₦airaland Forum

Lol 😆 I'm one of such persons. However I hope they won't try to mess with subsequent maturities. I even have one by next month. It's secondary market though

Educationalserv:
some persons transfered the capital out before the WHT debit
Leaving the account - for Tinubu

Good morning great investors in the house.
Pls with your experiences which one of these following apps or asset managers would you recommend and why?
Pls I also need responses from users not only agents.
Big thanks 🙏

FBN QUEST
Myinvestar
Stanbic Ibtc asset management
Afrinvest
Norrenberger

Bless you all

Wat exactly is tinibus wicked govt doing with 10% WHT. this oldman with wicked n suppressive policies aimed at making pple poorer..
I detest this oldman tinibu

Good evening investors. I sincerely need response to this question here. Pls pls🙏









quote author=Risingcash94 post=137480240]Good morning great investors in the house.
Pls with your experiences which one of these following apps or asset managers would you recommend and why?
Pls I also need responses from users not only agents.
Big thanks 🙏

FBN QUEST
Myinvestar
Stanbic Ibtc asset management
Afrinvest
Norrenberger

Bless you all[/quote]

Risingcash94:
Good morning great investors in the house.
Pls with your experiences which one of these following apps or asset managers would you recommend and why?
Pls I also need responses from users not only agents.
Big thanks 🙏

FBN QUEST
Myinvestar
Stanbic Ibtc asset management
Afrinvest
Norrenberger

Bless you all

I will recommend Stanbic IBTC, FBN Quest and another one InvestNow by United Capital.

That's because I use all of them all and to me, they are seamless. If well set up (By well set, I mean the app is well and running on your phone and you can also access their services on their website portal, your, pin and security question are set and you have the correct answers, you have the right account number to make your deposit to and know the right process) and you adhere to their common rules like not depositing money after 12: 00PM, Not depositing money on public holidays and weekends, not transferring money to them from fintechs like Opay and Money points (they won't open up and tell you this, but if you try it you will keep having issues before your money is credited.), being aware of your withdrawal limits on app and on the web portal and working with it. Then you are good to go. You will be transacting seamlessly with out needing to speak with anyone.

Apart from the 2, I chose from your list, another one there that I have used is Afrinvest but I don't like them. With them, you are likely to incur more cost, to mail them back and forth before your request is treated, money going out will be paid to your wallet and you will make request for withdrawal, money going will be paid to the wallet untill you request for it to be credited to your account etc.

I have not used myinvestar and Norrenberger in that regard so I don't have what to say on them.

Educationalserv:
wealth redistributed to who ? Nigeria Politicians? Who have looted /Mismanaged all Form of Incomes earned by the Nigeria state and horrible outcomes= Debt 200 trillion , poverty 90 percent, out of school kids 20m unemployment 60 percent under employment 80 percent , inflation 50 percent , Crime 100 percent . Corruption 100 percent.Kobo will not be redistributed to the poor .more Looting for polithieves .
Treasury bill will crash cos is still tax free with stable currency in several East Africa Nations and Southern.
CBN will be force to raise back rate when offer and not subscribe or under subscribe effectively return back the 10 percent WHT

Most of those politicians are cheered on by ruderless masses for different reasons. This government is not without fault but they have made some decent macroeconomic decisions to fix the mess left by the last government which were brainless but still got cheers from many.

Regarding TBs, like I've said for years - the rates need to come down. It might not be good for ones portfolio but it's better for the economy. Higher rates should only serve to drive down inflation reduce once that is accomplished so local businesses can thrive.

Subscription is largely guided by macroeconomic drivers and trust in the economy. Our TBs have been oversubscribed for a long time even when the last government were running things to the ground. Time would tell but I doubt a 10% tax on quite good rates would make much of a difference.

BTW, you sound strikingly familiar. I thought you were all for the 'real economy'. What happened?

I use norren, stanbic and fbn quest.

For stanbic, I love their app. It's very customer centric. Been using them for 9 years. Their end of month recon especially for months with 31 days can be chaotic sha, but eventually ur balance will balance 🤣🤣.
Redemption is swift too.

Norren - I love their customer service, which is very swift. My account officer is always on standby to help me resolve my issues. Their app is pretty cool too and user friendly. Haven't used their withdrawal yet so I can't speak on this.

Fbn quest - initial onboarding tooi almost 2 weeks which I found rather annoying. Asides that, I have no issues since then.
Haven't tried withdrawal too, so no comments on that.

Risingcash94:
Good morning great investors in the house.
Pls with your experiences which one of these following apps or asset managers would you recommend and why?
Pls I also need responses from users not only agents.
Big thanks 🙏

FBN QUEST
Myinvestar
Stanbic Ibtc asset management
Afrinvest
Norrenberger

Bless you all

Respect @freeman67.
I appreciate 🙏

freeman67:
I will recommend Stanbic IBTC, FBN Quest and another one InvestNow by United Capital.

That's because I use all of them all and to me, they are seamless. If well set up (By well set, I mean the app is well and running on your phone and you can also access their services on their website portal, your, pin and security question are set and you have the correct answers, you have the right account number to make your deposit to and know the right process) and you adhere to their common rules like not depositing money after 12: 00PM, Not depositing money on public holidays and weekends, not transferring money to them from fintechs like Opay and Money points (they won't open up and tell you this, but if you try it you will keep having issues before your money is credited.), being aware of your withdrawal limits on app and on the web portal and working with it. Then you are good to go. You will be transacting seamlessly with out needing to speak with anyone.

Apart from the 2, I chose from your list, another one there that I have used is Afrinvest but I don't like them. With them, you are likely to incur more cost, to mail them back and forth before your request is treated, money going out will be paid to your wallet and you will make request for withdrawal, money going will be paid to the wallet untill you request for it to be credited to your account etc.

I have not used myinvestar and Norrenberger in that regard so I don't have what to say on them.

Thanks @enque

enque:
I use norren, stanbic and fbn quest.

For stanbic, I love their app. It's very customer centric. Been using them for 9 years. Their end of month recon especially for months with 31 days can be chaotic sha, but eventually ur balance will balance 🤣🤣.
Redemption is swift too.

Norren - I love their customer service, which is very swift. My account officer is always on standby to help me resolve my issues. Their app is pretty cool too and user friendly. Haven't used their withdrawal yet so I can't speak on this.

Fbn quest - initial onboarding tooi almost 2 weeks which I found rather annoying. Asides that, I have no issues since then.
Haven't tried withdrawal too, so no comments on that.

Risingcash94:
Good morning great investors in the house.
Pls with your experiences which one of these following apps or asset managers would you recommend and why?
Pls I also need responses from users not only agents.
Big thanks 🙏

FBN QUEST
Myinvestar
Stanbic Ibtc asset management
Afrinvest
Norrenberger

Bless you all

I use stanbic, arm and investment One app. I us the ione app more

freeman67:
I will recommend Stanbic IBTC, FBN Quest and another one InvestNow by United Capital.

That's because I use all of them all and to me, they are seamless. If well set up (By well set, I mean the app is well and running on your phone and you can also access their services on their website portal, your, pin and security question are set and you have the correct answers, you have the right account number to make your deposit to and know the right process) and you adhere to their common rules like not depositing money after 12: 00PM, Not depositing money on public holidays and weekends, not transferring money to them from fintechs like Opay and Money points (they won't open up and tell you this, but if you try it you will keep having issues before your money is credited.), being aware of your withdrawal limits on app and on the web portal and working with it. Then you are good to go. You will be transacting seamlessly with out needing to speak with anyone.

Apart from the 2, I chose from your list, another one there that I have used is Afrinvest but I don't like them. With them, you are likely to incur more cost, to mail them back and forth before your request is treated, money going out will be paid to your wallet and you will make request for withdrawal, money going will be paid to the wallet untill you request for it to be credited to your account etc.

I have not used myinvestar and Norrenberger in that regard so I don't have what to say on them.

You can transfer money from from Opay, Palmpay and Moniepoint.


I have never had issues funding my Mutual Fund accounts using Opay, Palmpay and Moniepoint

Thanks @Odunharry.

Odunharry:
I use stanbic, arm and investment One app. I us the ione app more

Ok thanks Sir @emmanuelewumi🙏. Long time Sir. Good to hear from you again💯

emmanuelewumi:
You can transfer money from from Opay, Palmpay and Moniepoint.


I have never had issues funding my Mutual Fund accounts using Opay, Palmpay and Moniepoint

emmanuelewumi:
You can transfer money from from Opay, Palmpay and Moniepoint.


I have never had issues funding my Mutual Fund accounts using Opay, Palmpay and Moniepoint

All the times, I transferred money from my Opay Stanbic IBTC MMF it was not credited on time even though I did it the right way. In fact I had issues with them because they will claim they didn't see the money ab initio or the money came but the narration was not there. Yet my own receipt will carry the Narration. On about 3 occasions it took me serious back and forth call and about 3 days to get my funds credited.

Nobody told anything but I figured it out and after that, I have used almost 4 commercial banks and didn't have any need to call them to credit my account. When I do everything right.

freeman67:
All the times, I transferred money from my Opay Stanbic IBTC MMF it was not credited on time even though I did it the right way. In fact I had issues with them because they will claim they didn't see the money ab initio or the money came but the narration was not there. Yet my own receipt will carry the Narration. On about 3 occasions it took me serious back and forth call and about 3 days to get my funds credited.

Nobody told anything but I figured it out and after that, I have used almost 4 commercial banks and didn't have any need to call them to credit my account. When I do everything right.

Pay directly to their UBA account, your fund will be invested same day


I usually do my transaction around 5am before the days business

emmanuelewumi:
Pay directly to their UBA account, your fund will be invested day


I usually do my transaction around 5am before the days business

Long time. Where have you been hiding?

emmanuelewumi:
Pay directly to their UBA account, your fund will be invested day


I usually do my transaction around 5am before the days business

The UBA collection account or the specialised account they recently gave to all investors?.

NL1960:
The UBA collection account or the specialised account they recently gave to all investors?.

This is the account number for Stanbic IBTC Money Market Fund

Account number: 1023413552

Bank: United Bank for Africa

emmanuelewumi:
This is the account number for Stanbic IBTC Money Market Fund

Account number: 1023413552

Bank: United Bank for Africa

Stanbic Asset Management has transitioned to individual accounts that you now pay to. Were you not sent a mail on that?.

NL1960:
Stanbic Asset Management has transitioned to individual accounts that you now pay to. Were you not sent a mail on that?.

I always pay to this account.

emmanuelewumi:
I always pay to this account.

Ok. The last time i paid, it was to the personalized account that was sent to me. It is a virtual account and has made things easier. No need to really specify e-account in narration.

emmanuelewumi:
I always pay to this account.

That's the one I was using till I got the personalised account this year. It's also a UBA account too but for you alone. If you check you mails very well you will see that they may have sent it to you too.

Risingcash94:
Good evening investor fam.
Pls I need advice from anyone who is used to fixed deposits.
I contacted my Access bank account officer for Treasury bills investment and she was instead trying to convince me to invest in fixed deposit claiming rates as high as 20% for 3 months tenures and so on.
It also comes with an added advantage of upfront interest payment if needed. No WHT. Claiming WHT is for corporate firms only.
Omo this is too good to be true considering the current tbills rates and WHT wahala o.
I don ask an tire if there are hidden charges o and she said no o .
Abeg experienced investors in the house, how is this possible ooo, before I go enter one chance
Pls I need urgent response as I'm thinking applying for it tomorrow

. I bought this from access bank in September to mature in December but the rate was 17% to the maximum of 10m maybe the 20% is for above 10m .

NL1960:
Stanbic Asset Management has transitioned to individual accounts that you now pay to. Were you not sent a mail on that?.

Exactly 💯 ...
1. SIMM/Your registered name
2. Your individual account number

Risingcash94:
Good morning Sir @freeman67 and my entire investor family.
This is the update on the fixed deposit rates that seemed too good which I talked about earlier.
Hmm, I just realized that the lady I was dealing with via calls and WhatsApp was no longer my account officer for Access bank. I contacted her still thinking that she was with the intent to get the tbills rates. Without informing me that she was no longer with Access bank she proceeded to sell the fixed deposit option to me by citing its juicy rates (20%) which seemed too good to be true. Claiming that she was still my A. officer.
She sent a picture of the list of tenors and rates. She also asked for my details in other to proceed with opening the fixed deposit account ( everything needed to open a new normal account) I sent everything via Whatsapp.
However on closer look at the list she sent me
I realized that it was dated 26th June. Also the the amounts and tenors where confusing as it stated - #5m -10m (20%) then proceeded to list less than #20m at 19%, less than #50m etc instead of more than.
So I received the account number yesterday and it said MUTUAL TRUST. She also asked me to download the mutual trust bank app.
When I asked her about it she said she's been transferred to the mutual trust bank that that's the nature of the job and that she's now a branch manager in this new bank.
She proceeded to send screenshots of other customers' investment receipts and certificates to alleviate my fears. Claiming that they are clients she got from Access bank.
Going through the certificate it clearly included WHT which would be deducted at maturity and with 13% interest rate. Though the amount they invested was far lower than what I intend to invest. But she earlier told me WHT would not be deducted.
As if all these are not crazy enough she sent a cut picture of just an amount of #11,289.089 ( Eleven thousand two hundred and eighty nine naira eighty nine kobo ) as an evidence of #11m investment made by a customer.😂 Unlike the certificate and receipt of the two other clients she sent to me that had both their full names and every detail this one was just the figures . Nothing else to show that it was an investment.
I have brought all this before her and clearly stated my doubts

Please visit access bank or call the customer care , she s about to scam you through a private investment broker . The rate is 17% upto 10m for 3months . It will appear on your bank app where you can print or download your receipt. Though the internet is paid on maturity. You can also choose 16.5% for 30days .

You're right o. She's deleted our chats 😆😆 Criminala everywhere.

Bostin:
Please visit access bank or call the customer care , she s about to scam you through a private investment broker . The rate is 17% upto 10m for 3months . It will appear on your bank app where you can print or download your receipt. Though the internet is paid on maturity. You can also choose 16.5% for 30days .

Guys

Abeg when is the next primary market.

Mentholated:
Guys

Abeg when is the next primary market.

Tomorrow

Probably she's on this thread.

Risingcash94:
You're right o. She's deleted our chats 😆😆 Criminala everywhere.

Hmm it's very possible 🤔

FineUsername:
Probably she's on this thread.

Good evening Fam.
Pls who knows today's rates

Today's rates