₦airaland Forum

Queengolden:
Who else got the email?

amnotapervert:
Yes and no — but every case is different.

Let me explain. During Proof of Funds (POF) assessment, many factors are calculated and taken into consideration.

I do not know your exact situation, but in most cases where a sponsor (such as a parent) is providing POF, IRCC will also look at the number of siblings the applicant has. They will consider how the money for POF came in, and whether the sponsor will be able to get that money back quickly. This is because IRCC knows that parents may also have other children (brothers or sisters of the applicant) who depend on them financially.

Therefore, it’s always good for your sponsor to show that even after giving you the full amount required for one year’s living expenses and your remaining tuition fees, they still have enough to take care of the remaining siblings’ fees and general family upkeep. It should also be clear that the business or job they have can generate that amount back over a short period of time.

That is why it’s always better to have more than just the exact one year’s living expenses and tuition fee amount in your POF.

POF can be tricky. For example:

Case 1:
Someone has ₦65 million from the sale of family land, not from a regular business or job. Their total school fees and living expenses are ₦45 million, and they are the second child in the family while the first child is already studying in the UK. IRCC might deny the visa, saying there is an insufficient POF, because they know the family will still need to pay school fees for the first child.

Case 2:
An only child or last-born child has ₦55 million, while their school fees and living expenses total ₦45 million. The parents are retired and on pension. This applicant might get the visa because there are no additional family responsibilities.

Remember, when filling out your application forms, you give IRCC the names and details of your family members and their current situations.

So you see, it’s not just about the amount of money. It’s also about the dynamics — the sponsor’s job or business, the family’s responsibilities, and the siblings’ situations.

mcsugk:
I paid for 1 year tuition fee..
The program is 2yrs, so my bal tuition fee for the 2nd yr is 17,500..
So will I add the bal to the living expenses..
Also is it 1 yr living expenses I will calculate of for the 2yrs

destinychildolu:
There's no formula for all these things. I will give an example of all the red flags in my own case. 1. Used a sponsor 2. After sponsor transferred "living expenses" to my account, he has less than a million in his business account and less than 5m in his personal account. 3. I already have a b.sc and applied for Diploma. 4. Age was way way above 30. 5. Married with children and wife wasn't working and no mention of how wife and children will feed. 6. POF was lump sum and it lasted just 2 weeks in the account before account was printed.

Upon all the "red flags" it was approved. I think it's just based on V O discretion

Profgordons:
When did your cousin apply?

Benjifiz36:
He reapplied on the 28th of July, 2025. For larger context, his first application was on the 6th of June, 2025 and was refused on the 21st of June, 2025 (15 days after). He applied for the GCMS notes which took about 30 days, according to him, the gmcs notes posited that the only reason his application was refused was because the source of funds of his sponsor was poorly documented even though he did GIC of a year's living expenses and had paid one semester tuition fee. Upon seeing the notes, he contacted his sponsor who provided further documents with additional bank statements showing how the sponsor raised his funds. He said he reapplied because the GCMS notes centered on the source of funds and he was sure that with further explanation with documents and bearing in mind that his first refusal came within 15 days/ upfront medicals, that he could get it this time...........

destinychildolu:
There's no formula for all these things. I will give an example of all the red flags in my own case. 1. Used a sponsor 2. After sponsor transferred "living expenses" to my account, he has less than a million in his business account and less than 5m in his personal account. 3. I already have a b.sc and applied for Diploma. 4. Age was way way above 30. 5. Married with children and wife wasn't working and no mention of how wife and children will feed. 6. POF was lump sum and it lasted just 2 weeks in the account before account was printed.

Upon all the "red flags" it was approved. I think it's just based on V O discretion

Benjifiz36:
He reapplied on the 28th of July, 2025. For larger context, his first application was on the 6th of June, 2025 and was refused on the 21st of June, 2025 (15 days after). He applied for the GCMS notes which took about 30 days, according to him, the gmcs notes posited that the only reason his application was refused was because the source of funds of his sponsor was poorly documented even though he did GIC of a year's living expenses and had paid one semester tuition fee. Upon seeing the notes, he contacted his sponsor who provided further documents with additional bank statements showing how the sponsor raised his funds. He said he reapplied because the GCMS notes centered on the source of funds and he was sure that with further explanation with documents and bearing in mind that his first refusal came within 15 days/ upfront medicals, that he could get it this time...........

mcsugk:
Could you please provide more specific details?
What was the total amount in your account for (POF)?
How many years is your diploma course?
How much did you pay as your initial deposit for your school fees?
What was the total tuition fee, and how much is remaining?
Please let me know.

amnotapervert:
Also, destinychildolu, what year was this study permit approved?

Was it after 2024, when Canada started capping growth and reducing the number of new international student permits issued to approximately 360,000?

Context is important — in order to reduce the number of international students, IRCC has become more strict.
Last year

It was much easier to get a study permit in 2021, 2022, or 2023 with just the minimum required funds because IRCC was focused on increasing numbers.

Before 2024, they would often overlook certain issues to boost international student intake.

That’s why I said context is important

https://study-permit.ca/canada-study-permit-stats/

https://www.canada.ca/en/immigration-refugees-citizenship/news/2024/01/canada-to-stabilize-growth-and-decrease-number-of-new-international-student-permits-issued-to-approximately-360000-for-2024.html

https://www.statista.com/statistics/555117/number-of-international-students-at-years-end-canada-2000-2014/#:~:text=Number%20of%20study%20permit%20holders%20with%20a%20valid%20permit%20in,Embed%20this%20statistic%20(FAQ)

destinychildolu:
What email?

Benjifiz36:
He reapplied on the 28th of July, 2025. For larger context, his first application was on the 6th of June, 2025 and was refused on the 21st of June, 2025 (15 days after). He applied for the GCMS notes which took about 30 days, according to him, the gmcs notes posited that the only reason his application was refused was because the source of funds of his sponsor was poorly documented even though he did GIC of a year's living expenses and had paid one semester tuition fee. Upon seeing the notes, he contacted his sponsor who provided further documents with additional bank statements showing how the sponsor raised his funds. He said he reapplied because the GCMS notes centered on the source of funds and he was sure that with further explanation with documents and bearing in mind that his first refusal came within 15 days/ upfront medicals, that he could get it this time...........

Queengolden:
so how did it go the second time?

Profgordons:
Thank you for the further details. Each application is considered on the basis of its merit and not related to any previous application. This new application will be reviewed by another officer as a new application and it will follow all the normal processes like the first.

amnotapervert:
Thanks for providing more context.

To be honest, using the webform and waiting is the only thing that can be done for now.

IRCC can be slow sometimes, and it’s frustrating. The only time I’ve seen them respond quickly is when someone is applying for a visitor visa — for example, a citizen applying for a visitor visa for their parents. In such cases, if IRCC is taking too long, the applicant can notify their Member of Parliament (MP), and the MP will contact IRCC on their behalf.

Aside from situations like that, there’s very little — if anything — that can speed things up. Since this is a student visa application, the only realistic options right now are to use the webform and wait.

treziMcCarthy:
Have you done your biometrics?

Benjifiz36:
Thank you, I will tell him to do this. Hopefully they respond in time. He is just understandably worried because the date beckons and the school needs an update on the study permit application by the 15th of August, 2025.......Thank you again, God bless you sir

Amycanada:
Hello guys,
Does police clearance certificate expire?

amnotapervert:
Yes but why are you using it for a study permit ?

Amycanada:
It's for admission in a college. Please how long does it last?

KakashiJonin:
Hello everyone, good evening!
I'm looking to connect with fellow students currently studying at Concordia University in Montreal, Canada. Whether you're an undergrad or grad student, I'd love to network, share experiences, and maybe even collaborate on academic or campus-related opportunities.
Feel free to reach out or drop a comment if you're at Concordia — let’s connect!

KakashiJonin:
Thank you for your time and advice and after doing what you advised, Concordia University seems like the better choice and that is what i will be going for. Once again thank you.

Oluwarhaji:
Hello guys.
For someone wanting to move from uk to Canada.
. But here’s my ordeal.
- i simply can’t afford a 2 years course in Canada
- I’ve an MSc in big data in Uk already. Still in Uk.
What’s the closest credential I can go for that will prove progression as I’m wanting to study Network Tech. Or cybersecurity given that I’m working on getting my ComptiaA + certification. Pls your replies will be highly appreciated as I’m wanting to start my process ASAP
Thanks.

Amycanada:
It's for admission in a college. Please how long does it last?

Gloriousangel:
Hello Everyone,

I would like to thank JMG for his assistance and support in getting my Canadian study permit. To think I almost withdrew my application but he encouraged me while IRCC took their sweet time.

They literally delayed my application for months because I didn’t attached a birth certificate ( I saw this on the officer’s note when I received my gcms notes a few days go). I attached NPC birth attestation but I guess that wasn’t enough. I proceeded to submit the same birth attestation and a declaration of age affidavit along side a letter of explanation via web form and I got the approval message the next day.

I’m grateful and indebted to JMG for taking time out of his busy schedule to attend to my numerous questions and for helping me submit a strong application.