₦airaland Forum

So, I received a good amount of money into my first bank account.

And they automatically freeze the account.

Something less than 100k.

So, I went to the bank to find out what the issue was about and they said I need to do KYC documentation.

My NIN and BVN are already with this people and I've been using this same account since 2015!

Ok, let me do the KYC na, they say my name doesn't match and I need to swear affidavit.

I went to court to do affidavit and then they submitted it and ask me to come back next week Wednesday.

The thing sha weak me because I no get any money to sustain myself till that Wednesday.

But the worst is the utility bill requirements. The support ask me to come with NEPA bill. I told her that I stay in the university hostel.

The next thing she said was that I should go to the university management and collect their NEPA bill and bring it to them

I was like how in hell will that be possible? 🤷

Right now, I don't know what step to take sha. Because who for school management go gree give student school NEPA bill to go complete the student's bank account?

Take utility bill from any of your friends living outside campus

I got a utility bill receipt from my hostel management during my own time. There is nothing wrong there.

The account was probably operated as a student account all this while and needs to be upgraded now that a reasonable amount of money entered it.

It is fraudulent to use the utility bill from a house that is not within the address you gave the bank.

Its a security check.

Mayb dat amount never hit ur account b4.

But banks be asking for KYC shits when u r broke n hopeless. As if dem dey know

U for frown wella when asked to provide university electricity bill.. Get someone's bill esp dis ones bought online nowadays. Carry am go. Visit anoda branch or same branch but different staff.. Start ur story all over and tell dem u stay at sososo. Address on the bill u must av gotten frm somewhere else.


Na why u need learn how to improvise and keep ur head up when answering banks question. Most mofo dey employ dont knw sh*t. Dey keep asking drab questions HQ will never ask.

I guess it's your bvn details that didn't match your account details..To correct bvn details, it takes 48 hours.
For the utility bill, if your parents live in the same town you opened the account, you can use that bill..You can use your school hostel receipt in your name too.
They just need proof of address from you.

If they refuse to give you your money just seize one of their small laptops and don't let go until they answer you.

Na why i like benin boys sho

Lozz.. The bank was content with my hostel accommodation receipt of payment during my time though

If una get student union... Reason you S. U G

Natbrowny:
Its a security check.

Mayb dat amount never hit ur account b4.

But banks be asking for KYC shits when u r broke n hopeless. As if dem dey know

U for frown wella when asked to provide university electricity bill.. Get someone's bill esp dis ones bought online nowadays. Carry am go. Visit anoda branch or same branch but different staff.. Start ur story all over and tell dem u stay at sososo. Address on the bill u must av gotten frm somewhere else.


Na why u need learn how to improvise and keep ur head up when answering banks question. Most mofo dey employ dont knw sh*t. Dey keep asking drab questions HQ will never ask.

100k. .. they must be stupid ... If na 5m be pesin go understand but 100k?? .. that's stupid ...


If na gtb be the bank, I'd say it's because you're using a student acct which is still stupid btw,...

Nigha,e be like say you never ready . Hunger never beat you reach . Cuz if hunger don beat you,you go even get mind go front your H.O.D or dean when any matter xup without fear............Na once man dey die.....You better go that office and ask for that NEPA bill.....Dem no go kill you . Be a man bruh..

Caleb15:
Na why i like benin boys sho

The overhype is getting obsolete already.


Talk about blood in veins.

Is it Lagos, if yes then I can help you with nepa bill then you'll photocopy it.

They didn’t want to know their customer when you were broke. But now money don enter your akant they want to know you. All the steps you took was more than enough they just want to make you suffer.

Nigeria is a country that makes life so hard for the poor.

Proudman1:
So, I received a good amount of money into my first bank account.

And they automatically freeze the account.

Something less than 100k.

So, I went to the bank to find out what the issue was about and they said I need to do KYC documentation.

My NIN and BVN are already with this people and I've been using this same account since 2015!

Ok, let me do the KYC na, they say my name doesn't match and I need to swear affidavit.

I went to court to do affidavit and then they submitted it and ask me to come back next week Wednesday.

The thing sha weak me because I no get any money to sustain myself till that Wednesday.

But the worst is the utility bill requirements. The support ask me to come with NEPA bill. I told her that I stay in the university hostel.

The next thing she said was that I should go to the university management and collect their NEPA bill and bring it to them

I was like how in hell will that be possible? 🤷

Right now, I don't know what step to take sha. Because who for school management go gree give student school NEPA bill to go complete the student's bank account?

So na less than 100k be good amount of money?

The Nigerian system can frustrate you! What's the need for a utility bill when you already have the NIN, BVN and even a court affidavit

100k in today's economy is too small for these procedures . The bankers too will also add to your frustration o

youngrichnigga:
The Nigerian system can frustrate you! What's the need for a utility bill when you already have the NIN, BVN and even a court affidavit

Too many foolish people in the country

Natbrowny:
Its a security check.

Mayb dat amount never hit ur account b4.

But banks be asking for KYC shits when u r broke n hopeless. As if dem dey know

U for frown wella when asked to provide university electricity bill.. Get someone's bill esp dis ones bought online nowadays. Carry am go. Visit anoda branch or same branch but different staff.. Start ur story all over and tell dem u stay at sososo. Address on the bill u must av gotten frm somewhere else.


Na why u need learn how to improvise and keep ur head up when answering banks question. Most mofo dey employ dont knw sh*t. Dey keep asking drab questions HQ will never ask.

... Your head dey there. Gbayi!

garriAndsugar:
Take utility bill from any of your friends living outside campus

The address will not match

Obiedun:
The address will not match

You will tell them you've moved out
of the hostel na. Nobody would come looking for you.
Simple initiative

Caleb15:
Na why i like benin boys sho

And so?

freshdudeyeeks:
And so?

Olaleye bukola do you have probs with benin boys?

garriAndsugar:
You will tell them you've moved out
of the hostel na. Nobody would come looking for you.
Simple initiative

That is another way. But I have also seen a situation whereby someone just went to the bank to open an account just a day after the bank officials came to verify if he actually lived in the house.

Caleb15:
Olaleye bukola do you have probs with benin boys?

You went through my posts. You get time o.
Trifling!

freshdudeyeeks:
You went through my posts. You get time o. Trifling!

25 years with 50 years experience yeeks

Bintabisiriyu2:
If they refuse to give you your money just seize one of their small laptops and don't let go until they answer you.

That's another problem entirely for him

Damnnn niggar

Isoright

Ask any of your family members to send you nepa bill from huz.... University management no go give u anything.... U suppose Don para give dem for bank

Sope otilor

Hmmm. Small 100k they want to know you.

K