₦airaland Forum

I join you @ op in thanking God for sparing your mum and her eventual release from SARS. Yes, it was a good thing your dad wasn't caught in the first place... Who knows what would have become of him.

And for the records, SARS kills some of their inmates and sells their body parts to ritualistic men. Our government really needs to look into their activities and put a STOP to the maltreatment and killings of inmates no matter their offenses (please note that some of them may even be innocent).


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@ op, please inform your dad to request for a structuring of his loan facility. The bank will kick against it from the start but it will be granted.

Setaje:
Thank God for your mum

But this statement
she is actually suffering from the daily habit of them shooting young guys dead anyhow after which by midnight, they gather the bodies and go and dispose them,

I have known about it a long time ago. Even in police stations. According to this officers, they said the prisons are filled up and many of those criminals have no relatives hence the extra judicial killings. They are of the opinion that killing them will reduce crime to a certain level. That there is no rehabilitation center and many of them don't have homes nor a job they are doing. Hence all those agberos run from police a lot cus nobody will come and bail them if they commit crime. A lot of silent killings are happening.

Most probably did not bother to read through the post, because I see no reason why anyone would not be shocked by the words in bold fonts. It has been going on for years and no one is doing anything about it, our leaders and politicians are more concerned with filling their pockets with public money.

Jchi9876:
Lecture me plz on interest rates Prof

Its very simple bro......2.5m loan can definitely rise to 6m if not taken care of as in this case.

The question now is,how long has the loan been left unservice? There's always a default rate charge on every loan if not service.

Lets say the interest at the initial stage was just 20%p.a......assuming the loan went bad along the line which will automatically turn the account into debit and once an account goes into debit,there will definitely be another debit charge on the account aside the normal applicable monthly interest on the loan. Two interest at once, the bank want to make money and they will never stop calculating their interest on the loan on a monthly basis likewise the default interest and debit interest on the account. All these interest accrued can catapault the loan to millions of naira since it was not service.
More reason why i suggested that the best solution is for them to have a meeting with the bank manager and seek for concession and profer a modalities for repayment of the loan most expecially the principal element.
Thank God your mumsy is back and i pray she get well soon. Sueing anybody will just be gulping money from your family, the money that can be use to settle the bank's bill.
Its just my own one kobo advice instead of nuturing the ambition of sueing SARS, bank or Naomi cos that will definitely be long thing and spending money on court case.

Op,I stated herein that your lawyer is just a big f00l and is the one that even messed up the whole thing because he wanted to feed on you people.

Listen, this case can even be taken straight to CBN and you can make a case out of this. I told you that you needed a consultant that would request the bank to produce the statement of account of your father's Checking account and his Loan Account from the day it was opened till the date this problem started to be able to determine the actual amount that your father is owing. He cannot owe that amount within that short period.The accrued interest must be audited to know the Debit and Credit that passed through both accounts. Bank's feed on their customers through this means and when a consultant come into this case, the bank will be asking your father to resolve this out of court.Banks are afraid to go to the court. Take the case to any media house and request that your mother should be compensated for unlawful detention and battery.

Go back and check my post on this.Let your father take the bank to court.They will end up asking your dad to pay only the actual loan and maybe with small amount as interest.The bank will ask for settlement as they would not want their name to be blown up on the pages of the newspaper.

OP you should pay attention to andyanders. You have a very strong case here and your lawyer is completely feeding off your situation.


Contact this guy (Andy) if you must offline and please get your mother some help. If she's traumatized, it'll take a while to get her back to normal.
If you take advantage of the situation properly, you can actually get the bank to pay the bills for her visit to a psychologist for evaluation.

Glad she's home now though. Wish you all the best.

I am glad your mum has been released but I don't think this case is close to being over...I hope I'm wrong.

What most people here don't understand is that the bank may have nothing to do with your mother's arrest directly, all they want is their money. All blames lie on the valuer Naomi because the info she gave the bank concerning the collateral was completely different from what they eventually saw, hence their rejecting the actual collateral. This case wouldn't have escalated this way but for Naomi's laziness. All she needed do was wait a few more minutes for your dad so they could go together to the actual property. Instead she took pictures of the wrong property and sent to the bank. The bank may or may not have given the loan if they didn't think the collateral was worth it.


I'm quite certain the bank got into some sort of feud with the valuer for giving them wrong informations about the collateral and so she is trying everything possible to make it look like she was fooled by your family thereby involving the SARS, and I don't think she's done....such heartless and evil woman I must add.

Your family needs to get a better lawyer and do what needs to be done ASAP!!!

Goodluck and best regards to your dear mum

chocolateme:
Continued from https://www.nairaland.com/2134385/whats-advice-mom-detention

I have good news today!! My mom has been released so thank God with me. Just like I narrated the last time about all I knew about the case, I want to let u all know the latest development and full details of what happened. I told you the last time that I only said the least I know and one of you advised me to leave Lagos and go down and see her and also know if there is more to the case.

I travelled home on Wednesday (3 days back) after getting permission from my workplace.

My mom was released on that Wednesday around 6pm one full week from the Wednesday she was arrested. In fact 20 minutes after my younger brother brought her in, I entered the compound. I'm really happy and sad too because of her condition of health, of course you guys will understand me. She looked very horrible, lean, frightened, vulnerable and weak. Dark circles all over her eyes, suddenly she looked older than a 47 years old woman. Well, it's well. I lack words to tell you all about her situation because it brings dark clouds to my heart.

First signs she was exhibiting was over consciousness of her environment, at any door sound or loud voice, she seem to jump out of her skin and terror fills her eyes and she will start shaking, we managed to make her feel at home but it wasn't working, she wasn't able to eat yet. The truth is that my mom has this childish part of her life that still amazes us till now. We, her six children 3 boys and 3 girls all out of university believe that it was her early marriage at 15 that made her that way. She cries if you don't call her on phone for one week and pouts a lot. She is also a very strong mother, I don't know how to make you understand that my parents can never defraud anyone with the kind of hearts they have.

She ate only twice there so she lost all will to eat and till today, she still drinks only malt and water. But she is been taken care of by the family doctor, she will be fine. I have two phases of details to tell you people, 1: how she was released and 2: the full details of the case. Tnx for your patience on this.

THE FULL DETAILS:
I called my dad to narrate exactly what's up because I really don't know everything in details and this is how it happened; for those that knows main market Onitsha, you will understand this, my dad among other traders was among the people that bought over shop allocations then in one of the locations where shops building projects was going on then, a certain politician then, a woman though can't remember her name was involved in the project. They were building those shops and by then everywhere had been bought over even before the completion and all of them has their ownership and validity documents at the LGA. My dad said that the project later entered into political whatever and they halted the project, meanwhile , that was the documents that was used for the collateral. He banks with Union Bank over the years and funny enough, they have issued loans on 3 different occasions to him without collateral based on trust and it was later paid back. So on this issue, the bank contacted these property evaluation office to go and evaluate the property then. This may sound odd and unbelievable but that's the truth. The woman contacted by name "Naomi " (not real name just to call her that )went to our head office in Bright Street where my mom stays and met her on that fateful day and narrated why she came, my mom welcomed and gave a seat. She had to wait for my dad to come so they can both go the property for her job.

My mom said that after some time while they were just talking about business and stuff, she got up to go complaining that she is too busy and the weather was hot, mom urged her to wait but she left and few minutes later she came back and told mom that there is nothing really much on why she came that its just a procedure, that she will just take a picture of our shop and complete her work that its nothing though since they will repay the loan, she brought out her work camera and took snapshots of our shop and then left and that was the last time she came. Forwarded to this year now that the bank came, mom showed me photocopy of the letter she wrote to the bank concerning how she can be able to pay up that money and even the time frame was included, so they can grant her request. She is yet to receive a feedback from the bank before this thing happened.

They asked for collateral this time because of the setback on my parent's business, if you know No. 7 Bright street main market, u will know what happened there few years ago.
I found out as i got home that It was not even the Bank Manager that arrested my mom though I don't know if he has a hand in it from the background.

The bank went to the LGA for confirmation and then went to the property but found it not active and non existing, they summoned Naomi based on her evaluation evidence not been what they see now, she later called my dad to impose accusation on him that the day she came that he shouted her down and asked her to leave and that was the last thing I know my dad will do, my dad became very surprised and asked her if she can recognize him on sight, that was she not the one mom said that took pictures of our shop the day she came, she cut the phone. I heard she told the bank manager to give her few days to sort out the mix up that she wants to go to the LGA to clarify something, I don't know what happened but I think the bank found out what she did and then started having issues with her.

That was how SARS came and took my mom, it was at their office that we found out that her report says that my parents are frauds and she denied been the person that came for the evaluation on that day, she said it was the youth corper that served in her office then that came for it.

But the thing is that my mom heard of her name and knew that it was the same person that came to the shop that day. Well my friends, she was the one that called SARS for my parents, she instructed them to focus on my dad and that the family will hurriedly run around and pay the money. Even the day they came to the house, mom refused to allow them enter the house without a search warrant but they pushed her violently to the ground and one of them twisted her fingers. So concerning the shop I narrated on the other thread, it was an alternative shop of my parents but the bank refused it that it won't fetch that amount.

The actual amount loaned is 2.5 million and the interest is 6 million not 7 , my mistake. That's all. Another thing is that despite the fact that they have mom, they kept looking for my dad everywhere asking us to provide him. They were really hell bent on catching him courtesy the woman's request. She actually used SARS so that they will manipulate the situation so my dad can pay up the money and I don't see how it's her business for the money to be paid. Ok enough here.

HER BAIL:
I don't really understand the type of lawyer they had been using on this case, seems lawyers differ, his own was to file case to Federal court before mom comes out, very sluggish man though young and with family. Wednesday and she was still there, all the people my dad contacted were told by SARS boss that its fraud and they kept stretching the case. So my youngest sister contacted her friend in Abuja to talk to her dad, she mounted pressure on them that Wednesday, later a call came from State CID Awka to SARS that a person with a so so case at their custody should be brought to Awka with the case file that morning. They put my mom in the back of her Hilux and took her to Awka, they met the man and my mom told him everything as it happened, the man was shocked on hearing that she even stayed up to 48 hours in SARS custody not to talk of one full week hmm! He then asked for the complainant to report to Awka, they called her and she said she was at Asaba that she was coming, 3 hours later, she didn't arrive, they called and she said she was almost at Awka. 3.45pm she has not been seen and the man said he won't conclude on any decision until the woman comes, she stopped answering her calls and switched off her phone. Unknown to them, she went straight to SARS office to see her people, they put a call to Awka for my mom to be brought back! Meanwhile, the man in charge has gone out, I don't know what they call that his rank again, weda CPO abi IP whatever.

My mom noticed what was about happening and started begging an officer for his phone to make call, he dialed my sister's number, she already knew the source where the call came from through them. She told her what happened at Awka that they want to take her back to SARS, hmm!! My sis started her lamentation calls again and as God may have it, the man called and told them to wait for him, on arrival, he got to know that the woman never reported and went to SARS office, the man then made called to SARS department and gave some instructions and sent someone with them.

He told mom that she should not panic that whether the complainant surfaces or not, that he will send her home but she still has to make another statement, all these were done and they took mom back to SARS and bailed her with 50k, the woman has long left the office before they got there and nobody has heard from her since then till now. The lawyer asked for 300k to file the case, he was not even aware that my mom has come out, my brother called him that day and he said that all these TO and FRO movement is not yielding anything until he files the case, he was given half of the money so we can gather the rest. But that's for only filing the case fee, I don't understand him and he has not even come to the house to see mom and find out how she got bailed. They said she should report to SARS on Monday for their routine check.

My mom was actually in their cell 2 where other 27 women were, no space on the floor to lie down, she is actually suffering from the daily habit of them shooting young guys dead anyhow after which by midnight, they gather the bodies and go and dispose them, no one can avoid seeing those bodies and even hears shots when they were been killed, it's a small place so everything happens around them there. I even heard they sometimes uses this nylon bags to cover their heads before strangling them with iron chords, she is really more traumatized and frightened by what she had been seeing there than her condition.

She said the place is just like another world. Jungle justice. But all the same, thank God for my mom, she said that her greatest gift of all from God in this case is that her husband was never caught because if he was ever taken there hmm!! Who knows what the turn out of events would have been by now. So that it, I have told them to get another lawyer for this issue.

It's ok if you find these details lies or with some hidden informations, but thats everything there is to it. I understand most of you that called my dad names believing he is not man enough to face it, I agree but let my parents be complete and alive for us. Thanks everyone.

Continued from https://www.nairaland.com/2134385/whats-advice-mom-detention

I am really happy for you. Your family will eventually overcome this challenge. Our country is a real jungle. I am particularly disturbed that SARS at Awkuzu are still carrying out extrajudicial killings. I wonder if the Commissioner of Police is aware. I would like to know if the commissioner was made aware of your mom's case. Even if it is a fraud case, I don't think SARS has any role to play there.

Emilord:
I hope is not that Awkuzu SARS,because that place is a HELL FIRE...You wouldnt believe what i witnessed there when i was once there on trump up charges against my person...Thank God she is in good health.I hope they didnt hang her!

It is Awkuzu SARS. It's unfortunate.

Coldplay007:
It's more worrisome to me that nobody on this thread commented on the extra-judicial killings...
Boko haram has made us resistant to that kind of gist7...

u spoke my mind. Those sars guys scare the shit out of me. When u consider that most times innocent people fall victims and before proving their innocence, a lot can happen, that's why I frown at using them for investigations because by the time they are thru, a lot of innocents would have been battered and maimed

I am sooo grateful and happy and thankful for your sympathies and encouragement, u were still with me till this moment. I have taken most of your advices and my family is still doing everything to solve the loan problem. I believe with time by the grace of God, I will notify you guys the closure of this case. I pray for anyone reading through this post, both those of you that wishes me well in their hearts without posting it, I pray that no unfortunate incident such as this shall befall your parents and entire family, God has opened a new door of divine achievements for all of us in this 2015 and his grace shall continue to abide in our lives amen.

Am really happy 4 U. iread ur first story lately. Jx make sure U dnt rely get another lawyer to still work on d case to avoid further problems.

Emilord:
I hope is not that Awkuzu SARS,because that place is a HELL FIRE...You wouldnt believe what i witnessed there when i was once there on trump up charges against my person...Thank God she is in good health.I hope they didnt hang her!

What did u witness in Awkuzu SARS when u were there on trumped up allegations? Do u mind sharing with us and let the world know what actually happens in that Awkuzu SARS.

The woman is having psychological effects of what she witnessed in that place. I wish her quick recovery.

Terrible

UjSizzle:
OP you should pay attention to andyanders. You have a very strong case here and your lawyer is completely feeding off your situation.


Contact this guy (Andy) if you must offline and please get your mother some help. If she's traumatized, it'll take a while to get her back to normal.
If you take advantage of the situation properly, you can actually get the bank to pay the bills for her visit to a psychologist for evaluation.

Glad she's home now though. Wish you all the best.

UjSizzle, allow Op do her wish.I responded to her earlier post on how this issue can be handled and informed her steps to take and she NEVER responded and to ask or seek for advise.I know what people go through with these banks and even many of such cases taken to efcc and when I advised them the steps that it will take them to get the issue resolved by a financial consultant, of which they did, they were exonerated and most of the banks ended up paying them back and settling the case with them.

The father took a loan and therefore must he be killed? They did not run away from their house or shop.Their lawyer is an accomplice because he wanted to milk them. Most lawyers are not descent.
Anyway, even if she ask, I cannot help her anymore.I am glad the old woman is out.In this part of the world, people don't know their right hence anybody can pick them and drop anywhere and start extorting money from them.

People die out of ignorance.

ezeuju1:
You do not treat trauma with prayers. she needs Counseling.

my bro you treat EVERYTHING WITH PRAYERS. THE PROBLEM WITH MAN IS THAT HE THINKS SCIENCE IS GOD.