₦airaland Forum

Beeron:
I don't know your age but the fact that you are willing to wait 20 years.
Here is how you would go about it:

Spread 2 million each in five large cap stocks that pays dividends (bank stocks; GTCO, Zenitn, UBA, Stanbic, Dangote Cement or MTN. That will amount to 10 Million.

Then, Invest about 2 million into Cardinal stone Equity mutual funds.

You will be left with 8 Million. Throw that into Stanbic MMF.

Then go sleep and pray NIGERIA does not disintegrate before 20 years time because as long as Nigeria won't disintegrate; After 20 years and with this strategy, you will be financially secured for life because your investment would have over compounded such that, you can ball alone from stocks dividend pay out. Not to even mention capital gain appreciation.

Billionaires that leave the buck of their wealth in stocks does that for a reason and you will find it out in 20 years time.

If only the guy know how valuable this advice is, him suppose buy wine come give u.

Bluearrow:
If only the guy know how valuable this advice is, him suppose buy wine come give u.

lol I greet you Chief.

Has anyone been able to successfully use the new FirstEdge app for First Asset Management.
Ever since that app was updated, I've not been able to set up my account...always always running into error.
I can't even track what's up with my funds.

Pls any weblink/app to monitor things asides that messy mobile app?

Rhyah:
Has anyone been able to successfully use the new FirstEdge app for First Asset Management.
Ever since that app was updated, I've not been able to set up my account...always always running into error.
I can't even track what's up with my funds.

Pls any weblink/app to monitor things asides that messy mobile app?

Yeah, am using it, did encounter any issues.
This is the weblink though https://myportfolio.first-assetmanagement.com/symportal/f?p=197:LOGIN_DESKTOP:16053434795887:::::

Good morning all. Question for users of first ally : between first ally mmf and high yield savings fund, which would you recommend?

Can you predict the ROI of 20m based on the analysis after 10 years

Beeron:
I don't know your age but the fact that you are willing to wait 20 years.

Here is how you would go about it:

Spread 2 million each in five large cap stocks that pays dividends (bank stocks; GTCO, Zenitn, UBA, Stanbic, Dangote Cement or MTN. That will amount to 10 Million.

Then, Invest about 2 million into Cardinal stone Equity mutual funds.

You will be left with 8 Million. Throw that into Stanbic MMF.

Then go sleep and pray NIGERIA does not disintegrate before 20 years time because as long as Nigeria won't disintegrate; After 20 years and with this strategy, you will be financially secured for life because your investment would have over compounded such that, you can ball alone from stocks dividend pay out. Not to even mention capital gain appreciation.

Billionaires that leave the buck of their wealth in stocks does that for a reason and you will find it out in 20 years time.

Yinkasuccess:
Can you predict the ROI of 20m based on the analysis after 10 years

depends on a lot of factors if you want to be actively investing in all I have suggested and rotating funds between investments. But if it is only large cap stocks. I can assure you, you will grow that money exponentially to 70 to 100 million or more in 20 years without touching it because aside capital appreciation, you will also reinvest dividend into it. That way, it will grow exponentially.

Research has it that — most investment portfolio that do well are dead people portfolio, why? Because no one touches the money for a long time.

Good morning investors

Pls I have 10m should I put everything in MMF or split it into two for mmf and treasury

Is top up issue now resolved on Stanbic MMF or I should wait till next week

heavenisreal18:
Good morning investors

Pls I have 10m should I put everything in MMF or split it into two for mmf and treasury

Put half in MMF, go buy good quality stocks (Dangote Cement, Aradel, MTN, etc) with the other half...you go thank me later

heavenisreal18:
Is top up issue now resolved on Stanbic MMF or I should wait till next week

We are pleased to announce that our platforms are now fully operational. You can access and execute transactions through any of our self-service platforms, including the BluNest mobile app and web portal.

Once again, we apologize for the inconvenience caused by the recent system downtime. We appreciate your patience and understanding.

If you need assistance or have any concerns, please do not hesitate to reach out to us.

We thank you for your continued patronage.

Best Regards
Stanbic IBTC Asset Management Limited

Stanbic Asset managers keep upgrading their apps every week, while interest rate remains stagnant and one of the lowest in the industry for almost 6 months now... Wahala.

Either he changed username and started keeping things on a low key after he was blocked by serious investors for his lack of self-control or has decided not to be commenting for now.

Alaska90:
Please where is Creditalerts ?

He might have been blocked by nairaland, for promoting some fund managers here..

Alaska90:
Please where is Creditalerts ?

heavenisreal18:
Good morning investors

Pls I have 10m should I put everything in MMF or split it into two for mmf and treasury

Fixed deposits, Mutual funds, Treasury bills etc
Stocks: Watch how the market is going, start small and build it up

nickae:
Put half in MMF, go buy good quality stocks (Dangote Cement, Aradel, MTN, etc) with the other half...you go thank me later

Thanks for your response but I don't understand stock I use to have the fear that it is 50 50

heavenisreal18:
Thanks for your response but I don't understand stock I use to have the fear that it is 50 50

Buying good quality stocks isn't 50-50. Though this isn't stock section, but you can do market research on good quality stocks like the examples I gave, you will surely gain in the long run, another example is Buacement, buafood.
You can follow them here https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick

heavenisreal18:
Good morning investors

Pls I have 10m should I put everything in MMF or split it into two for mmf and treasury

If your risk tolerance is low, put all the money in a money market fund, read about equity/stocks investment on the stocks thread and other books or sources, once you understand a bit of how stocks work, open a stock/cscs account and move part of your funds from MMF and get fundamentally sound and dividend-paying stocks, you will be sure of capital gain and cash flow from dividends.

What's the maximum amount I can withdraw from stanbic Money market mutual fund using the app?

STANBIC MMF just got better in their funding, within 1minute my MMF acct was credited with math no stress…. Cool

Johneleojo:
STANBIC MMF just got better in their funding, within 1minute my MMF acct was credited with math no stress…. Cool

When we say these things are possible, alot of folks keep making excuses for stanbic here. Myinvestar mmf has been doing this for long, subscription is instant. It is good stanbic is improving & I hope other fund managers follow suit.

Would you recommend Stanbic app for those who would like to begin investing in stocks.. to get cscs? Any need to visit branch?

emmasoft:
If your risk tolerance is low, put all the money in a money market fund, read about equity/stocks investment on the stocks thread and other books or sources, once you understand a bit of how stocks work, open a stock/cscs account and move part of your funds from MMF and get fundamentally sound and dividend-paying stocks, you will be sure of capital gain and cash flow from dividends.

Bluearrow:
When we say these things are possible, alot of folks keep making excuses for stanbic here. Myinvestar mmf has been doing this for long, subscription is instant. It is good stanbic is improving & I hope other fund managers follow suit.

Is my investar the same as fa trust app
Pls guide
I want to invest in investar what’s their app name I don’t want to download the wrong one

The name of the app is myInvestar. Download from playstore or app store

omotola224:
Is my investar the same as fa trust app
Pls guide
I want to invest in investar what’s their app name I don’t want to download the wrong one

geoeast:
The name of the app is myInvestar. Download from playstore or app store

I have thank you, but it’s unable to verify my nin
Tried several times nothing

omotola224:
Is my investar the same as fa trust app
Pls guide
I want to invest in investar what’s their app name I don’t want to download the wrong one

No myinvestar is not fa trust app
The app name is myinvestar owned by firstally

omotola224:
I have thank you, but it’s unable to verify my nin
Tried several times nothing

@omotola224, get in touch so that it can be resolved from the backend.

biznus:
Would you recommend Stanbic app for those who would like to begin investing in stocks.. to get cscs? Any need to visit branch?

Yes, Stanbic IBTC has a stockbroking arm. However, I would recommend the firm I personally use for practical reasons. This will also allow me to guide you closely through the process.

As a beginner, having the right support is very important, but with time, you’ll become confident navigating things on your own.

Click the third link in my signature so that you can open your CSCS/stock account with Investment One.

FBN vs GTBank