₦airaland Forum

thanks i really appreciate.

i will be strong and hold.

emmasoft:
@investmentvirus, as I mentioned earlier in some of my posts, you cannot separate the stock market from any mutual fund that has equity as part (or all) of its underlying assets. Whatever happens in the equity market will directly impact equity or balanced funds. Market movements, whether upward or downward, are natural and reflect how financial markets operate globally.

You would have noticed that when the stock market was performing well, your funds were also doing great. Now that the market is bearish, you are experiencing the opposite. This is normal.

This is where having clear investment objectives becomes very important. Your objective defines your approach and expectations. Without it, it becomes difficult to succeed in stock market investing or any form of investment.

If you are investing for the long term, short-term price movements should not be a major concern. Instead, a downturn can be an opportunity to acquire more units at lower prices, positioning yourself for future gains when the market rebounds. Markets move in cycles, and recovery is a natural part of that cycle.

Regardless of external or even internal challenges, strong companies and markets tend to recover over time, especially when fundamentals improve.

However, if your risk tolerance does not align with stock-related investments, you may consider safer options such as Treasury Bills or MMF capital preservation and more stable returns.

Ultimately, aligning your investments with your risk tolerance and objectives is key.

Election or no election, the stock market remains. Generally, most people fear and panic during elections, but it's unnecessary because whether the incumbent or the new government that comes in, there will always be a need for the capital market.

I can tell you right now, many smart investors that has cash with them wish the market goes down for them to see stocks like GTCO and the likes sell 30% below their current price, they will gladly come in and take a position, while those who don't understand will panic and sell off.

I will also advise, do more reading/research so that you can understand better how these investment instruments actually work, which will enable you to make more informed investment decisions rather than just relying on what anybody says.

Please donot be deceived by fake account balances people are posting here. In this era of AI, anybody can claim anything

Is anyone here also having troubles with Stanbic IBTC Blunest app. I have been unable to log in for few days now.

Nakedman:
Is anyone here also having troubles with Stanbic IBTC Blunest app. I have been unable to log in for few days now.

Switch network

Update your app

Bluenest is working

yesloaded:
Switch network

Update your app

Bluenest is working

I have done alll this, yet no avail.

Nakedman:
Is anyone here also having troubles with Stanbic IBTC Blunest app. I have been unable to log in for few days now.

am having issue.. my own is that, I have logged in but my Dashboard is not showing.. what may have been the cause?? Please, Is ur own showing??

ufotty2001:
am having issue.. my own is that, I have logged in but my Dashboard is not showing.. what may have been the cause?? Please, Is ur own showing??

Same issue as well. Seems stanbic is having downtime for over 5days. Not good for such a big bank

ufotty2001:
am having issue.. my own is that, I have logged in but my Dashboard is not showing.. what may have been the cause?? Please, Is ur own showing??

Bluenest App is something else for some days

Any busines owner using it for day to day transactions will not find it funny at all

Hi guys. Please for those that use Investar app, how can I generate statement of account. I can't seem to find that on the app.

Nakedman:
Is anyone here also having troubles with Stanbic IBTC Blunest app. I have been unable to log in for few days now.

Yeah same problem. Had to log in through the website on my laptop to see my balance

Amya:
Yeah same problem. Had to log in through the website on my laptop to see my balance

I logged in via the website and it's all empty. No balance no nothing. All zero.

ufotty2001:
am having issue.. my own is that, I have logged in but my Dashboard is not showing.. what may have been the cause?? Please, Is ur own showing??

No it's not showing. All zero

yesloaded:
Bluenest App is something else for some days

Any busines owner using it for day to day transactions will not find it funny at all

I thought you said yours was working well?

Nakedman:
I thought you said yours was working well?

It worked very well yesterday but going off n on today

I have read similar complaints from others too which makes me conclude that it's not working 100%

This morning, I were able to login at a point and later it login without showing any balance

.*MODIFIED*

8:43am successful login with balance showing, try it

Note: Normal savings account o

It is still showing blank from my end. Logged in 3 mins after I saw your post

J

Nakedman:
Same issue as well. Seems stanbic is having downtime for over 5days. Not good for such a big bank

this is another way of preventing people from placing withdrawal..

@OKclothier, I replied to your PM, but the message bounced back with the error that your email has been disabled. You can get in touch.
My contact is in my signature or you can also ask any question here if it's what can be made public.

OKclothier:
It is still showing blank from my end. Logged in 3 mins after I saw your post

Check your mailbox, they sent email to all customers regarding the downtime

I have a very important transaction to do on Friday... thinking when I wake up this morning I will initiate a withdrawal, but now it seems all hope is Lost...they better not come back because I will remove everything...I am not doing again. The thought of missing out in the transaction is already causing me serious headache

So sorry about that. It has been resolved now. I mean my mailbox. So I'm sending you a dm now. We can conclude in the morning as I'm about retiring for the night.

emmasoft:
@OKclothier, I replied to your PM, but the message bounced back with the error that your email has been disabled. You can get in touch.
My contact is in my signature or you can also ask any question here if it's what can be made public.

Downtime has been resolved but I have not been able to receive OTP for withdrawal.

I just initiated a withdrawal now and it was successful. Infact I was paid within minutes, I thought it was a joke, so you can try again. All these happened between 5am and the time I responded.

ugwumichael:
Downtime has been resolved but I have not been able to receive OTP for withdrawal.

OKclothier:
I just initiated a withdrawal now and it was successful. Infact I was paid within minutes, I thought it was a joke, so you can try again. All these happened between 5am and the time I responded.

Alright

Thank you

Let me retry

OKclothier:
I just initiated a withdrawal now and it was successful. Infact I was paid within minutes, I thought it was a joke, so you can try again. All these happened between 5am and the time I responded.

I was only able to place withdrawal via web portal, app still not sending OTP yet.

ugwumichael:
I was only able to place withdrawal via web portal, app still not sending OTP yet.

App working now

Na the imam fund una dey talk be this?

Obnoxious2001:
Na the imam fund una dey talk be this?

Yakubu pro max

thrugemaster:
Yakubu pro max

Make them point Me to normal yakubu

I test run this Imaan fund stuff by putting 5k on the 20th of May 2026 and as at this morning the money has reduced to #4,767.35.

@All, the attached screenshot was the message I got from this guy on my WhatsApp after contributing to his submission here. What baffled me was that I don't know how this guy got my WhatsApp number. Let's be careful with some people like this.

Obnoxious2001:
Na the imam fund una dey talk be this?

Beeron:
NGX Lost ₦2.29 Trillion in Two Days — What Happened?

There is currently fear in the market but ....

If you understand this video, you will never FEAR any stock market dip or correction again.


https://www.youtube.com/watch?v=0u__UfDLxoE?si=SOYSKlBaoptLU5sa

Nigerians investors have taken sell position to go invest in SpaceX IPO 😁😁😁

The Other Face of the Market

I understand that many participants here are more familiar with Money Market Funds (MMFs), while some have recently begun exploring equity or balanced funds.

Whether you are new or experienced in the market, it is important to understand that the current market situation is normal. Market cycles have always existed; markets move upward or downward over time.

For discerning investors, a bearish/down market presents an opportunity. By applying a naira cost averaging strategy, this is a good time to accumulate fundamentally sound, dividend-paying stocks in tranches. In simple terms, continue buying during market dips. This approach helps reduce risk and positions you for gains when the market rebounds.

When the market eventually recovers, you will benefit not only from capital appreciation but also from dividends earned while holding these investments. Note that a down market doesn't stop dividends from a fundamentally sound company.

Always remember that price movements in the market are influenced by many factors, and a stock’s price does not necessarily reflect its true value.

According to the popular saying by the living legend Warren Buffett, " Be greedy when others are fearful and be fearful when others are greedy"

Invest wisely, follow your investment objective, not the fears, noise, or hype.