₦airaland Forum

heavenisreal18:
Good morning
Pls how does equity work can I loss all my money,the money is for survival of retired woman to be getting something monthly on it.I want to invest the 5m for her but want to know if it worth trying. Note I have been doing MMF and Tbill just want her to earn more as thing s are expensive

Beeron:
I see SFSREIT being advertised on here, BE VERY CAREFUL to invest in that.

It's isn't about going into the market, Question you should ask yourself is: can you freely exit when you need money?

SFSREIT is not liquid enough.

Be very careful.

enque:
What of UPDCREIT?

EquityM:
Don't try equity; rather, buy some high-paying dividend stocks. Equity is not for old people ooooooooooooooooooooo.

Beeron:
I see SFSREIT being advertised on here, BE VERY CAREFUL to invest in that.

It's isn't about going into the market, Question you should ask yourself is: can you freely exit when you need money?

SFSREIT is not liquid enough.

Be very careful.

emmasoft:
@Beeron, I wrote about SFSREIT to buttress my earlier post on alternatives to mainstream investment windows. It's just to show that an alternative does exist to owning a physical property, not investment advice nor advertisement; investors are to always do their due diligence, which agrees with the industry standard.

Beeron:
I see SFSREIT being advertised on here, BE VERY CAREFUL to invest in that.

It's isn't about going into the market, Question you should ask yourself is: can you freely exit when you need money?

SFSREIT is not liquid enough.

Be very careful.

emmasoft:
Factors to Consider before Investing in Any Investment Window

1. Investment Objective
What is your goal? i.e., the purpose of investing. (wealth creation, income generation, capital preservation)
Short-term vs long-term goals, example: Saving for a house vs retirement etc.

2. Risk Tolerance. Your ability and willingness to handle losses. A low-risk tolerance investor doesn't have business with high risk investment like equities, crypto, etc. Though confidence can be built over time as an investor who started early enough.

3. Age: This is very important in relation to duration, risk, and timelines. Professionally, it's advised that the older an investor, the less risky investment windows to be invested in.

4. Knowledge. Knowledge and Understanding of the investment window is very important. Never invest in what you don’t understand.
Always do your due diligence or seek professional advice. Don't just follow the hype. Invest with understanding.
If it's only returns that form your basis of investment, you may soon lose what you think you have gained.

5. Liquidity and the amount available for investment. How easy it is to convert the investment into cash is a factor to consider. The type of investment product will also be determined by the capital you have to invest. Imagine an investor with tens of thousands, even if he/she wish to invest in real estate, that may not be possible, MMF will be a better alternative.

6. Economic trends, interest rates, government policies, inflation, etc.

The list is not exhaustive; there are other factors to be considered, which depend on the individual investors.

In summary, a wise investor carefully balances risk, return, time, and personal goals before choosing any investment window. The best investment is not the one with the highest return, but the one that aligns with your financial situation and long-term objectives.

Remember, don't just make money, make it without tears!

Creditalerts:
No shortcut or quick Rich investment stay away or else you will learn the hard way don't play



In fact play😁✌🏾

EquityM:
My equity investment is still winning, and we will always win. 10.5M in Zrosk had already turned to 13M in 2+ months. God bless us all. In May, NGX is transitioning to T-1; you will see green tomatoes everywhere.

Creditalerts:
why you no let the retired civil servant (pensioner) join you? 🤣🤣🤣🤣🤣


Equity oooo

EquityM:
It's up to them if they can handle their money dancing azonto up and down. High risk, high reward—more money

EquityM:
Alright, Chief, I totally agree with the investment objectives; however, I might be against equity mutual funds for the elderly. Nevertheless, diving into stocks for growth is still acceptable. Furthermore, the older generations in Nigeria mostly had a huge allocation of stocks back in the days compared to the Millennials and Gen Z. My dead grannies bought UAC and Unilever stocks, and part of the liquidation of the stocks was given to me in 2014 to finance my study trip abroad. Unfortunately, they are dead, and it still pains me everyday that I can't repay them back after God has blessed me.

emmasoft:
Of course, you can see that one of the factors to consider is age. Like it's the industry norm, the older you are, the less risky investment you are to be involved in. Stocks are a better deal when considering the long term. The generation you mention was mostly investing for the long term and for dividends; it was a good strategy, and it's still a good one.

Thank God you are a beneficiary of their wise investment. Since you are already involved in investing, the best thing you can do for them now as a way to pay back is for you to keep the legacy alive, teach your children early about investing, so that the trend will continue from generation to generation.

Creditalerts:
why you no let the retired civil servant (pensioner) join you? 🤣🤣🤣🤣🤣
Equity oooo

Bluearrow:
I don't understand this man
Equity is for for growth not preservation. Mmf is for capital preservation, no one will become rich by investing in mmf. You can only make money from mmf if u are already rich. A retired person is more interested in preserving their capital they have worked for & enjoy their retirement. Age is the key factor here, not the investment. As u grow older, u begin to diversify from high risk investment to low risk because of time. These are basic investment principles.

Creditalerts:
the key word here should be HIGH RISK which should be classified as the primary investment outlook. Age and capital preservation should be classified under the secondary investment outlook ,period ! stop contradicting yourself 🤣✌🏾

To me equity is high tension wire risk 😅

Creditalerts:
the key word here should be HIGH RISK which should be classified as the primary investment outlook. Age and capital preservation should be classified under the secondary investment outlook ,period ! stop contradicting yourself 🤣✌🏾

To me equity is high tension wire risk 😅

Emzedz:
U don't do equities buh ur always having snide remarks about it.. kolewrk..

Emzedz:
U don't do equities buh ur always having snide remarks about it.. kolewrk..

Creditalerts:
I have over 150m put together in various MMF and I'm highy satisfied with my daily returns so I no send anybody papa ✌🏾🤣

Babygal2020:
Okay boss. Just allow them. It's their money. They can handle the outcome whether favourable or unfavorable.

Creditalerts:
I'm not against anyone investing in equity please my pointer is to @equitym I am not against equity investors is their choice

Babygal2020:
Okay boss. Just allow them. It's their money. They can handle the outcome whether favourable or unfavorable.

EquityM:
I will help you get more referrals. May God bless your mini money machine.

Creditalerts:
I have over 150m put together in various MMF and I'm highy satisfied with my daily returns so I no send anybody papa ✌🏾🤣

Creditalerts:
Lol I laugh you,someone like me give me US visa I go nowhere I'm a full blooded Niger delta from d creek 😅 ,have u ever cash out 8m from MMF quarterly? Follow with better peace of mind 🤑🤣Dey play 🤣🤣🤣✌🏾🤑🤑🤑

EquityM:
I started late January with Zrosk. Here is my last month return excluding my new top-up; at the end of the month, 13M will enter. Conversation ended. Goodbyeeee.

EquityM:
I have 10M with First Ally HYIS premium, haha, hmmmm, juju and blood money and you are still dancing around with MMF. May God bless you though.