₦airaland Forum

God bless you, everything is on point

manuelkel:
Save more and spend less na my agenda this year.
I really see shege last year

Hi dear.

Very rich people save very little but invest much of their funds.

To be continuously rich, you have to learn to send ur monies on errands for continous multiplication.

Happy New Year to you.

Na only number 12 I agree with u and live with.

Yes ✋🏿

Nice one.
This is spending advise.

What about income or investment advise that will bring more revenue to the pocket?

Happy new year.

zenburster:
My candid advice to you is to make more money.

Money answereth to all things.

If you have money, all this smelly advice won't apply to you.

Iku pa e OP

you can humble buddha himself. Truly you are a zebburster

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

When your wife is pregnant get a health plan there are different NHIS plans you can pay for 30-40k. It will cover you, the children and your wife delivery for a year. All you will end up paying is 6-7% of your hospital bill

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

1. Put your children for
school wey you fit afford
because expensive
schools no
guarantee good
results. Just ensure
Say them dey attend good
affordable school.

2. Rent house wey your power reach
No go stay house wey you go dey
struggle to pay yearly rent.

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

4. From the day you rent house,
you suppose know say you go
pay rent when rent due.
So plan and save towards your
next rent to avoid disgrace.

5. Plan your life well and
live within your means.
No put your hand for where
your power no reach.
Save more and spend
less.

6. E no make sense to dey buy food
for your children every
morning before them go
school because e dey cheaper
to cook, so cook for your house.

7. If you no get money for DSTV
go for SLTV and upgrade
when your income don
upgrade. Afterall na still
the same CNN.

8. Eat healthy food and
protect your family
from mosquitoes to
avoid everyday hospital wahala.

9. No copy your
neighbours lifestyle, because
una two pockets no be neighbours.

10. No follow trends,
If your power no reach bone straight,
do Ghana weaving, police no go arrest
you.

11. Keep your circle
small, keep only
friends wey get
sense.

12. Above all things, have the
fear of God, get
integrity, work hard
and dey prayerful.

13. Plan and prepare early because if
you fail to plan, you
plan to FAIL.

This na Just my little advice for you this year.

No 11

manuelkel:
Save more and spend less na my agenda this year.
I really see shege last year

and most times when someone go broke, even those you help in the past won't be there for you.

Forget all those "my man", "blood", "my gee", "my Nigga". In times of lack, most of them won't turn up for you, but your Family will always be there for you.

That's why this year, it's my Family first, I don't gv a fvck about anyone else. I've even cut off those friends that benefit from me and I don't benefit from them.

This year is serious business for me.

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

1. Put your children for
school wey you fit afford
because expensive
schools no
guarantee good
results. Just ensure
Say them dey attend good
affordable school.

2. Rent house wey your power reach
No go stay house wey you go dey
struggle to pay yearly rent.

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

4. From the day you rent house,
you suppose know say you go
pay rent when rent due.
So plan and save towards your
next rent to avoid disgrace.

5. Plan your life well and
live within your means.
No put your hand for where
your power no reach.
Save more and spend
less.

6. E no make sense to dey buy food
for your children every
morning before them go
school because e dey cheaper
to cook, so cook for your house.

7. If you no get money for DSTV
go for SLTV and upgrade
when your income don
upgrade. Afterall na still
the same CNN.

8. Eat healthy food and
protect your family
from mosquitoes to
avoid everyday hospital wahala.

9. No copy your
neighbours lifestyle, because
una two pockets no be neighbours.

10. No follow trends,
If your power no reach bone straight,
do Ghana weaving, police no go arrest
you.

11. Keep your circle
small, keep only
friends wey get
sense.

12. Above all things, have the
fear of God, get
integrity, work hard
and dey prayerful.

13. Plan and prepare early because if
you fail to plan, you
plan to FAIL.

This na Just my little advice for you this year.

Good advice bro, God bless you!

Reduce Girls in your life

RollinTNDA:
Go to brothels in the afternoon
Instead of going there at night.

Why braw?

Miramonica:
and most times when someone go broke, even those you help in the past won't be there for you.

Forget all those "my man", "blood", "my gee", "my Nigga". In times of lack, most of them won't turn up for you, but your Family will always be there for you.

That's why this year, it's my Family first, I don't gv a fvck about anyone else. I've even cut off those friends that benefit from me and I don't benefit from them.

This year is serious business for me.

I'm glad you are realizing that right now, I feel like you're within 26-30 years of age......,
You have to cut off your incompetencies to get to a new stage of life, go ghost mode for the papers.
Also,look mate, it's the family, only the family plus one real friend.
Now I know you are a victim of friendship just like me, you might think I'm cooking up stories if I be honest with you about mine.
Put much energy towards your family let them be the joy of your day and let them be inspirers to you towards your success, you will stay a happier man by doing so.

Why

RollinTNDA:
Go to brothels in the afternoon
Instead of going there at night.

You see this school own, if you are a struggling guy, please adhere to this advice. Don't listen to your wife if she's not on your side to manage your expenses, except if she is going to contribute.

Fraction topics in mathematics in Adeniran primary school is the same fraction in Grenville international British Model School; The Simple Interest and percentages in maths in Ilasa primary school is the same simple interest in Gentle Touch montessori international school.

Don't stress yourself on school fees because you want to provide the best for your kids or you want to copy the Adeyemis or the Okoyes. Save yourself unnecessary financial pressure and focus where your reach is. But if you have the capacity, go to any school of your choice.

RollinTNDA:
Go to brothels in the afternoon
Instead of going there at night.

Am very curious about your statement. Why is it important to visit the brothel in the day rather than at night.

Tosyne2much comes to mind.
Happy New Year guys!

Leave Nigeria while you can… this one no be advice, na warning.

Take am seriously.

Most importantly apply the lessons of 2025 in your 2026 prospects, focus on making fewer mistakes, be efficient in whatever decision you've accepted and move on with the speed of light, accept setbacks with grace and gratitude believing God in his infinite abundance will grants your heart desires, have blind faith because "Ecclesiastics 9:11"
I returned and saw under the sun, that the race is not to the swift, nor the battle to the strong, neither yet bread to the wise, nor yet riches to men of understanding, nor yet favor to men of skill; but time and chance happeneth to them all.

Mattswaggz:
Know that the government give little or no damn about you...... try to find your way and never give up.

Also, do it legitimately. Illegal funds or hustlings leads to prison time and destruction of destinies.

If you're still in Nigeria and you xan write please pay attention

find a way to register an LLC In Wyoming USA.

It'll give you access to money from kdp Ingram spark d2d even YouTube no go fit carry your money give tinubulation for tax.

This is not financial advice ooo scammer plenty but find a real service that can do it.

I go cast many update I as no dey practice table manners again

Miramonica:
and most times when someone go broke, even those you help in the past won't be there for you.

Forget all those "my man", "blood", "my gee", "my Nigga". In times of lack, most of them won't turn up for you, but your Family will always be there for you.

That's why this year, it's my Family first, I don't gv a fvck about anyone else. I've even cut off those friends that benefit from me and I don't benefit from them.

This year is serious business for me.

Thank God say you don dey wise up. Nice one!

We learn everyday

zenburster:
My candid advice to you is to make more money.

Money answereth to all things.

If you have money, all this smelly advice won't apply to you.

Iku pa e OP

Bro, na lie you talk o.Rich folks ( not money miss road chaps), don't play with investment.It may seems they are living a flamboyant lifestyle , but compare to their investment, that lifestyle is okay in their world.
So to an average Nigerian who is trying to get there , pls follow this great advice given by the OP.
This year , I will save and invest as well.And enjoy my life low-key, no too much social media posting.Misiaghware!

This advice make sense for many areas, no doubt. Planning, living within your means, and avoiding unnecessary pressure na wisdom. But make we also remember say life no be one-size-fits-all.

1. Some people choose expensive schools not to show off, but because of proximity, special needs, or opportunities. If you can afford am without stress, no be crime.

2. Sometimes person go rent better house because of safety, work location, or family needs. As long as you get plan and discipline, e still okay.

3. Preparation for childbirth is important, but life fit still throw surprise. No be everybody wey struggle mean say dem no plan.

4. Saving for rent and future responsibilities is good, but we should also show grace to people wey economy, health, or job loss affect.

5. Living within your means no mean you should never enjoy life or improve your standard. Growth na part of living.

6. Cooking at home dey cheaper, true. But time, health, and work schedules differ. Sometimes buying food na survival, not laziness.

7. Entertainment choices no define wisdom. If DSTV dey make person relax after hard work and e fit afford am, e no be sin.

8. Healthy living is important, but sickness no always mean negligence. Sometimes na just life.

9. Comparing yourself to others is bad, yes. But learning from others’ success no be bad thing.

10. Trends no be compulsory, but self-expression matters too. As long as e no put you for debt, do wetin make you happy.

11. Small circle is good, but sometimes new connections change lives. Wisdom na knowing who to keep, not shutting everyone out.

12. Fear of God, integrity, and hard work na solid foundation—on this one, no argument.

13. Planning is powerful, but remember: even planners need flexibility.


👉 Bottom line:
Plan well, yes.
Live wisely, yes.
But no judge people’s choices, because you no dey wear their shoes.
Progress is personal, and survival in this economy already be achievement.

This year, make we choose wisdom + compassion, not pressure.

🤝

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

1. Put your children for
school wey you fit afford
because expensive
schools no
guarantee good
results. Just ensure
Say them dey attend good
affordable school.

2. Rent house wey your power reach
No go stay house wey you go dey
struggle to pay yearly rent.

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

4. From the day you rent house,
you suppose know say you go
pay rent when rent due.
So plan and save towards your
next rent to avoid disgrace.

5. Plan your life well and
live within your means.
No put your hand for where
your power no reach.
Save more and spend
less.

6. E no make sense to dey buy food
for your children every
morning before them go
school because e dey cheaper
to cook, so cook for your house.

7. If you no get money for DSTV
go for SLTV and upgrade
when your income don
upgrade. Afterall na still
the same CNN.

8. Eat healthy food and
protect your family
from mosquitoes to
avoid everyday hospital wahala.

9. No copy your
neighbours lifestyle, because
una two pockets no be neighbours.

10. No follow trends,
If your power no reach bone straight,
do Ghana weaving, police no go arrest
you.

11. Keep your circle
small, keep only
friends wey get
sense.

12. Above all things, have the
fear of God, get
integrity, work hard
and dey prayerful.

13. Plan and prepare early because if
you fail to plan, you
plan to FAIL.

This na Just my little advice for you this year.

manuelkel:
I'm glad you are realizing that right now, I feel like you're within 26-30 years of age......,
You have to cut off your incompetencies to get to a new stage of life, go ghost mode for the papers.
Also,look mate, it's the family, only the family plus one real friend.
Now I know you are a victim of friendship just like me, you might think I'm cooking up stories if I be honest with you about mine.
Put much energy towards your family let them be the joy of your day and let them be inspirers to you towards your success, you will stay a happier man by doing so.

Noted Boss. You're a wise man.

RollinTNDA:
Go to brothels in the afternoon
Instead of goi dong there at night.

You are indeed a great customer that have patronized brothels for so much years. I will put your advice into practice

Why going in afternoons?
I thought night was better.

RollinTNDA:
Go to brothels in the afternoon
Instead of going there at night.

Reason?

RollinTNDA:
Go to brothels in the afternoon
Instead of going there at night.

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

1. Put your children for
school wey you fit afford
because expensive
schools no
guarantee good
results. Just ensure
Say them dey attend good
affordable school.

2. Rent house wey your power reach
No go stay house wey you go dey
struggle to pay yearly rent.

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

4. From the day you rent house,
you suppose know say you go
pay rent when rent due.
So plan and save towards your
next rent to avoid disgrace.

5. Plan your life well and
live within your means.
No put your hand for where
your power no reach.
Save more and spend
less.

6. E no make sense to dey buy food
for your children every
morning before them go
school because e dey cheaper
to cook, so cook for your house.

7. If you no get money for DSTV
go for SLTV and upgrade
when your income don
upgrade. Afterall na still
the same CNN.

8. Eat healthy food and
protect your family
from mosquitoes to
avoid everyday hospital wahala.

9. No copy your
neighbours lifestyle, because
una two pockets no be neighbours.

10. No follow trends,
If your power no reach bone straight,
do Ghana weaving, police no go arrest
you.

11. Keep your circle
small, keep only
friends wey get
sense.

12. Above all things, have the
fear of God, get
integrity, work hard
and dey prayerful.

13. Plan and prepare early because if
you fail to plan, you
plan to FAIL.

This na Just my little advice for you this year.

No copy your
neighbours lifestyle, because
una two pockets no be neighbours

This almost finish me last year. I have learnt my lesson

heffem:
Tosyne2much comes to mind.
Happy New Year guys!

I don already repent 😁

tosyne2much:
You forgot the key ones

Stay away from snitches, backstabbers and ungrateful lots. It's dangerous having such people around you

Also, if you want to transact business with someone and they start introducing themselves with "I'm pastor so so so so"

Thread with caution with such people and don't let that to defraud or buy something on credit from you

That's why he said keep little friends wey get sense

Rapmoney:
TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE THIS YEAR 2026👇

1. Put your children for
school wey you fit afford
because expensive
schools no
guarantee good
results. Just ensure
Say them dey attend good
affordable school.

2. Rent house wey your power reach
No go stay house wey you go dey
struggle to pay yearly rent.

3. From the day your wife get belle,
you get good 9 months to prepare.
So prepare well, if possible do Osusu.
You go pack like a week to her due date
so that you no go begin run around dey find
money to borrow.

4. From the day you rent house,
you suppose know say you go
pay rent when rent due.
So plan and save towards your
next rent to avoid disgrace.

5. Plan your life well and
live within your means.
No put your hand for where
your power no reach.
Save more and spend
less.

6. E no make sense to dey buy food
for your children every
morning before them go
school because e dey cheaper
to cook, so cook for your house.

7. If you no get money for DSTV
go for SLTV and upgrade
when your income don
upgrade. Afterall na still
the same CNN.

8. Eat healthy food and
protect your family
from mosquitoes to
avoid everyday hospital wahala.

9. No copy your
neighbours lifestyle, because
una two pockets no be neighbours.

10. No follow trends,
If your power no reach bone straight,
do Ghana weaving, police no go arrest
you.

11. Keep your circle
small, keep only
friends wey get
sense.

12. Above all things, have the
fear of God, get
integrity, work hard
and dey prayerful.

13. Plan and prepare early because if
you fail to plan, you
plan to FAIL.

This na Just my little advice for you this year.

You can only do these stuff when you have a steady source of income.

Why not start with money making businesses