₦airaland Forum

richgang:
Boss abeg give me some penny stocks you think I should buy that will go higher in 1-2 years . I have cutix and Champions already . Thanks in advance

Please note this is TBills' thread, let's not derail it.

Hello All,

Please what is the current rate of T bill secondary purchase for 91 days?

Godson201333:
Hello All,

Please what is the current rate of T bill secondary purchase for 91 days?

Coming soon

Godson201333:
Hello All,

Please what is the current rate of T bill secondary purchase for 91 days?

Stop rate for last auction was 15.74% and true yield 16.39%. It should be around that region.

See my signature

Please, I beg you, educate me on stocks and how it works.
Thank you sir

emmasoft:
Seek knowledge and you will understand the benefits of investing in stocks, but only if your risk tolerance is high and you understand how it works.

francisobiabo:
Please, I beg you, educate me on stocks and how it works.
Thank you sir

You can get in touch. Send a DM or use my contact in my signature.

Some factors that determine where you put your money:

There are different forms of investment windows with different returns. The one you decide to invest in will be determined by these factors:

1. Risk appetite: No matter how profitable an investment seems, it’s the risk tolerance of the investor that dictates the type of instrument to invest in. The saying “the higher the risk, the higher the returns” holds in most cases

2. Investment objective: what you intend to achieve could be immediate or futuristic (short, medium, or long term), this will determine if you want stocks, bonds, mutual funds etc

3. Experience and knowledge: How well you know where you want to put your money, in most cases, determines your success or failure.

4. Age: All things being equal, it’s advised to do less risky investments when getting older and vice versa.

5. Funds available for investment: This will determine the type/form of investment you can do; it will be ridiculous to think of real estate
investment when you are starting with, say, 50k. An investment in a mutual fund or stocks will be better instead; that is not to say real estate is not a good investment, but your funds are not ripe for it.

6. Investment duration: In most cases, the longer the duration/tenor, the higher the profit

Don’t forget there are always exceptions to the norms.

Forms of investment:

Real estates
Stocks
Mutual funds (REITS, MMF, Fixed income fund, balance fund, equity fund, faith-based/ethical funds)
Treasury bills
Bonds
Commercial papers

NB: The primary aim of investment is to make a profit. However, some of the factors and types of investment, as stated above, will determine the level of your profit/returns

In investment, beware of Greed and Fear.
Fear will stop you from making the money you ought to make
While greed will cause you to lose the money you have already made.

Remember to always check my signature for online account opening for any form of mutual funds, stocks, etc, with Investment One, Stanbic Asset Management, First Ally, or i-invest

You can also get in touch.

MPR

Please when is the next T-bill auction, and what is the result of the last auction. Thank you.

Timmi:
Please when is the next T-bill auction, and what is the result of the last auction. Thank you.

There should be an auction this week not sure. Kindly reach out to your bank or investment house for secondary market quote incase you missed any PMA.

It's advisable to drop your bid with your bank/advisor days before the auction to be on the safe. You want fixed deposit investment rates currently above tbills, investment is safe and guaranteed. Check mi sig

18 July 2034 & 22 Jan 2026 FGN bond coupon payments received on time. The benefits of patience and compounding

skydiver01:
18 July 2034 & 22 Jan 2026 FGN bond coupon payments received on time. The benefits of patience and compounding

Hi,
Which bank or trading firm did you use to buy FGN bonds? These GTB branch people don’t seem to understand!

I abeg make person update with todays TBills rate whenever d info becomes available

Timmi:
Please when is the next T-bill auction, and what is the result of the last auction. Thank you.

Based on the calendar, an auction should have held today.

Today's results

skydiver01:
18 July 2034 & 22 Jan 2026 FGN bond coupon payments received on time. The benefits of patience and compounding

This man. Been a while. How's everything

talk2tonie:
Hi,
Which bank or trading firm did you use to buy FGN bonds? These GTB branch people don’t seem to understand!

I'd advise you reach out to an investment firm for more info. Though alot of people confuse the FGN Bond with the FGN Savings Bond.

Both are government instrument but different

ernie4life:
Today's results

Becoming less attractive as the stop rate keeps declining.

Funds will be channeled into other asset classes

Odunharry:
I'd advise you reach out to an investment firm for more info. Though alot of people confuse the FGN Bond with the FGN Savings Bond.

Both are government instrument but different

Thank you.

ernie4life:
Today's results

This rate is bloody 😭😭😭😭

It might hit single digit by end of year or early next year😥

Time to move to euqities and CP. Who's into CP here abeg? Let's rub minds

Odunharry:
Becoming less attractive as the stop rate keeps declining.

Funds will be channeled into other asset classes

Absolutely. Look at the subscription for 365 days, it's half of the last auction. Party is over and people are moving on.

Nakedman:
Time to move to euqities and CP. Who's into CP here abeg? Let's rub minds

There is thread for CP

Hanging in there. We thank God. You?

Odunharry:
This man. Been a while. How's everything

Hello, you can use FSDH Merchant Bank (First Securities Discount House) as well as others like United Capital, Stanbic etc though I personally like FSDH

talk2tonie:
Hi,
Which bank or trading firm did you use to buy FGN bonds? These GTB branch people don’t seem to understand!

skydiver01:
Hello, you can use FSDH Merchant Bank (First Securities Discount House) as well as others like United Capital, Stanbic etc though I personally like FSDH

Ok, thank you.
You mean FGN Bond not FGN savings bond right?

skydiver01:
Hanging in there. We thank God. You?

I'm good boss. Bn a while I saw your post. Nice to know you good

Akinlot:
Absolutely. Look at the subscription for 365 days, it's half of the last auction. Party is over and people are moving on.

Yea. It was fun for people who took advantage of the high rate especially last year.

You are welcome. Yes FGN Bonds though they do both.

talk2tonie:
Ok, thank you.
You mean FGN Bond not FGN savings bond right?