₦airaland Forum

heavenisreal18:
Pls if I put 1m in this how much will I get in 30days

its sweeter when u leave ur money for 6 months, cos some months can record losses.

i will advise u do stanbic ibtc imaan fund, and leave it for 6 months to watch
then keep topping up/adding up every month irrespective.
u ll come back and thank me

my best advise is to keep it for 3-5yrs
its a long term investment, not a short term thing.

Preparing for the Dangote Refinery IPO

For investors interested in participating in the upcoming Dangote Refinery IPO, don’t wait until the offer is announced; start preparing now.

Suggested actions while you wait:

1. Open a Money Market Fund (MMF) account specifically for the purpose or use an existing one
Start saving towards the IPO in an MMF so your funds can earn better returns, rather than leaving them idle in a regular bank account.

2. Open a CSCS account with a stockbroker
This is essential. Physical share certificates are no longer issued; every allocation from primary offers is credited directly to your CSCS account.

Note: You can purchase shares through any accredited agent when the IPO is launched. You are not restricted to a specific bank or investment firm.

To open a CSCS account with Investment One, get in touch.

investmentvirus:
its sweeter when u leave ur money for 6 months, cos some months can record losses.

i will advise u do stanbic ibtc imaan fund, and leave it for 6 months to watch
then keep topping up/adding up every month irrespective.
u ll come back and thank me

my best advise is to keep it for 3-5yrs
its a long term investment, not a short term thing.

for the 3-5 years period how much at least will 1 million amount to?

The last interest paid to me by first ally on mmf was on the 13th. This is quite worrisome

All your interests are there. Just click refresh balance on that your money market page after clicking on more details

Mixology:
The last interest paid to me by first ally on mmf was on the 13th. This is quite worrisome

geoeast:
All your interests are there. Just click refresh balance on that your money market page after clicking on more details

It worked, thanks much

N13,382,782 in 5yrs.
N4,741,632 I 3yrs

i used an average of 68% per annum.
that's worst case scenerio. it will definitely be more than this.

i used compound calculator.

i will recommend stanbic ibtc imaan fund

Arijude:
for the 3-5 years period how much at least will 1 million amount to?

Hmm you seem to be very confident with this Stanbic Imaan Fund, could you please educate us more on it..


I might give it a try, I have a normal mutual fund account with stanbic, do I have to open a separate account for the Imaan Fund?

How risky is this Imaan fund?

Is it compounded quarterly?

investmentvirus:
N13,382,782 in 5yrs.
N4,741,632 I 3yrs

i used an average of 68% per annum.
that's worst case scenerio. it will definitely be more than this.

i used compound calculator.

i will recommend stanbic ibtc imaan fund

Imaan is just like their equity, but it's sharia compliant..

If you use Blunest... you will see it on the list of funds they offer

I am invested in it... likewise their equity and Ethical funds as well...aside their MMF

Started 16th February...the returns are much better than their equity ...

As at this morning...

Same amount invested
Imaan...40.4%
Equity...25%

All STANBIC

AncestralPowers:
Hmm you seem to be very confident with this Stanbic Imaan Fund, could you please educate us more on it..


I might give it a try, I have a normal mutual fund account with stanbic, do I have to open a separate account for the Imaan Fund?

How risky is this Imaan fund?

Is it compounded quarterly?

Thank you very much, I appreciate...

I will definitely give it a try before weekend...

LoriHamo:
Imaan is just like their equity, but it's sharia compliant..

If you use Blunest... you will see it on the list of funds they offer

I am invested in it... likewise their equity and Ethical funds as well...aside their MMF

Started 16th February...the returns are much better than their equity ...

As at this morning...

Same amount invested
Imaan...40.4%
Equity...25%

All STANBIC

What do you guys think about Risevest?

Batman2412:
What do you guys think about Risevest?

Have used them for about 2 years now without issues.

Batman2412:
What do you guys think about Risevest?

Not bad since it seems to have been registered with SEC....Issue is, I hope upfront interest can be taken for the 1 yr investment?

Imaan Fund is high risk-high reward. stanbic fund managers are so experienced, if u leave ur money for 6 months, u wont record any loss. There are some sweet months (Kanayo) and we also have months with some losses (yakubu manage)

i use their bluenest portal online. I dont k now how to use their APP stanbic 3.0 (lol)
u will open another account for it on their portal.

I do imaan, stanbic equity and GT Equity. so far, imaan has an impressive Year TIll Date gains.
Imaan does stocks and Real Estate.

Last year it did 95% Profit.

AncestralPowers:
Hmm you seem to be very confident with this Stanbic Imaan Fund, could you please educate us more on it..


I might give it a try, I have a normal mutual fund account with stanbic, do I have to open a separate account for the Imaan Fund?

How risky is this Imaan fund?

Is it compounded quarterly?

i think most bank fund managers equity fund that invests in stocks only, with Dangote Refinery IPO, most fund managers will invest here and equity fund investment will boom rapidly. We will have many green months (Kanayo months)

LoriHamo:
Imaan is just like their equity, but it's sharia compliant..

If you use Blunest... you will see it on the list of funds they offer

I am invested in it... likewise their equity and Ethical funds as well...aside their MMF

Started 16th February...the returns are much better than their equity ...

As at this morning...

Same amount invested
Imaan...40.4%
Equity...25%

All STANBIC

Paramount, Zedcrest, Zrosk, ARM Aggressive and Halo Equity.

Whats their YTD?
Which is the best ever?
how do i register with them.

I think Paramount is owned by Chap Hills

I have heard a lot about these investments.
The market has really moved, how will the remaining months be if i start investing now?

investmentvirus:
its sweeter when u leave ur money for 6 months, cos some months can record losses.

i will advise u do stanbic ibtc imaan fund, and leave it for 6 months to watch
then keep topping up/adding up every month irrespective.
u ll come back and thank me

my best advise is to keep it for 3-5yrs
its a long term investment, not a short term thing.

Pls how can I start this please hope I won't loss all money

Thanks dear, it is amazing to see a woman so passionate about investments. Truly, gone are the days when men thinks women only belongs to the kitchen or the other room.

I appreciate you...

Does stanbic compound gains from Imaan Fund monthly, quarterly or yearly?

investmentvirus:
Imaan Fund is high risk-high reward. stanbic fund managers are so experienced, if u leave ur money for 6 months, u wont record any loss. There are some sweet months (Kanayo) and we also have months with some losses (yakubu manage)

i use their bluenest portal online. I dont k now how to use their APP stanbic 3.0 (lol)
u will open another account for it on their portal.

I do imaan, stanbic equity and GT Equity. so far, imaan has an impressive Year TIll Date gains.
Imaan does stocks and Real Estate.

Last year it did 95% Profit.

AncestralPowers:
Thanks dear, it is amazing to see a woman so passionate about investments. Truly, gone are the days when men thinks women only belongs to the kitchen or the other room.

I appreciate you...

Does stanbic compound gains from Imaan Fund monthly, quarterly or yearly?

Daily. It’s not like the traditional mutual fund compounding. The percentage increase or decrease for a particular day depends on the performance of the individual stocks in the porfolio. Some days you might loose and other days you may gain. Some Equity funds have done 100% YTD, others between 60% to 70%. Compare it with mutual funds that the top earners does around 20% Full year and you will scream lol.


For clarity sake, an equity fund simply means a basket containing different stocks. It is less risky than buying individual stocks because when one stock falls, another’s rise may compensate for it. Some days all the stocks can rise.
On such days, depending on your capital invested; your one day gain can outperform your full year gain on MMF.

To be cautious, dont jump in with all your capital. Leave bulk in MMF and allocate some to equity . I bet you the little you leave in equity will outperform the bulk in MMF.


Over time, you will start to hate MMF and you will disappear from this thread to the equity and stocks thread. You may drop bye here once in a while.

go to any stanbic ibtc office or their asset mgt office.

do their Imaan

ur money ll b in loss at 1st, then it will balance in a few days or weeks

how long do u want to keep your investment?

i always advise u keep for 6 months, 3yrs-5yrs, so u can enjoy the massive compounding effect.

heavenisreal18:
Pls how can I start this please hope I won't loss all money

the compounding is daily o.
It will look like blood money, iswr.

u ll need to be topping your account, so ur earnings will be massive.

AncestralPowers:
Thanks dear, it is amazing to see a woman so passionate about investments. Truly, gone are the days when men thinks women only belongs to the kitchen or the other room.

I appreciate you...

Does stanbic compound gains from Imaan Fund monthly, quarterly or yearly?

investmentvirus:
the compounding is daily o.
It will look like blood money, iswr.

u ll need to be topping your account, so ur earnings will be massive.

Equity fund is for people who want to play stocks but also want to play it with some safety by leaving it for the professionals.

Thanks for the recommendation of Stanbic, it saves one the stress of analysing stocks if one is busy. I wonder a safe capital to start with minimum and maximum?

For those doing Arm Aggressive funds, they can tell us their experience too so far and how many months/ yrs they have done it.....Comparing fund managers ability to manage funds won't be bad.

Stocks profit is usually SWEETER.

sharone21:
Equity fund is for people who want to play stocks but also want to play it with some safety by leaving it for the professionals.

Thanks for the recommendation of Stanbic, it saves one the stress of analysing stocks if one is busy. I wonder a safe capital to start with minimum and maximum?

For those doing Arm Aggressive funds, they can tell us their experience too so far and how many months/ yrs they have done it.....Comparing fund managers ability to manage funds won't be bad.

Stocks profit is usually SWEETER.

I have once written here before that mmf risks are largely the same across fund managers. For equity, the reverse is the case. The skills and versatility of your manager matters here. A manager that is not well diversified may rise like ijebu garri when the industry he invested in his doing well, but heaven forbid yakubu enter that industry, you can see your capital disappear. Of course if you are willing to wait, dead bones shall rise again

Now to the ranking, i use CardinalStone, ARM, UCAP, Zedcrest, Stanbic, Afrinvest and Meristem. Planning on joining coronation wealth that is just launching too.

1. Meristem is my top pick
2.CardinalStone
3. Afrinvest
4. ARM
5. UCAP
6. Stanbic (my oldest equity)
7. ZEDCREST

note that zedcrest has the highest return currently (112%+) but i am not assured they are well spread. I'll rather take my chances with the 60% Managers.

This is my personal view and ranking based on return and my subjective view of their portfolio. I have only ever withdrawn from meristem and stanbic. Process was easy. I cant say yet for the others

is it advisable to buy Zedcrest? seems its over bought already.... it might be dipping soon

whats your prerogative?

Preator:
I have once written here before that mmf risks are largely the same across fund managers. For equity, the reverse is the case. The skills and versatility of your manager matters here. A manager that is not well diversified may rise like ijebu garri when the industry he invested in his doing well, but heaven forbid yakubu enter that industry, you can see your capital disappear. Of course if you are willing to wait, dead bones shall rise again

Now to the ranking, i use CardinalStone, ARM, UCAP, Zedcrest, Stanbic, Afrinvest and Meristem. Planning on joining coronation wealth that is just launching too.

1. Meristem is my top pick
2.CardinalStone
3. Afrinvest
4. ARM
5. UCAP
6. Stanbic (my oldest equity)
7. ZEDCREST

note that zedcrest has the highest return currently (112%+) but i am not assured they are well spread. I'll rather take my chances with the 60% Managers.

This is my personal view and ranking based on return and my subjective view of their portfolio. I have only ever withdrawn from meristem and stanbic. Process was easy. I cant say yet for the others

cant wait to buy Dangote Refinery IPO.It will dope. cant wait.

Most fund managers will invest our monies on this stock (equity fund)
watch as all these equity funds will start booming from end of this year and beyond.

sharone21:
Equity fund is for people who want to play stocks but also want to play it with some safety by leaving it for the professionals.

Thanks for the recommendation of Stanbic, it saves one the stress of analysing stocks if one is busy. I wonder a safe capital to start with minimum and maximum?

For those doing Arm Aggressive funds, they can tell us their experience too so far and how many months/ yrs they have done it.....Comparing fund managers ability to manage funds won't be bad.

Stocks profit is usually SWEETER.

investmentvirus:
cant wait to buy Dangote Refinery IPO.It will dope. cant wait.

Most fund managers will invest our monies on this stock (equity fund)
watch as all these equity funds will start booming from end of this year and beyond.

🤧 just like that 😅🤣🤣

investmentvirus:
is it advisable to buy Zedcrest? seems its over bought already.... it might be dipping soon

whats your prerogative?

Its dipping already. Topped out at 117%+. I suspect it will fall further. I am waiting for a reset b4 buying more but definitely not buying any more zedcrest till december.

I suspect the IPO will be overpriced. It will take some time to find its equilibrium. I may subscribe to short term equity funds then (to take advantage of the rise in value) and exit at the first sign of it stagnating. But not buying the IPO directly.

We can talk on the equity thread.

Preator:
I have once written here before that mmf risks are largely the same across fund managers. For equity, the reverse is the case. The skills and versatility of your manager matters here. A manager that is not well diversified may rise like ijebu garri when the industry he invested in his doing well, but heaven forbid yakubu enter that industry, you can see your capital disappear. Of course if you are willing to wait, dead bones shall rise again

Now to the ranking, i use CardinalStone, ARM, UCAP, Zedcrest, Stanbic, Afrinvest and Meristem. Planning on joining coronation wealth that is just launching too.

1. Meristem is my top pick
2.CardinalStone
3. Afrinvest
4. ARM
5. UCAP
6. Stanbic (my oldest equity)
7. ZEDCREST

note that zedcrest has the highest return currently (112%+) but i am not assured they are well spread. I'll rather take my chances with the 60% Managers.

This is my personal view and ranking based on return and my subjective view of their portfolio. I have only ever withdrawn from meristem and stanbic. Process was easy. I cant say yet for the others

Thanks, I will pin this.

Meristem is trusted and tested generally as fund managers- I will go with them always. Seems theirs is 30%

Stanbic is a big name and integrity is at stake even if they are doing only 48%< I will also go with them> I prefer using website but registering is herculean task. I have written them requesting for online form to fill.... I'm with Stanbic pension though.

The list is good so one with GOOD money can diversify among fund managers.

Thanks again

where is the equity thread, tag me.

Preator:
Its dipping already. Topped out at 117%+. I suspect it will fall further. I am waiting for a reset b4 buying more but definitely not buying any more zedcrest till december.

I suspect the IPO will be overpriced. It will take some time to find its equilibrium. I may subscribe to short term equity funds then (to take advantage of the rise in value) and exit at the first sign of it stagnating. But not buying the IPO directly.

We can talk on the equity thread.

Preator:
I have once written here before that mmf risks are largely the same across fund managers. For equity, the reverse is the case. The skills and versatility of your manager matters here. A manager that is not well diversified may rise like ijebu garri when the industry he invested in his doing well, but heaven forbid yakubu enter that industry, you can see your capital disappear. Of course if you are willing to wait, dead bones shall rise again

Now to the ranking, i use CardinalStone, ARM, UCAP, Zedcrest, Stanbic, Afrinvest and Meristem. Planning on joining coronation wealth that is just launching too.

1. Meristem is my top pick
2.CardinalStone
3. Afrinvest
4. ARM
5. UCAP
6. Stanbic (my oldest equity)
7. ZEDCREST

note that zedcrest has the highest return currently (112%+) but i am not assured they are well spread. I'll rather take my chances with the 60% Managers.

This is my personal view and ranking based on return and my subjective view of their portfolio. I have only ever withdrawn from meristem and stanbic. Process was easy. I cant say yet for the others

Why 7 asset managers. 2 is optimal and 3 may even be an overkill.

1kinggy:
Why 7 asset managers. 2 is optimal and 3 may even be an overkill.

Well, it works for me cos if i need to switch my funds urgently, i won't have to start creating and verifying.

Case in point: I had a trustbanc on Cowrywise before they did their merging so i am still enjoying the 19% mmf on Cowrywise.