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Living In The Uk-life Of An Immigrant (part 3) - Travel (2) - Nairaland

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Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 6:06pm On May 19, 2023
sotall:
undecided
Make una share item 7


Just open your mouth and grab a straw + toothpick......... 😝🤣😂
Re: Living In The Uk-life Of An Immigrant (part 3) by Kennyliga112: 6:14pm On May 19, 2023
Good evening everyone I wanted to ask my wife is a student and she applied for NHS job,she went for an interview,And she was called the same day that she passed the interview that she’s the best candidate for the position and her details will be passed to Hr to for her resumption day,only for her to call this morning and was told Unfortunately the Hr said she doesn’t meet the requirement for the post cause of her visa status …just wanted to ask if NHS doesn’t accept people with Tier 4 visa?

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by amanze54: 6:23pm On May 19, 2023
Kennyliga112:
Good evening everyone I wanted to ask my wife is a student and she applied for NHS job,she went for an interview,And she was called the same day that she passed the interview that she’s the best candidate for the position and her details will be passed to Hr to for her resumption day,only for her to call this morning and was told Unfortunately the Hr said she doesn’t meet the requirement for the post cause of her visa status …just wanted to ask if NHS doesn’t accept people with Tier 4 visa?
Just had similar experience while still a student last year. When I probe them further, it was revealed to me that the role involved a training that will be paid by public funds. So I moved on

5 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 3) by LagosismyHome(f): 6:23pm On May 19, 2023
Kennyliga112:
Good evening everyone I wanted to ask my wife is a student and she applied for NHS job,she went for an interview,And she was called the same day that she passed the interview that she’s the best candidate for the position and her details will be passed to Hr to for her resumption day,only for her to call this morning and was told Unfortunately the Hr said she doesn’t meet the requirement for the post cause of her visa status …just wanted to ask if NHS doesn’t accept people with Tier 4 visa?

Tier 4 is not allowed to work more than 20 years so except that job is part time. If its full time then she can't do the work
Re: Living In The Uk-life Of An Immigrant (part 3) by Phayie(m): 6:24pm On May 19, 2023
Solumtoya:
@ ProfJYK

I have indeed gotten goodies from AMEX Card. I keep saving offers I may need. I use it for shopping, groceries, etc.

I still think the biggest source of points are referrals from Nairaland though. The post I made about how to use Credit Cards without paying interest and the benefits was quite popular. So I added my link later.

I seem to have been upgraded or it's general: My referrals now get 8,000 points while I get 6,000 so feel free to sign up, you might just get a free flight soon:

https://americanexpress.com/en-gb/referral/jEDIDASmvK?XL=MNMNS

How do you apply for credit limit increase on AMEX
Re: Living In The Uk-life Of An Immigrant (part 3) by Evagreenfields: 6:26pm On May 19, 2023
Page 2 ; e pain me sha but space booked grin
Re: Living In The Uk-life Of An Immigrant (part 3) by Odewaleadesoye(m): 6:26pm On May 19, 2023
Let me pitch my tent here.
Register marked successfully.
Re: Living In The Uk-life Of An Immigrant (part 3) by amanze54: 6:32pm On May 19, 2023
Hello comrades. I know this topics has been talked about so much here.
But I am about setting out to build in Nigeria cos I have no home in Nigeria. I am divided about making tenement building or just a private house. This also looking forward to a retirement income in Nigeria in the years to come. Is tenement house still not a good venture? And does anyone has any suggestions aside erecting a rental flat in Nigeria
Re: Living In The Uk-life Of An Immigrant (part 3) by Dygeasy(m): 7:01pm On May 19, 2023
grin cheesy
Re: Living In The Uk-life Of An Immigrant (part 3) by triplo3: 7:28pm On May 19, 2023
bigtt76:
Nothing really cos the issuance is not instant. If your booklet pages are exhausted, it makes sense to renew now. Make sure you apply to keep your existing booklet though if you need it for identififcation purpose else you would be required to submit it.



Thanks. How do I apply to keep it? Is it online as well? Or when I go for my appointment.

PS - I am renewing passport now because I want to apply for USA visit which is valid for 5yrs.
Re: Living In The Uk-life Of An Immigrant (part 3) by Oggg: 7:31pm On May 19, 2023
triplo3:

Thanks. How do I apply to keep it? Is it online as well? Or when I go for my appointment.PS - I am renewing passport now because I want to apply for USA visit which is valid for 5yrs.
even if your passport is valid for less than a year, if you qualify for the USA visa you will be given the 5 yrs on the old passport. There’s absolutely no reason to be renewing if this is the reason.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Collins4u1(m): 7:44pm On May 19, 2023
Solumtoya:
@ ProfJYK

I have indeed gotten goodies from AMEX Card. I keep saving offers I may need. I use it for shopping, groceries, etc.

I still think the biggest source of points are referrals from Nairaland though. The post I made about how to use Credit Cards without paying interest and the benefits was quite popular. So I added my link later.

I seem to have been upgraded or it's general: My referrals now get 8,000 points while I get 6,000 so feel free to sign up, you might just get a free flight soon:

https://americanexpress.com/en-gb/referral/jEDIDASmvK?XL=MNMNS


where can I see the post?
Re: Living In The Uk-life Of An Immigrant (part 3) by Nobody: 7:45pm On May 19, 2023
amanze54:
Hello comrades. I know this topics has been talked about so much here.
But I am about setting out to build in Nigeria cos I have no home in Nigeria. I am divided about making tenement building or just a private house. This also looking forward to a retirement income in Nigeria in the years to come. Is tenement house still not a good venture? And does anyone has any suggestions aside erecting a rental flat in Nigeria

Keep your money invested in some funds in the UK. When you're ready to retire, if your wish is still to move to Nigeria, withdraw the money and build what you want then. You can buy land now sha - just make sure you do it securely and be sure that you have actually bought and own it. You can rent it out (documented - even if just for a nominal fee) for someone to farm on or operate a shop etc. Don't leave it bare.

The volatility of the Naira means your money will likely appreciate more in the UK over time, although inflation will likely make building material prices rise in Nigeria too so you have to think about that.

For me though - I'd say the hassle of dealing with the construction from abroad and also managing tenants directly or indirectly is not worth it, and it's absurd to build a house you'll leave empty for years.

20 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 3) by Solumtoya: 8:14pm On May 19, 2023
Collins4u1:



where can I see the post?

Uhmmm... it's in the old thread. I can't quote it from here. Let me repost.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by wallg123: 8:33pm On May 19, 2023
koonbey:


Keep your money invested in some funds in the UK. When you're ready to retire, if your wish is still to move to Nigeria, withdraw the money and build what you want then. You can buy land now sha - just make sure you do it securely and be sure that you have actually bought and own it. You can rent it out (documented - even if just for a nominal fee) for someone to farm on or operate a shop etc. Don't leave it bare.

The volatility of the Naira means your money will likely appreciate more in the UK over time, although inflation will likely make building material prices rise in Nigeria too so you have to think about that.

For me though - I'd say the hassle of dealing with the construction from abroad and also managing tenants directly or indirectly is not worth it, and it's absurd to build a house you'll leave empty for years.
I agree with you.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by Collins4u1(m): 8:46pm On May 19, 2023
Solumtoya:


Uhmmm... it's in the old thread. I can't quote it from here. Let me repost.

okay post and mention me please.. thank you
Re: Living In The Uk-life Of An Immigrant (part 3) by Solumtoya: 9:24pm On May 19, 2023
Collins4u1:


okay post and mention me please.. thank you

Credit Cards (CCs) are one of the best Credit Tools you can have but yes, like every good thing, it does have its dangers.

Most folks here are trying to build Credit Score and to be very honest, CCs are the easiest way to do so. There are so many other ways, of course, and you should do them: Registering in the Electoral Register, Setting up Direct Debits for Utility Bills, Phone/SIM Contracts, etc but from experience since these are not Credit facilities, they may not boost your score as much as a CC.

The rules of CC usage are simple: ensure you pay at least the minimum balance (usually 10% of your usage as at the statement date). So if your cycle is 1st to 30th of every month, on the 30th, you get a statement saying you have used £2,000 and you are given a grace period (typically extra 14 to 23 days) to pay back 10% or more, and whatever balance is unpaid, interest will be charged to the card after the grace period. During this grace period, the next cycle has obviously started running. And the next month balance will sum of what you spent in the month, plus the unpaid balance from the previous month and the interest added. IF YOU DON'T PAY THIS MINIMUM, YOU HAVE DEFAULTED.

Now, the main reasons why CCs are a brilliant facility are evident:
1. Their Interest-free periods means you can use them without ever paying interests: to do this, you must pay everything in full as the interest only starts counting on the unpaid balance after the grace period. An exception is usually Cash Withdrawals, Interest on Cash Withdrawals start counting immediately. Another evil trick of Cash Withdrawal is usually that their interest is higher. There's another evil of Cash Withdrawals but it might be a little technical to explain in this post. Just avoid Cash Withdrawals if you don't want interest
2. CCs are revolving, meaning they are like Overdrafts, not Term Loans, so if I have a limit of £6k, when I spend it and repay, my full limit is re-instated, so I don’t need to re-apply (ever) unless I void the contract.
3. Rewards: Most CCs earn you Miles, Points, etc for usage and referrals.
4. Fees: Many CCs come with little or no extra fees to the Cardholder. I could go on and on.

So, pretty much, you can use your Debit Card for only Cash Withdrawal and use Cash for non-Card payments, while you use your CC for everything else and pay little or no interest while building your credit score.

Now, as beautiful as it sounds, in my 7 years as a Credit Card Product Manager, I have seen so many people wallow in heavy credit card debts. The truth is most humans are not just disciplined enough to handle such an allowance of funds. They deep their hands into it at the slightest opportunity and end up living above their means. CCs are very addictive so don't get a CC if you love to spend, the CC provider would love you and keep increasing your limit and you may land in a gloomy state: you earn just £2k monthly and are given a £6k CC, as you spend and spend, they keep increasing the limit and before you know it, you have a £20k CC fully spent on that Funeral you sponsored inyou sponsored in Oshogbo and that trip to Turkey. How will you pay You break the card and start paying back £600 monthly, but that covers only the interest and the amount is NOT reducing every month. You realize you are stuck and have fallen for our trap and that is how we make our interest income and cover for those who are using the card wisely.

I'm sorry this post was really long, I even had to cut this short because I could go on and on about the benefits of CC (purchase protection, chargeback, acceptance, etc), the financially wise know this and hardly ever use Debit Cards but enjoy the benefits of a CC. The financially foolish use CCs to have fun for a few years or months and spend the rest of their lives as slaves to it. The choice is yours!

EDIT: For those who want the easy-to-get AMEX card with NO FIXED fees, you can use my referral link below. You get points for British Airways flights and and Holiday bookings. You get 8,000 points while I get 6,000:

https://americanexpress.com/en-gb/referral/jEDIDASmvK?XL=MNMNS

13 Likes 8 Shares

Re: Living In The Uk-life Of An Immigrant (part 3) by tomiwiyu: 9:25pm On May 19, 2023
We are here Alliamdullilah… I will share better news in this part inshaAllah. Make i still face my work for UK now .
Note : If you have Honda Jazz for Sale , still in good condition buzz me . I need cheap one though 😉

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by triplo3: 9:26pm On May 19, 2023
Oggg:
even if your passport is valid for less than a year, if you qualify for the USA visa you will be given the 5 yrs on the old passport. There’s absolutely no reason to be renewing if this is the reason.

And what of Canada that pegs it to whatever is left on your passport? Besides it's clumsy carrying multiple passports (old + new)

1 Like 1 Share

Re: Living In The Uk-life Of An Immigrant (part 3) by ReesheesuKnack: 9:26pm On May 19, 2023
Glad to be here.
Please can someone help .

My current Tier-2 visa will end on November 24 this year.
I will be eligible for ILR thereafter (Alhamdillahi ).
Please my dear people, how soon before expiry can I put in my ILR application?

Please help.


To those that replied, I thank you.
What is this rumour I am hearing that the rules have changed and ILR can only be given after 8 years?
Please can anyone confirm?
November can’t come early enough.

Chai….. like say mek I kukuma apply right now.

8 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 3) by Solumtoya: 9:28pm On May 19, 2023
ReesheesuKnack:
Glad to be here.
Please can someone help .

My current Tier-2 visa will end on November 24 this year.
I will be eligible for ILR thereafter (Alhamdillahi ).
Please my dear people, how soon before expiry can I put in my ILR application?

Please help.

Congratulations!

Earliest date you can apply is October 27th. Hope you have passed your "Life in the UK" Test though?

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 3) by KOVIC19COVID20: 9:29pm On May 19, 2023
tomiwiyu:
We are here Alliamdullilah… I will share better news in this part inshaAllah. Make i still face my work for UK now .
Note : If you have Honda Jazz for Sale , still in good condition buzz me . I need cheap one though 😉

I have a 60 plate Hyundai i10. 46k on the odometer. As clean as clean. Only bought from Eden Motors dealership last December.
Re: Living In The Uk-life Of An Immigrant (part 3) by pheranmie(m): 9:56pm On May 19, 2023
Asking for a friend

Please does Ecctis give English proficiency certificate to HND holders
Re: Living In The Uk-life Of An Immigrant (part 3) by hayesconcept(m): 10:04pm On May 19, 2023
Go to Facebook marketplace. Honda Jazz full everywhere, better car😎😎
tomiwiyu:
We are here Alliamdullilah… I will share better news in this part inshaAllah. Make i still face my work for UK now .
Note : If you have Honda Jazz for Sale , still in good condition buzz me . I need cheap one though 😉

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by Babyileso(f): 10:06pm On May 19, 2023
No

pheranmie:
Asking for a friend

Please does Ecctis give English proficiency certificate to HND holders
Re: Living In The Uk-life Of An Immigrant (part 3) by Babyileso(f): 10:10pm On May 19, 2023
.
Re: Living In The Uk-life Of An Immigrant (part 3) by tomiwiyu: 11:10pm On May 19, 2023
KOVIC19COVID20:


I have a 60 plate Hyundai i10. 46k on the odometer. As clean as clean. Only bought from Eden Motors dealership last December.

Kindly connect so i can see details .
Thank you ..
Re: Living In The Uk-life Of An Immigrant (part 3) by ukay2: 11:11pm On May 19, 2023
Lexusgs430:



With no licence or do you know how many miles over prescribed speed limit.......

This one nah candidate for His Majesties court.......... 🤣😂

He should prepare for court case or pay fine + points on his future UK driving licence

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by ukay2: 11:13pm On May 19, 2023
Lindakam:
Sadly it was just the notice . I think he has a provisional but I think after one year he can't use it right. Might be wrong


He should prepare for court case or pay fine + points on his future UK driving licence

...he should remain truthful to the police to avoid getting into more troubles while giving false information to the police......

1 Like

Re: Living In The Uk-life Of An Immigrant (part 3) by Progressivegee: 12:20am On May 20, 2023
Great
Re: Living In The Uk-life Of An Immigrant (part 3) by EmeeNaka: 3:31am On May 20, 2023
Please, who has knowledge of tier 2 visa processes? Do applicants in the UK receive Not Straightforward email?
Re: Living In The Uk-life Of An Immigrant (part 3) by BuildingProject: 3:39am On May 20, 2023
EmeeNaka:
Please, who has knowledge of tier 2 visa processes? Do applicants in the UK receive Not Straightforward email?

No they don't.
Did you apply using priority?

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