₦airaland Forum

Babygal2020:
Please who has been with First Ally MMM for at least 3 years?

How good are they?

Do they have enough capital?

Creditalerts:
this woman stop disturbing us stay with Stanbic o biko or u want to have sleepless night like us 🤣🤣

Babygal2020:
Lol. Me wey Wan start Equity trading. Dey play

Franky826:
Good evening everyone.
Please does anyone here use fbn quest MMF?
I've been trying to login on my app and it's not working.
I can't even find the app on playstore anymore and their customer care email is returning my mails saying it doesn't exist.
Anyone here with a solution please I'd appreciate.

Larash:
email them that you trying to longing saying error bla-bla-bla , attache the screenshot also from there , they will ask for your longin id , send it to them after that they will send you the new id and instructions how to longin

Franky826:
Thank you so much for the response.
Kindly share me their email if you have them.
The mails I sent earlier using ccu@fbnquestmb.com doesn't work anymore

emmasoft:
Understanding Investment Windows and Their Alternatives

Several investment alternatives can help you start building wealth from scratch, especially if you have limited capital, little experience, or you’re simply looking to build confidence gradually.

Here are some common investment windows and their suitable alternatives:

Treasury Bills (T-Bills) and Commercial Papers
Alternative: Money Market Funds (MMFs)
These provide liquidity, diversification, and professional management, making them ideal for beginners.

Bonds
Alternative: Fixed Income/Bond Funds
These allow you to invest in a diversified portfolio of bonds without needing large capital and you don't need to hold for a long time, as in the case of direct investment in bonds

Equities (Shares/Stocks)
Alternative: Equity Funds, Balanced Funds, or ETFs
These options reduce the risk of picking individual stocks while still giving exposure to market growth.

Real Estate (Direct Property Ownership)
Alternative: Real Estate Investment Trusts (REITs)
These enable you to invest in real estate without the high cost and stress of property management. REIT allows you indirect ownership of property with a small capital as low as N5,000

It’s important to note that as an investor, you can own both the primary investment and its alternatives at the same time if your resources allow. For example, there’s absolutely nothing wrong with holding both Money Market Funds and T-Bills, or combining stocks with equity funds.

At its core, investing is about taking calculated risks to maximize returns over time.

Whichever path you choose, ensure you are investing intelligently and consistently, keeping your money actively working for you.

If you need to know more or want to be involved in any/all of the investment windows, click the links in my signature or call/chat with me via the contact on my signature.

By the way, this is salary week for most people. Remember to pay yourself first, and don't let the price of petrol discourage you at this time.

Happy investing and great week ahead.

emmasoft:
The beauty of an alternative to real estate (physical property) - REIT

SFSREIT is to distribute 28.3 to unitholders for the year ended 2025.

Imagine an investor who bought early in 2023, around 110/unit

If he bought 1,000,000 units, then at the cost of 110,000,000

2023 year end - 14,500,000 @ distribution per unit of 14.5
2024 year end - 21,500,000 @ distribution per unit of 21.5
2025 year end - 28,300,000 @ distribution per unit of 28.3

In 3 years, the investor will have 64,300,000. Currently, the price of SFSREIT is 418.75

That gives 418,750,000 if he sells today, so in 3 years, with the dividends added, he realizes 483,050,000

Let's assume he uses 4,050,000 as the cost of transactions, which gives a net of 479,000,000
All of this happened without the investor buying a piece of land or building any house. May not have even stepped out of the house.

Be in touch if you wish to come on board.

welzyj2:
Any advantage of subscribing directly with SFS than with any other stockbroker?

emmasoft:
SFSREIT, like other REITs, is a closed-end fund, not like MMF that is open-ended; it trades on the NGX just like the shares of other listed companies, and investors can't subscribe through the fund manager.

You will need to open a stock/cscs account to buy any units you need. Click the third link in my signature to open a stock/cscs account for free with Investment One Stockbrokers.

enque:
talktous@first-assetmanagement.com
Download the new app - first edge app on playstore

The CC team will share your new customer id with you, which you'd use to access the new app with your bvn

heavenisreal18:
Good morning
Pls how does equity work can I loss all my money,the money is for survival of retired woman to be getting something monthly on it.I want to invest the 5m for her but want to know if it worth trying. Note I have been doing MMF and Tbill just want her to earn more as thing s are expensive

heavenisreal18:
Good morning
Pls how does equity work can I loss all my money,the money is for survival of retired woman to be getting something monthly on it.I want to invest the 5m for her but want to know if it worth trying. Note I have been doing MMF and Tbill just want her to earn more as thing s are expensive

Bluearrow:
This your post is kinda funny to me
You have been doing mmf & tbills because u considered those safe, but u want to invest equity for a retired old woman? Lol

heavenisreal18:
Good morning
Pls how does equity work can I loss all my money,the money is for survival of retired woman to be getting something monthly on it.I want to invest the 5m for her but want to know if it worth trying. Note I have been doing MMF and Tbill just want her to earn more as thing s are expensive

emmasoft:
The beauty of an alternative to real estate (physical property) - REIT

SFSREIT is to distribute 28.3 to unitholders for the year ended 2025.

Imagine an investor who bought early in 2023, around 110/unit

If he bought 1,000,000 units, then at the cost of 110,000,000

2023 year end - 14,500,000 @ distribution per unit of 14.5
2024 year end - 21,500,000 @ distribution per unit of 21.5
2025 year end - 28,300,000 @ distribution per unit of 28.3

In 3 years, the investor will have 64,300,000. Currently, the price of SFSREIT is 418.75

That gives 418,750,000 if he sells today, so in 3 years, with the dividends added, he realizes 483,050,000

Let's assume he uses 4,050,000 as the cost of transactions, which gives a net of 479,000,000
All of this happened without the investor buying a piece of land or building any house. May not have even stepped out of the house.

Be in touch if you wish to come on board.

sophy17:
Pls what is the qualification and payment date for the 28.30 distribution?

Creditalerts:
don't mind anybody do equity for her and cash out monthly 🤑🤑🤑😁 the people here advising u not to invest in equity are all cashing out big on equity 🤑please go ahead if possible make it 7m so that u can get like 2m monthly 😉🤑🤑


Singing 🎤 Go hard or go home o............


🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿🏃🏿

heavenisreal18:
Good morning
Pls how does equity work can I loss all my money,the money is for survival of retired woman to be getting something monthly on it.I want to invest the 5m for her but want to know if it worth trying. Note I have been doing MMF and Tbill just want her to earn more as thing s are expensive

EquityM:
Don't try equity; rather, buy some high-paying dividend stocks. Equity is not for old people ooooooooooooooooooooo.

welzyj2:
Funny enough if you select 1 or 2 stocks you can get that 2m in a day or loose it😊

welzyj2:
Funny enough if you select 1 or 2 stocks you can get that 2m in a day or loose it😊

EquityM:
Don't try equity; rather, buy some high-paying dividend stocks. Equity is not for old people ooooooooooooooooooooo.

emmaBS:
The highest return any stock can give in a day is 10 percent. 10 percent of 5m is 500k and you can't even make 500k in a day when you consider charges.

A retiree needs regular income for survial but stocks cannot guarantee that. You can buy today and start losing immediately.

Let's not say anything that will tempt him to invest a retiree's money into stocks. Even experienced and professional stocks traders can lose big.

Creditalerts:
even more than 2m sef 😏🤑

emmaBS:
Stocks can be brutal. It's a no-go area for a retiree' s fund.

emmasoft:
Qualification date - 17th April 2026

Payment date - 18th May 2026