheme and start with the claim to get all you deposit back. You will kickstart the process. Don’t agree to anything as you will shoot yourself in this way . If it gets to adjudication the team will still judge it wisely
Mine wanted to deduct 1k for extravagant charges they got only 60 pounds after the long process of adjudication. The scheme would handle it all free of charge. Total process took about 2 months

Many thanks. I'll do just that

babajeje123:

Request for your deposit from the deposit scheme, they will reply almost immediately.

Many thanks. On it now...

Lexusgs430:



Talking from experience....... Even Dulux and their whole crew doing the painting.........😂

Would NEVER satisfy landlords.........🤣😜

Exactly.