₦airaland Forum

Harddiskng:
That’s fine. I re-booted my stock trading around October last year too.

We will monitor it together.



Lool Brother even 0.5% difference is not a joke talk less of a wide marginal difference.

If i were him, i would have 3-4 accounts with reputable operators. The highest performers gets the fund. The remaining go hold 50k till they perform better

When no be juju Stanbic use tie me down.

Iamblessed88:
Which app did you use for this comparison?

Iamblessed88:
Well chatgpt had this to say

Creditalerts:
I moved a larger part of mine to firstally already

EquityM:
CardinalStone and Quantum Zenith. I made some crazy gains sometimes. It all depends on the daily rate; however, the rate is unstable, unlike MMF. If you are patient, you will make a lot more from it.

temi4fash:
First Ally is has not verified and upgrade me to tier 3. And so i dont know if moving in funds there is safe.

temi4fash:
Cardinalstone is for Equity and I saw you mention another fund.. What is it?

I need to change strategy this year

EquityM:
Fixed income fund. Reach out to @emmasoft. SFS Capital is doing well. The fixed income fund is like a turbo boost.

temi4fash:
First Ally is has not verified and upgrade me to tier 3. And so i dont know if moving in funds there is safe.

Creditalerts:
Send them a message through the app or Support@myinvestar.ng still put a call to them u will be fine

Retro9090:
Thank you bro and thanks to everyone else for their input. I read all the comments and also did my research. Peace of mind is as much a factor for me as is interest. I have decided to stick with Stanbic.. I will be topping up monthly.

temi4fash:
Thanks..

Any ideas how cowrywise work..

I notice that they are asking for 250 for the charges on the transaction, Any ideas about how good there services are?

EquityM:
I don't use it. I prefer to deal with the fund managers directly.

Creditalerts:
I wanted to invest with trustbanc with like 5m for one year but is live their system is kind of analog pattern and cowrywise pattern I'm not convinced yet 🤦🏾‍♂️🤦🏾‍♂️

milliondollarma:
Please how do one confirm the current rate on norrenberger app before going ahead to invest?.

EquityM:
Why not try Norrenberger?

temi4fash:
First Ally is has not verified and upgrade me to tier 3. And so i dont know if moving in funds there is safe.

Beeron:
The only thing I am glad about is the fact that, this MMF thread has become accepting to discuss other investments and other asset managers.

Before it was a one way street conversation, when you mention Equity, stocks, anything that involves a little bit of risk or any fund/asset manager not used often here you immediately get shut down with replies like, "we only invest in safe investment here", "This is only MMF thread." Bla bla bla

I'm glad that is changed and people are beginning to embrace other people opinion in terms of investment strategy and which asset managers to invest with.

Special thanks to EquityM for reinforcing his stance and investment strategy eventhough he was bullied at first for bringing up Equity investment here. He wasn't deterred one bit, he knows the risk involved and owns up to it. He even posts screenshots here.

This is why I call him the number one real investor I know here.

The common goal here is to win and we can only win together when our investment(s) beat inflation year on year.

Creditalerts:
let them credit their mmf backlog first

Creditalerts:
let them credit their mmf backlog first

Iamblessed88:
I doubt it’s a backlog issue. Notice how all the high interest guys seem to have same issue while the lower interest guys credit your account automatically even on weekends? This reeks of correlation and causation factors

that was why I studied FirstAlly all through last quarter before I followed them they have never struggled with daily interest top up even after there system upgrades last quarter ✌🏾while I was with Stanbic I encountered it like twice I even complained here so I monitor before investing but if Stanbic work on there rate I will go back with some funds

EquityM:
I only started investing heavily last year in December.

Creditalerts:
Me I no give them anything hold I clear everything and move on to the highest bidders no time 🤣🤣😂

welzyj2:
lmao. It's always advisable to keep small something

Creditalerts:
Send them a message through the app or Support@myinvestar.ng still put a call to them u will be fine

welzyj2:
I created an account over the weekend. I have received login details but yet to receive account details

How do you fund your account

EquityM:
Go to the app, click invest, and click on mutual fund. Choose any of the mutual funds, and you can fund the account using the account number assigned to you. Did they approve your KYC?

Creditalerts:
with their 15.63 unchanged habit since last quarter?😡🤣

freeman67:
As a contrarian wey I be, let me inform us that equity funds is only sweet when NGX is in bull season such as this present period oooo. It's not always like this every time. It is the most risky mutual fund of all the funds managed by asset managers. So if you are looking at the returns just bear the risk in mind too.

With MMF which is the least risky of all funds, interest earned today remains even if TB rate reduce to 2%. The interest will never come below what's earned unless you withdraw. Equity funds however does not have regards for interest earned ooo unless it's withdrawn. If serious bear show na so e go tell on the funds too ooo.

It's said that the higher the risk, the higher the reward but for balance and better investment risk management we should just learn to diversify.