₦airaland Forum

Neurotika:
Just 4….
1. Weigh opportunity cost and relative yields ruthlessly: Always compare what you’re giving up when choosing any portfolio.
2. Blend long-term compounding with tactical timing: Utilize the power of compounding but adjust allocations based on relative yield trends.
3. Inflation is the benchmark, not the excuse: Nothing may fully beat it now, but that’s no reason to chase “safety” at the cost of returns. The goal is to minimize the erosion smartly.
4. Test Dogma with data, not consensus: Don’t just follow what sounds smart, test it. If the math doesn’t work, the theory doesn’t either.

Thanks. Mostly i decide edge myself of safety and steady returns. So i am largely MMF heavy. Actually took that decision a couple of months back. I was 100% shares before.

Now i am more of 70% naira mmf and 30% usd/euro denominated stocks. Still trying to find a good blend of safety, growth and returns

0ubenji:
Did you call them yet? I did call and it just kept ringing for minutes.

I try again today and it went through

Preator:
Thanks. Mostly i decide edge myself of safety and steady returns. So i am largely MMF heavy. Actually took that decision a couple of months back. I was 100% shares before.

Now i am more of 70% naira mmf and 30% usd/euro denominated stocks. Still trying to find a good blend of safety, growth and returns

If your portfolio's weighted average real return (adjusted for currency effects) fails to exceed the return of its highest-performing component, you're either over-diversified or poorly allocated. If I’m the one, I’ll do 80-85% MMF, 15-20% equities. Gives that good blend of safety and high returns. And as regards equities, well i’m a value investor so things like P/E and all those fundamentals still matter to me when picking stocks and I usually like to play the long game. Nonetheless, the key is to keep monitoring the portfolio to ensure you’re getting optimal yields….

Harddiskng:
I would like to open a dollar fund with Stanbic, I have already have money market fund with them but i can’t see the option for dollar fund on the same app..

1) Would i view my dollar fund investment on a different platform?
2) I understand i have to pay in dollars into their collection account, hope i would be able to redeem my dollars in my own dollar account?
3) Lastly what is the modality to open a dollar account with stanbic, do i need a stanbic dollar account?

Yes it shows,take a look at mine

Guys, what's going on with FBNQuest, I made a transfer to them since 5th June, I sent them email twice but no acknowledgement which is unlike of them. Also their money market interest hasn't been updated since last week

Does anyone got their daily interest paid today by FBN quest mutual funds? I wasn’t paid today and wondering if others experienced thesame today.

oilmaney:
Yes it shows,take a look at mine

See cheese

nickae:
See cheese

Didn't you see the moniker oilmaney

It has finally reflected here.

ipobcannibals:
Does anyone got their daily interest paid today by FBN quest mutual funds? I wasn’t paid today and wondering if others experienced thesame today.

freeman67:
Try United Capital (investnow) app on Google. You can go through the process without the need of contacting anyone for help.

Thanks for your contribution sir, please how can I successfully set up auto investment by card payment option, I tried several times paystack keep debiting #10 instead of the amount I wanted

SlahJoe:
Thanks for your contribution sir, please how can I successfully set up auto investment by card payment option, I tried several times paystack keep debiting #10 instead of the amount I wanted

United Capital is it belong to UBA bank .....?

And what is the rate.....?

freeman67:
Try United Capital (investnow) app on Google. You can go through the process without the need of contacting anyone for help.

United Capital is it belong to UBA bank .....?

And what is the rate.....?

yekini007:
United Capital is it belong to UBA bank .....?

And what is the rate.....?

No, United Capital Group Plc (UCAP) does not belong to United Bank for Africa Plc (UBA). While UCAP was formerly known as UBA Capital and a subsidiary of UBA, it has since become an independent entity. UCAP was spun off from UBA in 2002 and subsequently changed its name to United Capital Plc.

See mutual fund year to date returns

SlahJoe:
Thanks for your contribution sir, please how can I successfully set up auto investment by card payment option, I tried several times paystack keep debiting #10 instead of the amount I wanted

The truth is that I have not tried it before. You may have to mail/contact their customer care for it.

DEFINING INVESTMENT USING JUNE TWELVE

J – Justify the returns. When you approach investing in an instrument, a rate is proposed. Justify it with economic reality. If it can’t be justified,
be wary of such. If it’s too good to be true, it’s possibly a scam/ponzi
U –Utilize available data to justify and back up your investment decision. Don’t just invest; utilize current data, remember the saying
“Past performance does not guarantee future returns.”
N –Negotiate for good returns for each investment move before making an investment decision.
E – Evaluate options for maximum gains

T – Transform cash into assets that produce more assets – compounding
W– Welcome change in your investment approach if your method is not working
E– Enlarge your circles of the right people (Networking). if you must have friends, let them be the ones with the right attitude to investment.
L – Leverage every opportunity to learn more and make more of the available resources for your portfolio growth
V – Validate available data to ensure its accuracy for informed and appropriate decision-making. Don’t just rely on rumours or assumptions
when investing.
E – End or terminate immediately any wrong investment ventures causing continual losses. Remember, you win some and lose some, just
make sure your wins are more than your losses.

Happy Democracy Day!

FRANKLYex:
Please can we discuss the MMF & the real estate
Does the real estate market really worth the hype?
I want to be enlightened please like a dummy.

Investing in Real estate is Good, but not as Good as all the Hypes you hearing.

In fact Real estate investment is good when said property is giving you returns e.g Rent. As for just buying land and leaving it idle, that shouldn't make up a large portion of your investment

Good evening all. Please can I withdraw anytime from my stanbic mutual funds. I was told it is 30 days after I start. I started in March and I've been putting money monthly.

amsomebody:
It has finally reflected here.

Thanks a lot, I have also received the payment for yesterday, June 11th

tosinman:
Good evening all. Please can I withdraw anytime from my stanbic mutual funds. I was told it is 30 days after I start. I started in March and I've been putting money monthly.

Note that you can withdraw/redeem your money anytime. Here is the condition: Any amount invested for 30 days or more can be withdrawn without any penalty, but any amount deposited and less than 30 days will require you to pay a penalty of 20% of the accrued interest on the amount you are withdrawing.

For example: if you invested 500k on the 20th of March and another 1m on the 30th of April, then another 2m on May 20th, which makes a total of 3.5m, then on the 13th of June you wish to withdraw 3.2m, it means you will pay penalty of 20% of the accrued interest on 1.7m of the 3.2m because 1.5m of the money is more than 30 days while 1.7 of the 2m is less than 30 days.

Thanks for this explanation. In summary, anytime I want to withdraw for free, it has to be 30 days or more from the day of my last deposit no matter the amount.

emmasoft:
Note that you can withdraw/redeem your money anytime. Here is the condition: Any amount invested for 30 days or more can be withdrawn without any penalty, but any amount deposited and less than 30 days will require you to pay a penalty of 20% of the accrued interest on the amount you are withdrawing.

For example: if you invested 500k on the 20th of March and another 1m on the 30th of April, then another 2m on May 20th, which makes a total of 3.5m, then on the 13th of June you wish to withdraw 3.2m, it means you will pay penalty of 20% of the accrued interest on 1.7m of the 3.2m because 1.5m of the money is more than 30 days while 1.7 of the 2m is less than 30 days.

Please 🙏 how to invest dollars on Stanbic Ibtc Mutual funds ....?


Am currently on Naira Stanbic Ibtc Mutual funds

tosinman:
Good evening all. Please can I withdraw anytime from my stanbic mutual funds. I was told it is 30 days after I start. I started in March and I've been putting money monthly.

Please 🙏 how to invest dollars on Stanbic Ibtc Mutual funds ....?

Am currently on Naira Stanbic Ibtc Mutual funds

tosinman:
Thanks for this explanation. In summary, anytime I want to withdraw for free, it has to be 30 days or more from the day of my last deposit no matter the amount.

Please 🙏 how to invest dollars on Stanbic Ibtc Mutual funds ....?


Am currently on Naira Stanbic Ibtc Mutual funds

yekini007:
Please 🙏 how to invest dollars on Stanbic Ibtc Mutual funds ....?


Am currently on Naira Stanbic Ibtc Mutual funds

Firstly, its called Dollar Funds, you cannot invest USD in Mutual Funds. You can use the 'Quick Actions' at the top right corner of your account and then click on 'Invest Now'. Select 'USD Dollar', click on 'Next'. Then continue with the process.

Lol.. Dollar Funds (of whatever designation) is actually a specific type of mutual fund but denominated in foreign currency

nickae:
Firstly, its called Dollar Funds, you cannot invest USD in Mutual Funds. You can use the 'Quick Actions' at the top right corner of your account and then click on 'Invest Now'. Select 'USD Dollar', click on 'Next'. Then continue with the process.

nickae:
Firstly, its called Dollar Funds, you cannot invest USD in Mutual Funds. You can use the 'Quick Actions' at the top right corner of your account and then click on 'Invest Now'. Select 'USD Dollar', click on 'Next'. Then continue with the process.

1 ...... Can I pay in Naira to dollar fund .....?

2 ...... Where can I withdraw to savings account or dollars account...?

0ubenji:
Lol.. Dollar Funds (of whatever designation) is actually a specific type of mutual fund but denominated in foreign currency

1 ...... Can I pay in Naira to dollar fund .....?

2 ...... Where can I withdraw to savings account or dollars account...?

yekini007:
1 ...... Can I pay in Naira to dollar fund .....? NO, you can transfer from a domiciliary account, but I heard norrenberger accepts dollar deposits

2 ...... Where can I withdraw to savings account or dollars account...? You can only used a domiciliary account and your accrued interest is paid to that same dom account you used during the setup

1 ...... Can I pay in Naira to dollar fund .....? NO, you can transfer from a domiciliary account, but I heard norrenberger accepts dollar deposits

2 ...... Where can I withdraw to savings account or dollars account...? You can only used a domiciliary account and your accrued interest is paid to that same dom account you used during the setup

Batman2412:
No, United Capital Group Plc (UCAP) does not belong to United Bank for Africa Plc (UBA). While UCAP was formerly known as UBA Capital and a subsidiary of UBA, it has since become an independent entity. UCAP was spun off from UBA in 2002 and subsequently changed its name to United Capital Plc.

See mutual fund year to date returns

please is united capital the same as investnow

Jeoma2024:
please is united capital the same as investnow

Yes, investnow is the app powered by United Capital

Jeoma2024:
please is united capital the same as investnow

No, United Capital and InvestNow are not the same, but InvestNow is a product of United Capital. United Capital is a leading African financial and investment services group, and InvestNow is their online investment platform. United Capital is the parent company, a broader financial services group.
InvestNow is the online platform developed and managed by United Capital, offering investment services to users.
United Capital is the bank, and InvestNow is the online banking portal that allows you to manage your accounts and investments.