₦airaland Forum

Omoboricash:
What about me with just 10k naira balance

Nazgul:
These people are really funny. Sometimes I think the people making decisions in Nigeria don’t actually live here. Maybe they’re just visiting us through Zoom.

How can a country where most people are earning less than 500k a month be talking about having 7.5 million naira minimum balance to keep your account active? Like are you for real.

Let’s even be honest; how many Nigerians have seen 7.5 million at once in their account before? Some people’s total life savings, business capital, and village land inheritance isn't even up to that.

At this rate, when you enter the banking hall, they might soon start checking your account balance before allowing you to sit on their chair or drink water from their dispenser.

No wonder people are running to OPAY and PalmPay like it’s Noah’s Ark. When you have sense, you adapt, but when you have greed, you lose customers. And trust Nigerians, once they see free transfers and zero balance, loyalty changes immediately.

But to be honest, 2026 no go funny at all. The economy is tightening like a new shoe. Food, rent, fuel, now even bank accounts want to join the suffering.

We really need to plan financially. Cut unnecessary expenses. Save where you can. Invest small, even if it’s in your local hustle. Because the way things are going, it's not looking funny anymore.

Nazgul:
Lol… calm down, Pocohantas. I'm not dragging Standard Chartered with you. 😅

We understand that not every bank is meant for the masses, and that’s fine. Every brand has its target market. But truth be told, once your business operates in Nigeria, you automatically become part of the general economic conversation.

If they say 7.5m minimum balance, people will naturally react. Not because they want to bank there, but because it’s simply out of touch with the reality of 95% of Nigerians.

It’s not about jealousy or poverty mentality; it’s just shock at how disconnected some policies are from the environment they operate in.

And lol @ people entering the bank to shit and collect AC. 😂

Let’s not act like the elites are angels either. Some of them will park Prado, enter the bank, and still price 10,000 service charge like okrika.

At the end of the day, they can do their niche banking. No wahala. But people are also free to talk about how ridiculous it sounds in a country where minimum wage is still 70k.

That’s not hate; that’s just reality. 🤷🏽‍♂️

Westman001:
Oloshi o r'aiye wa. Olohun!

Let's the the poor live too, standard chartered bank.

The likes of Opay and Palmpay and Moniepoint will continue to lead anyways

iwaeda:
Let me go and close, before they close
Standard chartered should differentiate salary accounts.

pocohantas:
Both of us haven't seen a Standard Chartered bank in years. All my time as a banker, it was the only bank I didn't know someone in. They are that coded. Why bother because they stated the obvious? They never wanted us and we know this.

As for rich people. Na them still dey price and underpay but I no dey too reason this matter again. There is a restaurant that trended for something similar. People dragged them and they dropped their standard. E no reach 1month, videos circulated of some young girls doing TikTok video in the center of the restaurant. They even went inside toilet to change clothe and come back. We all had to apologise to the restaurant😂. I cannot blame these businesses sometimes. Thankfully they have told us officially. Make we avoid them

VillagePipu:
As at 2014, the minimum balance for SCB Corporate was 5M. I was a customer of thir Opebi branch in Ikeja.

Your problem isn't politics, your problem is that you're not exposed and you are in the lower rung of the ladder of life.

anonimi:
March 21, 2011

Tinubu rules out alliance with CPC

Prospect of a possible alliance between the Action Congress of Nigeria, ACN and Congress for Progressive Change, CPC, was dashed yesterday in Kano as the leader of the party and former governor of Lagos State, Asiwaju Ahmed Bola Tinubu described CPC as parading “expired leadership.”

Tinubu told ACN supporters in Kano during the party’s Presidential rally that: “What Nigerians need now is a transformation in leadership” as obtained in the advanced economy.

The two-term Governor of Lagos State explained that the leadership of ACN was offering Nigeria the brilliance of Nuhu Ribadu who, he said, is in the class of Nicolas Sarkozi of France, David Cameron of Britain, Medvedev of Russia and Barack Obama of the United States of America.

“What has CPC got to offer? We certainly don’t need expired leadership as we are offering the best in terms of brilliance, courage and patriotism in the class of Sarkozi of France, David Cameron of Britain and Barack Obama of the USA.”

Tinubu’s position came on the heels of Ribadu’s declaration penultimate week in Kaduna when he hinted during a political rally of a joint ticket between the two opposition parties to confront the dominance of the Peoples Democratic Party, PDP.

The national leader of ACN criticised President Goodluck Jonathan for shying away from the national debate held last Friday, stressing that”that singular act exposed Jonathan as a coward who has nothing to offer.”

http://www.vanguardngr.com/2011/03/tinubu-rules-out-alliance-with-cpc/

Emergingnation:
Flashback: How Bola Tinubu spoke highly of Buhari in 2015, named PDP ‘Poverty Development Party

National leader of the ruling All Progressives Congress, APC, Bola Tinubu had during the presidential campaign in 2015, referred to President Muhammadu Buhari as the only solution for the security and economic challenges facing Nigeria.

During a mega presidential rally, the former governor of Lagos State recalled how some powerful nations in the world returned to army generals when they were challenged, saying “Major General Buhari would revive Nigeria’s economy”.

He named the current opposition People’s Democratic Party, PDP as the “Poverty Development Party saying they had nothing to offer.

His words at the time were; “Every nation has a period of their own challenges, when America was challenged, they turned to one great man, their ex-military general, General Eisenhower. When the French were challenged, they turned to their general, Charles de Gaulle.

“When Britain was challenged, they turned to their general. Today, Nigeria is economically and physically challenged so we turn to General Muhammadu Buhari. He is the right man for the job. If you talk about military experience, he has it abundantly, he has courage, simplicity, he has it abundantly.

“If you talk about great determination, a combination of vision and ability to perform, honesty and integrity, he has it abundantly.

“I laugh when the incapable government, ‘Poverty Development Party’ PDP were talking. They have nothing again to say, they now want to question the qualifications of General Buhari and look for his certificate”.

Following the manifestos in 2015 which projected the APC presidential candidate as a ‘saviour’, Buhari defeated the then incumbent president, Goodluck Ebele Jonathan with Nigerians expecting a total change in security and economy.

https://dailypost.ng/2021/09/01/flashback-how-bola-tinubu-spoke-highly-of-buhari-in-2015-named-pdp-poverty-development-party/

Buharidgeneral:
Welcome to Opay

Bluntemperor:
Unfortunately,you are known to focus your attention on Falsehoods and dance to gaulible audiences, without making any sense!
When your Emefiele - was spending over NTillion - In Ways and Means-CBN Accounts and was promising Naira denominations Change,some of you were saluting him!
Tinubu 2- yrs of Changing Nigeria Economy From Almost Bankrupt Economy - where we were Borrowing to Pay Salaries - since GEJ Era and Mama Okonjo-Iweala was warning on the Spend Free of OIL 🪔 Money then,fell into your Politicians deaf ears,which you are now a footsoldiers- shouting Tinubu this,APC that '
Continue to live in self dinia .
I'm sure some of you love IMPORTATIONS - whereby we work for Other Countries - through FOREX Manipulation!
We Must Be Exports Oriented Economy and Pursue it with vigor.

Freshandfitpod:
My assets with them is running into billions.....

Nazgul:
These people are really funny. Sometimes I think the people making decisions in Nigeria don’t actually live here. Maybe they’re just visiting us through Zoom.

How can a country where most people are earning less than 500k a month be talking about having 7.5 million naira minimum balance to keep your account active? Like are you for real.
You want to drink water from a dispenser inside banking hall . How much is your contribution? Just manage the ac and go back home😅
Let’s even be honest; how many Nigerians have seen 7.5 million at once in their account before? Some people’s total life savings, business capital, and village land inheritance isn't even up to that.

At this rate, when you enter the banking hall, they might soon start checking your account balance before allowing you to sit on their chair or drink water from their dispenser.

No wonder people are running to OPAY and PalmPay like it’s Noah’s Ark. When you have sense, you adapt, but when you have greed, you lose customers. And trust Nigerians, once they see free transfers and zero balance, loyalty changes immediately.

But to be honest, 2026 no go funny at all. The economy is tightening like a new shoe. Food, rent, fuel, now even bank accounts want to join the suffering.

We really need to plan financially. Cut unnecessary expenses. Save where you can. Invest small, even if it’s in your local hustle. Because the way things are going, it's not looking funny anymore.

FreeStuffsNG:
Era of brick and mortar banks everywhere is fading. Most banks are sitting on huge real estate that's not fetching them returns while the fintechs eat into their spaces.

Standard Chartered has always been exclusive like Citibank, RMB etc. They want to focus on affluent clientele which is actually their area of strength.

dawnomike:
More banks will follow this route and the common man may have to port fully to fintechs.

KingAzubuike:
Standard chartered na big men bank normally. That's where the creme de la creme in nigeria stash their wealth.

Nazgul:
These people are really funny. Sometimes I think the people making decisions in Nigeria don’t actually live here. Maybe they’re just visiting us through Zoom.

How can a country where most people are earning less than 500k a month be talking about having 7.5 million naira minimum balance to keep your account active? Like are you for real.

Let’s even be honest; how many Nigerians have seen 7.5 million at once in their account before? Some people’s total life savings, business capital, and village land inheritance isn't even up to that.

At this rate, when you enter the banking hall, they might soon start checking your account balance before allowing you to sit on their chair or drink water from their dispenser.

No wonder people are running to OPAY and PalmPay like it’s Noah’s Ark. When you have sense, you adapt, but when you have greed, you lose customers. And trust Nigerians, once they see free transfers and zero balance, loyalty changes immediately.

But to be honest, 2026 no go funny at all. The economy is tightening like a new shoe. Food, rent, fuel, now even bank accounts want to join the suffering.

We really need to plan financially. Cut unnecessary expenses. Save where you can. Invest small, even if it’s in your local hustle. Because the way things are going, it's not looking funny anymore.

Nazgul:
These people are really funny. Sometimes I think the people making decisions in Nigeria don’t actually live here. Maybe they’re just visiting us through Zoom.

How can a country where most people are earning less than 500k a month be talking about having 7.5 million naira minimum balance to keep your account active? Like are you for real. Standard chartered Bank is. It for low end customers. It is the bank for the affluents, the last time I checked if you want to have open an account with them the minimum deposit is 10M.

Let’s even be honest; how many Nigerians have seen 7.5 million at once in their account before? Some people’s total life savings, business capital, and village land inheritance isn't even up to that.

At this rate, when you enter the banking hall, they might soon start checking your account balance before allowing you to sit on their chair or drink water from their dispenser.

No wonder people are running to OPAY and PalmPay like it’s Noah’s Ark. When you have sense, you adapt, but when you have greed, you lose customers. And trust Nigerians, once they see free transfers and zero balance, loyalty changes immediately.

But to be honest, 2026 no go funny at all. The economy is tightening like a new shoe. Food, rent, fuel, now even bank accounts want to join the suffering.

We really need to plan financially. Cut unnecessary expenses. Save where you can. Invest small, even if it’s in your local hustle. Because the way things are going, it's not looking funny anymore.

Omoboricash:
What about me with just 10k naira balance

Nazgul:
These people are really funny. Sometimes I think the people making decisions in Nigeria don’t actually live here. Maybe they’re just visiting us through Zoom.

How can a country where most people are earning less than 500k a month be talking about having 7.5 million naira minimum balance to keep your account active? Like are you for real.

Let’s even be honest; how many Nigerians have seen 7.5 million at once in their account before? Some people’s total life savings, business capital, and village land inheritance isn't even up to that.

At this rate, when you enter the banking hall, they might soon start checking your account balance before allowing you to sit on their chair or drink water from their dispenser.

No wonder people are running to OPAY and PalmPay like it’s Noah’s Ark. When you have sense, you adapt, but when you have greed, you lose customers. And trust Nigerians, once they see free transfers and zero balance, loyalty changes immediately.

But to be honest, 2026 no go funny at all. The economy is tightening like a new shoe. Food, rent, fuel, now even bank accounts want to join the suffering.

We really need to plan financially. Cut unnecessary expenses. Save where you can. Invest small, even if it’s in your local hustle. Because the way things are going, it's not looking funny anymore.