₦airaland Forum

I smell boredom

This is not relevant in Nigeria

Sadly, naija is cash and carry..


Or does anyone know abt any schooling loans, or mortgages for house..

thanks op...

Noted. Next pls!

The ops write up seems like western worlds advise or steps before marriage , side jobs , further more degrees , staying at home with kids for 3 three years bla bla bla..

Does it really work here ? Because we na owambe people ooo

This is why I don't intend to marry anyone who has no foresight. I no just fit! If my woman has no vision as to how to manage finances, I no do.

And that marriage stuff ehn...I prefer to spend little on the wedding and lavish the remaining on the honeymoon

holicalpha:
Some people just jump into marriage and after fee months they go broke and blame their woes on The FG.

If you don't have enough to blast you and your wife for five years don't get married.

so if one doesn't have money he shouldn't marry?

GOOD THOUGHTS,I TRY ABOVE ALL THINGS IN MY FINANCIAL LIFE TO STAY DEBT FREE

Hmmmm, so no this no marriage.

Dat one is your own. the lady will give u her own

Hormorthorshor:
Love can sometimes be blind, especially in the midst of an engagement and wedding planning. While I don’t think that love suddenly disappears after the honeymoon, like many would suggest, I do think the reality of finances can hit couples hard after they settle down. Here are three smart financial moves every couple should
consider before tying the knot.

Reduce debt
You might not think your credit card debt and car loan are that big of a deal. In fact, you can probably afford to part a certain part payment easily each month. But your budget might start looking too tight when you combine your debt repayments with your spouse’s debt repayments, and then add on a bunch of new costs.
It is important to know how much your combined debt will be when you get married. Both you and your loved one should disclose any debt or financial obligations. Once you know your combined total of debt, try to reduce it by 50 percent before the big day. This might mean taking more hours at work, doing side jobs, or getting a second job. It is much easier to do this drastic debt attack before marriage then afterwards.

Discuss your financial goals
Both you and your partner should spend time writing your goals on index cards and talking through them. Goals might look like this:
-Being debt free
-Going to school for a higher degree
-Staying at home with children in three years
-Take a vacation every year
-Buy a home in two years
Whatever your goals are for the next 5-10 years, you have to incorporate them into your budget. If you both agree to have children and the wife will stay home with them in three years, then you need to take the right steps in the beginning of your marriage. You should be living off of one income right away, while establishing a strong savings account.


Rethink your wedding costs
You might want to cut costs wherever possible if you are paying for your own wedding. Being saddled with some debt for one day of celebrating is a bit extreme. Pay for cash for your wedding whenever possible, and remember, the day is about you as a couple, not about making the wedding look like it belongs in a magazine.
What is the point in impressing your guests with a lavish wedding if you are stuck paying for it for 10 years afterwards?
Getting married is an exciting time for all couples. I strongly suggest taking time to discuss your finances, financial goals, and budget before walking down the aisle. It might not be sexy to talk investing and budgeting, but it will prevent a lot of issues later in your marriage.

Culled from BusinessDayOnline



http://businessdayonline.com/2015/08/3-financial-moves-to-make-before-getting-married/#.Vb9IsflViko

CHECK CHECK CHECK, GO ONE.

Dubem13:
so if one doesn't have money he shouldn't marry?

Yes ohhh..He has no business bringing another fellow into the World..Na so so Poverty they accumulate for we country...

Hormorthorshor:
.

Rethink your wedding costs
You might want to cut costs wherever possible if you are paying for your own wedding. Being saddled with some debt for one day of celebrating is a bit extreme. Pay for cash for your wedding whenever possible, and remember, the day is about you as a couple, not about making the wedding look like it belongs in a magazine.
What is the point in impressing your guests with a lavish wedding if you are stuck paying for it for 10 years afterwards?
Getting married is an exciting time for all couples. I strongly suggest taking time to discuss your finances, financial goals, and budget before walking down the aisle. It might not be sexy to talk investing and budgeting, but it will prevent a lot of issues later in your marriage.

Culled from BusinessDayOnline



http://businessdayonline.com/2015/08/3-financial-moves-to-make-before-getting-married/#.Vb9IsflViko

Some people are so clueless about marriage such that they can't differentiate from wedding, so they borrow and spend all their savings on wedding. They eat fried rice &salad on wedding day but settle for garri & sugar/kulikuli on marriage days.
Don't intend to impress people and end up suppressing nd depressing yourself

The aftermath is what is responsible for the numerous divorce cases worldwide.

Nice write-up......made sense

Ok

Especially number 3, it is really important. Do not incur massive debts for a just one day affair.

I concur with reducing the wedding cost. Some peeps want high society weddings, finishing almost all their funds, when they enter the marriage, they'll turn to eating breadcrumbs per se. Planning and using wisdom is everything!

find a gal richer dan u . who be maga

eleojo23:
Nice write-up. Hard truths.

“They say that love is more important than money, have you ever tried paying your bills with a hug?” — Nishan Palmar

“Money may not buy love, but fighting about it will bankrupt your relationship.” — Michelle Singletary

Sure brother

hi. saw your pm but I've lost the password to that email. you can send a mail via larabataraba at gmail dot com. thank you.

Op.. ....God bless you richly. ...Amen

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