₦airaland Forum

Caicedobets:
what the update

Still owing my brother. That is the update. I begged for restructuring but not one of them agreed.

You are a criminal and thief. If you don't know what to do, look for a transformer or lagoon and do the needful! Barawo bansa

Nigeriahasfutur:
Still owing my brother. That is the update. I begged for restructuring but not one of them agreed.

did they later call contact as they threatened

Caicedobets:
did they later call contact as they threatened

Palmcredit and Newcredit did.

Omo am owing 6 apps of more than 1million am also scared, some are overdue already just waiting for the worse I know I will not die in it
It's just for a while but am truly scared

Ur fellows THIEVES don train/teach u HOW NOT TO PAY UR DEBT/DEFAULT. Put yourself in the 👞 of your creditors. They pay their staff,office rent,LG permissions,buy fuel etc.Stop using economy wahala as ur excuses/failure for borrowing/not paying back.U collect loan for biz not for wasting it on worthless lifestyle. .

Elizabeth149:
Omo am owing 6 apps of more than 1million am also scared, some are overdue already just waiting for the worse I know I will not die in it
It's just for a while but am truly scared

try and pay back mainly if fairmoney is part of them because Na only them dey understand but no loan restructure. But the are always patient.

I'm

Nigeriahasfutur:
Palmcredit and Newcredit did.

All your contacts? I am due for 4 days now and my brother just call me they called him this a.m,I don't have for now ,but hopefully next week I will pay,if they will call my contact no need to pay again be that now

Octopusssy:
They won't stop calling until you pay up so it is left to you to manage the situation

Will they call all.my contact?

zicol2015:
My Oga, just brace urself for the impact. Its gona be soo loud and noisy. I was once in ur shoes, d likes of palmcredit, Okash, Fairmoney, Lcredit, Xcredit and so on. The biggest mistake u made was borrowing one to pay d oda. Last last u go hook. And ur debt go over rise pass ur power.


Let me tell u what i did...

Just keep welcoming and postponing dem. Pick their calls its gona be messy with those useless agent girls especially. But just absorb it and keep telling dem u will pay dt they shld give u more time.

Also be ready to face blackmail. Some will send bad message to ur contacts. Just tell anyone who call i frm ur contact dt u are nt d one that its a mixup. That u av sort it with dem. Nobody will judge u bro. Funny enough, some of ur contact go don default too.. Normal Normal...lol.


But u try o. 1 million naira.

Mine was around 520k.


With time, some will get tired and free u. Bt as per okash, faimoney.. bros, u gas pay o. Those guys can fkag ur BVN via Credit bureau.

Mine don dey flagged since 2016. Be like say e remain like 40k to clear all of dem completely.

Okash still call ds week money wey i borrow around 2015 wen i loose my Job.. for u to knw hw mean dey can be at times. Fdem go pursue u bro. Bt just be strong and ready to leverage from now on till wen u fully pay of


2k , 1k, 1,500 like dt. God is ur strenght o

I find myself in the similar shoe now ,I am owing ease money 325000 due for 20days owe palmcredit 117k due for 3 days but one of them has started calling my family

Nigeriahasfutur:
But their disturbance have taya me. Omo to live with this their disturbance no easy oh.

Change your sim but go and look for work and pay it later.

Nigeriahasfutur:
Hi guys.
I don't know how to say this.
Currently I am owing not less 7 loan apps with five of them being very huge amounts. It all started when I had a medical emergency and had to do surgery on my nose. That was July last year. I took a huge loan from fairmoney hoping to pay back since I was working. Unfortunately, I lost my job that same July, at the end of the month.

From that moment, I started taking from one loan app to pay the other hoping for a change in situation, but my situation never improved as I never got a job since then. Fast forward today and all my options have finished. I don't want to keep borrowing from one loan app to pay the other. I have numerous loans that are due and some that will be due this January.

In fact, my total repayment for this month, January is up to a million.

Here are the loans that are overdue
Okash 120k
Easemoni 105k
Palmcredit 85k
Newcredit 85k
Fairmoney 243k

Then upcoming payments for this month January are
Easemoni 160k
Okash 190k
Carbon 11k
Branch 45k

In total, I owe 1m to pay this January.
The overdue easemoni and okash are lower because I have paid some of it. But the overdue charges no be here.

I can't continue to borrow from one loan app to service another. It is what placed me in this crushing debt in the first place.

Any advice or help is appreciated.

Omo I think say na only my life don spoil so we many 😅

Paramount01:
I find myself in the similar shoe now ,I am owing ease money 325000 due for 20days owe palmcredit 117k due for 3 days but one of them has started calling my family

If they have called your contacts, only pay when you have eaten well. There is no more urgency as they have spoil what you were fearing.

Paramount01:
I'm


All your contacts? I am due for 4 days now and my brother just call me they called him this a.m,I don't have for now ,but hopefully next week I will pay,if they will call my contact no need to pay again be that now

Not all. Just the ones I think they got from my call log

U

Nigeriahasfutur:
Not all. Just the ones I think they got from my call log

What of the extra charges they will be adding every day?

Omo, Imagine Palmpay, oKASH, Easimoni... all of them constantly calling your number, you don enter be that . The least you can do is to know your rights that protects you as a borrower. There's this post I saw that went into details for something like this. Let me quickly share. https://www.kabloozi.xyz/2026/01/owing-multiple-loan-apps-in-nigeria.html

Please don't kill yourself!

Yeah for real.

Thanks for the post link, WlI will check it out and try to enlighten many victims of this slavery to loan sharks syndicate.

wowmagonline:
Omo, Imagine Palmpay, oKASH, Easimoni... all of them constantly calling your number, you don enter be that . The least you can do is to know your rights that protects you as a borrower. There's this post I saw that went into details for something like this. Let me quickly share. https://www.kabloozi.xyz/2026/01/owing-multiple-loan-apps-in-nigeria.html

I am owing multiple loans app l don't know what to do pls help me they've started calling and sending massage. Thanks God bless you all.