₦airaland Forum

ernie4life:
There is thread for CP

The thread is unactive like TBills thread.

Does anyone think this TBills rate is likely to rise?

PharoahIII:
Does anyone think this TBills rate is likely to rise?

Keep your eye on the exchange rate and inflation figures. As long as it remains stable or continues to fall, rates are unlikely to go up.

PharoahIII:
Does anyone think this TBills rate is likely to rise?

Follow economic happenings you get an idea. For now maybe slightly but I don't think w get to see rate as high as 30% like we saw towards year end of 2024.

Take advantage of CPs with good credit ratings, Fixed deposit with good rates, you can also put little funds in stock market if you understand or look for who Will guide you.

Don't keep funds idle hoping rates will spike up again.

Hello everyone ,
Can someone please help me clarify if payments for Treasury bills interest for secondary market are paid upfront, just like in the primary market?

Yes! Interests are paid upfront.

You can choose to either get paid upfront or to reinvest the interest and get it at maturity

Ivan18888888888:
Hello everyone ,
Can someone please help me clarify if payments for Treasury bills interest for secondary market are paid upfront, just like in the primary market?

Ivan18888888888:
Hello everyone ,
Can someone please help me clarify if payments for Treasury bills interest for secondary market are paid upfront, just like in the primary market?

You need to from the firm you are using. Some like Blunest (Stanbic) do not pay upfront.

alezzy13:
You need to from the firm you are using. Some like Blunest (Stanbic) do not pay upfront.

Sorry I don’t get you … pls explain further

elawure1:
Yes! Interests are paid upfront.

Pls bro , what banks for secondary market typically pays upfront, just like in the primary market?

enque:
You can choose to either get paid upfront or to reinvest the interest and get it at maturity

What banks pays upfront , I mean for secondary market

Ivan18888888888:
What banks pays upfront , I mean for secondary market

Most banks that does TB secondary market will pay you interest upfront except you request otherwise.

freeman67:
Most banks that does TB secondary market will pay you interest upfront except you request otherwise.

All because its discounted except you tell them you want backend

Ivan18888888888:
Pls bro , what banks for secondary market typically pays upfront, just like in the primary market?

Zenith bank actually paid me upfront. I am not sure if all banks do same. Thank you!

Usen man?

elawure1:
Zenith bank actually paid me upfront. I am not sure if all banks do same. Thank you!

Ivan18888888888:
What banks pays upfront , I mean for secondary market

All banks do, you will decide in the form while applying if you need upfront or you're reinvesting the interest.

So it's your call to make.

Ivan18888888888:
What banks pays upfront , I mean for secondary market

It's your choice to go for upfront or backend.

You can always put it on your instructions

USA2019:
Usen man?

Sure bro! You got me.

Lol I just knew you had to be one. Nice seeing you here. I did my youth service in Ovia South West LGA, Edo State, some decades back.

elawure1:
Sure bro! You got me.

Odunharry:
It's your choice to go for upfront or backend.

You can always put it on your instructions

Hello, I have a quick question.
with the new tax regulations starting in January 2026, do you have any idea if income earned form treasury bills and money market investment will be tax?

talk2tonie:
Hello, I have a quick question.
with the new tax regulations starting in January 2026, do you have any idea if income earned form treasury bills and money market investment will be tax?

Tbills is already being taxed. Specifically mentioned was income gain tax from the sales of shares worth more than150m.

emmasoft:
Tbills is already being taxed. Specifically mentioned was income gain tax from the sales of shares worth more than150m.

Thank you so much! Any idea about income earned from MMF?

Yes, taxable.

talk2tonie:
Thank you so much! Any idea about income earned from MMF?

Is Anyone here using I-Invest for treasury bills ?

Do they pay interest upfront for secondary market ?

Also, in the event that the platform collapses , how safe is my investment ?
Need someone help me with this question pls

Ivan18888888888:
Is Anyone here using I-Invest for treasury bills ?

Do they pay interest upfront for secondary market ?

Also, in the event that the platform collapses , how safe is my investment ?
Need someone help me with this question pls

I don't use I-invest but be rest assured your fund is safe.

For payment of interest upfront, that I'm not sure also..

Check my siggy let's talk about competitive rates

emmasoft:
Tbills is already being taxed. Specifically mentioned was income gain tax from the sales of shares worth more than150m.

Please what is the tax rate for TB. For instance if I invest N1m and my profit is 170K ( assuming 17% interest rate), what will be my take home from the 170K?

kinnad:
Please what is the tax rate for TB. For instance if I invest N1m and my profit is 170K ( assuming 17% interest rate), what will be my take home from the 170K?

N170,000- 10%(N17,000)= N153,000

Pls for those investing T/bills via Blunest, how has the experience been? For me it hasn't been encouraging.

The first one I did failed, and the second attempt has been pending for over a week, though I guess the platform downtime might have contributed. Anyway I have complained to them and expecting their feedback.

Wht is only payable on TBills if you're a company. Not for individuals. It is simply misleading to collect wht on TBills for individuals. I stand to be corrected. Ask your account officers.

Wat are d current Rates

PharoahIII:
Wht is only payable on TBills if you're a company. Not for individuals. It is simply misleading to collect wht on TBills for individuals. I stand to be corrected. Ask your account officers.

You are not correct

WHT is paid by everyone investing in Treasury Bills...be you an individual or a corporate

INVESTMENT IS LIKE MARRIAGE, YOU HAVE TO WORK IT OUT FOR IT TO WORK AND BE PROFITABLE

INVEST WISELY, RATES WILL NOT BE DOWN OR UP FOREVER