₦airaland Forum

One month of being a home owner in the uk
2.5 years of moving into the UK and now we have our own house 💃

When we decided that we are both going to start our lives as newlyweds in the UK and travelled four days after our wedding, one question that kept popping up from my family and friends was 'why'?

Infact, My dad asked me, you have a good job here in Nigeria, you have a successful business too and your husband has a thriving job..why are you leaving all this for the unknown? I tried to put on a bold face and explained that we were doing this because this is what we wanted but a tiny bit of my heart was scared, what if it doesn't work out? What if all the scary abroad stories are true, what If we fail, what if...? I was sincerely afraid at some point.

Packing your entire life into two suitcases and moving was the scariest thing I had ever done, and each time I bring up these fears to my fiancee [now husband], he would just constantly remind me of God's promises. He kept emphazing that God is in this journey with us and we will not fail. One important prayer we kept praying before travelling was that "God will go ahead of us and make all crooked places straight " and God did just that.

God has blessed us beyond imagination since we moved into the uk and he has enlarged our coats. I still wake up every morning in our beautiful 3 bedroom semi- detached house and it all feels like a dream.

...But dreams always come true and God did it! 🙏

My advice to you: Set the bar incredibly high for yourself today. Aim for the mountains, aim for the moon. Maybe you will not reach your original desired outcome. Maybe you will find yourself in a position you never imagined.
But you will never know until you try.

Your dreams are valid. Keep aiming for the stars.

Congratulations to us 🤩😍

Source: https://www.facebook.com/share/p/tCf3FNt9Mh8Zod5Y/?mibextid=oFDknk

If you know your onions just like myself (yes, I'm bragging), you can own a house within a year in the UK unlike some discouraging stories some people like to tell.

chyzoo4u:
If you know your onions just like myself (yes, I'm bragging), you can own a house within a year in the UK unlike some discouraging stories some people like to tell.

Enlighten us to learn.

Congratulations to em

Congratulations.

Nigerian men only behave well abroad 😂😂😂 if Dem born am well make he hit his wife there make them bundle him back to his village.

Congratulations to them

chyzoo4u:
If you know your onions just like myself (yes, I'm bragging), you can own a house within a year in the UK unlike some discouraging stories some people like to tell.

How?
If you are in the UK, I don't think you can get a mortgage if you haven't lived there for up to 2 years.

Jogs1900:
How?
If you are in the UK, I don't think you can get a mortgage if you haven't lived there for up to 2 years.

I don't know about that, I just shared someone's story then emphasized that I can make enough money to buy a house in a year once I step into UK.

mortgage loan!

chyzoo4u:
I don't know about that, I just shared someone's story then emphasized that I can make enough money to buy a house in a year once I step into UK.

Buy a house in the UK in one year, working as what?

if they both have a full time job, within 24months of good credit, they can easily get a mortgage and buy a house in the UK....nothing special here.
REMEMBER, the house will only truly be "yours" 20/30yrs down the line, after you finish repaying the mortgage (until then, the house belongs to the bank).

Fully bought or 25yrs mortgage with an initial down payment?

Mindlog:
Buy a house in the UK in one year, working as what?

Working as "my knowledge."

EreluRoz:
Nigerian men only behave well abroad 😂😂😂 if Dem born am well make he hit his wife there make them bundle him back to his village.

Congratulations to them

Shut up! Not every man beats a woman, not to talk of their own wives.

chyzoo4u:
Working as "my knowledge."

OK nah!

Paying mortgage for another 30 years sealed!!! Nothing special about this. The worst place to own a home is in Western countries.

Hmmm

What's the big deal here.

I hope it's not yahoo or account received money on percentage bases,is it not the same UK or there is another one...two years... congratulations all the same..all nah Hussle

Its better oh. But tell us when Una go pay finish and how much Una deposit and how much taken from Una salary monthly

AfahaAbia:
Paying mortgage for another 30 years sealed!!! Nothing special about this. The worst place to own a home is in Western countries.

You just watch your income vanish even before collecting it. We're actually richer than most of them but na greed dey worry us for naija.

We build our own house with our money, no mortgage. We buy our own cars with our money, no need to worry or thinking about APR all the time, still buy air tickets and travel to where they love but they dare not travel as frequently as we do cos they've got bills to pay. Now tell me, who's richer?

They will pay for the next 30 years of their lives.

Every month without 3 deficits in a role. Why make it look like it's outright buying?

Congratulations all the way on their mortgage

chyzoo4u:
Source: https://www.facebook.com/share/p/tCf3FNt9Mh8Zod5Y/?mibextid=oFDknk

It is very possible,

I got my house in US, within a year of moving to US

Congratulations to them

There's something inherently wrong about Nigeria. What you can achieve in 30 years in Nigeria, you can achieve in just 1 year abroad. Let me tell you guys few stories to buttress this point.

There's this my good friend who worked as a senior lab technician in an FMC in Nigeria. He is married with 4 children. Guess what? The upholstery in his rented apartment are all torn. Life wasn't easy till he decided to travel to Europe. Less than 4 years abroad, his entire family has joined him and he now owns a modern duplex in his hometown; something he may never have achieved even after working for 35 years in Nigeria.

There's this other guy I know. He traveled through desert to Libya then to Italy through Mediterranean sea. Six years from the time he embarked on the journey, he is now a big boy doing a lot of things with money and bringing his whole family from poverty. There are many people in this category.


The Nigerian system is designed to make you fail. I can bet with everything I have that 99% of successful people in Nigeria did so illegally. Either through bribery or corruption or kidnapping or bunkery or yahoo yahoo or drug business or armed robbery. Businesses that succeed elsewhere will fail in Nigeria unless you cheat. Every office in Nigeria is used to cheat and extort people. Gift the police 10 new vehicles and see 10 new checkpoints the next day. The way they dedicate their time collecting money from motorists....

My advice to everyone. If no member of your family is abroad, all of you should contribute and send one person...

mortgage of course..

Very soon the African continent will be empty ...

If Canada had half of our resources..I don't know how developed it will be God

COMRADES, honestly, Nigerians abroad are not lazy at all, I love their hustling spirit and they are doing us proud
Congratulations to them!

Big things happen to people here in Nigeria too even just in a couple of months, am a witness..... just that not everybody likes to loud things and put their lives in public.

Creamypie:
Its better oh. But tell us when Una go pay finish and how much Una deposit and how much taken from Una salary monthly

chai see enquiries o

Unless someone becomes a multi-millionaire in Dollars, I don't think it is a good idea to buy house in western countries. naa to dey use the rest of your life pay GBESE.

How much is the mortgage?

That's what's always lacking is this type of story.