₦airaland Forum

Promptlyn:
Hi everyone,

I'm new on this thread and I really appreciate everyone's contribution. I never knew such investment rate excite, thought fix deposit is the best.

I went through this thread and find it very interesting. I need not to break it down for me please.

I need advise on the best platform to invest 10m, how much interest can I get if I'm investing for 1 year.

How does mutual funds work etc.

Thank you

milliondollarma:
I'm trying to withdraw from cowrywise and this is what I'm seeing. No code was sent. How do I go about this?

Jayce242:
I think trustbanc should make Creditalerts their ambassador

Creditalerts:
I won't mind but funny enough they don't have referral option on their app 😄 but since everyone here is winning I'm fine 😉🤑

Promptlyn:
Hi everyone,

I'm new on this thread and I really appreciate everyone's contribution. I never knew such investment rate excite, thought fix deposit is the best.

I went through this thread and find it very interesting. I need not to break it down for me please.

I need advise on the best platform to invest 10m, how ;Dmuchinterest can I get if I'm investing for 1 year.

How does mutual funds work etc.

Thank you

Beeron:
One thing for sure, you will soon get poached by referral code hunters to help you invest via their direct link which is legit but let me give you some tips first.


Mutual funds is like you saving your money and earning interest daily both on weekends and holidays. It's safe and whichever Asset management firm that get pitched to you here is legit.

Secondly, mutual funds enable compounding meaning, your 10Million will compound a whole lot but then again, that's you really preserving and growing wealth while you sleep with both eyes close.

Now this is me suggesting not invest all 10 million into mutual funds, maybe 7 Million and invest 3 million into fixed income fund especially that of CardinalStone fixed income fund alpha.

You will be glad you did after MMF rates dips later in the year.

However, if you decide you want to go all in into mutual funds with the 10 million, split it in 2 and invest 5M in Cowrywise Trustbanc mutual funds and the other 5M into Stanbic

Why?

Stanbic compound monthly but MMF via cowrywise enable move fund around to buy the MMF with the highest rate in the event that rate change by different MMF providers on the cowrywise app.


Trust me, I can bet you, if you let yourself to be talked into investing all your money into one asset management, you will come back here later to ask question like: "Guys, how can I sign up with Cowrywise?"



I also have YouTube channel that can further open your eyes to other types of safe investment, Disregard stocks in the channel, you still a newbie.


https:///www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

Iamblessed88:
Just be careful which asset manager you go with. The ones marketed here are all safe but some with high rates may give you headache. You may fund your account and not see it for days, then when you complain, you will be gas lighted and you will hear. “Be patient, other investors that funded same time have received value” Or they will say it’s end of month causing the interest backlog 😁

I appreciate,. thank you.
But please can you suggest 2 you feel it's safe for one to invest in and reason

Promptlyn:
You really took your time to explain to me, I appreciate bro
But it's seems people are complaining about cowrywise, their money not reflecting after funding.....

Do you have a break down of how their interest works on your YouTube channel.

I'm gonna check it out, thank you

shadowalker123:
They do. Its accessible if you log in via their website but its mostly limited to fee waivers which is like N250 per transaction. Thats like one referral for N250

Beeron:
I suggest you copy the complaint and post here to understand what the complaint was all about. Cowrywise funding is quick and seamless. I have never had any issues that necessitates me to reach out to their customer support but their customer support is very responsive and they are very active on X(Twitter) as well in case you have any complaint.

Secondly, Cowrywise has their own MMF with their own rate.

I saw this on tiktok

@Sunday Shedrach:please I made a deposit today and it's not reflecting and I contacted your company on WhatsApp and you're not responding to me anymore.

@🇳🇬 22 🇧🇪:Come ooo I want to withdraw my money and it’s showing flagged I have filled the form but still yet

@꧁ᬊᬁ🌸🩷Happy Birthday T🩷🌸ᬊ᭄꧂:Pls I couldn’t login since yesterday ooo🙏😳🙏🙏

@Tenebris:My money isn’t reflecting in my account, please do something




Now think of cowrywise as a store that help sell other assets managers MMF to the public.

They have Afrivest MMF, united capital MMF, Trustbanc MMF etc.

All you need do is just pick anyone you wish to invest in (Trustbanc is preferable for now) and click the buy button to buy the unit of MMF you wish to buy.

This is too basic to make a video about. Just install the app and play around with it and come back to read everything I have written here. You will quickly understand how it works.

It's just as easy to navigate as putting mouth on the bress but somehow, you will eventually find the niiipple.

Promptlyn:
You really took your time to explain to me, I appreciate bro
But it's seems people are complaining about cowrywise, their money not reflecting after funding.....

Do you have a break down of how their interest works on your YouTube channel.

I'm gonna check it out, thank you

Iamblessed88:
Go with stanbic IBTC for capital preservation and monthly compounding.

Beeron:
I suggest you copy the complaint and post here to understand what the complaint was all about. Cowrywise funding is quick and seamless. I have never had any issues that necessitates me to reach out to their customer support but their customer support is very responsive and they are very active on X(Twitter) as well in case you have any complaint.

Secondly, Cowrywise has their own MMF with their own rate.

I saw this comment on tiktok


@Sunday Shedrach:please I made a deposit today and it's not reflecting and I contacted your company on WhatsApp and you're not responding to me anymore.

@🇳🇬 22 🇧🇪:Come ooo I want to withdraw my money and it’s showing flagged I have filled the form but still yet

@꧁ᬊᬁ🌸🩷Happy Birthday T🩷🌸ᬊ᭄꧂:Pls I couldn’t login since yesterday ooo🙏😳🙏🙏

@Tenebris:My money isn’t reflecting in my account, please do something



Now think of cowrywise as a store that help sell other assets managers MMF to the public.

They have Afrivest MMF, united capital MMF, Trustbanc MMF etc.

All you need do is just pick anyone you wish to invest in (Trustbanc is preferable for now) and click the buy button to buy the unit of MMF you wish to buy.

This is too basic to make a video about. Just install the app and play around with it and come back to read everything I have written here. You will quickly understand how it works.

It's just as easy to navigate as putting mouth on the bress but somehow, you will eventually find the niiipple.

EquityM:
I'm not, bro; we all know that it is risky, but if someone wants to try something new, they should. The CSOF does 100 YTD. We are all learning. MMF will always be the best, but there are other options out there.

Uberchic1:
Had to go back nothing less than 20 pages to see equity fund discussion. Which product is CSOF? I know it's Cardinal Stone but only know of their mmf and Equity. Never used them though. I was originally conservative but with the dropping mmf rates and understanding how mmf doesn't even beat inflation, my risk appetite grew. I still use mmf as my emergency fund but I branched out with coral balanced fund and now do Balanced fund and about 2 different Equity fund too. They did really well last year and so far, so good. Q1 is shaping up nicely. Which product is CSOF pls?

Uberchic1:
Had to go back nothing less than 20 pages to see equity fund discussion. Which product is CSOF? I know it's Cardinal Stone but only know of their mmf and Equity. Never used them though. I was originally conservative but with the dropping mmf rates and understanding how mmf doesn't even beat inflation, my risk appetite grew. I still use mmf as my emergency fund but I branched out with coral balanced fund and now do Balanced fund and about 2 different Equity fund too. They did really well last year and so far, so good. Q1 is shaping up nicely. Which product is CSOF pls?

EquityM:
CSOF is for wealthy investors, operated by CardinalStone. The minimum capital is 100m. Check the screenshot below to see its current YTD.

Samcathe:
Do one need to contact them to see this option? I can’t find it on my dashboard

Iamblessed88:
Just be careful which asset manager you go with. The ones marketed here are all safe but some with high rates may give you headache. You may fund your account and not see it for days, then when you complain, you will be gas lighted and you will hear. “Be patient, other investors that funded same time have received value” Or they will say it’s end of month causing the interest backlog 😁

Harddiskng:
Lool please mention names with your full chest, nothing will happen. As it is i have no idea with player you are talking about.

Even Stanbic with low rate dey give headache. So why not have the headache with the person giving a high rate

LoriHamo:
I just started using them...i have no idea

EquityM:
CardinalStone VIP equity: 100m is the minimum subscription.

Princewalexy99:
To be candid, in recent time, GT MMF is one of the fund managers that has got good rate outside Trustbanc Money MF. It has been within 17-17.96% this week and currently on 17.69%.

Hopefully, moving forward, we should be seeing more rising rates on other fund managers.

Princewalexy99:
To be candid, in recent time, GT MMF is one of the fund managers that has got good rate outside Trustbanc Money MF. It has been within 17-17.96% this week and currently on 17.69%.

Hopefully, moving forward, we should be seeing more rising rates on other fund managers.

rukyboy:
Is the interest updated daily.?

I subscribed yesterday but nothing was added as at this morning.

Ensol:
I currently invested with them from January 4th and the returns been consistently been above 17.5%

Princewalexy99:
Honestly, they are doing well at the moment.