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What Palmpay (flexicash) Did To My Friend (photo) - Business - Nairaland

Nairaland ForumNairaland GeneralBusinessWhat Palmpay (flexicash) Did To My Friend (photo) (23371 Views)

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What Palmpay (flexicash) Did To My Friend (photo) by HitlerGaddafi(op): 7:49pm On Sep 26, 2024
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmpay message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.

Re: What Palmpay (flexicash) Did To My Friend (photo) by Natbrowny: 7:53pm On Sep 26, 2024
Them dey play.

Nigerians have outgrown them, threats don't work anymore. All this nationwide hunt is bullsh*t.

Its nt sane to give out loans without proper documentations. Its fraud
Re: What Palmpay (flexicash) Did To My Friend (photo) by Lance008(m): 8:28pm On Sep 26, 2024
Mak he pay before he fall person business
Re: What Palmpay (flexicash) Did To My Friend (photo) by doggedfighter(f): 8:30pm On Sep 26, 2024
Why are they sounding like face -me I I slap you tenants exchanging words. ?



So crude.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Bebold: 9:02pm On Sep 26, 2024
Oops.

I'm doing business with them, thinking I'm dealing with cooperate bodies, not knowing at the other end of the app sit touts and agberos. grin

What a surprise huh
Re: What Palmpay (flexicash) Did To My Friend (photo) by lordm(m): 9:09pm On Sep 26, 2024
Why will you borrow and not pay?
Re: What Palmpay (flexicash) Did To My Friend (photo) by DuttyChuks: 9:33pm On Sep 26, 2024
Natbrowny:
Them dey play.

Nigerians have outgrown them, threats don't work anymore. All this nationwide hunt is bullsh*t.

Its nt sane to give out loans without proper documentations. Its fraud
Why destroy another person's business; you know that you won't pay back, why would you go and collect loan that you won't pay back. That's wickedness
Re: What Palmpay (flexicash) Did To My Friend (photo) by EmmyMaestro(m): 9:52pm On Sep 26, 2024
Did to your friend abi did to you

grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin grin
Re: What Palmpay (flexicash) Did To My Friend (photo) by Natbrowny: 10:02pm On Sep 26, 2024
DuttyChuks:
Why destroy another person's business; you know that you won't pay back, why would you go and collect loan that you won't pay back. That's wickedness
I agree. Lets asume i wanna be wicked.
I walked into a bank to obtain loan. They will sit me down and ask me questions ranging from amount, repayment plan, guarantor and collateral. And what happens if u default b4 granting anything.

I have said it many times. That money dey give u is Covid-19 relief fund. One wicked bastard chopped n swallowed everything and decides to monetize it by giving loans to people

The moment u get d loan, dey av record that they transferred money 2u. They make u think u are a loanee to them, BUT IN ALL SINCERITY, THEY SEE U AS A BENEFICIARY. Thats what they refer you as to make dem looks like dey actually disbursed that fund.

DESPITE THE HUGE DEFAULTS THEY HAVE, THEY STILL GIVE IT. THEY HAVE TO, SO THEY CAN CLAIM THEY GAVE BENEFICIARIES AS RELIEF FUND.. Its a grant/relief fund, but the WICKED PERSON TERMED IT AS LOAN.

why would a person default in 3 different loan apps and another one still grants his next request - whats up with BVN and NIN to redflag someone as a chronic defaulter (they obviously do not have access, they are not financial institutions.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Aremwayne: 10:02pm On Sep 26, 2024
Just pay up and have peace of mind.
Re: What Palmpay (flexicash) Did To My Friend (photo) by MrLibrarian(m): 11:36pm On Sep 26, 2024
HitlerGaddafi:
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmpay message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.
na empty threats dem no go do shi shi.
They don't even have access to your contacts
Re: What Palmpay (flexicash) Did To My Friend (photo) by nobilie:
HitlerGaddafi:
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmcredit message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.
It's not your friend. U are one if the palm credit agbero staff. People already know palmcredit is a useless loan shark. U update your profile, they'll load you the highest eligible limit. The interest interest I killing. U are riping people off. That loan is Satan's gift. The brain of their staff are already configured to curse, abuse and terrorize people. Anyone with sense will stay away from palmcredit even if the money is a grant(free). Anyone with mind to charge them will surely win the case
Re: What Palmpay (flexicash) Did To My Friend (photo) by Rodimi20000000:
All fintechs need to have a centralized database where information of defaulters will be stored so they can’t access credit facility
Re: What Palmpay (flexicash) Did To My Friend (photo) by Baronthecelebri(m): 5:25am On Sep 27, 2024
He should pay
Re: What Palmpay (flexicash) Did To My Friend (photo) by Carcholce: 5:45am On Sep 27, 2024
Natbrowny:
I agree. Lets asume i wanna be wicked.
I walked into a bank to obtain loan. They will sit me down and ask me questions ranging from amount, repayment plan, guarantor and collateral. And what happens if u default b4 granting anything.

I have said it many times. That money dey give u is Covid-19 relief fund. One wicked bastard chopped n swallowed everything and decides to monetize it by giving loans to people

The moment u get d loan, dey av record that they transferred money 2u. They make u think u are a loanee to them, BUT IN ALL SINCERITY, THEY SEE U AS A BENEFICIARY. Thats what they refer you as to make dem looks like dey actually disbursed that fund.

DESPITE THE HUGE DEFAULTS THEY HAVE, THEY STILL GIVE IT. THEY HAVE TO, SO THEY CAN CLAIM THEY GAVE BENEFICIARIES AS RELIEF FUND.. Its a grant/relief fund, but the WICKED PERSON TERMED IT AS LOAN.

why would a person default in 3 different loan apps and another one still grants his next request - whats up with BVN and NIN to redflag someone as a chronic defaulter (they obviously do not have access, they are not financial institutions.
You are saying nonsense.
Re: What Palmpay (flexicash) Did To My Friend (photo) by heykims(m): 6:55am On Sep 27, 2024
HitlerGaddafi:
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmpay message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.
Tell your friend to go pay his debt, Onigbese.
Some Nigerians are in grates, trembling in self pity when asking for loan but turn monster when they get the money. Like Bobo to Risky..
Re: What Palmpay (flexicash) Did To My Friend (photo) by Mopeola(f): 8:57am On Sep 27, 2024
Now that u refused to pay back the money, how do you expect them to borrow someone that will be able to pay back on time cos you r stupid for not paying back on time, I remember when l took pay later from infinix l, I make sure l calculated my entire payment well before l decided to go ahead, now they r informing me that I can get a loan of 200k which I don't want cos I made up their payment without failing their terms
Re: What Palmpay (flexicash) Did To My Friend (photo) by Emmabyte: 9:21am On Sep 27, 2024
Just pay and all this will end haba , I don't know why some people like problem
Re: What Palmpay (flexicash) Did To My Friend (photo) by Louis8796: 11:20am On Sep 27, 2024
What is Infinix I?
Mopeola:
Now that u refused to pay back the money, how do you expect them to borrow someone that will be able to pay back on time cos you r stupid for not paying back on time, I remember when l took pay later from infinix l, I make sure l calculated my entire payment well before l decided to go ahead, now they r informing me that I can get a loan of 200k which I don't want cos I made up their payment without failing their terms
Re: What Palmpay (flexicash) Did To My Friend (photo) by HitlerGaddafi(op): 12:39pm On Sep 27, 2024
MrLibrarian:
na empty threats dem no go do shi shi.
They don't even have access to your contacts
I think they do
Re: What Palmpay (flexicash) Did To My Friend (photo) by HitlerGaddafi(op): 12:40pm On Sep 27, 2024
heykims:
Tell your friend to go pay his debt, Onigbese.
Some Nigerians are in grates, trembling in self pity when asking for loan but turn monster when they get the money. Like Bobo to Risky..
He will pay. He's just surprised that a so called fintech could be so crude by using swear and vulgar words.
Re: What Palmpay (flexicash) Did To My Friend (photo) by benzion72(m): 5:14pm On Sep 27, 2024
The worst is giving loan to students who have no mean of repayment back
Re: What Palmpay (flexicash) Did To My Friend (photo) by MrLibrarian(m): 7:56pm On Sep 27, 2024
HitlerGaddafi:
I think they do
Nope I'm owing them 55k for over 3 weeks now.
They've been threatening to message contacts but for where na just threats.
Tho I've never defaulted before, why it's been three weeks I've not paid back is because my salary was withheld last month cos I used palmpay and I was ordered to change it to a traditional account which I later did but by then payment was made so I was omitted.
This month probably tomorrow when salary enters I'll pay off.
That's really not a big deal
Re: What Palmpay (flexicash) Did To My Friend (photo) by KingAzubuike(f): 9:47am On Oct 01, 2024
HitlerGaddafi:
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmpay message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.
So palmpay also does this? They should consider their reputation first rather than towing the way of loan sharks.
Re: What Palmpay (flexicash) Did To My Friend (photo) by KingAzubuike(f): 9:48am On Oct 01, 2024
Emmabyte:
Just pay and all this will end haba , I don't know why some people like problem
Re: What Palmpay (flexicash) Did To My Friend (photo) by id4sho(m): 9:25am On Nov 23, 2024
benzion72:
The worst is giving loan to students who have no mean of repayment back
Lolz
Re: What Palmpay (flexicash) Did To My Friend (photo) by Louis8796: 10:13am On Nov 24, 2024
How much do the give you?
HitlerGaddafi:
A friend of mine just sent this screenshot he got from palmpay. He had no intention of defaulting. Infact his plan was that once his salary is paid, he pays off his loan. Seems palmpay wasn't having any of it as they went ahead to threaten him.

Does palmpay message contacts of loan defaulters?

How can you call yourself a licensed fintech company yet you tow the path of loan sharks to defame loan defaulters.

No wonder banks are against these fintechs and digital banks. This is another reason to take them off the market.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Louis8796: 10:15am On Nov 24, 2024
What is Infinix I?
Mopeola:
Now that u refused to pay back the money, how do you expect them to borrow someone that will be able to pay back on time cos you r stupid for not paying back on time, I remember when l took pay later from infinix l, I make sure l calculated my entire payment well before l decided to go ahead, now they r informing me that I can get a loan of 200k which I don't want cos I made up their payment without failing their terms
Re: What Palmpay (flexicash) Did To My Friend (photo) by Ellobosolo: 9:54am On Nov 28, 2024
Hello, you have provided some false information. Flexi is an independent loan provider powered by Blooms Microfinance Bank. It is just a merchant on the Palmpay app. If you have any complaints, direct it to Flexi via 02018870808 or support@fleximfb.com.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Ellobosolo: 10:10am On Nov 28, 2024
Flexi does not and cannot access anyone's phone book. Any user that applies for a loan from Flexi, during the registration/application process the user inputs emergency contact details which is a completely voluntary action the user carries out himself/herself. If you want more enquiries or if you want to issue any complaint, you can contact Flexi via 02018870808 or support@fleximfb.com.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Ellobosolo: 10:12am On Nov 28, 2024
Palmpay is not a loan provider. Flexi is an independent loan provider that is a 3rd party on the Palmpay app. Flexi operates solely as it is powered by Blooms microfinance bank.
KingAzubuike:
So palmpay also does this? They should consider their reputation first rather than towing the way of loan sharks.
Re: What Palmpay (flexicash) Did To My Friend (photo) by Ellobosolo: 2:37pm On Nov 28, 2024
If you ever experience such, you can contact Flexi directly to assist and resolve your complaints. 02018870808 or support@fleximfb.com
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