₦airaland Forum

investmentvirus:
Since there has been losses, why cant the Fund Managers (for equity) sell the shares they bought earlier so as to preserve our capital/profits.

Cos it is so foolish for them not to.

I smell a foul play here. (stealing our funds) claiming its the stock market.

They intentionally keep withdrawing our funds, and claim they registered losses.

They claim to be professional fund managers with many years of experience. Will i call them foolish or fraudsters?

investmentvirus:
Since there has been losses, why cant the Fund Managers (for equity) sell the shares they bought earlier so as to preserve our capital/profits.

Cos it is so foolish for them not to.

I smell a foul play here. (stealing our funds) claiming its the stock market.

They intentionally keep withdrawing our funds, and claim they registered losses.

They claim to be professional fund managers with many years of experience. Will i call them foolish or fraudsters?

inze:
FUD

😂

MadmaxX489:
Hello house,
Can someone be kind to provide a list of the current interest yield of top rated Mutual funds providers.
I am seeking to move away from Meristem Mutual funds as the yield unattractive at 15.71%

Bluearrow:
Very fat lie @bold
Mmf can never perform like stock or equity long term. Definitely not in a country like Nigeria where inflation is running at uncontrollable speed.

yorke1:
Yield matters. It's hard to stay excited about a 15% Money Market Fund when GT Fund Managers is offering 17.23% as of today. Stanbic IBTC needs to do better.

UncleJudax:
Is the 17.23% (or 17.48%, as of today) what you get or is it without the 1% management fee and WHT?

Creditalerts:
Cowrywise have delivered like Hebrew women🤑🤑🤑💥💥💥💥 Trustbanc Cowrywise kanayo ways 🤑🤑🤑🤑

Make I go complete my building project sharp 🕺🏾🕺🏾🕺🏾🍾💥

Smartlife:
I realize that trusbanc in cowrywise next dividend payout is next year July unlike 3months. Whats the way forward

Creditalerts:
mine is October 2026, call customer service to resolve your issue

Smartlife:
Thank you now reflected

Creditalerts:
STL MMF have delivered also 🤑🤑🤑🤑💥🍾🍾🍾🕺🏾🕺🏾🕺🏾


Kanayo o kanayo oooooo🤑🤑🤑🤑🤑🤑🕺🏾🕺🏾


🕺🏾 I dey go opionku today 🤣🤣🤣

Ujunkem:
Is anyone having problem logging into BluNest since yesterday?

UncleJudax:
Stanbic really need to work on BlueNest. The authentication is unreliable, especially on the 1st of every other month (payment day)

Ujunkem:
Is anyone having problem logging into BluNest since yesterday?

AncestralPowers:
The first priority of every fund manager is to make enough profits for themselves, and they'd break so many rules to achieve their aims.

Neurotika:
I find these contrasting views somehow interesting. But I usually prefer grounding my analysis in concrete numbers.

For instance, suppose Nestle traded at #200 in 2006 and stands at #1,300 in 2026. A #50 million investment made in 2006 would today be worth approximately #325 million (ignoring dividends and bonus issues). That represents a 550% total return, or roughly 9.81% per annum compounded.

By comparison, a MMF delivering a steady effective annual return of 11% over the same 20-year period would have grown the same #50 million into about #403 million…that’s a 706% total return.

So viewing it from the capital appreciation lens alone, a solid MMF will usually outperform an average stock over long periods. Equities’ real edge comes from dividends, especially when reinvested. But these are purely based on management discretions which makes your returns more uncertain….

At the end of the day, the route taken doesn’t matter. The destination is the real deal. Just ensure you don’t build wealth on assumptions, regardless of the path you choose.

Beeron:
you said "By comparison, a MMF delivering a steady effective annual return of 11% over the same 20-year period would have grown the same #50 million into about #403 million…that’s a 706% total return."


This is where your analysis broke down because, Can you even trust that MMF will remain steady at 11% for 2 decades without getting lesser returns, and I know It will swing up past 11% in some years too but this rate isn't steady like it's cracked out to be.

2 decades in typically enough for at least 2 macros economy circles in a country, so running your maths on a steady 11% returns over 20 years is greatly flawn and doesn't hold water at all.

Comparing it to Equities investment is abysmally redundant. I refuse to do such comparison with you, a better comparison should have been long term government BOND.


Just one good large cap company in the stock market with good capex and good dividend paying history will shatter the dream returns of MMF long term.

Chidimercy:
Please I credited my Stanbic IBTC mutual fund since yesterday being 1st early in the morning and uphill now its yet to reflected. I used my personalised account for this transaction. Please what could be the cause and how do I resolve this? Already sent them an email and I am yet to get a response.

Chidimercy:
Please I credited my Stanbic IBTC mutual fund since yesterday being 1st early in the morning and uphill now its yet to reflected. I used my personalised account for this transaction. Please what could be the cause and how do I resolve this? Already sent them an email and I am yet to get a response.

AncestralPowers:
The funniest part is that these fund managers frequently upgrade their apps or online services, and after their upgrades, the whole service becomes more unreliable and ineffective, I begin to wonder what their IT experts are frequently upgrading.

Chidimercy:
Please I credited my Stanbic IBTC mutual fund since yesterday being 1st early in the morning and uphill now its yet to reflected. I used my personalised account for this transaction. Please what could be the cause and how do I resolve this? Already sent them an email and I am yet to get a response.

keeper303:
Don't forget to send your tithe to me so that I will help you deliver to your pastor