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General UK Visa Enquiries - Part 5 - Travel (850) - Nairaland

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Re: General UK Visa Enquiries - Part 5 by youngprince111(m): 4:11pm On Sep 04, 2025
Good day guys, please can I use my Pension Statement as savings in the column were it was ask if u have a savings? I have over 24m in my Pension account.
Re: General UK Visa Enquiries - Part 5 by canadaman18: 4:43pm On Sep 04, 2025
Just want to start by saying a big thank you to all the people on this forum who take time to answer questions and help others . God bless you all

Parents visit visa approved.

Read through this thread and submitted all the docs I saw others mention. I also added parents bank statement and mutual fund even though I was sponsor
Re: General UK Visa Enquiries - Part 5 by Racheal45: 6:06pm On Sep 04, 2025
I will be taken 3month course in uk
Do you have any idea to extend my stay in uk legally if have been able to get my visa
Re: General UK Visa Enquiries - Part 5 by typingmaster: 7:12pm On Sep 04, 2025
I need help guys.

For monthly expenses of

1st month: 105,055 naira

2nd month: 71,434 naira

3rd month: 129,820 naira

4th month: 94,255 naira

Which should be used as how much one spend a month?



From May to August, a bonus of 66,000 naira was paid for each month.

A contract within these four months earned sums of 700k, 800k, 44,000 and 48,000 naira in separate months.

In the section of Additional regular income for a year, what should I write?

Should I consider contract work as part of additional regular income cos the pay is not static and varies? Or I should only use the bonus of 66k to get my yearly additional regular income?
Re: General UK Visa Enquiries - Part 5 by nairabase(m): 8:53pm On Sep 04, 2025
Thank you for your honest feedback; it's much appreciated.

I do acknowledge my mistake of using a bank statement with a low opening balance. I initially assumed that my closing balance would be considered sufficient proof of funds for my 10-day trip to the UK, given my regular monthly salary payments over the last six months. Now I understand better. However, this was just my salary account statement provided, and not my business account. I am the ceo of the business, and I pay myself a salary from the business account. My salary was not always N5M+ from 2016 till now. It increased with time as the company grew. Last time I applied for the UK visa in 2022, my salary was just N1M+

I provided sufficient evidence of my business, including pictures of me with my staff and office, as well as pictures of my family, landed properties, and tenancy agreement to establish strong home and economic ties. I had no intention to overstay, I was going for a vacation and to visit my elder brother in the UK, who is a British citizen. I visited Dubai in 2021, Singapore in 2022, France in 2024, and Qatar this year, 2025.

All the reasons for my previous UK refusals were due to mistakes in how I presented my account statement, which i have always tried to fix in the next application but still end up with another mistake.

My question now is, how do I submit an official complaint on my visa application if submitting another application may likely not fly?

Thanks for your time and feedback!











giselle237:
But even a rookie UK ECO will not grant a visa in your circumstances.
Take your time to digest your refusal letter.
You want to go for a vacation? You don’t have funds, you depleted your account so what kind of vacation will that be? The trip is not compulsory.
If you paid school fees and all your expenses that means you had nothing to fall back on few months ago and next moment you decided to go on a trip which will not add any value to you just for the sake of… they can not issue such a visa.
You could have at least submitted the statement of account after you had funds not from when your opening bal was 209k for a CEO earning millions as you wrote since 2016. It does not just add up and this is the issue I have on this thread with people just expecting stories to be picked up and accepted by the ECO hook, line and sinker because we said it. No proof, no clear reasons, no clear evidence.
You can come in, seek asylum and start benefiting from tax payer funded benefits as clearly the business that dropped to 200k can not be a home tie.
Also if truly you have been earning these millions since 2016 as you stated, how come
1. Your travel history is non existent- again Dubai and Qatar do not count to the US or UK visa officer in 2025.
2. The France visa was when?
3. Someone earning these millions in the last 9 years surely would have had multiple trips to one of the first world nations.
4. Worst thing working against you was already you had 2 to 3 prior refusals… they reduce chances especially if you are not an elderly applicant or a financially/economically secure applicant eg been in a salaried role.
5. Your circumstances are wishy washy and neither here or there and very risky for any visa officer to say on a balance of probabilities you would come back.
This is why you were denied.
Do not reapply.
If you want to go back, put in an official complaint and use that one maybe your goal can enter because you might be lucky but not to reapply. You will be denied again.
Re: General UK Visa Enquiries - Part 5 by nairabase(m): 9:09pm On Sep 04, 2025
Thank you for your candid advice and honest feedback!

I plan to submit another application with a well-written cover letter that addresses their concerns and provides additional proof.

And, if that doesn't fly, I will consider filing an official complaint. Can you please provide a guide on how to file a complaint?

Thank you!





BruceXavier:
With a profile like yours, a refusal can be annoying. It's a constant reminder that visa approvals are totally at the discretion of the embassy. You can do everything right and still be refused a visa for the most flimsy excuse, it comes down to the consular officer treating your application.

If you are not pressed for time, I would recommend seeking redress by way of filing a complaint or Pre-Action Protocol. However, a faster option would be to put in another applciation and taking time to address the concerns raised in the refusal letter. Since the money went into paying rent and school fees you can show proof of the expenditure. Those expenditures allude to strong ties.

Your refusal is quite annoying to say the least. It's not enough to show bank statements, one now has to explain the circumstances of the statement. This is the reality of a visa applicant in Nigeria

All the best in whatever route you choose to explore.
Re: General UK Visa Enquiries - Part 5 by abdultangz: 2:18am On Sep 05, 2025
Thanks cashmadam sorry for the late reply after so long, just wanna leave this here that my dad went back few months ago and got the 10 years visa, my new query is that will 10M be sufficient for me to apply for a France visa for the first time ??
Re: General UK Visa Enquiries - Part 5 by xx1v: 6:17am On Sep 05, 2025
What's your preferred airline to London?

(If possible, no stop over).
Re: General UK Visa Enquiries - Part 5 by Nobody: 9:52am On Sep 05, 2025
xx1v:
What's your preferred airline to London?

(If possible, no stop over).
Download the Kiwi application. It’s helpful for navigation and finding low-fare flights.
Re: General UK Visa Enquiries - Part 5 by Trust2021: 11:23am On Sep 05, 2025
Good morning house, please I want to ask a question for someone who is planning to travel to UK for Christmas holiday can I book hotel reservation this month September, and also who have the idea the cost of 10 days hotel accommodation. Can I also book hotel reservation without payment here in Nigeria first and pay on arrival or I should book a refundable hotel.
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 12:03pm On Sep 05, 2025
abdultangz:
Thanks cashmadam sorry for the late reply after so long, just wanna leave this here that my dad went back few months ago and got the 10 years visa, my new query is that will 10M be sufficient for me to apply for a France visa for the first time ??
Great news!

For French Visa, they are more concerned about the hotel and flight booking plus the regular inflow and outflow in your account. Not so much about the actual balance. 10m is more than adequate.
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 12:04pm On Sep 05, 2025
youngprince111:
Good day guys, please can I use my Pension Statement as savings in the column were it was ask if u have a savings? I have over 24m in my Pension account.
Yes, you can
Re: General UK Visa Enquiries - Part 5 by BruceXavier: 1:10pm On Sep 05, 2025
nairabase:
Thank you for your candid advice and honest feedback!

I plan to submit another application with a well-written cover letter that addresses their concerns and provides additional proof.

And, if that doesn't fly, I will consider filing an official complaint. Can you please provide a guide on how to file a complaint?

Thank you!
I read your response to @giselle237 and it gives more context and further proves my point. Infact I now believe your application was not considered on it's merit, even though each refusal will state otherwise. I have seen visit visa applications sail through with bank statements that have low opening balance, I have also seen applications sail through with closing balances that are not up to twice the propsed amount for the trip. It's all circumstantial and I believe your previous refusals maybe impeding your chances of getting fair assessment. With the futher context you gave on your travels and previous refusals, I agree with @giselle237 not to reapply, follow the complaint route. I hope the refusal is still recent and not up to 3months.

To file a complaint you can use these options; send a mail to complaints@homeoffice.gov.uk and/or visit https://www.gov.uk/complain-uk-visas-immigration. There are fellow users on this platform that have gone through this route and got positive result. If you take your time to go through this thread all the way to previous parts, you will find their testimonials. Be sure to address the issues raised and present your case well with documents to back up any claims made.

For Pre Action Protocol: https://www.gov.uk/government/publications/pre-action-protocol-for-judicial-review. There are also persons on this platform that followed this route with positive results. A careful research on this platform and you'll find their process and tesimonials as well.

All best in whichever route you opt for
Re: General UK Visa Enquiries - Part 5 by sojimomomo: 2:45pm On Sep 05, 2025
jmoore:
Is there any option?

Vfs global is what UK is using.
Thank you so much for your response.
I was thinking of tlscontact. I will go with vfs global.
Re: General UK Visa Enquiries - Part 5 by Lifeisgood127: 5:23pm On Sep 05, 2025
Good evening guys
Do this mean i have been given admission

Or i will be given when I do what they requested?

Re: General UK Visa Enquiries - Part 5 by Taal17: 7:43pm On Sep 05, 2025
Lifeisgood127:
Good evening guys
Do this mean i have been given admission

Or i will be given when I do what they requested?
The latter.
Do what they requested
Re: General UK Visa Enquiries - Part 5 by Lifeisgood127: 8:33pm On Sep 05, 2025
Taal17:
The latter.
Do what they requested
Thanks boss
Re: General UK Visa Enquiries - Part 5 by Lifeisgood127: 8:34pm On Sep 05, 2025
Taal17:
The latter.
Do what they requested
Actually applied for two uni

The second one too sent a link to my referee asking them to input some details.
So maybe when I do that they will give the admission
Re: General UK Visa Enquiries - Part 5 by Taal17: 9:32pm On Sep 05, 2025
Applied in US
Visit visa 6months
Submitted Aug can't remember date
Biometric Aug 22
Got email following week that it was received at UKVI

Collected passport following 1st week September

Submitted bank statement
Proof of residence
Letter of Invitation from host
Re: General UK Visa Enquiries - Part 5 by xx1v: 10:06pm On Sep 05, 2025
CornOak:
Depending on your location, it's usually within 7 working days.
3 days actually.
Re: General UK Visa Enquiries - Part 5 by CornOak(m): 10:46pm On Sep 05, 2025
xx1v:
3 days actually.
Three days is within the quoted seven days. Meanwhile, some applicants wait beyond this period, depending on their location.
Re: General UK Visa Enquiries - Part 5 by mostical(m): 7:55am On Sep 06, 2025
Good morning, great people,
I had my TB test in February to expire August 27th in preparation of traveling to the UK last May but the admission was differed to September. For my Visa processing on August 11th, I uploaded the same TB test cert as it was still valid then and thank God my VISA was approved.
My question is, is it safe to travel with this expired TB test because I learnt immigration do ask for some of this thing? Will it still be tenable or I should do another test before I travel?
Thank you.
Re: General UK Visa Enquiries - Part 5 by Petrified235555: 8:25am On Sep 06, 2025
Hello guys please who knows how I can go about this health and care visa application? Your response will be highly appreciated
Re: General UK Visa Enquiries - Part 5 by Marcgrace: 8:43am On Sep 06, 2025
Hello@Everyone,

I am in urgent need of an answer: Can I pay THE UK VISA APPLICATION FEE with my GTBank Naira Mastercard?
Re: General UK Visa Enquiries - Part 5 by Taal17: 12:23pm On Sep 06, 2025
mostical:
Good morning, great people,
I had my TB test in February to expire August 27th in preparation of traveling to the UK last May but the admission was differed to September. For my Visa processing on August 11th, I uploaded the same TB test cert as it was still valid then and thank God my VISA was approved.
My question is, is it safe to travel with this expired TB test because I learnt immigration do ask for some of this thing? Will it still be tenable or I should do another test before I travel?
Thank you.
Ask in the uk student visa thread

This is UK visa thread , generally visit visas and no one does tb tests for visit visas.
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 1:04pm On Sep 06, 2025
Marcgrace:
Hello@Everyone,

I am in urgent need of an answer: Can I pay THE UK VISA APPLICATION FEE with my GTBank Naira Mastercard?
Yes, you can
Re: General UK Visa Enquiries - Part 5 by typingmaster: 8:55pm On Sep 06, 2025
Anticipated travel cost is 1,800 pounds.

Sponsor has sent up to 5 Million naira in installments to the applicants bank account.

So what should be written in.

How much you are you personally going to spend?

How much will the sponsor pay towards the trip?
Re: General UK Visa Enquiries - Part 5 by Marcgrace: 9:31pm On Sep 06, 2025
Hello@Cashmadam

Ok, thanks for your response.


Cashmadam:
Yes, you can
Re: General UK Visa Enquiries - Part 5 by giselle237: 7:21am On Sep 07, 2025
mostical:
I had my TB test in February to expire August 27th in preparation of traveling to the UK last May but the admission was differed to September. For my Visa processing on August 11th, I uploaded the same TB test cert as it was still valid then and thank God my VISA was approved.
is it safe to travel with this expired TB test because I learnt immigration do ask for some of this thing? Will it still be tenable or I should do another test before I travel?
.
You don’t need another TB test.
The result is for your visa application.
Re: General UK Visa Enquiries - Part 5 by giselle237: 7:23am On Sep 07, 2025
typingmaster:
Anticipated travel cost is 1,800 pounds.

Sponsor has sent up to 5 Million naira in installments to the applicants bank account.
So what should be written in.
How much you are you personally going to spend?
How much will the sponsor pay towards the trip?
Why the multiple payments? Any reason why sponsor’s account could not be provided?
Personally will still be £1
How much will be provided £1799
In the additional information section of the form and the cover letter- expantiate on what you have done to give the ECO clarity.
Re: General UK Visa Enquiries - Part 5 by typingmaster: 7:26am On Sep 07, 2025
giselle237:
Why the multiple payments? Any reason why sponsor’s account could not be provided?
Personally will still be £1
How much will be provided £1799
In the additional information section of the form and the cover letter- expantiate on what you have done to give the ECO clarity.
The sponsor presented his business account statement.
Re: General UK Visa Enquiries - Part 5 by iamnlia(m): 11:38am On Sep 07, 2025
I want to sponsor a visit to the UK for 2 of my siblings, the money will be from 2 sponsors including me (working in the UK already) and my father (working in Nigeria). Do my sisters need to provide their bank statements too?

The money movements in their respective banks is too haphazard
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