₦airaland Forum

The rate is too high
Since more people are dragged into the tax net, the rate should be like 5% instead of the 15% and 8% instead of the 18%
With the endemic corruption In the country, the tax system will only make more money available for the wicked looters.

So there will be tax refund in Nigeria soon? Because this percentage you are taking is too much to me.

Let do the calculation 15% of 1m is how much 150,000 if I am correct then this is too much in a country you pay for your own security pay for light without seeing the light No No this is unacceptable Tinubu this one will not work

At the end of the day, they will share the proceeds among themselves, how can people been taxed this way without any benefit from government. Revolution is coming as am seeing it.

Editorialtimes:
Source: https://thebureaunews.com/nigerias-new-tax-laws-explained-in-simple-english-2026-guide/

You said protect the poor?

Of only revenue for the Tax is utilised for the benefit of the people

Ppl wei get reach 800k + na them all this one affect abi
Masha Allah
Until we turn billionaires
Best wishes everyone

rotadeco27:
The rate is too high
Since more people are dragged into the tax net, the rate should be like 5% instead of the 15% and 8% instead of the 18%
With the endemic corruption In the country, the tax system will only make more money available for the wicked looters.

And Bandits and terrorists richer because they won’t pay the tax

Editorialtimes:
Source: https://thebureaunews.com/nigerias-new-tax-laws-explained-in-simple-english-2026-guide/

This is commendable

Since its like that, i will work remotely and move my company to cameroon run my business.

dibusnotion:
how about the market women and farmers with no internet access

They will use Agberos and touts to collect it physically from them. Operation everybody must pay tax

Let me send a broken down version for those who do not still understand.

This is Broad day light robbery

AqualinaXYZ:
Just imagine say INEC no do their normal rigging


And Peter Obi won


Now Peter Obi is doing all these


Just imagine what Yorubas will say?


Calm down no rush just imagine wetin those people go talk about all these tax insecurity no job bad roads no electricity inflation price hikes and all


Just imagine

As if Peter Obi is so that intelligent except the fucking hype and taking advice from a madman!

What has government brought to the people to tell them, this are the dividend of democracy, subsidy removal, energy etc since 2023. Tax Tax Taxes, what have the people benefitted from you

Ji

OnionBandit:
Instead of the purveyors of fake news to read and educate themselves, you will see them skip to the next topic (romance or politics) in a hurry.

Now can any sane person tell me how this new tax laws affect the poor more than the rich?

It not a matter of who its affect the Most .. its a case of mission in futility, 1st we have not purged the corrupt system, Govt is just desperate to just make quick easy money the intentions are mere charades. why am i pessismistic, check antecedencec

This same govt told Us Subsidy removal savings will help boost govt revenue to build roads, support health and bring infrastructures, Today ask them one thing subsidy removed as brought as benefit Onanuga n co will attack you as enemy of the country, he is obedient n still pained

This same Tinubu under same year subsidy was removed, hiked import duties & levies claiming it will boost revenue for Govt to carry out development ... it sover 2yrs ask them for one achievement they attack you,

Now the govt is claiming Tax is the solution, Nigerians are not fools, this money will be going into the system, a system still infested with corruption, ... you want me to be happy n optimistic about Tax to govt that is tew big for accountability, a govt sayin join apc and all sins are forgiven .. Please dont tell me UK pay Tax.. they have trustworthy system, they see what they are paying for and they dont sing on your mandate we shall stand in Uk

All i can see is Punishment for Nigerians, cos this Tax money will go same way as subsidy savings , aftermaths Govt will still complain again that we are broke and still go for more loans .... So Nigerians The question of the day is whats our gain voting Bola ahmed, 2027 is around the corner please lets think

SO does this mean no more Agbero tax from motorists

OnionBandit:
Instead of the purveyors of fake news to read and educate themselves, you will see them skip to the next topic (romance or politics) in a hurry.

Now can any sane person tell me how this new tax laws affect the poor more than the rich?

Congratulations. Ronuites are tax exempt. Your 30k/month pay will not be affected.

Rubbish.

This is not applicable to APC urchins... More increament in prices coming.. Data go increase, airtime... Fuel... Many things go increase. Una go see shege banza

Please note that this is ai assisted generated response.

Thanks for reading.

PART ONE

Poor Dad Panics, Rich Dad Understands the New Nigeria Tax Law

One evening, a small boy sat on the floor, doing his homework.
On the radio, the news was loud.

“NEW NIGERIA TAX LAW STARTS SOON!”

Poor Dad jumped up.
“Ah! This country don finish us! From 2026, they will tax everything. Even money inside bank!”
He held his head.
Rich Dad only smiled. He picked a chair and sat down.
“My son,” Rich Dad said gently,
“Sit down. Let me explain like story.”

LESSON 1: WHEN DOES THIS TAX START?

Poor Dad said,
“So when will all this wahala start?”
Rich Dad replied,
“Not now. Not tomorrow.”

👉 The new tax law starts on 1st January 2026.
“So nobody is taxing you today. Nobody is taxing you tomorrow. Calm down first.”
Poor Dad nodded small.

LESSON 2: WHO DOES THIS TAX AFFECT?

Poor Dad asked,
“So is it everybody?”
Rich Dad drew a small line on the ground.
“Listen carefully.”
👉 If you earn income in Nigeria, this law applies to you.
👉 If you don’t earn income, it does not apply to you.
He looked at the boy.
“Students with no job? ❌
Unemployed people? ❌
People with no income? ❌”
Poor Dad was surprised.
“So students are safe?”
“Yes,” Rich Dad smiled.
“No income, no tax. Simple.”

LESSON 3: BANK ALERT IS NOT TAX

Poor Dad suddenly shouted again.
“But what of bank alerts? Transfers? POS? They will tax everything now!”
Rich Dad laughed softly.
“This is where Poor Dad always gets it wrong.”
He picked two stones.
“This stone is money movement.”
“This stone is income.”
👉 Moving money is NOT income.
👉 Transfers, deposits, withdrawals, POS — not taxable.
Rich Dad said slowly,
“Tax is not on where money passes,
tax is on where money is earned.”
Pidgin small:
“Bank alert no be food for tax man.”
Poor Dad scratched his head.

LESSON 4: MONEY SITTING IN YOUR ACCOUNT IS SAFE

Poor Dad whispered,
“So if I save money in my bank till 2026, they won’t touch it?”
Rich Dad shook his head.
👉 Keeping money is not a crime.
👉 Saving money is not taxable.
Only these things can be taxed:
Salary
Business profit
Interest earned
“Your balance is not income,” Rich Dad said.
“It is just resting.”

LESSON 5: STUDENTS AND PEOPLE WITHOUT JOBS

The boy raised his hand.
“Uncle, I am a student. Will I pay tax?”
Rich Dad smiled.
“No job. No business. No income.”
👉 No tax.
Poor Dad finally relaxed.

RICH DAD’S FIRST RULE (VERY IMPORTANT)

Rich Dad stood up and said:
“Poor Dad hears tax news and panics.”
“Rich Dad hears tax law and studies.”
Then he added:
“Government is not taxing your bank.”
“Government is taxing income.”

END OF PART ONE — KEY TAKEAWAY
✔ Tax starts 2026, not now
✔ Only income is taxed
✔ Bank transfers ≠ tax
✔ Students and unemployed people are safe
✔ Money in your account is not the problem


PART TWO

Poor Dad Counts Tax, Rich Dad Counts Steps

The next morning, Poor Dad was holding a calculator.
He was sweating.
“Ah! If government increases tax, my salary will finish!”
Rich Dad came in with a small chalk and drew stairs on the floor.
“My brother,” he said calmly,
“Tax is not one big slap.
It is climbed step by step.”

LESSON 1: WHO PAYS NOTHING AT ALL

Rich Dad pointed to the first step.
👉 Anyone earning ₦800,000 or less in one year pays ZERO tax.
Poor Dad blinked.
“So minimum wage people?”
“Yes,” Rich Dad replied.
“They are fully exempt.”
Pidgin small:
“If your income small, tax no go greet you.”

LESSON 2: TAX IS LIKE A LADDER, NOT A BUSH FIRE

Rich Dad drew more steps.
“Many people think if they enter a higher tax band, all their money is taxed at that rate. That is wrong.”
He explained slowly.
New Tax Steps (Progressive Bands)
👉 First ₦800k — 0%
👉 Next ₦2.2m — 15%
👉 Next ₦9m — 18%
👉 Next ₦13m — 21%
👉 Next ₦25m — 23%
👉 Above ₦50m — 25%
“You only pay tax on the step you reach, not the whole ladder.”
Poor Dad nodded slowly.

LESSON 3: THE ₦6 MILLION SALARY STORY

Poor Dad said,
“Let us use real life.”
Rich Dad smiled.
“Good. Example is where wisdom lives.”
Example: Person earning ₦6m per year
OLD LAW (Before)
CRA = ₦1.4m
Taxable income = ₦4.6m
Total tax ≈ ₦896,000
Poor Dad sighed.
“That one was painful.”

NEW LAW (From 2026)
Rich Dad continued.
👉 Rent relief = ₦500,000 (must declare actual rent)
New taxable income = ₦5.5m
Now apply steps:
First ₦800k @ 0% = ₦0
Next ₦2.2m @ 15% = ₦330k
Remaining ₦2.5m @ 18% = ₦450k
👉 Total tax = ₦780,000
Rich Dad looked up.
“You see?”

LESSON 4: RICH DAD SMILES, POOR DAD IS SHOCKED

Poor Dad calculated again.
“So tax reduced?”
“Yes,” Rich Dad said.
👉 Old tax: ₦896k
👉 New tax: ₦780k
👉 Savings: ₦116k
“That money stays in your pocket.”
Pidgin small:
“Sometimes, new law fit favour you pass old one.”

LESSON 5: WHY RICH DAD IS ALWAYS CALM

Rich Dad said softly:
“Poor Dad hears ‘new tax’ and thinks ‘more suffering.’
Rich Dad checks the numbers.”
Then he added:
“Not everybody will pay more.
Some will pay less.
Some will pay nothing.”

RICH DAD’S SECOND RULE
“Never fear tax words.”
“Fear only ignorance.”


END OF PART TWO — KEY TAKEAWAY

✔ ₦800k and below = no tax
✔ Tax is step-by-step, not one rate
✔ Many workers will pay less, not more
✔ Understanding saves money

PART THREE

Poor Dad Fears the Bank, Rich Dad Understands Business

Poor Dad walked into the shop looking worried.
“My brother,” he said,
“I hear say government go start watching business accounts.
If money enter my account, dem go tax everything.”
Rich Dad sat him down.
“Let us separate fear from fact.”

LESSON 1: WHAT IS A SMALL BUSINESS?

Rich Dad asked,
“Do you run a shop?
POS?
Online sales?
Freelancing?
One-man business?”
Poor Dad nodded.

“That is a small business.”
👉 If your total turnover (all money you receive in one year) is below ₦50 million,
👉 You pay NO company tax.
Poor Dad was shocked.
“So turnover means all the money that enters?”
“Yes,” Rich Dad replied.
“Turnover is total sales, not profit.”

LESSON 2: TURNOVER IS NOT PROFIT (VERY IMPORTANT)

Rich Dad picked a pen.
“Imagine this.”
You sell goods worth ₦10m in one year
Cost of buying goods = ₦8m
Your profit = ₦2m
👉 ₦10m = turnover
👉 ₦2m = profit
Rich Dad said:
“Government does not eat turnover.
Government looks at profit.”
Pidgin small:
“Sales no be gain.”

LESSON 3: ONE-MAN BUSINESS — WHICH TAX DO YOU PAY?

Poor Dad asked,
“I am only one person. Which tax do I pay?”
Rich Dad explained slowly.
If you registered as:
👉 Business name / Enterprise
You pay Personal Income Tax
👉 Limited Liability Company (Ltd)
You pay Company Income Tax
“Registration decides the tax,” Rich Dad said.
“Not how big you feel.”

LESSON 4: BANK MONITORING — WHAT IT REALLY MEANS

Poor Dad whispered,
“So they will now watch my bank?”
Rich Dad nodded.
“Yes. But listen carefully.”
👉 Monitoring is for compliance, not punishment.
👉 Bank balance is not taxed.
👉 Movement of money is not taxed.
Rich Dad leaned forward.
“If your business is real and clean, you have nothing to fear.”
Pidgin:
“Correct business no dey hide.”

LESSON 5: LOANS ARE NOT INCOME

Poor Dad remembered something.

“What if I borrow money from Fairmoney or any lender?”
Rich Dad smiled.
👉 Loans are NOT income.
👉 Loans are NOT taxable.
“Because,” Rich Dad explained,
“you must pay it back.”
But he added one thing.
👉 The interest the lender earns is taxable — for them, not you.

LESSON 6: WHY POOR DAD STRUGGLES

Rich Dad said:
“Poor Dad mixes personal money and business money.
Poor Dad has no records.
Poor Dad fears every alert.”
Then he said softly:
“Rich Dad separates money.
Rich Dad keeps simple records.
Rich Dad understands words.”

RICH DAD’S THIRD RULE
“Tax does not kill business.”
“Confusion does.”



END OF PART THREE — KEY TAKEAWAY

✔ Turnover below ₦50m = no company tax
✔ Turnover ≠ profit
✔ One-man business pays personal income tax
✔ Bank monitoring is not bank taxation
✔ Loans are safe

PART FOUR


Poor Dad Thinks Online Money Is Invisible, Rich Dad Knows It Has a Name

Poor Dad was scrolling on his phone.
“Ah! These people online are lucky.
YouTube money, TikTok money, foreign money.
Government no dey see am.”
Rich Dad smiled.
“My brother, money no dey wear camouflage.”

LESSON 1: WHO ARE CREATORS AND REMOTE WORKERS?

Rich Dad explained carefully.
Creators include:
YouTubers
TikTokers
Influencers
Musicians
Authors
Sportsmen

Remote workers include:

Nigerians working online for foreign companies
Freelancers paid from abroad
People earning salary outside Nigeria but living here
“If you are in Nigeria and earning income,” Rich Dad said,
“you are visible.”

LESSON 2: THE OLD BELIEF VS THE NEW REALITY

Poor Dad said,
“Before, creatives did not pay tax on foreign income.”
Rich Dad nodded.
“Yes. That was before.”
👉 Under the new law, creatives must pay tax on income earned
👉 Whether it comes from Nigeria or abroad
He added gently:
“The exemption has been removed.”
Pidgin:
“Online money no dey invisible again.”

LESSON 3: REMOTE WORKERS — WHERE DO YOU PAY TAX?

Poor Dad asked,
“What if I work for a company abroad?”
Rich Dad replied:
👉 If you live in Nigeria
👉 And your salary is not taxed in the foreign country
👉 You will pay tax in Nigeria
“But,” he added,
“If that foreign country already taxes your income, or there is a treaty, Nigeria will not double-tax you.”

LESSON 4: FOREIGN INCOME — WHEN IS IT EXEMPT?

Rich Dad raised one finger.
“Listen well.”
👉 Dividends
👉 Interest
👉 Rent
👉 Royalties
Earned from outside Nigeria are EXEMPT if:
✔ They are brought into Nigeria
✔ Through approved banking channels
“This encourages people to bring money home,” Rich Dad explained.

LESSON 5: CRYPTO, NFTS & DIGITAL ASSETS

Poor Dad whispered,
“What of crypto?”
Rich Dad nodded seriously.
👉 Crypto gains are taxable.
👉 NFT profits are taxable.
👉 Digital asset profits are taxable.
“But,” he added,
“If there is no profit, there is no tax.”
Pidgin small:
“No gain, no pain.”

LESSON 6: WHY RICH DAD ALWAYS DECLARES

Rich Dad said:
“Poor Dad hides income and panics later.
Rich Dad declares income and sleeps well.”
He added:
“Tax is not about punishment.
It is about structure.”


END OF PART FOUR — KEY TAKEAWAY

✔ Creators now pay tax on local and foreign income
✔ Remote workers may pay tax in Nigeria
✔ Foreign dividends & rent can be exempt if properly remitted
✔ Crypto profits are taxable
✔ No profit = no tax


PART FIVE

Poor Dad Thinks Everyone Is Taxed, Rich Dad Knows Who Is Protected

Poor Dad shook his head.
“So government will now tax everybody, even old people and soldiers?”
Rich Dad looked at him and smiled.
“No. That is not how law works.”

LESSON 1: WHAT DOES ‘EXEMPT’ MEAN?

Rich Dad stopped first.
“Let us explain one word.”
👉 Exempt means completely free.
👉 No tax now.
👉 No tax later.
“If something is exempt,” Rich Dad said,
“tax law does not touch it.”

LESSON 2: PENSIONERS — SAFE AND PROTECTED

Poor Dad asked,
“What of people that have retired?”
Rich Dad replied calmly:
👉 Approved pension income is NOT taxable.
👉 Retirement benefits are NOT taxable.
“This is because pension is money you already worked for in the past.”
Pidgin:
“Old age money no be tax food.”

LESSON 3: MILITARY SALARIES & DISABILITY PENSIONS

Poor Dad looked surprised.
“Even soldiers?”
Rich Dad nodded.
👉 Salaries of military officers are now tax-exempt.
👉 Disability pensions from service injuries are fully exempt.
“The law respects service and sacrifice,” Rich Dad said.

LESSON 4: SEVERANCE PAY — BIG EXIT MONEY

Poor Dad asked,
“What if someone leaves work and collects big severance?”
Rich Dad explained slowly.
👉 If severance pay is ₦50 million or less → NO tax
👉 If it is above ₦50 million →
Only the extra part is taxed using the normal tax steps
“Government no dey tax the whole thing,” he said.
“Only the excess.”

LESSON 5: SHARES & INVESTMENT GAINS

Poor Dad whispered,
“What if I sell shares and make profit?”
Rich Dad replied:
👉 If shares sold are ₦150 million or less
👉 And profit is ₦10 million or less
👉 NO tax
“But if you cross that line,” Rich Dad added,
“tax applies to the gain.”

LESSON 6: GOVERNMENT BONDS

Poor Dad asked again,
“Interest from government bonds?”
Rich Dad smiled.
👉 Federal and State government bonds are tax-free.
“That is why many rich people like them,” he said.

LESSON 7: AGRICULTURE — FOOD FIRST

Poor Dad remembered his uncle.
“He wants to start farming.”
Rich Dad replied happily:
👉 Agricultural companies enjoy 5-year tax holiday
👉 Crop production
👉 Livestock
👉 Forestry
👉 Dairy
👉 Cocoa processing
“This is to encourage food production,” Rich Dad explained.
Pidgin:
“Food na life.”


END OF PART FIVE — KEY TAKEAWAY

✔ Pension income is safe
✔ Military salaries are exempt
✔ Disability pensions are fully exempt
✔ Severance pay up to ₦50m is tax-free
✔ Small share gains are exempt
✔ Government bonds are tax-free
✔ Agriculture gets 5-year tax holiday

PART SIX (FINALE)

Poor Dad Worries About Rent, Rich Dad Uses the Law

Poor Dad sat on his bed, looking at his rent receipt.
“After all this tax talk, rent is still killing me.”
Rich Dad smiled.
“This is where the law helps people who understand, not people who fear.”

LESSON 1: WHAT IS RENT RELIEF? (SIMPLE EXPLANATION)

Rich Dad explained like teaching a small child.
👉 Rent relief means government allows you to remove part of your rent
👉 Before calculating your tax.
It is a tax discount, not free money.

LESSON 2: HOW RENT RELIEF WORKS
From 2026:

👉 You can remove 20% of your yearly rent
👉 But it is capped at ₦500,000
Example 1 (Big Rent)
Annual rent = ₦5m
20% = ₦1m

But law allows only ₦500k

👉 You remove ₦500k before tax is calculated.
Example 2 (Smaller Rent)
Annual rent = ₦1m
20% = ₦200k
👉 You remove ₦200k fully.

Rich Dad warned:
👉 You must declare your real rent
👉 You must provide details
Pidgin small:

“No declare, no relief.”

LESSON 3: WHY RICH DAD LIKES THIS LAW

Rich Dad said:
“This law rewards people who keep records.”
Salary earners benefit
Rent payers benefit
Honest people benefit
“Knowledge reduces tax,” he added.

LESSON 4: FINAL REMINDERS (VERY IMPORTANT)

Rich Dad stood up and spoke slowly:
Bank alerts are not tax
Savings are not tax
Loans are not tax
Income is what is taxed
Exemptions are real
Understanding is power
Poor Dad nodded deeply.

THE FINAL CONVERSATION

Poor Dad asked quietly,
“So what should an average Nigerian do?”

Rich Dad replied:
“Learn the rules.
Keep simple records.
Declare what is required.
Sleep well.”

Then he added:

“Fear has never reduced tax.
Knowledge has.”

RICH DAD’S FINAL RULE


“Tax does not make you poor.”
“Ignorance does.”
“When Poor Dad hears tax, he panics.”
“When Rich Dad hears tax, he plans.”



FINAL TAKEAWAY FOR EVERY NIGERIAN
✔ The law starts 2026
✔ Many people will pay less
✔ Many will pay nothing
✔ The law favours understanding, not fear
✔ Calm minds make better money decisions

“No panic. Na Just sense be the mata.”

If you earn more than 66k per month you'll be taxed.

This essentially capture all minimum wage earners because they earn more than 800k per year.

How's this excluding low income earners?

AqualinaXYZ:
Just imagine say INEC no do their normal rigging


And Peter Obi won


Now Peter Obi is doing all these


Just imagine what Yorubas will say?


Calm down no rush just imagine wetin those people go talk about all these tax insecurity no job bad roads no electricity inflation price hikes and all


Just imagine

you forget to add your daily routine abuse on the presidency

My question is as an artisan pop installer how do the government determine my profit . Not a client send money to my account Ike 4million the tax the whole money when I still need to buy materials and and execute the work because this scenario was not factored just the amount that lands in my account which my profit may be 10% of the total money if you take 15% because a client lodged 4million in my account how do I execute the vjob

How can you tax people who earn less than 1000USD annually? When your economy is import based, and you already taxed every container imported massively

No government insensitive

Multiple taxation already exists

So, you have never done anything for me , not even for any member of my family, we struggle to do everything by ourselves

All we see is your convoy of 100 cars passing with tax payers money in luxury cars

Mere going to report a case in police station, you will have to pay,

Even burna boy said, he dey laugh me , in his words “ you no get money you dey call police, I dey laugh you”. Which is the reality

Cut down the cost of governance first
We have a lot of resources, there is already vat on every services and goods
I doubt if people in Tinubu cabinet are educational or just greedy

Say no to multiple taxation
I will speak against it and nobody can do me anything

erniok2:
They lied again. Low income earners are taxed or are they assuming 100k monthly salary earner earns big,

It is even a shame that the Government considers 1 million naira yearly income without expenses as a yardstick for doing well

Tinubu is just too worse to be a leader

I expect him to at least come on air to even defend or explain the tax reforms to us, as he usually spew those his rubbish

I just hope this whole tax of a thing wch is to be initiated by 1st Jan are all insignificant and fallacies

My question is simple will all the sales MTN or Glo makes in Kano be taxed in Kano ? Or will it be moved to Lagos and taxed in Lagos?

These people no get shame.

Why can't they focus and alleviating the suffering of people

Me sha no go pay shi shi

Rindo69:
What you have described under PAYE is incorrect or rather not very clear.


You do not pay 15% on your salary if you earn between 800k and 3m. You pay 15% on what is leftover after deducting the tax free earnings.

So if you earn 800k, as you stated, you pay 0 tax. However, if you earn 850k, you only pay 15% on the 50k and not on the 850k . And if you earn 3m you pay 15% on the 2.2m not on 3m.

You get can additional tax relief if you rent . You get 20% of your annual rent deducted as well. So if you earn 900k, you remove the 800k tax free allowance . If you live in a 1m naira rental property, you deduct 20% of 1m which is 200k so if you earn 900k, you pay no tax.

Note that the rental deduction is up to a maximum of 500k....so even if you pay 4m rental, you dont get 800k deduction, you get only 500k.

Now what if you earn 5m...first you deduct 800k. You have 4.2m left. You then pay 15% on the next 2.2m and then 18% on the remaining 2m...and so on. So your salary is taxed in two different percentages. So 5m salary doesnt mean you pay 18% tax outright but 15% on the 2.2m and 18%on the remaining 2m.

Doesnt matter, the effective tax rate are still too high for each tax brackets for a low income economy like Nigeria. You are competiting for investment with other countries so you should use tax rate that are competitive. For example the US has federal income effective tax brackets 10%, 12%, 22%, 24% and 35% (for millionaires income earners and yet many of them legally avoid it using tax loop holes) and this is a very wealthy country with very high income earners. Nigeria tax brackets should be way lower like 8%, 12%, 15%, 18% and maybe 20% at the highest end for a low income economy to encourage a lot of ppl to pay tax.

Ofcourse you will leave the message and attack the messenger. Dimwit hypocrites

heysquare:
As if Peter Obi is so that intelligent except the fucking hype and taking advice from a madman!