Mutual Funds - Investment (416)

Mutual Funds - Investment (416) - Nairaland

Nairaland Forum › Nairaland General › Investment › Mutual Funds (1536666 Views)

1 2 3 ... 413 414 415 416 417 418 419 ... 529 Reply (Go Down)

Re: Mutual Funds by Foodempire: 2:47pm On Nov 24, 2025

Does anyone knows how fbnquest add interest on Mondays, I checked my gains on Saturday then rechecked on Monday but i realized they only added Monday interest omitting the Saturday and Sunday. I wanted to call them but I decided to be patient for a day to see maybe there'll be changes

1 Like

Re: Mutual Funds by FineUsername(m): 4:43pm On Nov 24, 2025

Harddiskng:
What exactly are they investing in? (Do you know? eg stocks, euro bonds)

Equities and bonds.

Re: Mutual Funds by Batman2412(m): 6:39pm On Nov 24, 2025

Minimum of 50million to start

KingCassy:
What do you guys think of united capital stable income? How does it work

Re: Mutual Funds by Harddiskng(m): 8:57pm On Nov 24, 2025

FineUsername:
Equities and bonds.

Seen. Thanks

Re: Mutual Funds by t33why: 6:18am On Nov 25, 2025

Now that's very tempting

Re: Mutual Funds by emmasoft(m): 9:41am On Nov 25, 2025

Meet investment Target with Consistency

Christmas 🎄 is exactly a month away and in a matter of days the year ends. Imagine how far it was when we were in January this year but now so close that we can count days. What happend? of course we didn't jump, run or do anything extraordinary it was just one day at a time not fast but consistent and yet we are close now.
That is how investment works, it doesn't necessarily have to be huge or done in a hurry trying to look for high rate at the expense of DD but be consistent.
Consistency is the key to meeting your target in any investment journey.

Don't be reluctant to start small just start with what you have, your target may be far away like Christmas looks like in January of a year, it's just a matter of a day at a time you will get to your targeted financial level.

Rate may go up or down which is normal, income may not have increased or business is not moving as expected, whatever the case just be consistent with your investment it will grow with time.
Consistency always wins in the court of investment.
Happy investing!

9 Likes

Re: Mutual Funds by ernie4life(op): 9:54am On Nov 25, 2025

Harddiskng:
What exactly are they investing in? (Do you know? eg stocks, euro bonds)

They are actually not a Fund manager but fund distributors. You can access various global mutual funds through them like Black rock, Amundi, Etc.

Some of the assets this mutual funds invest in, include ETF, Equities, Bonds, Gold, ETC, commodities etc.

To get more information about some of these funds you need to be the banks client and will need to do a risk profiling to ensure you access products within your risk rating

1 Like

Re: Mutual Funds by Odunharry(m): 2:29pm On Nov 25, 2025

Rates retained

5 Likes

Re: Mutual Funds by Creditalerts: 3:24pm On Nov 25, 2025

t33why:
Now that's very tempting

and stanbic is giving 16.61 cry

Re: Mutual Funds by Babygal2020(f): 5:15pm On Nov 25, 2025

Creditalerts:
and stanbic is giving 16.61

I neva get mind to invest in fintechs

2 Likes

Re: Mutual Funds by Creditalerts: 5:22pm On Nov 25, 2025

Babygal2020:
I neva get mind to invest in fintechs

really

Re: Mutual Funds by Creditalerts: 5:24pm On Nov 25, 2025

Babygal2020:
I neva get mind to invest in fintechs

na wah

Re: Mutual Funds by emmasoft(m): 6:42pm On Nov 25, 2025

MPR Held, Inflation Cooling: Implications for Real Returns

With MPR retained at 27% and inflation currently at 16.05%, investors will have positive real returns on their investment if the MMF rate maintains a range between 17 to 20%

Re: Mutual Funds by Preator: 9:00pm On Nov 25, 2025

emmasoft:
MPR Held, Inflation Cooling: Implications for Real Returns

With MPR retained at 27% and inflation currently at 16.05%, investors will have positive real returns on their investment if the MMF rate maintains a range between 17 to 20%

Net of the new tax come january?

Re: Mutual Funds by Niiade(m): 12:50am On Nov 26, 2025

t33why:
Now that's very tempting

Which investment platform is this abeg make I move.

Re: Mutual Funds by Dave2011: 3:39am On Nov 26, 2025

emmasoft:
MPR Held, Inflation Cooling: Implications for Real Returns

With MPR retained at 27% and inflation currently at 16.05%, investors will have positive real returns on their investment if the MMF rate maintains a range between 17 to 20%

What's the implication of this on MMF and Treasury Bills rates? Will the rates fall or go up?

Thank you sir

1 Like 1 Share

Re: Mutual Funds by t33why: 5:55am On Nov 26, 2025

Niiade:
Which investment platform is this abeg make I move.

FAAM-- First Ally

Re: Mutual Funds by ogoo4real: 9:08am On Nov 26, 2025

Dave2011:
What's the implication of this on MMF and Treasury Bills rates? Will the rates fall or go up?

Thank you sir

Please someone who knows the implications of the MPR @27% should through more light. Thanks 🙏

Re: Mutual Funds by emmasoft(m): 8:28pm On Nov 26, 2025

Dave2011:
What's the implication of this on MMF and Treasury Bills rates? Will the rates fall or go up?

Thank you sir

The implication is glaring. The rates remain within the current range at least between now and the next MPC meeting. Leaving the MPR at 27% is good news for fixed income instruments otherwise rates would have gone down more if MPC had voted for MPR cut.

However, going by economic realities ie continuous ease of inflation, high rate regime is over except there is a change in policy that favors increase in rate.

2 Likes 1 Share

Re: Mutual Funds by A305: 7:50am On Nov 28, 2025

ogoo4real:
Please someone who knows the implications of the MPR @27% should through more light. Thanks 🙏

Emmasoft answered you correctly but here is another explanation.

MPR is like a water tap that CBN and a body of commitee meet and discuss/vote on how to set the flow frequency of money supply (water supply) from that tap.

Increase of MPR means Increase on the returns on the investments like Tbills and your MMF rates.

Decrease of MPR means, rate will fall across board which is why you have been hearing people complaining of MMF rate falling from 20% to now 16%

But this time, CBN didn't cut mpr, meaning they didn't regulate the tap supply, what they only did was to regulate only how banks handles money supply, terms like (Cash reserve ratio, assymetric corridor etc)

Everything I just wrote in one sentence means, Your MMF rate might stay at the current rate for now or slightly improve. Till next year February when they decide again.

For more breakdown about other financial terms, go to my YouTube @PennywiseMC or (Pennywise Money Conversation)

8 Likes

Re: Mutual Funds by heavenisreal18: 11:55am On Nov 28, 2025

Pls help me , I logged in to my Stanbic mobile to check my investment, mmf
What I saw was you currently have no active investment plan ,pls upgrade account to be able to subcribe to different investment. I have not make any withdraw since I started .pls help

1 Like

Re: Mutual Funds by Oyibopepe2000: 12:12pm On Nov 28, 2025

I am experiencing the same thing o.

heavenisreal18:
Pls help me , I logged in to my Stanbic mobile to check my investment, mmf
What I saw was you currently have no active investment plan ,pls upgrade account to be able to subcribe to different investment. I have not make any withdraw since I started .pls help

Re: Mutual Funds by Chidimercy: 12:17pm On Nov 28, 2025

heavenisreal18:
Pls help me , I logged in to my Stanbic mobile to check my investment, mmf
What I saw was you currently have no active investment plan ,pls upgrade account to be able to subcribe to different investment. I have not make any withdraw since I started .pls help

Probably network issue. It will soon be resolved. It does this always especially towards end of the month.

1 Like

Re: Mutual Funds by heavenisreal18: 12:31pm On Nov 28, 2025

Chidimercy:
Probably network issue. It will soon be resolved. It does this always especially towards end of the month.

Thank you, I newbies to the investment

Re: Mutual Funds by emmasoft(m): 12:33pm On Nov 28, 2025

Chidimercy:
Probably network issue. It will soon be resolved. It does this always especially towards end of the month.

If you are experiencing any issues with the Stanbic MMF app, use the web portal for now.

Re: Mutual Funds by EmmanuelScott1(m): 6:44pm On Nov 28, 2025

Please house, when does Stanbic IBTC pay out money withdrawn from a mutual fund account? I applied for a withdrawal last week, and I haven’t received it till now.

Re: Mutual Funds by Gboss247(m): 7:09pm On Nov 29, 2025

Good day everyone
I want to ask, is there any online portal or websites in Nigeria where one can track the prices, earnings, dividends on Mutual Funds like GT Money Market Fund just stocks have Investing.com, MarketScreener etc.

Re: Mutual Funds by emmasoft(m): 10:09pm On Nov 29, 2025

Gboss247:
Good day everyone
I want to ask, is there any online portal or websites in Nigeria where one can track the prices, earnings, dividends on Mutual Funds like GT Money Market Fund just stocks have Investing.com, MarketScreener etc.

You can check the Fund Managers Association of Nigeria website. https://fman.com.ng/pricelist/
They show price lists and yields of different mutual funds of various fund managers, though some managers may not update their data; hence, the FMAN website only has what the fund managers give to them. Just like the NGX will publish the results of companies available to them.

4 Likes

Re: Mutual Funds by Chrisfaco(m): 11:28am On Nov 30, 2025

Please i am new to MMF., can someone explain to me. I Invested 4,010,000 naira in Stanbic Money market fund on the 4th of Nov. I was getting an interest of about 1880 naira daily only for me to check the app now and realised that I was credit additional 49,000 as interest for the month. Is the 49,000 naira an error since I was getting interest daily already. I now have a total sum of 4,109,000 in my balance.

Re: Mutual Funds by adedayo77: 12:15pm On Nov 30, 2025

It was a systemic error. It will be deducted from your account before the close of business tomorrow. It has happened in the past. I was also credited with my accumulated interest for the month of November.

Chrisfaco:
Please i am new to MMF., can someone explain to me. I Invested 4,010,000 naira in Stanbic Money market fund on the 4th of Nov. I was getting an interest of about 1880 naira daily only for me to check the app now and realised that I was credit additional 49,000 as interest for the month. Is the 49,000 naira an error since I was getting interest daily already. I now have a total sum of 4,109,000 in my balance.

Re: Mutual Funds by enque(f): 12:32pm On Nov 30, 2025

Lol
Month end recon shenanigans are normal with stanbic.
I also got credited double my interest, but they'll rectify and balance all accounts by tomorrow.

Chrisfaco:
Please i am new to MMF., can someone explain to me. I Invested 4,010,000 naira in Stanbic Money market fund on the 4th of Nov. I was getting an interest of about 1880 naira daily only for me to check the app now and realised that I was credit additional 49,000 as interest for the month. Is the 49,000 naira an error since I was getting interest daily already. I now have a total sum of 4,109,000 in my balance.

Re: Mutual Funds by talk2tonie: 12:40pm On Nov 30, 2025

adedayo77:
It was a systemic error. It will be deducted from your account before the close of business tomorrow. It has happened in the past. I was also credited with my accumulated interest for the month of November.

I use United Capital and they only credit interest quarterly. Does stanbic credit interest monthly?

1 2 3 ... 413 414 415 416 417 418 419 ... 529 Reply

Top 10 Mutual Fund Managers In Nigeria • Mutual Funds In Nigeria: Please Share Your Experience • Best Nigerian Mutual Funds To Invest In? • 2 • 3 • 4

Treasury Bills In Nigeria • Crypto Currency Investors Thread • Nigerian Stock Exchange Market Pick Alerts

Viewing this topic: michael132(m) and 1 guest(s)